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Launch Credit Union Rates and Review January 2026

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Launch Credit Union12-month CD rates can be found at 0.15%, 6-month CD rates at 2.02% and 3-month CD rates at 0.10%. Savings rates are at 0.50% and money market rates are at 0.25%. Mortgage rates on 30-year fixed loans are around 6.02%. Credit Card rates are at 18.00%. Personal Loan rates are at 12.99%. All these rates, and more, can be found in our database of rates which you can compare to Launch Credit Union rates.

Compare Launch Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Launch Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Rate Updates and Availability

Launch Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Launch Credit Union? Share your experience about Launch Credit Union by leaving a review below, or read customer reviews before you decide to use Launch Credit Union.

Overall, Launch Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Current Interest Rates

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A

"N/A" indicates the product is not offered or the rate is unavailable.

Launch Credit Union
Administration Building
300 S Plumosa St
Merritt Island, FL 32952
Member NCUA
MonitorBankRates' Rating
5/5
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CD & Savings Rate Comparison

Bank
Product
APY
Min Dep
12-Month CD
3.92%
$500
6-Month CD
3.85%
$1,000
60-Month CD (Online)
3.79%
$5,000
9-Month CD
3.75%
$500
48-Month CD
3.75%
$500
12-Month CD
3.68%
$500
60-Month CD
3.63%
$2,000
36-Month CD
3.60%
$1,000
6-Month CD
3.53%
$1,000
6-Month CD
3.41%
$2,500
60-Month CD
3.30%
$1,000
36-Month CD
3.25%
$1,000
26-Month CD
3.25%
$1,000
12-Month CD
3.19%
$500
18-Month CD
3.15%
$500
18-Month CD
3.03%
$500
12-Month CD
3.03%
$200
30-Month CD
3.00%
$2,000
24-Month CD
3.00%
$500
12-Month CD
2.77%
$1,000
60-Month CD
2.02%
$500
12-Month CD
2.00%
$10,000
60-Month CD
2.00%
$1,000
I Connect/E Connect Savings
1.74%
$0
3-Month CD
1.51%
$1,000
18-Month CD (IRA)
1.51%
$500
6-Month CD
1.50%
$500
12-Month CD
1.46%
$1,000
Money Market
1.45%
$2,500
12-Month CD
1.25%
$500
Ka-Ching! Savings
1.25%
$50
60-Month CD
1.11%
$500
Money Market
1.00%
$20,000
36-Month CD
0.85%
$1,000
Money Market Select
0.69%
$5,000
Money Market
0.45%
$2,500
Insured Money Market
0.45%
$2,500
Savings
0.25%
$100
36-Month CD
0.25%
$1,000
36-Month CD
0.20%
$1,000
Share Savings
0.20%
$5
Statement Savings
0.20%
$1
Preferred Savings
0.05%
$100
#1 Money Market
0.05%
$1,000
3-Month CD
0.05%
$1,000
Classic Statement Savings
0.05%
$10
NOW Checking
0.03%
$600
6-Month CD
0.03%
$1,000
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rate Comparison

Lender
Product
Rate
APR
Points
15-Year Fixed
5.375%
5.490%
0.125
30-Year Fixed
5.625%
5.685%
0.000
4.750%
5.730%
0.000
30-Year Fixed (Jumbo)
6.125%
6.161%
0.261
5.125%
5.304%
0.000
5.250%
6.580%
0.000
6.000%
6.110%
0.000
7/1 ARM (Jumbo)
6.125%
6.231%
0.000
6.375%
6.375%
0.000
5.250%
5.430%
0.359
15-Year Fixed
5.375%
5.525%
0.000
30-Year Fixed
7.125%
7.126%
0.000
5.625%
5.870%
0.000
4.750%
5.855%
0.000
5.875%
5.888%
0.000
30-Year Fixed
6.125%
6.167%
0.000
6.500%
6.630%
0.000
6.000%
6.303%
0.000
6.125%
6.185%
0.000
30-Year Fixed
6.000%
6.034%
0.000
5.625%
6.036%
0.000
5.875%
6.170%
0.000
6.125%
6.526%
0.000
10/1 ARM (Jumbo)
5.750%
6.059%
0.000
15-Year Fixed Jumbo
6.250%
6.481%
0.000
30 Year Fixed
6.250%
6.441%
0.000
15 Year Fixed
5.250%
5.306%
0.000
5.500%
5.640%
0.000
15-Year Fixed
5.500%
5.617%
0.000
20-Year Fixed
5.625%
5.675%
0.000
6.000%
6.061%
0.000
5.750%
5.858%
0.000
20-Year Fixed
6.125%
6.183%
0.000
15-Year Fixed
5.375%
5.431%
0.000
5.875%
5.958%
0.000
5.875%
5.933%
0.000
6.125%
6.135%
0.000
15-Year Fixed
6.500%
6.500%
0.000
5.875%
6.091%
0.000
5.250%
5.426%
0.500
5.875%
6.019%
1.000
5.250%
5.493%
0.000
5.490%
5.539%
0.000
5.500%
5.635%
0.000
30-Year Fixed Jumbo
6.250%
6.261%
0.000
6.000%
6.070%
0.000
5.375%
5.475%
0.000
5.625%
5.760%
0.375
6.000%
6.183%
0.000
4.740%
7.533%
0.000
View 50 More

Credit Card Rate Comparison

Institution
Product
APR
Notes
Visa Platinum Credit Card
8.500%
As low as 8.50%
VISA Platinum without Rewards
7.900%
SILICON SLOPES SIGNATURE VISA
18.000%
Unlimited 1% Cash Back .5% Donation Signature Card
Visa Platinum
7.990%
Line of credit up to $20,000. $250,000 travel life insurance
Access FCU Visa Gold
9.900%
Visa Platinum Card
9.500%
No annual fee; Earn Rewards
Classroom Supply Visa
8.500%
Visa Secure Card
13.740%
ABNB VISA Signature
14.740% - 17.740%
No annual fees or cash advance fees. Rates may vary depending on credit worthiness.
Platinum Rewards Visa
15.400% - 24.400%
Earn 1 point for every purchase dollar spent. 12 Month Balance Transfer Rate 0%
Platinum Secured Visa
8.750%
VISA Traditional
14.240% - 18.000%
Prime Platinum Visa Credit Card
11.500%
VISA Signature Rewards
16.740% - 18.000%
10.150%
VISA Credit Card
7.900% - 15.900%
Maximum credit card amount offered is $10,000 with a 36-month term.
Platinum Low Rate VISA
12.240%
Low Rate Platinum Card
18.000%
16.100%
8.900%
Reserve Rewards+ Card Visa
19.740% - 29.740%
Enjoy premium rewards and benefits, plus receive a $500 bonus.
13.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
Secure Card Visa
29.240%
A card that\'s perfect for anyone who wants to improve or establish their credit.
Business Select Credit Card Mastercard
18.000%
17.740%
Automatically get 1.5% cash back on all purchases with no fuss
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Personal Loan Rate Comparison

Institution
Product
APR
Loan Amt
Loan Term Months
10.250% - 17.950%
$0
1 - 36
Unsecured Personal Loan
12.740%
$0 - $50,000
61 - 72
Unsecured Signature Loan
10.250%
$0
25 - 36
Debt Consolidated
9.490%
$500
36
Signature (Unsecured) Loan
11.040%
$0
1 - 24
12.490%
$0
8.990%
$0
36
Personal Signature Loans
14.000%
$0
60
12.990%
$0
1 - 24
Personal Line of Credit Variable
13.150%
$0
Personal Loan
13.000% - 13.200%
$1,500 - $15,000
24 - 24
9.200% - 17.950%
$0 - $100
12 - 24
10.700%
$0 - $10,000
60 - 60
15.000%
$500 - $1,500
6 - 12
Consolidation Loans
14.850%
$0
37 - 60
12.250% - 17.000%
$0 - $20,000
10.000%
$0
60
Personal Loan Rates
5.740%
$0
1 - 36
Bill Consolidation Loan
8.990%
$0
60
Debt Consolidation Loan
9.000%
$0
108
7.750% - 16.750%
$0
1 - 36
12.740%
$0
36
Next Step Loan
10.500%
$0
Personal/Signature
10.990%
$0
24 - 36
13.740%
$0
60
Show More

The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have Launch Credit Union rate data right now.

Credit Union Profile & Overview

Credit Union Name: Launch Credit Union
Full Time Employees: 315
Part Time Employees: 0
President: Hollimarie Montijo
CEO: Joseph Mirachi
Branch Locations: 19
ATM Locations: 19
Corporate Office Address:
300 S Plumosa St
Merritt Island, FL 32952
Phone Number: 321-455-9400
Fax Number: 321-452-7007

Financials

Total Assets:
1,425,707,611
Total Amount of Shares and Deposits:
1,179,544,371
Total Shares and Deposits < 1 Year:
1,171,987,161
Total Shares and Deposits 1 3 Years:
6,091,616
Total Shares and Deposits > 3 Years:
1,465,593
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
68,038,780
Total Uninsured Shares and Deposits > $250K (F+J):
68,038,780
Total Insured Shares and Deposits > $250K (item 17 less item K):
1,111,505,591
Total Interest Expense (Sum of items 6 8):
14,999,797
Share Certificates:
8,796
Number of Accounts for Share Drafts:
58,250
IRA KEOGH Accounts:
1,965
Number of Accounts for Regular Shares:
91,603
All other shares:
2,385
Non Member Deposits:
1
Money Market Shares:
2,625
Net Income (unless the amount is already included in Undivided Earnings):
4,768,672
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
173,387,174
Total Liabilities:
1,296,363,034
Show More
Source: NCUA Last Updated 09/30/2025

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Frequently Asked Questions About Launch Credit Union

Is a member application needed to join Launch Credit Union?

Yes, to access services at Launch Credit Union, a member application is required.

Is there a first-time homebuyer program?

Currently, Launch Credit Union provides a range of mortgage and home equity products.

Is Launch Credit Union a safe place to deposit money?

Yes, Launch Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor.

Does Launch Credit Union offer online and mobile banking?

Most modern institutions like Launch Credit Union provide digital access including online balance checks and transfers.

Current Launch Credit Union Rates

ProductAPY

Rates subject to change.

Compare to other Credit Unions