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Lawrence Memorial Hospital Employees FCU Rates & Review October 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated and Verified: October 10, 2026
Lawrence Memorial Hospital Employees FCU's top rates as of October 10, 2026 are 3.75% APY on its 6 Month CD, and personal loans from 9.99% APR, according to rates verified by MonitorBankRates. Other Lawrence Memorial Hospital Employees FCU CD rates include 12 month IRA at 0.50%, 18 Month CD at 0.50%, and 24 Month CD at 0.50%. MonitorBankRates evaluates the financial stability of Lawrence Memorial Hospital Employees FCU with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.00%. Rates last updated and verified on 10/10/2026. Lawrence Memorial Hospital Employees FCU money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Lawrence Memorial Hospital Employees FCU? Share your experience about Lawrence Memorial Hospital Employees FCU by leaving a review below, or read customer reviews before you decide to use Lawrence Memorial Hospital Employees FCU. Lawrence Memorial Hospital Employees FCU
Lawrence Memorial Hospital EFCU 365 Montauk Ave
http://www.lmhospcu.com New London, CT 06320  Customer Reviews
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Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends. Lawrence Memorial Hospital Employees FCU CD Rates
Lawrence Memorial Hospital Employees FCU Savings Rates
Lawrence Memorial Hospital Employees FCU Home Equity & HELOC
Lawrence Memorial Hospital Employees FCU Auto Loan Rates
Lawrence Memorial Hospital Employees FCU Personal Loan Rates
Lawrence Memorial Hospital Employees FCU Other Rates
Financial Health HistoryLawrence Memorial Hospital Employees FCU’s Texas Ratio stayed near 0.00% in Q3 2023 to 0.00% in Q2 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures. Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade
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How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops. Show the quarterly figures
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Lawrence Memorial Hospital Employees FCU is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Lawrence Memorial Hospital Employees FCU rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Lawrence Memorial Hospital Employees FCU's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Lawrence Memorial Hospital Employees FCU
Website
http://www.lmhospcu.com
Address
365 Montauk Ave,
New London, CT 06320
Phone
860-444-5104
Fax
860-444-3784
President
Sara Gaenzle
CEO
Svetlana Atamanuk
Full-Time Employees
6
Part-Time Employees
0
Branch Locations
1
ATM Locations
0
NCUA Insured
✓ Yes, up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (100/100)
Texas Ratio
0.00%
Return on Assets (ROA)
1.0866%
Return on Equity (ROE)
4.6347%
Non-Performing Loans Ratio (NPL)
0.00%
Total Assets
37,697,372
Total Amount of Shares and Deposits
28,794,447
Total Shares and Deposits < 1 Year
28,299,902
Total Shares and Deposits 1 3 Years
445,964
Total Shares and Deposits > 3 Years
48,581
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
74,891
Total Uninsured Shares and Deposits > $250K (F+J)
74,891
Total Insured Shares and Deposits > $250K (item 17 less item K)
28,719,556
Total Interest Expense (Sum of items 6 8)
79,693
Share Certificates
240
Number of Accounts for Share Drafts
2,065
IRA KEOGH Accounts
75
Number of Accounts for Regular Shares
4,327
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
2,362,183
Total Liabilities
28,858,884
Source: NCUA — Last Updated 06/30/2026
Customer Reviews
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Frequently Asked Questions About Lawrence Memorial Hospital Employees FCUHow many branches does Lawrence Memorial Hospital Employees FCU operate?Lawrence Memorial Hospital Employees FCU currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Lawrence Memorial Hospital Employees FCU?Yes, to access services at Lawrence Memorial Hospital Employees FCU, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Lawrence Memorial Hospital Employees FCU does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Lawrence Memorial Hospital Employees FCU provides members with tools to manage their accounts and build a solid financial history. Does Lawrence Memorial Hospital Employees FCU offer online and mobile banking?Most modern institutions like Lawrence Memorial Hospital Employees FCU provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: http://www.lmhospcu.com. Current Lawrence Memorial Hospital Employees FCU Rates
Retrieved from our database of financial products. Rates subject to change.
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