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Local No 317 IAFF Credit Union Rates and Review January 2026

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Local No 317 IAFF Credit Union12-month CD rates can be found at 2.50%, 6-month CD rates at 0.75% and 3-month CD rates at 3.65%. Savings rates are at 0.20% and money market rates are at 2.00%. Mortgage rates on 30-year fixed loans are around 6.07%. Credit Card rates are at 13.75%. Personal Loan rates are at 12.50%. All these rates, and more, can be found in our database of rates which you can compare to Local No 317 IAFF Credit Union rates.

Compare Local No 317 IAFF Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Local No 317 IAFF Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Rate Updates and Availability

Local No 317 IAFF Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Local No 317 IAFF Credit Union? Share your experience about Local No 317 IAFF Credit Union by leaving a review below, or read customer reviews before you decide to use Local No 317 IAFF Credit Union.

Overall, Local No 317 IAFF Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Current Interest Rates

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A

"N/A" indicates the product is not offered or the rate is unavailable.

Local No 317 IAFF Credit Union
Main Branch
205A Tennessee Ave
Charleston, WV 25302 2370
Member NCUA
MonitorBankRates' Rating
5/5
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CD & Savings Rate Comparison

Bank
Product
APY
Min Dep
6-Month CD
4.00%
$1,000
6-Month CD
3.85%
$500
12-Month CD
3.82%
$1,000
60-Month CD (Jumbo)
3.75%
$100,000
6-Month CD
3.71%
$500
12-Month CD
3.61%
$1,000
18-Month CD
3.50%
$500
12-Month CD
3.50%
$500
18-Month CD
3.50%
$500
60-Month CD
3.40%
$2,500
60-Month CD
3.40%
$500
24-Month CD
3.30%
$1,000
24-Month CD
3.25%
$1,000
24-Month CD
3.17%
$500
Money Market
3.15%
$2,500
48-Month CD
3.02%
$1,000
24-Month CD
3.02%
$1,000
Smart Savings
3.00%
$100
18-Month CD
3.00%
$2,500
36-Month CD
2.65%
$1,000
48-Month CD
2.61%
$1,000
60-Month CD (bump)
2.53%
$10,000
60-Month CD
2.32%
$500
60-Month CD
2.27%
$1,000
3-Month CD
2.10%
$500
36-Month CD
2.02%
$1,000
48-Month CD
1.98%
$500
24-Month CD
1.41%
$1,000
48-Month CD
1.26%
$500
24-Month CD
1.25%
$2,500
60-Month CD
1.11%
$500
18-Month CD
1.00%
$500
12-Month CD
1.00%
$500
18-Month CD
0.99%
$250
48-Month CD
0.85%
$1,000
48-Month CD
0.55%
$500
Savings
0.50%
$50
36-Month CD
0.40%
$500
Interest Checking
0.40%
$100
NOW Checking
0.25%
$100
18-Month CD
0.25%
$500
Money Market
0.20%
$2,500
30-Month CD
0.15%
$500
Savings
0.10%
$50
Premier Money Market
0.10%
$10,000
Statement Savings
0.05%
$100
Passbook Savings
0.03%
$25
Statement Savings
0.02%
$250
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rate Comparison

Lender
Product
Rate
APR
Points
30-Year Fixed
6.125%
6.249%
0.000
20-Year Fixed
5.750%
5.840%
0.000
6.125%
6.282%
1.000
15-Year Fixed
5.500%
5.579%
0.000
15-Year Fixed
5.500%
5.562%
0.000
5.625%
5.853%
0.000
5.500%
5.591%
0.000
4.875%
5.778%
0.000
15-Year Fixed Jumbo
6.000%
6.111%
0.000
5.500%
5.724%
0.000
30-Year Fixed
6.750%
6.750%
0.000
20-Year Fixed (Power Rate)
5.875%
6.088%
0.000
15-Year Fixed
5.500%
5.571%
0.000
5.115%
5.787%
1.071
20-Year Fixed
6.125%
6.201%
0.000
15-Year Fixed
5.750%
5.943%
0.000
5.500%
5.561%
0.000
5.500%
6.005%
0.000
5.875%
5.931%
0.000
5.875%
5.958%
0.000
3-Year ARM
5.125%
5.911%
0.000
30-Year Fixed
6.500%
6.512%
0.000
30-Year Fixed
5.750%
5.886%
0.000
5.625%
5.846%
0.000
5.500%
5.581%
0.000
6.125%
6.162%
0.000
5-Year ARM Jumbo
5.250%
4.635%
0.000
5.750%
6.161%
0.000
30-Year Fixed (Jumbo)
6.000%
6.010%
0.000
5.250%
5.499%
1.000
5.375%
5.488%
0.250
5.500%
5.820%
0.000
5.000%
5.068%
0.000
30-Year Fixed
6.125%
6.307%
0.000
15-Year Fixed
5.350%
5.462%
0.000
6.000%
6.035%
0.375
5.500%
5.680%
1.125
5.700%
5.780%
0.000
15-Year (Jumbo)
5.000%
5.019%
0.000
5.250%
5.287%
0.000
5.875%
5.933%
0.000
15 Year Fixed
6.125%
6.209%
0.000
20-Year Fixed
5.750%
5.915%
0.000
6.125%
6.199%
0.000
5.250%
5.534%
0.000
5.875%
6.010%
0.000
15-Year Fixed
6.500%
6.500%
0.000
30-Year Fixed
5.875%
5.973%
0.000
15-Year Fixed
5.625%
5.750%
0.000
15-Year Fixed
5.750%
5.845%
0.000
View 50 More

Credit Card Rate Comparison

Institution
Product
APR
Notes
Max Rewards Visa Credit Card
15.250%
9.990%
18.000%
Premier Rate Credit Card Mastercard
12.950% - 18.000%
13.240% - 25.240%
0.00% Introductory APR for twelve (12) months from date of transfer when transfers are completed within 90 days of account opening.
10.150%
9.990%
Credit Line $500-$7,000
12.240% - 18.000%
No annual fees or cash advance fees. Rates may vary depending on credit worthiness.
Security Service Power MasterCard
12.740% - 18.000%
Visa Platinum Rewards
14.900%
Prime Platinum Visa Credit Card
11.500%
Visa Business Rewards Card
15.240%
13.900%
Reserve Rewards+ Card Visa
19.740% - 29.740%
Enjoy premium rewards and benefits, plus receive a $500 bonus.
GM Extended Family™ Mastercard®
20.240% - 29.990%
0% Intro purchase APR for first 9 months
Visa Platinum
7.990%
Line of credit up to $20,000. $250,000 travel life insurance
Max Cash Preferred Card Visa
19.490% - 29.740%
Get more value with up to 5% cash back in 2 categories you choose.
Member First VISA
15.040%
No balance transfer fees or annual fees.
SILICON SLOPES SIGNATURE VISA
18.000%
Unlimited 1% Cash Back .5% Donation Signature Card
Visa Platinum Clarity
15.990%
Share-Secured Mastercard
13.900%
Maximum Loan Amount Up to $5,000.00
14.740%
Member Cash Rewards+ VISA
17.040% - 23.040%
Maximize rewards with increased cash back on everyday purchases – with up to 4% cash back on gas purchases. Plus, 3% on groceries, restaurants, and food delivery with 1% on everything else.
Visa Student Rewards Card
17.990%
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Personal Loan Rate Comparison

Institution
Product
APR
Loan Amt
Loan Term Months
8.990% - 17.990%
$0
8.490%
$0
36 - 36
13.700%
$2,500 - $5,000
36 - 36
Personal Loan
13.000% - 13.140%
$1,500 - $15,000
36 - 36
Next Step Loan
10.500%
$0
7.000%
$500 - $15,000
60
Summer/Holiday Loans
9.500%
$0
8.950%
$0
1 - 60
10.650%
$0
10.490%
$0
18.000%
$0 - $500
5
13.450%
$0
Gold Star Loan
14.200%
$0
48
Unsecured Signature Loan
10.250%
$0
37 - 60
Line of Credit
13.700%
$0
Personal Line of Credit
13.040%
$0
15.000%
$500 - $1,500
6 - 12
Refinanced Signature Loans
18.000%
$0
Debt Consolidation
13.990%
$0
1 - 72
Preferred Personal Loan
10.000%
$0
60
Readi Cash Line-of-Credit Revolving
13.900%
$500 - $15,000
Unsecured (Signature) Loan
11.000%
$0 - $500
Personal Line of Credit
11.500%
$0
A+ Preferred Line Of Credit
10.990%
$0
Personal Loans
13.450%
$0
60
Show More

The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have Local No 317 IAFF Credit Union rate data right now.

Credit Union Profile & Overview

Credit Union Name: Local No 317 IAFF Credit Union
Website:
Full Time Employees: 1
Part Time Employees: 2
President: Myron Boggess II
CEO: William Gill II
Branch Locations: 1
ATM Locations: 0
Corporate Office Address:
205A Tennessee Ave
Charleston, WV 25302 2370
Phone Number: 304-345-9790
Fax Number: 304-345-9791

Financials

Total Assets:
10,117,613
Total Amount of Shares and Deposits:
9,171,219
Total Shares and Deposits < 1 Year:
9,171,219
Total Insured Shares and Deposits > $250K (item 17 less item K):
9,171,219
Total Interest Expense (Sum of items 6 8):
175,903
Number of Accounts for Regular Shares:
415
Net Income (unless the amount is already included in Undivided Earnings):
98,093
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
753,916
Total Liabilities:
9,174,390
Show More
Source: NCUA Last Updated 09/30/2025

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Frequently Asked Questions About Local No 317 IAFF Credit Union

Is a member application needed to join Local No 317 IAFF Credit Union?

Yes, to access services at Local No 317 IAFF Credit Union, a member application is required.

Is there a first-time homebuyer program?

Currently, Local No 317 IAFF Credit Union provides a range of mortgage and home equity products.

Is Local No 317 IAFF Credit Union a safe place to deposit money?

Yes, Local No 317 IAFF Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor.

Does Local No 317 IAFF Credit Union offer online and mobile banking?

Most modern institutions like Local No 317 IAFF Credit Union provide digital access including online balance checks and transfers.

Current Local No 317 IAFF Credit Union Rates

ProductAPY

Rates subject to change.

Compare to other Credit Unions