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MVP Postal and Printing Federal Credit Union

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MVP Postal and Printing Federal Credit Union Rates & Review April 2026

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, MVP Postal and Printing Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated: April 17, 2026

You can compare MVP Postal and Printing Federal Credit Union rates to other rates in our database, including 12-month share certificate rates currently at 0.85%, 6-month share certificate rates at 3.30% and 3-month share certificate rates at 0.80%. Savings rates are at 0.10% and money market rates are at 2.02%. Mortgage rates on 30-year fixed loans are around 5.66%. All these rates can be compared to MVP Postal and Printing Federal Credit Union rates. MonitorBankRates evaluates the financial stability of MVP Postal and Printing Federal Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 13.92%. Rates were last updated on 04/17/2026.

MVP Postal and Printing Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at MVP Postal and Printing Federal Credit Union? Share your experience about MVP Postal and Printing Federal Credit Union by leaving a review below, or read customer reviews before you decide to use MVP Postal and Printing Federal Credit Union.

Overall Health & Safety Grade

Excellent Health Score: 93/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

13.92%

Excellent Higher than avg

MVP Postal and Printing Federal Credit Union
Main

16501 Shady Grove Rd
Gaithersburg, MD 20898

https://www.mvpfcu.org

Current Rate Availability

We do not have MVP Postal and Printing Federal Credit Union rates right now, but we are constantly updating our database so check back often for updated rates.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for MVP Postal and Printing Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather MVP Postal and Printing Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with MVP Postal and Printing Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name MVP Postal and Printing Federal Credit Union

Website https://www.mvpfcu.org

Address 16501 Shady Grove Rd, Gaithersburg, MD 20898

Phone 301-519-9780

Fax 301-519-9843

President John Jakubowski

CEO Michael Flanigan

Full-Time Employees 1

Part-Time Employees 0

Branch Locations 1

ATM Locations 1

NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A (93/100)

Texas Ratio

13.92%

Return on Assets (ROA)

-0.7258%

Return on Equity (ROE)

-7.7654%

Non-Performing Loans Ratio (NPL)

3.92%

Total Assets

3,700,325

Total Amount of Shares and Deposits

3,350,902

Total Shares and Deposits < 1 Year

3,078,760

Total Shares and Deposits 1 3 Years

19,775

Total Shares and Deposits > 3 Years

252,367

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

71,475

Total Uninsured Shares and Deposits > $250K (F+J)

71,475

Total Insured Shares and Deposits > $250K (item 17 less item K)

3,279,427

Total Interest Expense (Sum of items 6 8)

25,382

Share Certificates

Number of Accounts for Share Drafts

Number of Accounts for Regular Shares

587

Net Income (unless the amount is already included in Undivided Earnings)

-26,873

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

130,624

Total Liabilities

3,354,456

Source: NCUA — Last Updated 09/30/2025

Customer Reviews

There are no reviews for MVP Postal and Printing Federal Credit Union yet. Feel free to create one below.

Average Rating

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Total Reviews

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Frequently Asked Questions About MVP Postal and Printing Federal Credit Union

Is MVP Postal and Printing Federal Credit Union a safe place to deposit money?

Yes, MVP Postal and Printing Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 13.920536536426%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does MVP Postal and Printing Federal Credit Union operate?

MVP Postal and Printing Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join MVP Postal and Printing Federal Credit Union?

Yes, to access services at MVP Postal and Printing Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, MVP Postal and Printing Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, MVP Postal and Printing Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does MVP Postal and Printing Federal Credit Union offer online and mobile banking?

Most modern institutions like MVP Postal and Printing Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.mvpfcu.org.