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Kohler Credit Union Rates and Review February 2026

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Kohler Credit Union's 5 month CD 5 Month rates are at 3.75%, CD 5 Year rates are at 2.22%, CD 4 Year rates are at 2.12%, CD 3 Year rates are at 2.07%, CD 2 Year rates are at 2.02%. Kohler Credit Union's savings rates are at 0.10%. Kohler Credit Union's money market rates are at 0.55%. Kohler Credit Union's Mortgage rates are at 5.50%, Mortgage 20 Year Fixed rates are at 5.50%, Mortgage rates are at 5.50%, Mortgage 15 Year Fixed rates are at 5.50%, Mortgage Promotion rates are at 5.25%. Kohler Credit Union's Personal Loan Rates are at 11.59%.

Kohler Credit Union

Kohler Credit Union money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available.Have you opened an account or have any experiences at Kohler Credit Union? Share your experience about by leaving a review below, or read customer reviews before you decide to use .

Kohler Credit Union Texas Ratio

Kohler Credit Union's Texas Ratio is at 4.40%, which is considered excellent. The Texas Ratio for Kohler Credit Union is lower than the national average of all banks, currently at 6.13%. The Texas Ratio is a key indicator of financial health. This indicates that Kohler Credit Union has a very low volume of non-performing assets compared to its available capital, signifying a strong balance sheet.

MonitorBankRates Rating

5.0
Excellent
Out of 5.0 Stars

Kohler Credit Union has earned a Smart Rating of 5.0 out of 5 stars. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Overall, Kohler Credit Union is an excellent credit union worth considering, with an overall rating of 5.0 stars out of 5 stars.

Current Interest Rates

Product
APY/APR
vs.Avg
12-Month CD
1.76%
18-Month CD
N/A
24-Month CD
2.02%
36-Month CD
2.07%
48-Month CD
2.12%
60-Month CD
2.22%
Savings
0.10%
MMA
0.55%
30-Year Fixed
6.11%
Credit Card
N/A
Personal Loan
11.59%

"N/A" indicates the product is not offered or the rate is unavailable.

Kohler Credit Union
Kohler Credit Union
5727 Superior Ave
Sheboygan, WI 53083 3329
Member NCUA
MonitorBankRates
Official Financial Rating
5.0
★★★★★
EXCELLENT
🏆

Credit Unions:
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Kohler Credit Union CD Rates

Product Rate APY Term View More
5 month Share Certificate 5 Month 3.69% 3.75% 5 Months
Min Deposit$1,000
Last Updated 02/10/2026
Share Certificate 5 Year 2.20% 2.22% 5 Years
Min Deposit$500
Last Updated 02/10/2026
Share Certificate 4 Year 2.10% 2.12% 4 Years
Min Deposit$500
Last Updated 02/10/2026
Share Certificate 3 Year 2.05% 2.07% 3 Years
Min Deposit$500
Last Updated 02/10/2026
Share Certificate 2 Year 2.00% 2.02% 2 Years
Min Deposit$500
Last Updated 02/10/2026
Share Certificate 1 Year 1.75% 1.76% 1 Year
Min Deposit$500
Last Updated 02/10/2026
6 month Share Certificate 6 Month 1.75% 1.76% 6 Months
Min Deposit$500
Last Updated 02/10/2026
3 month Share Certificate 3 Month 1.25% 1.26% 3 Months
Min Deposit$500
Last Updated 02/10/2026

Kohler Credit Union Savings Rates

Product Rate APY View More
Health Savings Account 0.26% 0.26%
Min Balance$15,000
DetailsBalance > $15,000.00
Last Updated 02/10/2026
Christmas Club 0.25% 0.25%
Min Deposit$0
Last Updated 02/10/2026
Health Savings Account 0.21% 0.21%
Min Balance$5,000
Last Updated 02/10/2026
Health Savings Account 0.16% 0.16%
Min Balance$2,500
Last Updated 02/10/2026
Health Savings Account 0.11% 0.11%
Min Balance$500
Last Updated 02/10/2026
Health Savings Account 0.10% 0.10%
Min Balance$500
DetailsBalance < $500.00
Last Updated 02/10/2026

Kohler Credit Union Money Market Rates

Product Rate APY View More
Premium Money Market 2.10% 2.12%
Min Balance$250,000
Last Updated 02/10/2026
Premium Money Market 1.50% 1.51%
Min Balance$100,000
Last Updated 02/10/2026
Premium Money Market 1.20% 1.21%
Min Balance$50,000
Last Updated 02/10/2026
Premium Money Market 0.85% 0.85%
Min Balance$25,000
Last Updated 02/10/2026
Premium Money Market 0.75% 0.75%
Min Balance$10,000
Last Updated 02/10/2026
Premium Money Market 0.55% 0.55%
Min Balance$10,000
DetailsBalance < $10,000.00
Last Updated 02/10/2026

Kohler Credit Union Mortgage Rates

Product Rate Points APR Term View More
Mortgage 5.50% - 5.64% 20 Year Fixed
No additional details.
Last Updated 02/10/2026
Mortgage 20 Year Fixed 5.50% - 5.64% 20 Year
No additional details.
Last Updated 02/10/2026
Mortgage 5.50% - 5.68% 15 Year Fixed
No additional details.
Last Updated 02/10/2026
Mortgage 15 Year Fixed 5.50% - 5.68% 15 Year
No additional details.
Last Updated 02/10/2026
Mortgage Promotion 5.25% - 5.81% 7/1 ARM
No additional details.
Last Updated 02/10/2026
Mortgage Promotion 7/1 ARM 5.25% - 5.81% 7 Year
No additional details.
Last Updated 02/10/2026
Mortgage Promotion 5.50% - 5.86% 10/1 ARM
No additional details.
Last Updated 02/10/2026
Mortgage Promotion 10/1 ARM 5.50% - 5.86% 10 Year
No additional details.
Last Updated 02/10/2026
Mortgage 6.00% - 6.11% 30 Year Fixed
No additional details.
Last Updated 02/10/2026
Mortgage 30 Year Fixed 6.00% - 6.11% 30 Year
No additional details.
Last Updated 02/10/2026
Mortgage 6.25% - 7.33% 10/1 ARM
No additional details.
Last Updated 02/10/2026
Mortgage 10/1 ARM 6.25% - 7.33% 10 Year
No additional details.
Last Updated 02/10/2026
Mortgage 6.00% - 7.49% 7/1 ARM
No additional details.
Last Updated 02/10/2026
Mortgage 7/1 ARM 6.00% - 7.49% 7 Year
No additional details.
Last Updated 02/10/2026
Mortgage 5.75% - 7.63% 5/1 ARM
No additional details.
Last Updated 02/10/2026
Mortgage 5/1 ARM 5.75% - 7.63% 5 Year
No additional details.
Last Updated 02/10/2026
Mortgage 5.63% - 7.86% 3/1 ARM
No additional details.
Last Updated 02/10/2026
Mortgage 3/1 ARM 5.63% - 7.86% 3 Year
No additional details.
Last Updated 02/10/2026

Kohler Credit Union Home Equity & HELOC

Product Rate Points APR Term View More
HELOC 80% LTV - - 6.75%
DetailsMonthly Payment: 1%
Last Updated 02/10/2026
HELOC 90% LTV - - 8.75%
DetailsMonthly Payment: 1%
Last Updated 02/10/2026

Kohler Credit Union Personal Loan Rates

Product Rate Points APR Term View More
Personal Loans - - 11.59% 36 Months
DetailsFor loans $3,000.01 or over
Last Updated 02/10/2026
Personal Loans - - 12.59% 48 Months
DetailsFor loans $3,000.01 or over
Last Updated 02/10/2026
Personal Loans - - 13.59% 60 Months
DetailsFor loans $3,000.01 or over
Last Updated 02/10/2026

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Kohler Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Kohler Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Kohler Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name: Kohler Credit Union
Full Time Employees: 171
Part Time Employees: 27
President: Christopher Lacey
CEO: Anthony Klockow
Branch Locations: 14
ATM Locations: 14
Corporate Office Address:
5727 Superior Ave
Sheboygan, WI 53083 3329
Phone Number: 920-459-2595
Fax Number:

Financials

Total Assets:
745,784,362
Total Amount of Shares and Deposits:
621,736,914
Total Shares and Deposits < 1 Year:
604,560,940
Total Shares and Deposits 1 3 Years:
15,491,170
Total Shares and Deposits > 3 Years:
1,684,805
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
23,071,519
Total Uninsured Shares and Deposits > $250K (F+J):
23,071,519
Total Insured Shares and Deposits > $250K (item 17 less item K):
598,665,395
Total Interest Expense (Sum of items 6 8):
4,500,128
Share Certificates:
2,108
Number of Accounts for Share Drafts:
31,629
IRA KEOGH Accounts:
652
Number of Accounts for Regular Shares:
70,808
All other shares:
1,467
Money Market Shares:
2,196
Net Income (unless the amount is already included in Undivided Earnings):
7,648,651
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
10,001,822
Total Liabilities:
669,691,194
Show More
Source: NCUA Last Updated 09/30/2025

Customer Reviews

VDkp
★★★★★
December 17, 2025
DPfr
Average Rating
★★★★★
Total Reviews
1
Add Your Rating and Review for Kohler Credit Union
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Frequently Asked Questions About Kohler Credit Union

Is a member application needed to join Kohler Credit Union?

Yes, to access services at Kohler Credit Union, a member application is required.

Is there a first-time homebuyer program?

Currently, Kohler Credit Union provides a range of mortgage and home equity products.

Is Kohler Credit Union a safe place to deposit money?

Yes, Kohler Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor.

Does Kohler Credit Union offer online and mobile banking?

Most modern institutions like Kohler Credit Union provide digital access including online balance checks and transfers.

Current Kohler Credit Union Rates

ProductAPY
12-Month CD1.76%
24-Month CD2.02%
36-Month CD2.07%
48-Month CD2.12%
60-Month CD2.22%
Savings0.10%
MMA0.55%
30-Year Fixed6.11%
Personal Loan11.59%

Rates subject to change.