What are the current interest rates at Kohler Credit Union?

Current rates for Kohler Credit Union include: 12-Month CD: 1.76%, 24-Month CD: 2.02%, 60-Month CD: 2.22%, Savings: 0.26%, MMA: 4.00%

MonitorBankRates

☰

Survey Results We asked readers after the Fed’s Sept. 16 hike: 50% of savers say their bank still has not raised their rate since the Fed funds rate increase. See the full results

Home›
Credit Unions›
Kohler Credit Union

iAdvertiser Disclosure

Kohler Credit Union Rates & Review October 2026

Q: How many branches does Kohler Credit Union operate?

Kohler Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Q: Is a member application needed to join Kohler Credit Union?

Yes, to access services at Kohler Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Q: Is there a first-time homebuyer program?

Currently, Kohler Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Kohler Credit Union provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: October 9, 2026

Kohler Credit Union's top rates as of October 9, 2026 are 5.00% APY on its 9 Month IRA CD, 0.26% APY on savings, 4.00% APY on money market accounts, 6.12% on its 3/1 ARM mortgage, and personal loans from 11.59% APR, according to rates verified by MonitorBankRates. Other Kohler Credit Union CD rates include 9 Month New Money at 5.00%, 5 Year CD at 2.22%, and 5 Year IRA CD at 2.22%. Other Kohler Credit Union mortgage rates include 5/1 ARM at 6.35%, 7/1 ARM at 6.65%, and 10/1 ARM at 6.95%. MonitorBankRates evaluates the financial stability of Kohler Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.37%. Rates last updated and verified on 10/09/2026.

Kohler Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Kohler Credit Union? Share your experience about Kohler Credit Union by leaving a review below, or read customer reviews before you decide to use Kohler Credit Union.

Verified Healthy Q2 2026 Use This Badge on Your Credit Union Website

Overall Health & Safety Grade

A+

Exceptional Health Score: 99/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

2.37%

Excellent Lower than avg

Health Trend

Very strong 12 quarters

Full history ›

Kohler Credit Union
Kohler Credit Union

5727 Superior Ave
Sheboygan, WI 53083-3329

https://www.kohlercu.com

Customer Reviews

Be the first to review

Write a Review

Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends.

Kohler Credit Union CD Rates

Product	Rate	APY	Term
9 Month IRA Share Certificate	4.89%	5.00%	9 Month
Min Balance $1,000 Last Updated 10/09/2026 Rate History 1 change since Oct 5, 2026 · 3.90% → 5.00% ▲ 1.10 pts · high 5.00% / low 3.90% Oct 9, 20265.00%▲ from 3.90% Oct 5, 20263.90%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.37%
9 Month New Money	4.89%	5.00%	9 Month
Min Deposit $1,000 Min Balance $1,000 Details Featured Rate Last Updated 10/09/2026 Rate History 1 change since Sep 18, 2026 · 3.90% → 5.00% ▲ 1.10 pts · high 5.00% / low 3.90% Oct 9, 20265.00%▲ from 3.90% Sep 18, 20263.90%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.37%
5 Year Certificate	2.20%	2.22%	5 Year
Min Deposit $500 Min Balance $500 Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 2.22% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.37%
5 Year IRA Share Certificate	2.20%	2.22%	5 Year
Min Balance $500 Last Updated 10/09/2026 Rate History No change since Oct 5, 2026 · 2.22% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.37%
4 Year Certificate	2.10%	2.12%	4 Year
Min Deposit $500 Min Balance $500 Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 2.12% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.37%
4 Year IRA Share Certificate	2.10%	2.12%	4 Year
Min Balance $500 Last Updated 10/09/2026 Rate History No change since Oct 5, 2026 · 2.12% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.37%
3 Year Certificate	2.05%	2.07%	3 Year
Min Deposit $500 Min Balance $500 Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 2.07% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.37%
3 Year IRA Share Certificate	2.05%	2.07%	3 Year
Min Balance $500 Last Updated 10/09/2026 Rate History No change since Oct 5, 2026 · 2.07% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.37%
2 Year Certificate	2.00%	2.02%	2 Year
Min Deposit $500 Min Balance $500 Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 2.02% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.37%
2 Year IRA Share Certificate	2.00%	2.02%	2 Year
Min Balance $500 Last Updated 10/09/2026 Rate History No change since Oct 5, 2026 · 2.02% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.37%
1 Year Certificate	1.75%	1.76%	1 Year
Min Deposit $500 Min Balance $500 Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 1.76% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.37%
1 Year IRA Share Certificate	1.75%	1.76%	1 Year
Min Balance $500 Last Updated 10/09/2026 Rate History No change since Oct 5, 2026 · 1.76% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.37%
6 Month Certificate	1.75%	1.76%	6 Month
Min Deposit $500 Min Balance $500 Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 1.76% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.37%
6 Month IRA Share Certificate	1.75%	1.76%	6 Month
Min Balance $500 Last Updated 10/09/2026 Rate History No change since Oct 5, 2026 · 1.76% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.37%
3 Month Certificate	1.25%	1.26%	3 Month
Min Deposit $500 Min Balance $500 Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 1.26% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.37%

Kohler Credit Union Savings Rates

Product	Rate	APY
Health Savings Account	0.26%	0.26%
Min Balance $15,000 Details Balance: > $15,000.00 Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 0.26% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.37%
Christmas Club	0.25%	0.25%
Min Balance $0 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 0.25% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.37%
Health Savings Account	0.21%	0.21%
Min Balance $5,000 Details Balance: $5,000.00 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 0.21% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.37%
Health Savings Account	0.16%	0.16%
Min Balance $2,500 Details Balance: $2,500.00 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 0.16% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.37%
Health Savings Account	0.11%	0.11%
Min Balance $500 Details Balance: $500.00 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 0.11% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.37%
Health Savings Account	0.10%	0.10%
Min Balance $0 Details Balance: < $500.00 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 0.10% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.37%
Saver's Sweepstakes	0.10%	0.10%
Min Balance $0 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 0.10% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.37%

Kohler Credit Union Money Market Rates

Product	Rate	APY
Flex Money Market	3.93%	4.00%
Min Balance $100,000 Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 4.00% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.37%
Flex Money Market	3.69%	3.75%
Min Balance $50,000 Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 3.75% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.37%
Flex Money Market	3.45%	3.50%
Min Balance $10,000 Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 3.50% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.37%
Premium Money Market	2.30%	2.32%
Min Balance $250,000 Last Updated 10/09/2026 Rate History 1 change since Sep 14, 2026 · 2.12% → 2.32% ▲ 0.20 pts · high 2.32% / low 2.12% Sep 18, 20262.32%▲ from 2.12% Sep 14, 20262.12%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.37%
Premium Money Market	1.75%	1.76%
Min Balance $100,000 Last Updated 10/09/2026 Rate History 1 change since Sep 14, 2026 · 1.51% → 1.76% ▲ 0.25 pts · high 1.76% / low 1.51% Sep 18, 20261.76%▲ from 1.51% Sep 14, 20261.51%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.37%
Premium Money Market	1.50%	1.51%
Min Balance $50,000 Last Updated 10/09/2026 Rate History 1 change since Sep 14, 2026 · 1.21% → 1.51% ▲ 0.30 pts · high 1.51% / low 1.21% Sep 18, 20261.51%▲ from 1.21% Sep 14, 20261.21%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.37%
Premium Money Market	1.05%	1.06%
Min Balance $25,000 Last Updated 10/09/2026 Rate History 1 change since Sep 14, 2026 · 0.85% → 1.06% ▲ 0.21 pts · high 1.06% / low 0.85% Sep 18, 20261.06%▲ from 0.85% Sep 14, 20260.85%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.37%
Premium Money Market	0.90%	0.90%
Min Balance $10,000 Last Updated 10/09/2026 Rate History 1 change since Sep 14, 2026 · 0.75% → 0.90% ▲ 0.15 pts · high 0.90% / low 0.75% Sep 18, 20260.90%▲ from 0.75% Sep 14, 20260.75%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.37%
Flex Money Market	0.55%	0.55%
Min Balance $0 Last Updated 10/09/2026 Rate History 1 change since Sep 18, 2026 · 3.50% → 0.55% ▼ 2.95 pts · high 3.50% / low 0.55% Oct 5, 20260.55%▼ from 3.50% Sep 18, 20263.50%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.37%
Premium Money Market	0.55%	0.55%
Min Balance $0 Last Updated 10/09/2026 Rate History 2 changes since Sep 14, 2026 · 0.75% → 0.55% ▼ 0.20 pts · high 0.90% / low 0.55% Oct 5, 20260.55%▼ from 0.90% Sep 18, 20260.90%▲ from 0.75% Sep 14, 20260.75%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.37%

Kohler Credit Union Mortgage Rates

Product	Rate	Points	APR	Term
5/1 ARM	6.35%	0.00%	7.022%	5/1 ARM
No additional details. Last Updated 10/09/2026 Rate History 1 change since Sep 18, 2026 · 6.53% → 7.02% ▲ 0.50 pts · high 7.02% / low 6.53% Oct 2, 20267.02%▲ from 6.53% Sep 18, 20266.53%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.37%
7/1 ARM	6.65%	0.00%	7.069%	7/1 ARM
No additional details. Last Updated 10/09/2026 Rate History 1 change since Sep 18, 2026 · 6.52% → 7.07% ▲ 0.55 pts · high 7.07% / low 6.52% Oct 2, 20267.07%▲ from 6.52% Sep 18, 20266.52%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.37%
3/1 ARM	6.125%	0.00%	7.101%	3/1 ARM
No additional details. Last Updated 10/09/2026 Rate History 1 change since Sep 18, 2026 · 6.62% → 7.10% ▲ 0.48 pts · high 7.10% / low 6.62% Oct 2, 20267.10%▲ from 6.62% Sep 18, 20266.62%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.37%
10/1 ARM	6.95%	0.00%	7.179%	10/1 ARM
No additional details. Last Updated 10/09/2026 Rate History 1 change since Sep 18, 2026 · 6.78% → 7.18% ▲ 0.40 pts · high 7.18% / low 6.78% Oct 2, 20267.18%▲ from 6.78% Sep 18, 20266.78%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.37%
15 Year Fixed	7.00%	0.00%	7.184%	15 Year
No additional details. Last Updated 10/09/2026 Rate History 1 change since Sep 18, 2026 · 6.81% → 7.18% ▲ 0.38 pts · high 7.18% / low 6.81% Oct 5, 20267.18%▲ from 6.81% Sep 18, 20266.81%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.37%
20 Year Fixed	7.375%	0.00%	7.525%	20 Year
No additional details. Last Updated 10/09/2026 Rate History 1 change since Sep 18, 2026 · 7.02% → 7.53% ▲ 0.50 pts · high 7.53% / low 7.02% Oct 5, 20267.53%▲ from 7.02% Sep 18, 20267.02%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.37%
30 Year Fixed	7.50%	0.00%	7.617%	30 Year
No additional details. Last Updated 10/09/2026 Rate History 1 change since Sep 18, 2026 · 7.11% → 7.62% ▲ 0.50 pts · high 7.62% / low 7.11% Oct 5, 20267.62%▲ from 7.11% Sep 18, 20267.11%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.37%

Kohler Credit Union Home Equity & HELOC

Product	Rate	Points	APR
HELOC 80% LTV	-	-	7.00%
No additional details. Last Updated 10/09/2026 Rate History 1 change since Sep 18, 2026 · 6.75% → 7.00% ▲ 0.25 pts · high 7.00% / low 6.75% Oct 5, 20267.00%▲ from 6.75% Sep 18, 20266.75%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.37%
HELOC 90% LTV	-	-	9.00%
No additional details. Last Updated 10/09/2026 Rate History 1 change since Sep 18, 2026 · 8.75% → 9.00% ▲ 0.25 pts · high 9.00% / low 8.75% Oct 5, 20269.00%▲ from 8.75% Sep 18, 20268.75%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.37%

Kohler Credit Union Auto Loan Rates

Product	Rate	Points	APR	Term
Auto Loan	-	-	4.74%
Details as low as Last Updated 10/09/2026 Rate History 1 change since Sep 14, 2026 · 4.75% → 4.74% ▼ 0.01 pts · high 4.75% / low 4.74% Oct 5, 20264.74%▼ from 4.75% Sep 14, 20264.75%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.37%
Autos and Motorcycles	-	-	4.74%	Up to 36 Months
Details Model Year: 2022 and Newer Last Updated 10/09/2026 Rate History No change since Sep 22, 2026 · 4.74% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.37%
Autos and Motorcycles	-	-	4.74%	37 to 48 Months
Details Model Year: 2022 and Newer Last Updated 10/09/2026 Rate History No change since Sep 22, 2026 · 4.74% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.37%
Autos and Motorcycles	-	-	4.74%	49 to 60 Months
Details Model Year: 2022 and Newer Last Updated 10/09/2026 Rate History No change since Sep 22, 2026 · 4.74% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.37%
Autos and Motorcycles	-	-	5.74%	Up to 36 Months
Details Model Year: 2021 and Older Last Updated 10/09/2026 Rate History No change since Sep 22, 2026 · 5.74% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.37%
Autos and Motorcycles	-	-	5.74%	37 to 48 Months
Details Model Year: 2021 and Older Last Updated 10/09/2026 Rate History No change since Sep 22, 2026 · 5.74% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.37%
Autos and Motorcycles	-	-	5.74%	49 to 60 Months
Details Model Year: 2021 and Older ($20,000 and over) Last Updated 10/09/2026 Rate History No change since Sep 22, 2026 · 5.74% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.37%
Autos and Motorcycles	-	-	5.89%	61 to 72 Months
Details Model Year: 2022 and Newer Last Updated 10/09/2026 Rate History 1 change since Sep 14, 2026 · 4.99% → 5.89% ▲ 0.90 pts · high 5.89% / low 4.99% Oct 5, 20265.89%▲ from 4.99% Sep 14, 20264.99%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.37%
Autos and Motorcycles	-	-	6.09%	61 to 72 Months
Details Model Year: 2021 and Older ($25,000 and over) Last Updated 10/09/2026 Rate History 1 change since Sep 14, 2026 · 5.99% → 6.09% ▲ 0.10 pts · high 6.09% / low 5.99% Oct 5, 20266.09%▲ from 5.99% Sep 14, 20265.99%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.37%
Autos and Motorcycles	-	-	6.25%	73 to 84 Months
Details Model Year: 2024 and Newer Last Updated 10/09/2026 Rate History 1 change since Sep 14, 2026 · 5.49% → 6.25% ▲ 0.76 pts · high 6.25% / low 5.49% Oct 5, 20266.25%▲ from 5.49% Sep 14, 20265.49%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.37%

Kohler Credit Union RV, Boat and Powersport Loan Rates

Product	Rate	APR	Term
ATVs, Snowmobiles, Trailers, Scooters, Mopeds, Etc. Loan	-	6.59%	Up to 36 Months
Details Model Year: 2021 and Newer Last Updated 10/09/2026 Rate History No change since Sep 22, 2026 · 6.59% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.37%
ATVs, Snowmobiles, Trailers, Scooters, Mopeds, Etc. Loan	-	6.84%	37 to 48 Months
Details Model Year: 2021 and Newer Last Updated 10/09/2026 Rate History No change since Sep 22, 2026 · 6.84% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.37%
ATVs, Snowmobiles, Trailers, Scooters, Mopeds, Etc. Loan	-	7.09%	49 to 60 Months
Details Model Year: 2021 and Newer Last Updated 10/09/2026 Rate History No change since Sep 22, 2026 · 7.09% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.37%
ATVs, Snowmobiles, Trailers, Scooters, Mopeds, Etc. Loan	-	7.34%	61 to 72 months
Details Model Year: 2021 and Newer ($15,000 and over) Last Updated 10/09/2026 Rate History No change since Oct 5, 2026 · 7.34% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.37%
RVs and Boats Loan	8.59%	8.59%	Up to 84 Months
Details Term: Up to 84 Months (Under $25,000); Model Year: 2023 and Newer Last Updated 10/09/2026 Rate History No change since Sep 22, 2026 · 8.59% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.37%
RVs and Boats Loan	8.59%	8.59%	Up to 120 Months
Details Term: Up to 120 Months ( $25,000 minimum); Model Year: 2023 and Newer Last Updated 10/09/2026 Rate History No change since Sep 22, 2026 · 8.59% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.37%
RVs and Boats Loan	8.59%	8.59%	Up to 144 Months
Details Term: Up to 144 Months ($35,000 minimum); Model Year: 2023 and Newer Last Updated 10/09/2026 Rate History No change since Sep 22, 2026 · 8.59% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.37%
RVs and Boats Loan	8.59%	8.59%	Up to 180 Months
Details Term: Up to 180 Months ($50,000 minimum); Model Year: 2023 and Newer Last Updated 10/09/2026 Rate History No change since Sep 22, 2026 · 8.59% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.37%
RVs and Boats Loan	8.84%	8.84%	Up to 84 Months
Details Term: Up to 84 Months (Under $25,000); Model Year: 2019 - 2022 Last Updated 10/09/2026 Rate History No change since Sep 22, 2026 · 8.84% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.37%
RVs and Boats Loan	8.84%	8.84%	Up to 120 Months
Details Term: Up to 120 Months ($25,000 minimum); Model Year: 2019 - 2022 Last Updated 10/09/2026 Rate History No change since Sep 22, 2026 · 8.84% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.37%
RVs and Boats Loan	8.84%	8.84%	Up to 144 months
Details Term: Up to 144 months ( $35,000 minimum); Model Year: 2019 - 2022 Last Updated 10/09/2026 Rate History No change since Sep 22, 2026 · 8.84% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.37%
RVs and Boats Loan	9.09%	9.09%	Up to 240 Months
Details Term: Up to 240 Months ($100,000 minimum); Model Year: 2023 and Newer Last Updated 10/09/2026 Rate History No change since Sep 22, 2026 · 9.09% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.37%
ATVs, Snowmobiles, Trailers, Scooters, Mopeds, Etc. Loan	-	10.34%	Up to 36 Months
Details Model Year: 2018 - 2020 Last Updated 10/09/2026 Rate History No change since Sep 22, 2026 · 10.34% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.37%
ATVs, Snowmobiles, Trailers, Scooters, Mopeds, Etc. Loan	-	10.59%	37 to 48 Months
Details Model Year: 2018 - 2020 Last Updated 10/09/2026 Rate History No change since Sep 22, 2026 · 10.59% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.37%
ATVs, Snowmobiles, Trailers, Scooters, Mopeds, Etc. Loan	-	10.84%	Up to 36 Months
Details Model Year: 2017 and Older Last Updated 10/09/2026 Rate History No change since Sep 22, 2026 · 10.84% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.37%
RVs and Boats Loan	10.84%	10.84%	Up to 60 Months
Details Term: Up to 60 Months (Under $10,000); Model Year: 2018 and Older Last Updated 10/09/2026 Rate History No change since Sep 22, 2026 · 10.84% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.37%
RVs and Boats Loan	10.84%	10.84%	Up to 84 Months
Details Term: Up to 84 Months ($10,000 and over); Model Year: 2018 and Older Last Updated 10/09/2026 Rate History No change since Sep 22, 2026 · 10.84% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.37%

Kohler Credit Union Personal Loan Rates

Product	APR	Term
Personal Loans	11.59%	Up to 36 months
Details Minimum loan amount $3,000.01 Last Updated 10/09/2026 Rate History No change since Sep 22, 2026 · 11.59% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.37%
Personal Loans	12.59%	Up to 48 months
Details Minimum loan amount $3,000.01 Last Updated 10/09/2026 Rate History No change since Sep 22, 2026 · 12.59% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.37%
Personal Loans	13.59%	Up to 60 months
Details Minimum loan amount $3,000.01 Last Updated 10/09/2026 Rate History No change since Sep 22, 2026 · 13.59% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.37%

Kohler Credit Union Other Rates

Product	Rate	Points	APY/APR
Fair Share	0.10%	-	0.10%
Min Balance $0 Details Balance: < $2500.00 Last Updated 10/09/2026 Rate History 1 change since Sep 14, 2026 · 0.35% → 0.10% ▼ 0.25 pts · high 0.35% / low 0.10% Oct 5, 20260.10%▼ from 0.35% Sep 14, 20260.35%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.37%
Fair Share	0.35%	-	0.35%
Min Balance $2,500 Details Balance: $2500.00 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 0.35% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.37%
IRA Share	0.10%	-	0.10%
Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 0.10% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.37%
Primary Share	0.10%	-	0.10%
Min Balance $5 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 0.10% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.37%
Secondary Share	0.10%	-	0.10%
Min Balance $0 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 0.10% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.37%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.

Financial Health History

Kohler Credit Union’s Texas Ratio rose from 1.19% in Q3 2023 to 2.37% in Q2 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

Swipe the chart sideways to see every quarter.

Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures

Quarter	Total assets	Texas Ratio	Star Rating	Health Grade
June 30, 2026	$776M	2.37%	5.0	A+
March 31, 2026	$762M	2.22%	5.0	A+
December 31, 2025	$752M	4.05%	5.0	A+
September 30, 2025	$746M	4.31%	5.0	A+
June 30, 2025	$748M	3.59%	5.0	A+
March 31, 2025	$737M	1.92%	5.0	A+
December 31, 2024	$714M	3.29%	5.0	A+
September 30, 2024	$615M	4.89%	5.0	A+
June 30, 2024	$613M	1.59%	5.0	A+
March 31, 2024	$627M	0.86%	5.0	A+
December 31, 2023	$617M	1.55%	5.0	A+
September 30, 2023	$610M	1.19%	5.0	A+

Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Kohler Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Kohler Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Kohler Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Kohler Credit Union

Website https://www.kohlercu.com

Address 5727 Superior Ave, Sheboygan, WI 53083-3329

Phone 920-459-2595

Fax

President Christopher Lacey

CEO Anthony Klockow

Full-Time Employees 178

Part-Time Employees 13

Branch Locations 14

ATM Locations 14

NCUA Insured ✓ Yes, up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A+ (99/100)

Texas Ratio

2.37%

Return on Assets (ROA)

0.5129%

Return on Equity (ROE)

4.7492%

Non-Performing Loans Ratio (NPL)

0.32%

Total Assets

776,402,267

Total Amount of Shares and Deposits

662,044,578

Total Shares and Deposits < 1 Year

654,327,755

Total Shares and Deposits 1 3 Years

7,104,453

Total Shares and Deposits > 3 Years

612,370

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

29,060,678

Total Uninsured Shares and Deposits > $250K (F+J)

29,060,678

Total Insured Shares and Deposits > $250K (item 17 less item K)

632,983,900

Total Interest Expense (Sum of items 6 8)

2,925,655

Share Certificates

2,351

Number of Accounts for Share Drafts

33,399

IRA KEOGH Accounts

613

Number of Accounts for Regular Shares

71,496

All other shares

1,352

Money Market Shares

991

Net Income (unless the amount is already included in Undivided Earnings)

3,982,526

Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)

Well Capitalized

Net Worth Classification if credit union is a new credit union

Well Capitalized

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

7,954,127

Total Liabilities

692,482,478

Source: NCUA — Last Updated 06/30/2026

Q2 2026 MBR Health & Safety Badge

Kohler Credit Union earned the Verified Healthy badge

Display this badge on your website to show visitors your Q2 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates, so there is no need to download or upload anything. Badges are re-tested every quarter; when a new quarter is published, come back to this page for the updated code.

<a href="https://monitorbankrates.com/credit-unions/kohler-credit-union-rates-review-66872">
  <img src="https://www.monitorbankrates.com/wp-content/uploads/badges/mbr-badge-tier-c-2026-q2.svg"
       alt="MonitorBankRates Verified Healthy Badge Q2 2026"
       width="160" height="160">
</a>

Learn more about the MBR Health & Safety Badge program on our methodology page.

Customer Reviews

There are no reviews for Kohler Credit Union yet. Feel free to create one below.

Looking for more bank and credit union reviews? Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.

Average Rating

☆☆☆☆☆

Total Reviews

Add Your Rating and Review for Kohler Credit Union

Frequently Asked Questions About Kohler Credit Union

How many branches does Kohler Credit Union operate?

Kohler Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Kohler Credit Union?

Yes, to access services at Kohler Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Kohler Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Kohler Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Kohler Credit Union offer online and mobile banking?

Most modern institutions like Kohler Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.kohlercu.com.

Current Kohler Credit Union Rates

12-Month CD1.76%
24-Month CD2.02%
60-Month CD2.22%
Savings0.26%
MMA4.00%

Retrieved from our database of financial products. Rates subject to change.

Compare to Other Credit Unions

Kohler Credit Union Rates & Review October 2026

Brian McKay

Overall Health & Safety Grade

MonitorBankRates Star Rating

Kohler Credit Union Texas Ratio

Kohler Credit Union Health Trend

Kohler Credit Union CD Rates

Kohler Credit Union Savings Rates

Kohler Credit Union Money Market Rates

Kohler Credit Union Mortgage Rates

Kohler Credit Union Home Equity & HELOC

Kohler Credit Union Auto Loan Rates

Kohler Credit Union RV, Boat and Powersport Loan Rates

Kohler Credit Union Personal Loan Rates

Kohler Credit Union Other Rates

Financial Health History

Methodology & Data Sources

Credit Union Profile & Overview

Financials

Kohler Credit Union earned the Verified Healthy badge

Customer Reviews

Frequently Asked Questions About Kohler Credit Union

How many branches does Kohler Credit Union operate?

Is a member application needed to join Kohler Credit Union?

Is there a first-time homebuyer program?

Are credit management and repair services offered?

Does Kohler Credit Union offer online and mobile banking?

Current Kohler Credit Union Rates

Compare to Other Credit Unions