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United Credit Union Tyler, TX

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United Credit Union Tyler, TX Rates & Review May 2026

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, United Credit Union Tyler, TX provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated: May 18, 2026

You can compare United Credit Union Tyler, TX rates to other rates in our database, including 12-month share certificate rates currently at 3.25%, 6-month share certificate rates at 1.00% and 3-month share certificate rates at 0.10%. Savings rates are at 0.01% and money market rates are at 0.75%. Mortgage rates on 30-year fixed loans are around 6.04%. All these rates can be compared to United Credit Union Tyler, TX rates. MonitorBankRates evaluates the financial stability of United Credit Union Tyler, TX with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 8.98%. Rates were last updated on 05/18/2026.

United Credit Union Tyler, TX money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at United Credit Union Tyler, TX? Share your experience about United Credit Union Tyler, TX by leaving a review below, or read customer reviews before you decide to use United Credit Union Tyler, TX.

Overall Health & Safety Grade

Excellent Health Score: 96/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

8.98%

Excellent Higher than avg

United Credit Union Tyler, TX
United Credit Union

4901 Old Jacksonville Hwy
Tyler, TX 75703 3373

https://www.unitedcu.coop/

Current Rate Availability

We do not have United Credit Union Tyler, TX rates right now, but we are constantly updating our database so check back often for updated rates.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for United Credit Union Tyler, TX is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather United Credit Union Tyler, TX rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with United Credit Union Tyler, TX's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name United Credit Union Tyler, TX

Website https://www.unitedcu.coop/

Address 4901 Old Jacksonville Hwy, Tyler, TX 75703 3373

Phone 903-595-3604

Fax 903-535-9850

President George Creel

CEO Sherri McElyea

Full-Time Employees 6

Part-Time Employees 0

Branch Locations 1

ATM Locations 1

NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A (96/100)

Texas Ratio

8.98%

Return on Assets (ROA)

1.7526%

Return on Equity (ROE)

20.0653%

Non-Performing Loans Ratio (NPL)

1.26%

Total Assets

28,761,342

Total Amount of Shares and Deposits

25,964,539

Total Shares and Deposits < 1 Year

25,631,354

Total Shares and Deposits 1 3 Years

333,185

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

13,251

Total Uninsured Shares and Deposits > $250K (F+J)

13,251

Total Insured Shares and Deposits > $250K (item 17 less item K)

25,951,288

Total Interest Expense (Sum of items 6 8)

242,795

Share Certificates

115

Number of Accounts for Share Drafts

866

IRA KEOGH Accounts

Number of Accounts for Regular Shares

2,143

All other shares

132

Non Member Deposits

Money Market Shares

127

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

391,142

Total Liabilities

26,498,856

Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Total Reviews

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Frequently Asked Questions About United Credit Union Tyler, TX

How many branches does United Credit Union Tyler, TX operate?

United Credit Union Tyler, TX currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join United Credit Union Tyler, TX?

Yes, to access services at United Credit Union Tyler, TX, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, United Credit Union Tyler, TX does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, United Credit Union Tyler, TX provides members with tools to manage their accounts and build a solid financial history.

Does United Credit Union Tyler, TX offer online and mobile banking?

Most modern institutions like United Credit Union Tyler, TX provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.unitedcu.coop/.