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La Loma Federal Credit Union Rates & Review April 2026

La Loma Federal Credit Union's Personal Loan Rates are at 4.74%. MonitorBankRates evaluates the financial stability of La Loma Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.69%. Rates were last updated on 04/25/2026.

La Loma Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at La Loma Federal Credit Union? Share your experience about La Loma Federal Credit Union by leaving a review below, or read customer reviews before you decide to use La Loma Federal Credit Union.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 100/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
0.69%
Excellent Lower than avg
La Loma Federal Credit Union
Loma Linda Headquarters
26151 Mayberry St
Bryn Mawr, CA 92318
https://www.llfcu.org
Member NCUA

La Loma Federal Credit Union Home Equity & HELOC

Product Rate Points APR Term View More
HELOC - - 6.75%
Details As Low As
Last Updated 04/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.69%

La Loma Federal Credit Union Auto Loan Rates

Product Rate Points APR Term View More
Auto Loans - - 4.74%
Details As Low As
Last Updated 04/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.69%

La Loma Federal Credit Union Credit Card Rates

Product Rate APR View More
Credit Card - 8.90%
Details As Low As
Last Updated 04/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.69%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for La Loma Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather La Loma Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with La Loma Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name La Loma Federal Credit Union
Address 26151 Mayberry St, Bryn Mawr, CA 92318
Phone 909-796-0206
Fax 909-266-0469
President Dell Jean Van Fossen
CEO Daniel Penrod
Full-Time Employees 23
Part-Time Employees 1
Branch Locations 3
ATM Locations 6
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (100/100)
Texas Ratio
0.69%
Return on Assets (ROA)
0.5970%
Return on Equity (ROE)
6.2734%
Non-Performing Loans Ratio (NPL)
0.10%
Total Assets
111,468,915
Total Amount of Shares and Deposits
105,773,085
Total Shares and Deposits < 1 Year
105,773,085
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
6,355,891
Total Uninsured Shares and Deposits > $250K (F+J)
6,355,891
Total Insured Shares and Deposits > $250K (item 17 less item K)
99,417,194
Total Interest Expense (Sum of items 6 8)
331,892
Share Certificates
219
Number of Accounts for Share Drafts
4,737
Number of Accounts for Regular Shares
9,210
Money Market Shares
32
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
5,452,663
Total Liabilities
107,217,970
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Total Reviews
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Frequently Asked Questions About La Loma Federal Credit Union

Is La Loma Federal Credit Union a safe place to deposit money?

Yes, La Loma Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 0.68882807032362%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does La Loma Federal Credit Union operate?

La Loma Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join La Loma Federal Credit Union?

Yes, to access services at La Loma Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, La Loma Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, La Loma Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does La Loma Federal Credit Union offer online and mobile banking?

Most modern institutions like La Loma Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.llfcu.org.