What are the current interest rates at Inova Federal Credit Union?

Current rates for Inova Federal Credit Union include: 12-Month CD: 3.75%, 18-Month CD: 3.25%, 24-Month CD: 3.80%, 60-Month CD: 4.00%, Savings: 0.01%, MMA: 0.01%

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Inova Federal Credit Union

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Inova Federal Credit Union Rates & Review September 2026

Q: Is a member application needed to join Inova Federal Credit Union?

Yes, to access services at Inova Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Inova Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: September 18, 2026

Inova Federal Credit Union's 20 Month IRA CD Special rates are at 4.75%, 20 Month Special CD rates are at 4.75%, 20 Month Special IRA CD rates are at 4.75%, 14 Month IRA CD Special rates are at 4.50%, 14 Month Special CD rates are at 4.50%. Inova Federal Credit Union's savings rates are at 0.01%. Inova Federal Credit Union's money market rates are at 0.01%. Inova Federal Credit Union's HomeStretch - 10 Year Fixed Rate rates are at 5.12%, 5-Year Fixed-Rate Mortgage rates are at 4.99%, 15 Year Fixed Rate rates are at 5.50%, 10 Year Fixed Rate rates are at 5.50%, 20 Year Fixed Rate rates are at 5.75%. Inova Federal Credit Union's Personal Loan Rates are as low as 14.99%. Inova Federal Credit Union's Credit Card Rates are at 16.99%. MonitorBankRates evaluates the financial stability of Inova Federal Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 9.29%. Rates last updated and verified on 09/18/2026.

Inova Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Inova Federal Credit Union? Share your experience about Inova Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Inova Federal Credit Union.

Verified Healthy 2026 Use This Badge on Your Credit Union Website

Overall Health & Safety Grade

Excellent Health Score: 95/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

9.29%

Excellent Higher than avg

Health Trend

Worsening 12 quarters

Full history ›

Inova Federal Credit Union
Corporate

358 S Elkhart Ave
Elkhart, IN 46516

https://www.inovafederal.org

Inova Federal Credit Union CD Rates

Product	Rate	APY	Term
20 Month IRA Certificate Special	4.65%	4.75%
Min Deposit $200 Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.29%
20 Month Special Certificate	4.65%	4.75%	20 Month Special
Min Deposit $200 Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.29%
20 Month Special IRA Certificate	4.65%	4.75%	20 Month Special
Min Deposit $200 Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.29%
14 Month IRA Certificate Special	4.41%	4.50%
Min Deposit $200 Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.29%
14 Month Special Certificate	4.41%	4.50%	14 Month Special
Min Deposit $200 Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.29%
14 Month Special IRA Certificate	4.41%	4.50%	14 Month Special
Min Deposit $200 Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.29%
30 Month IRA Certificate Special	4.22%	4.30%
Min Deposit $200 Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.29%
30 Month Special Certificate	4.22%	4.30%	30 Month Special
Min Deposit $200 Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.29%
30 Month Special IRA Certificate	4.22%	4.30%	30 Month Special
Min Deposit $200 Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.29%
11 Month IRA Certificate Special	4.07%	4.15%
Min Deposit $200 Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.29%
11 Month Special Certificate	4.07%	4.15%	11 Month Special
Min Deposit $200 Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.29%
11 Month Special IRA Certificate	4.07%	4.15%	11 Month Special
Min Deposit $200 Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.29%
1 Year Business Step Up Certificates	3.93%	4.00%	1 Year
Min Deposit $1,000 Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.29%
14 Month Certificate	3.93%	4.00%	14 Month
Min Deposit $200 Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.29%
14 Month IRA Certificate	3.93%	4.00%	14 Month
Min Deposit $200 Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.29%
14 Month IRA Step Up Certificates	3.93%	4.00%	14 Month
Min Deposit $200 Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.29%
14 Month Step Up Certificates	3.93%	4.00%	14 Month
Min Deposit $200 Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.29%
5 Month IRA Certificate Special	3.93%	4.00%
Min Deposit $200 Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.29%
5 Month Special Certificate	3.93%	4.00%	5 Month Special
Min Deposit $200 Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.29%
5 Month Special IRA Certificate	3.93%	4.00%	5 Month Special
Min Deposit $200 Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.29%
5 Year Certificate	3.93%	4.00%	5 Year
Min Deposit $200 Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.29%
5 Year IRA Certificate	3.93%	4.00%	5 Year
Min Deposit $200 Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.29%
5 Year IRA Step Up Certificates	3.93%	4.00%	5 Year
Min Deposit $200 Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.29%
5 Year Step Up Certificates	3.93%	4.00%	5 Year
Min Deposit $200 Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.29%
2 Year Business Step Up Certificates	3.83%	3.90%	2 Year
Min Deposit $1,000 Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.29%
4 Year Certificate	3.83%	3.90%	4 Year
Min Deposit $200 Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.29%
4 Year IRA Certificate	3.83%	3.90%	4 Year
Min Deposit $200 Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.29%
4 Year IRA Step Up Certificates	3.83%	3.90%	4 Year
Min Deposit $200 Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.29%
4 Year Step Up Certificates	3.83%	3.90%	4 Year
Min Deposit $200 Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.29%
3 Year Certificate	3.78%	3.85%	3 Year
Min Deposit $200 Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.29%
3 Year IRA Certificate	3.78%	3.85%	3 Year
Min Deposit $200 Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.29%
3 Year IRA Step Up Certificates	3.78%	3.85%	3 Year
Min Deposit $200 Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.29%
3 Year Step Up Certificates	3.78%	3.85%	3 Year
Min Deposit $200 Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.29%
30 Month Certificate	3.78%	3.85%	30 Month
Min Deposit $200 Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.29%
30 Month IRA Certificate	3.78%	3.85%	30 Month
Min Deposit $200 Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.29%
30 Month IRA Step Up Certificates	3.78%	3.85%	30 Month
Min Deposit $200 Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.29%
30 Month Step Up Certificates	3.78%	3.85%	30 Month
Min Deposit $200 Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.29%
2 Year Certificate	3.74%	3.80%	2 Year
Min Deposit $200 Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.29%
2 Year IRA Certificate	3.74%	3.80%	2 Year
Min Deposit $200 Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.29%
2 Year IRA Step Up Certificates	3.74%	3.80%	2 Year
Min Deposit $200 Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.29%
2 Year Step Up Certificates	3.74%	3.80%	2 Year
Min Deposit $200 Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.29%
12 Month Certificate	3.69%	3.75%	12 Month
Min Deposit $200 Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.29%
12 Month IRA Certificate	3.69%	3.75%	12 Month
Min Deposit $200 Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.29%
12 Month IRA Step Up Certificates	3.69%	3.75%	12 Month
Min Deposit $200 Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.29%
12 Month Step Up Certificates	3.69%	3.75%	12 Month
Min Deposit $200 Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.29%
18 Month Certificate	3.69%	3.75%	18 Month
Min Deposit $200 Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.29%
18 Month IRA Certificate	3.69%	3.75%	18 Month
Min Deposit $200 Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.29%
18 Month IRA Step Up Certificates	3.69%	3.75%	18 Month
Min Deposit $200 Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.29%
18 Month Step Up Certificates	3.69%	3.75%	18 Month
Min Deposit $200 Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.29%
6 Month Business Step Up Certificates	3.54%	3.60%	6 Month
Min Deposit $1,000 Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.29%
6 Month Certificate	3.54%	3.60%	6 Month
Min Deposit $200 Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.29%
6 Month IRA Certificate	3.54%	3.60%	6 Month
Min Deposit $200 Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.29%
18 Month Business Step Up Certificates	3.20%	3.25%	18 Month
Min Deposit $1,000 Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.29%
30 Day Certificate	1.00%	1.00%	30 Day
Min Deposit $200 Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.29%

Inova Federal Credit Union Savings Rates

Product	Rate	APY
Platinum Money Market Savings	3.20%	3.25%
Min Balance $250,000 Details Balance: $250,000 Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.29%
Platinum Money Market Savings	2.96%	3.00%
Min Balance $100,000 Details Balance: $100,000 Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.29%
Gold Money Market Savings	1.24%	1.25%
Min Balance $50,000 Details Balance: $50,000 Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.29%
IRA Money Market Savings	0.05%	0.05%
Min Balance $0 Details Balance: $0 Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.29%
Christmas Club	0.01%	0.01%
Min Balance $0 Details Balance: $0 Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.29%
Health Savings Account (HSA)	0.01%	0.01%
Min Balance $0 Details Balance: $0 Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.29%
IRA Savings	0.01%	0.01%
Min Balance $0 Details Balance: $0 Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.29%
Membership Savings	0.01%	0.01%
Min Balance $100 Details Balance: $100 Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.29%
Special Savings	0.01%	0.01%
Min Balance $0 Details Balance: $0 Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.29%

Inova Federal Credit Union Money Market Rates

Product	Rate	APY
Shield Money Market	3.93%	4.00%
Min Balance $250,000 Details Balance: $250,000.01 or greater; Balance: $250,000.01 or greater Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.29%
Emerald Money Market	3.44%	3.50%
Min Balance $500,000 Details Balance: $500,000 Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.29%
Shield Money Market	3.45%	3.50%
Min Balance $100,000 Details Balance: $100,000.01 - $250,000; Balance: $100,000.01 - $250,000 Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.29%
Emerald Money Market	3.20%	3.25%
Min Balance $250,000 Details Balance: $250,000.00 or greater; Balance: $250,000.00 or greater Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.29%
Platinum Money Market Savings	3.20%	3.25%
Min Balance $250,000 Details Balance: $250,000 Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.29%
Platinum Money Market Savings	2.96%	3.00%
Min Balance $100,000 Details Balance: $100,000 Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.29%
Shield Money Market	1.74%	1.75%
Min Balance $50,000 Details Balance: $50,000.01 - $100,000; Balance: $50,000.01 - $100,000 Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.29%
Gold Money Market Savings	1.24%	1.25%
Min Balance $50,000 Details Balance: $50,000 Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.29%
Shield Money Market	1.24%	1.25%
Min Balance $0 Details Balance: $0 - $50,000 Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.29%
IRA Money Market Savings	0.05%	0.05%
Min Balance $0 Details Balance: $0 Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.29%
Emerald Money Market	0.01%	0.01%
Min Balance $0 Details Balance: $0.00 - $249,999.99 Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.29%
Shield Money Market Standard	0.01%	0.01%
Min Balance $0 Details Balance: $0 Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.29%

Inova Federal Credit Union Checking Rates

Product	Rate	APY
Shield Checking	3.93%	4.00%
Min Balance $0 Details Balance: $0 - $15,000 with requirements met; Qualifications Required; Reward checking account with a high rate only if specific monthly qualifications are met. Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.29%
Elite Checking	0.50%	0.50%
Min Balance $2,000 Details Balance: $2,000 or greater Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.29%
Business Dividend Checking	0.25%	0.25%
Min Balance $5,000 Details Balance: $5,000 Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.29%
Elite Checking	0.15%	0.15%
Min Balance $0 Details Balance: $0 - $1,999.99 Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.29%
Advantage 50 Checking	0.07%	0.07%
Min Balance $0 Details Balance: $0 Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.29%
Performance Checking	0.07%	0.07%
Min Balance $0 Details Balance: $0 Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.29%
Shield Checking	0.07%	0.07%
Min Balance $15,000 Details Balance: $15,000.01 or greater Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.29%
Shield Checking	0.07%	0.07%
Details Balance: No Requirements Met Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.29%

Inova Federal Credit Union Mortgage Rates

Product	Rate	Points	APR	Term
HomeStretch - 10 Year Fixed Rate	5.13%	-	5.44%	10 Year
Details Term: HomeStretch - 10 Year Fixed Rate Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.29%
5-Year Fixed-Rate Mortgage	4.99%	-	5.58%
Details Rate as low as 4.99%, with 5.58% Annual Percentage Rate (APR) for a 5-Year Fixed-Rate Mortgage. Other fixed-rate terms are available at different APRs. APR is based on creditworthiness, loan amount, term, and other underwriting factors. Not all borrowers will qualify. Rates are subject to change without notice. No lender closing costs. Third-party fees may apply, including appraisal fees if required. Property value will be determined using available tax assessment records; if the tax assessment is unavailable or insufficient, an appraisal may be required at the borrower's expense. Offer subject to membership eligibility, credit approval, and underwriting requirements. Not all borrowers will qualify for the lowest rate. This offer may be withdrawn at any time. Federally insured by NCUA. Rates effective as of 9/18/26 and are subject to change without notice. Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.29%
15 Year Fixed Rate	5.50%	-	5.73%	15 Year Fixed Rate
No additional details. Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.29%
10 Year Fixed Rate	5.50%	-	5.82%	10 Year Fixed Rate
No additional details. Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.29%
20 Year Fixed Rate	5.75%	-	5.93%	20 Year Fixed Rate
No additional details. Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.29%
No Closing Cost - 15 Year Fixed Rate	5.75%	-	5.98%	15 Year
Details Term: No Closing Cost - 15 Year Fixed Rate Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.29%
30 Year Fixed Rate	5.99%	-	6.13%	30 Year Fixed Rate
No additional details. Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.29%
No Closing Cost - 20 Year Fixed Rate	6.00%	-	6.18%	20 Year
Details Term: No Closing Cost - 20 Year Fixed Rate Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.29%
FHA - 15 Year Fixed Rate	5.63%	-	6.38%	15 Year
Details Term: FHA - 15 Year Fixed Rate Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.29%
Construction to Perm - 30 Year Fixed Rate	6.25%	-	6.39%	30 Year
Details Term: Construction to Perm - 30 Year Fixed Rate Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.29%
No Closing Cost - 30 Year Fixed Rate	6.25%	-	6.39%	30 Year
Details Term: No Closing Cost - 30 Year Fixed Rate Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.29%
Adjustable Rate Program - 5/6 ARM	6.13%	-	6.47%	5 months
Details Term: Adjustable Rate Program - 5/6 ARM; Rate may be increased after closing Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.29%
Adjustable Rate Program - 7/6 ARM	6.25%	-	6.49%	7 months
Details Term: Adjustable Rate Program - 7/6 ARM; Rate may be increased after closing Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.29%
Adjustable Rate Program - 3/6 ARM	6.00%	-	6.49%	3 months
Details Term: Adjustable Rate Program - 3/6 ARM; Rate may be increased after closing Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.29%
No Closing Cost - Adjustable Rate Program - 3/6 ARM	6.25%	-	6.55%	3 months
Details Term: No Closing Cost - Adjustable Rate Program - 3/6 ARM; Rate may be increased after closing Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.29%
No Closing Cost - Adjustable Rate Program - 5/6 ARM	6.38%	-	6.57%	5 months
Details Term: No Closing Cost - Adjustable Rate Program - 5/6 ARM; Rate may be increased after closing Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.29%
No Closing Cost - Adjustable Rate Program - 7/6 ARM	6.50%	-	6.62%	7 months
Details Term: No Closing Cost - Adjustable Rate Program - 7/6 ARM; Rate may be increased after closing Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.29%
No Closing Cost - FHA 15 Year Fixed Rate	5.88%	-	6.63%	15 Year
Details Term: No Closing Cost - FHA 15 Year Fixed Rate Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.29%
FHA - 30 Year Fixed Rate	6.25%	-	6.78%	30 Year
Details Term: FHA - 30 Year Fixed Rate Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.29%
No Closing Cost - FHA 30 Year Fixed Rate	6.50%	-	7.04%	30 Year
Details Term: No Closing Cost - FHA 30 Year Fixed Rate Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.29%

Inova Federal Credit Union Home Equity & HELOC

Product	Rate	Points	APR	Term	View More
Home Equity Powerhouse Prime + zero 4.00% floor	7.00%	-	7.00%
Details Rate: Prime + 4.00% floor Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.29%

Inova Federal Credit Union Auto Loan Rates

Product	Rate	Points	APR	Term
New Vehicle Purchase Loan	-	-	4.99%	36 months or less
No additional details. Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.29%
Used Vehicle Purchase Loan	-	-	4.99%	36 months or less
Details Model Year: 2026 - 2021 Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.29%
New Vehicle Purchase Loan	-	-	5.24%	37-48 months
No additional details. Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.29%
Used Vehicle Purchase Loan	-	-	5.24%	37-48 months
Details Model Year: 2026 - 2021 Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.29%
New Vehicle Purchase Loan	-	-	5.49%	49 - 60 months
No additional details. Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.29%
Used Vehicle Purchase Loan	-	-	5.49%	49 - 60 months
Details Model Year: 2026 - 2021 Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.29%
Used Vehicle Purchase Loan	-	-	5.49%	36 months or less
Details Model Year: 2020 - 2018 Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.29%
New Vehicle Purchase Loan	-	-	5.74%	61 - 72 months
No additional details. Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.29%
Used Vehicle Purchase Loan	-	-	5.74%	61 - 72 months
Details Model Year: 2026 - 2021 Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.29%
Used Vehicle Purchase Loan	-	-	5.74%	37-48 months
Details Model Year: 2020 - 2018 Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.29%
Used Vehicle Purchase Loan	-	-	5.99%	49 - 60 months
Details Model Year: 2020 - 2018 Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.29%
New Vehicle Purchase Loan	-	-	6.24%	73 - 84 months
No additional details. Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.29%
Used Vehicle Purchase Loan	-	-	6.24%	73 - 84 months
Details Model Year: 2026 - 2021 Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.29%
Used Vehicle Purchase Loan	-	-	6.24%	61 - 72 months
Details Model Year: 2020 - 2018 Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.29%
Used Vehicle Purchase Loan	-	-	6.24%	48 months or less
No additional details. Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.29%
Used Vehicle Purchase Loan	-	-	6.49%	49 - 60 months
No additional details. Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.29%

Inova Federal Credit Union RV, Boat and Powersport Loan Rates

Product	Rate	APR	Term
New Motorcycles Loan	-	6.75%	60 months or less
Details Payment Example Page Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.29%
New Recreational Vehicles (Motorhomes, Campers, Boats) Loan	-	6.75%	60 months or less
Details Payment Example Page Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.29%
New Motorcycles Loan	-	7.00%	61 - 66 months
Details Payment Example Page Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.29%
New Recreational Vehicles (Motorhomes, Campers, Boats) Loan	-	7.00%	61 - 84 months
Details Payment Example Page Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.29%
New Motorcycles Loan	-	7.25%	67 - 72 months
Details Payment Example Page Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.29%
Used Recreational Vehicles (Motorhomes, Campers, Boats) Loan	-	7.25%	60 months or less
Details Payment Example Page Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.29%
Used Motorcycles Loan	-	7.50%	60 months or less
Details Payment Example Page Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.29%
Used Recreational Vehicles (Motorhomes, Campers, Boats) Loan	-	7.50%	61 - 84 months
Details Payment Example Page Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.29%
ATVs, Trailers & Other Toys Loan	-	8.75%	60 months or less
Details Payment Example Page Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.29%

Inova Federal Credit Union Credit Card Rates

Product	Rate	APR
Business Visa Rewards	-	16.99%
Details Published APR range: 16.99% - 17.99%. Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.29%
Global Good Visa	-	16.99%
Details Published APR range: 16.99% - 17.99%. Intro rate expires: 7 billing cycles; Regular APR: 16.99% - 17.99%. Cash advance fees of $5, or 4% of the amount of each cash advance will apply, whichever is greater. Foreign transaction fees of 0.80% for each single currency transaction in U.S. Dollars, and - 1.0% of each multiple currently transaction in U.S. Dollars will apply. Signed application and proof of income required. Full terms and conditions of the account available upon approval. Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.29%
Platinum Visa	-	16.99%
Details Published APR range: 16.99% - 17.99%. Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.29%
Visa Global Good	-	16.99%
Details Published APR range: 16.99% - 17.99%. Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.29%

Inova Federal Credit Union Personal Loan Rates

Product	APR	Term	View More
Signature Loans	14.99%	0 - 48 months
No additional details. Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.29%

Inova Federal Credit Union Other Rates

Product	Rate	Points	APY/APR	Term
HomeStretch - 5 Year Fixed Rate	4.99%	-	5.58%	5 Year
Details Term: HomeStretch - 5 Year Fixed Rate Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.29%
Land Loan	7.25%	-	7.60%	Land Loan
Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.29%
Revolving Line of Credit	-	-	15.99%
Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.29%
Business Momentum	1.24%	-	1.25%
Min Balance $50,000 Details Balance: $50,000 - $249,999.99 Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.29%
Business Momentum	2.96%	-	3.00%
Min Balance $250,000 Details Balance: $250,000 - $499,999.99 Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.29%
Business Momentum	3.45%	-	3.50%
Min Balance $500,000 Details Balance: $500,000 or more Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.29%
Business Step Up Certificates - 1 Year	3.93%	-	4.00%	1 Year
Min Deposit $1,000 Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.29%
Business Step Up Certificates - 18 Month	3.20%	-	3.25%	18 Month
Min Deposit $1,000 Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.29%
Business Step Up Certificates - 2 Year	3.83%	-	3.90%	2 Year
Min Deposit $1,000 Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.29%
Business Step Up Certificates - 6 Month	3.54%	-	3.60%	6 Month
Min Deposit $1,000 Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.29%
Financial Management Account	1.00%	-	1.00%
Min Balance $100,000 Details Balance: $100,000.01 or greater Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.29%
Financial Management Account	0.85%	-	0.85%
Min Balance $50,000 Details Balance: $50,000.01 - $100,000 Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.29%
Financial Management Account	0.75%	-	0.75%
Min Balance $25,000 Details Balance: $25,000.01 - $50,000 Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.29%
Financial Management Account	0.50%	-	0.50%
Min Balance $10,000 Details Balance: $10,000.01 - $25,000 Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.29%
Financial Management Account	0.25%	-	0.25%
Min Balance $2,000 Details Balance: $2,000 - $10,000 Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.29%
Financial Management Account	0.75%	-	0.75%
Min Balance $25,000 Details Balance: $25,000.01 - $50,000 Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.29%
Financial Management Account	0.50%	-	0.50%
Min Balance $10,000 Details Balance: $10,000.01 - $25,000 Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.29%
Financial Management Account	0.25%	-	0.25%
Min Balance $2,000 Details Balance: $2,000 - $10,000 Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.29%
IRA Financial Management Account	1.00%	-	1.00%
Min Balance $100,000 Details Balance: $100,000.01 or greater; Balance: $100,000.01 or greater Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.29%
IRA Financial Management Account	0.85%	-	0.85%
Min Balance $50,000 Details Balance: $50,000.01 - $100,000; Balance: $50,000.01 - $100,000 Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.29%
IRA Financial Management Account	0.75%	-	0.75%
Min Balance $25,000 Details Balance: $25,000.01 - $50,000 Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.29%
IRA Financial Management Account	0.50%	-	0.50%
Min Balance $10,000 Details Balance: $10,000.01 - $25,000 Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.29%
IRA Financial Management Account	0.25%	-	0.25%
Min Balance $2,000 Details Balance: $2,000 - $10,000 Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.29%
IRA Step Up Certificates - 12 Month	3.69%	-	3.75%	12 Month
Min Deposit $200 Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.29%
IRA Step Up Certificates - 14 Month	3.93%	-	4.00%	14 Month
Min Deposit $200 Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.29%
IRA Step Up Certificates - 18 Month	3.69%	-	3.75%	18 Month
Min Deposit $200 Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.29%
IRA Step Up Certificates - 2 Year	3.74%	-	3.80%	2 Year
Min Deposit $200 Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.29%
IRA Step Up Certificates - 3 Year	3.78%	-	3.85%	3 Year
Min Deposit $200 Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.29%
IRA Step Up Certificates - 30 Month	3.78%	-	3.85%	30 Month
Min Deposit $200 Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.29%
IRA Step Up Certificates - 4 Year	3.83%	-	3.90%	4 Year
Min Deposit $200 Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.29%
IRA Step Up Certificates - 5 Year	3.93%	-	4.00%	5 Year
Min Deposit $200 Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.29%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
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Financial Health History

Inova Federal Credit Union’s Texas Ratio rose from 5.42% in Q2 2023 to 9.29% in Q1 2026, so its financial health has weakened over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0 and its Health Grade from A+ to A. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a credit union must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

Swipe the chart sideways to see every quarter.

Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures

Quarter	Total assets	Texas Ratio	Star Rating	Health Grade
March 31, 2026	$658M	9.29%	5.0	A
December 31, 2025	$656M	9.53%	5.0	A
September 30, 2025	$663M	9.61%	5.0	A
June 30, 2025	$678M	9.76%	5.0	A
March 31, 2025	$687M	10.17%	5.0	A
December 31, 2024	$683M	11.75%	5.0	A
September 30, 2024	$693M	18.48%	4.7	B+
June 30, 2024	$719M	19.39%	4.6	B
March 31, 2024	$733M	18.63%	4.7	B+
December 31, 2023	$716M	9.95%	5.0	A
September 30, 2023	$701M	6.82%	5.0	A
June 30, 2023	$676M	5.42%	5.0	A+

Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Inova Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Inova Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Inova Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Inova Federal Credit Union

Website https://www.inovafederal.org

Address 358 S Elkhart Ave, Elkhart, IN 46516

Phone 574-294-6553

Fax 574-293-6119

President Robert Weaver

CEO Dallas Bergl

Full-Time Employees 129

Part-Time Employees 7

Branch Locations 7

ATM Locations 6

NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A (95/100)

Texas Ratio

9.29%

Return on Assets (ROA)

0.0207%

Return on Equity (ROE)

0.2554%

Non-Performing Loans Ratio (NPL)

0.97%

Total Assets

658,088,374

Total Amount of Shares and Deposits

520,708,896

Total Shares and Deposits < 1 Year

476,656,346

Total Shares and Deposits 1 3 Years

35,606,816

Total Shares and Deposits > 3 Years

8,445,733

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

67,164,942

Total Uninsured Shares and Deposits > $250K (F+J)

67,164,942

Total Insured Shares and Deposits > $250K (item 17 less item K)

453,543,954

Total Interest Expense (Sum of items 6 8)

3,863,737

Share Certificates

3,253

Number of Accounts for Share Drafts

20,876

IRA KEOGH Accounts

1,747

Number of Accounts for Regular Shares

52,300

All other shares

523

Non Member Deposits

Money Market Shares

1,104

Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)

Well Capitalized

Net Worth Classification if credit union is a new credit union

Well Capitalized

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

20,126,838

Total Liabilities

604,731,879

Source: NCUA — Last Updated 03/31/2026

2026 MBR Health & Safety Badge

Inova Federal Credit Union earned the Verified Healthy badge

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Learn more about the MBR Health & Safety Badge program on our methodology page.

Customer Reviews

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Average Rating

☆☆☆☆☆

Total Reviews

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Frequently Asked Questions About Inova Federal Credit Union

How many branches does Inova Federal Credit Union operate?

Inova Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Inova Federal Credit Union?

Yes, to access services at Inova Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Inova Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Inova Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Inova Federal Credit Union offer online and mobile banking?

Most modern institutions like Inova Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.inovafederal.org.

Current Inova Federal Credit Union Rates

12-Month CD3.75%
18-Month CD3.25%
24-Month CD3.80%
60-Month CD4.00%
Savings0.01%
MMA0.01%

Retrieved from our database of financial products. Rates subject to change.

Compare to Other Credit Unions

Inova Federal Credit Union Rates & Review September 2026

Brian McKay

Overall Health & Safety Grade

MonitorBankRates Star Rating

Inova Federal Credit Union Texas Ratio

Inova Federal Credit Union Health Trend

Inova Federal Credit Union CD Rates

Inova Federal Credit Union Savings Rates

Inova Federal Credit Union Money Market Rates

Inova Federal Credit Union Checking Rates

Inova Federal Credit Union Mortgage Rates

Inova Federal Credit Union Home Equity & HELOC

Inova Federal Credit Union Auto Loan Rates

Inova Federal Credit Union RV, Boat and Powersport Loan Rates

Inova Federal Credit Union Credit Card Rates

Inova Federal Credit Union Personal Loan Rates

Inova Federal Credit Union Other Rates

Financial Health History

Methodology & Data Sources

Credit Union Profile & Overview

Financials

Inova Federal Credit Union earned the Verified Healthy badge

Customer Reviews

Frequently Asked Questions About Inova Federal Credit Union

How many branches does Inova Federal Credit Union operate?

Is a member application needed to join Inova Federal Credit Union?

Is there a first-time homebuyer program?

Are credit management and repair services offered?

Does Inova Federal Credit Union offer online and mobile banking?

Current Inova Federal Credit Union Rates

Compare to Other Credit Unions