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 United Credit Union Tyler, TX Rates & Review October 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated and Verified: October 10, 2026
United Credit Union Tyler, TX's top rates as of October 10, 2026 are 3.40% APY on its 12 Month Jumbo CD, 0.25% APY on money market accounts, and personal loans from 7.74% APR, according to rates verified by MonitorBankRates. Other United Credit Union Tyler, TX CD rates include 12 Month IRA CD Cert at 3.30%, 12 Month JUMBO IRA Cert at 3.30%, and 12 Month Term CD at 3.30%. MonitorBankRates evaluates the financial stability of United Credit Union Tyler, TX with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 5.11%. Rates last updated and verified on 10/10/2026. United Credit Union Tyler, TX money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at United Credit Union Tyler, TX? Share your experience about United Credit Union Tyler, TX by leaving a review below, or read customer reviews before you decide to use United Credit Union Tyler, TX. United Credit Union Tyler, TX
United Credit Union 4901 Old Jacksonville Hwy
https://www.unitedcu.coop/ Tyler, TX 75703-3373  Customer Reviews
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Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends. United Credit Union Tyler, TX CD Rates
United Credit Union Tyler, TX Money Market Rates
United Credit Union Tyler, TX Auto Loan Rates
United Credit Union Tyler, TX RV, Boat and Powersport Loan Rates
United Credit Union Tyler, TX Personal Loan Rates
United Credit Union Tyler, TX Other Rates
Financial Health HistoryUnited Credit Union Tyler, TX’s Texas Ratio fell from 9.82% in Q3 2023 to 5.11% in Q2 2026, so its financial health has improved over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0 and its Health Grade from A to A+. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a credit union must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures. Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)
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How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops. Show the quarterly figures
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for United Credit Union Tyler, TX is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather United Credit Union Tyler, TX rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with United Credit Union Tyler, TX's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
United Credit Union Tyler, TX
Website
https://www.unitedcu.coop/
Address
4901 Old Jacksonville Hwy,
Tyler, TX 75703-3373
Phone
903-595-3604
Fax
903-535-9850
President
George Creel
CEO
Sherri McElyea
Full-Time Employees
6
Part-Time Employees
0
Branch Locations
1
ATM Locations
1
NCUA Insured
✓ Yes, up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (97/100)
Texas Ratio
5.11%
Return on Assets (ROA)
0.3129%
Return on Equity (ROE)
4.4235%
Non-Performing Loans Ratio (NPL)
0.64%
Total Assets
29,644,052
Total Amount of Shares and Deposits
27,183,332
Total Shares and Deposits < 1 Year
26,514,969
Total Shares and Deposits 1 3 Years
668,363
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
52,484
Total Uninsured Shares and Deposits > $250K (F+J)
52,484
Total Insured Shares and Deposits > $250K (item 17 less item K)
27,130,848
Total Interest Expense (Sum of items 6 8)
186,654
Share Certificates
115
Number of Accounts for Share Drafts
863
IRA KEOGH Accounts
50
Number of Accounts for Regular Shares
2,118
All other shares
140
Non Member Deposits
9
Money Market Shares
121
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
1,364,170
Total Liabilities
27,777,150
Source: NCUA — Last Updated 06/30/2026
Customer Reviews
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Frequently Asked Questions About United Credit Union Tyler, TXHow many branches does United Credit Union Tyler, TX operate?United Credit Union Tyler, TX currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join United Credit Union Tyler, TX?Yes, to access services at United Credit Union Tyler, TX, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, United Credit Union Tyler, TX does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, United Credit Union Tyler, TX provides members with tools to manage their accounts and build a solid financial history. Does United Credit Union Tyler, TX offer online and mobile banking?Most modern institutions like United Credit Union Tyler, TX provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.unitedcu.coop/. Current United Credit Union Tyler, TX Rates
Retrieved from our database of financial products. Rates subject to change.
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