Lynchburg Municipal Employees Federal Credit Union CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Lynchburg Municipal Employees Federal Credit Union12-month CD rates can be found at 0.20%, 6-month CD rates at 0.12% and 3-month CD rates at 2.00%. Savings rates are at 0.05% and money market rates are at 0.07%. Mortgage rates on 30-year fixed loans are around 6.94%. Credit Card rates are at 12.50%. Personal Loan rates are at 11.90%. All these rates, and more, can be found in our database of rates which you can compare to Lynchburg Municipal Employees Federal Credit Union rates.

Compare Lynchburg Municipal Employees Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Lynchburg Municipal Employees Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Lynchburg Municipal Employees Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Lynchburg Municipal Employees Federal Credit Union? Share your experience about Lynchburg Municipal Employees Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Lynchburg Municipal Employees Federal Credit Union.

Overall, Lynchburg Municipal Employees Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Lynchburg Municipal Employees Federal Credit Union
3176 Fort Ave
3176 Fort Ave
Lynchburg, VA 24501
Member NCUA
MonitorBankRates' Rating
5/5
★★★★★

Compare Lynchburg Municipal Employees Federal Credit Union Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
American Bank & Trust Co, Inc.
American Bank & Trust Co, Inc.
12-Month CD
4.15%
$1,000
F&M Bank Miamisburg, OH
F&M Bank Miamisburg, OH
Kasasa Checking
4.00%
$25
Community Bank of Cameron
Community Bank of Cameron
12-Month CD
3.75%
$1,000
PNB Peshtigo National Bank
PNB Peshtigo National Bank
36-Month CD
3.60%
$500
Integrity Bank & Trust
Integrity Bank & Trust
18-Month CD
3.55%
$500
Prairie Bank of Kansas
Prairie Bank of Kansas
36-Month CD
3.53%
$1,000
Wintrust Bank
Wintrust Bank
23-Month CD
3.50%
$1,000
Leader Bank
Leader Bank
60-Month CD
3.50%
$1,000
Vidalia Federal Savings Bank
Vidalia Federal Savings Bank
60-Month CD
3.30%
$2,500
Citizens National Bank of Albion
Citizens National Bank of Albion
60-Month CD
3.27%
$1,000
Evergreen Bank Group
Evergreen Bank Group
48-Month CD
3.25%
$500
Lyndon State Bank
Lyndon State Bank
24-Month CD
3.04%
$100
Live Oak Bank
Live Oak Bank
3-Month CD
3.00%
$2,500
Liberty Bank Poulsbo, WA
Liberty Bank Poulsbo, WA
18-Month CD
3.00%
$2,500
Access Community Credit Union
Access Community Credit Union
60-Month CD
3.00%
$1,000
Citizens State Bank Somerville, TX
Citizens State Bank Somerville, TX
24-Month CD
2.93%
$1,000
Acipco Federal Credit Union
Acipco Federal Credit Union
24-Month CD
2.53%
$1,000
Citizens-Farmers Bank of Cole Camp
Citizens-Farmers Bank of Cole Camp
60-Month CD
2.52%
$1,000
Acadian Federal Credit Union
Acadian Federal Credit Union
24-Month CD
2.43%
$1,000
Northwestern Bank
Northwestern Bank
36-Month CD
2.27%
$1,000
Collins State Bank
Collins State Bank
18-Month CD
2.25%
$1,000
The Bank of Steinauer
The Bank of Steinauer
24-Month CD
2.22%
$500
Cleveland State Bank
Cleveland State Bank
18-Month CD
2.06%
$1,000
FCNB Bank
FCNB Bank
48-Month CD
2.00%
$1,000
State Bank of St. Jacob
State Bank of St. Jacob
12-Month CD
2.00%
$1,000
PSB Wellsburg, IA
PSB Wellsburg, IA
36-Month CD
1.95%
$1,000
Essex Savings Bank
Essex Savings Bank
18-Month CD
1.79%
$500
OneLocal Bank
OneLocal Bank
60-Month CD
1.75%
$1,000
CNB of McConnelsville
60-Month CD
1.75%
$5,000
Southwest National Bank
Southwest National Bank
24-Month CD
1.40%
$500
Grove Bank
Grove Bank
Money Market
1.00%
$2,500
NCS Bank
NCS Bank
24-Month CD
1.00%
$1,000
FNB of Groton
FNB of Groton
18-Month CD
0.95%
$1,000
F&M Union Bank
Statement Savings
0.75%
$0
First National Bank in Ord
First National Bank in Ord
Money Market
0.75%
$2,500
Century SLA
Century SLA
Money Market
0.75%
$100,000
American State Bank (TX)
American State Bank (TX)
Pinnacle Money Market
0.50%
$10,000
Charter Bank IA
Charter Bank IA
Charter Money Market
0.50%
$1,000
Connection Bank
Connection Bank
12-Month CD
0.45%
$1,000
State Central Bank
State Central Bank
Golden Passbook Savings
0.40%
$2,500
First National Bank of Steeleville
First National Bank of Steeleville
Savings
0.30%
$1
First Community Bank of Hillsboro
First Community Bank of Hillsboro
24-Month CD
0.25%
$1,000
Century Bank of Florida
Century Bank of Florida
18-Month CD
0.20%
$500
F&M Bank Laotto, IN
F&M Bank Laotto, IN
36-Month CD (Dream Maker)
0.20%
$250
Midland Community Bank
Midland Community Bank
Regular Savings
0.20%
$100
Reliance Bank
Reliance Bank
Reliance Savings
0.10%
$100
River Falls State Bank
River Falls State Bank
Money Market
0.05%
$1,000
Norway Savings Bank
Norway Savings Bank
Money Market
0.05%
$2,500
Abbey Credit Union
Abbey Credit Union
Regular Savings
0.05%
$300
Lewis & Clark Bank
Lewis & Clark Bank
Savings
0.03%
$100
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Lynchburg Municipal Employees Federal Credit Union Mortgage Rates with Lenders Rates for Fixed and Adjustable Mortgages

Lender
Product
Rate
APR
Points
Lakewood Credit Union
Lakewood Credit Union
15 Year Fixed
5.300%
5.390%
0.000
State Employees Credit Union
State Employees Credit Union
10-Year Fixed
5.300%
5.494%
0.000
First FSB of Champaign Urbana
First FSB of Champaign Urbana
10-Year Fixed
5.500%
5.569%
0.000
PNB of Kewanee
PNB of Kewanee
30-Year Fixed
5.560%
5.730%
0.000
PNB of Kewanee
PNB of Kewanee
15-Year Fixed
5.500%
5.785%
0.000
Security Service Federal Credit Union
Security Service Federal Credit Union
10-Year Fixed (Power Rate)
5.500%
5.814%
0.000
Navy Federal Credit Union
Navy Federal Credit Union
15-Year Fixed
5.625%
5.820%
0.250
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
15-Year Fixed
5.625%
5.851%
0.125
Abound Federal Credit Union
Abound Federal Credit Union
7-Year ARM
5.875%
5.958%
0.000
Canton Co-operative Bank
Canton Co-operative Bank
15-Year Fixed
6.000%
6.112%
0.000
Teachers Federal Credit Union
Teachers Federal Credit Union
15-Year Fixed
6.125%
6.124%
0.000
Marathon Bank
Marathon Bank
15-Year Fixed
6.000%
6.174%
0.000
Old National Bank
Old National Bank
15-Year Fixed
6.125%
6.206%
0.000
Vystar Credit Union
Vystar Credit Union
15-Year Fixed
6.125%
6.208%
0.000
First National Bank of Orwell
First National Bank of Orwell
15-Year Fixed
6.125%
6.224%
0.000
Americas First Federal Credit Union
Americas First Federal Credit Union
30-Year Fixed
6.450%
6.250%
0.000
Collinsville Bank
Collinsville Bank
10-Year Fixed
6.000%
6.256%
0.000
Grow Financial Federal Credit Union
Grow Financial Federal Credit Union
20 Year Fixed
6.125%
6.268%
0.000
First National Bank of Hutchinson
First National Bank of Hutchinson
10-Year Fixed
6.000%
6.280%
0.000
Bank of America
Bank of America
15 Year Fixed
5.875%
6.330%
0.790
Service Federal Credit Union
Service Federal Credit Union
5/1 ARM
5.750%
6.356%
0.000
Service Federal Credit Union
Service Federal Credit Union
5/1 ARM Jumbo
5.750%
6.356%
0.000
First FSB of Mascoutah
First FSB of Mascoutah
15-Year Fixed
6.250%
6.373%
0.000
Midwest Liberty Federal Credit Union
Midwest Liberty Federal Credit Union
15 Year Fixed
6.125%
6.433%
0.000
FirstBank of Nebraska
FirstBank of Nebraska
30-Year Fixed
6.500%
6.501%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare Lynchburg Municipal Employees Federal Credit Union Credit Cards with Other Competitive Bank and Credit Union Credit Cards

Institution
Product
APR
Notes
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Select Rewards Visa
15.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
Academic Federal Credit Union
Academic Federal Credit Union
Academic VISA® Gold
15.400%
ACFCU
ACFCU
College Real Rewards Card Visa
19.740% - 29.740%
Earn 1.5 points for every $1 you spend on eligible purchases (equal to 1.5% cash back)6 and work towards building a strong financial future.
Canyon View Credit Union
Canyon View Credit Union
Visa Crimson Card
13.240%
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Visa Cash Back
16.490% - 17.990%
Abri Credit Union
Abri Credit Union
Platinum Visa
12.400% - 21.400%
The right choice if you carry a monthly balance & want to pay the lowest rate.
ACMG Federal Credit Union
ACMG Federal Credit Union
VISA Platinum without Rewards
7.900%
Teachers Federal Credit Union
Teachers Federal Credit Union
Visa Student
14.000%
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
School Employee Mastercard
11.750% - 17.900%
Maximum Loan Amount Up to $35,000.00
Achieve Financial Credit Union
Achieve Financial Credit Union
Visa Platinum with Rewards
9.900%
1st Northern California Credit Union
1st Northern California Credit Union
Visa Shared Secured
7.900%
A & S Federal Credit Union
A & S Federal Credit Union
Visa Platinum Card
9.500%
No annual fee; Earn Rewards
LMCU Lake Michigan Credit Union
LMCU Lake Michigan Credit Union
Prime Platinum Visa Credit Card
11.500%
America First Federal Credit Union
America First Federal Credit Union
SILICON SLOPES SIGNATURE VISA
18.000%
Unlimited 1% Cash Back .5% Donation Signature Card
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Student Select Visa
17.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
ABNB Federal Credit Union
ABNB Federal Credit Union
VISA Preferred
12.240% - 18.000%
No annual fees or cash advance fees. Rates may vary depending on credit worthiness.
Acadian Federal Credit Union
Acadian Federal Credit Union
Acadian CU Visa Classic
9.200%
9.20% APR for purchases, balance transfers and cash advances.
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Visa Platinum Preferred Student
17.990%
Canyon View Credit Union
Canyon View Credit Union
Visa Business Rewards Card
15.240%
The Golden 1 Credit Union
The Golden 1 Credit Union
Member First VISA
15.040%
No balance transfer fees or annual fees.
Teachers Federal Credit Union
Teachers Federal Credit Union
Visa Cash Back
16.100%
Teachers Federal Credit Union
Teachers Federal Credit Union
Visa Platinum
16.200%
ACFCU
ACFCU
Secure Card Visa
29.240%
A card that\'s perfect for anyone who wants to improve or establish their credit.
Abilene Teachers Federal Credit Union
Abilene Teachers Federal Credit Union
Visa or MasterCard
9.990%
Credit Line $500-$7,000
America First Federal Credit Union
America First Federal Credit Union
PLATINUM REWARDS VISA
14.740%
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Compare Lynchburg Municipal Employees Federal Credit Union Personal Loans with Other Competitive Bank and Credit Union Personal Loans

Institution
Product
APR
Loan Amt
Loan Term Months
Advantage Credit Union Newtown, IA
Advantage Credit Union Newtown, IA
Personal Loans
14.700%
$8,000
60 - 60
Access Community Credit Union
Access Community Credit Union
Debt Consolidation
13.990%
$0
1 - 72
InFirst Bank
InFirst Bank
Personal Loan
12.000% - 12.110%
$1,500 - $15,000
48 - 48
Canyon View Credit Union
Canyon View Credit Union
Personal Loans
13.490%
$0 - $5,000
48 - 48
Randolph Brooks FCU
Randolph Brooks FCU
Signature Personal Loan
12.150% - 18.000%
$0
49 - 60P
Suncoast Credit Union
Suncoast Credit Union
Technology Loan
9.750%
$0
36
Achieva Credit Union
Achieva Credit Union
Personal Loan
11.000%
$0
1 - 12
Access Of Louisiana Federal Credit Union
Access Of Louisiana Federal Credit Union
Personal Loan
9.200% - 17.950%
$0 - $2,500
36 - 36
Acadia Federal Credit Union
Acadia Federal Credit Union
Personal Loans
11.900%
$0 - $15,000
24 - 60
Y-12 Federal Credit Union
Y-12 Federal Credit Union
Access Line Of Credit
16.240%
$0
AAEC Credit Union
AAEC Credit Union
Bill Consolidation Loan
8.990%
$0
60
Mountain America Federal Credit Union
Mountain America Federal Credit Union
Personal Loan
13.740%
$0
60
AAC Credit Union
AAC Credit Union
Signature Loans
12.990%
$0
48
360 Federal Credit Union
360 Federal Credit Union
Debt Consolidated
9.490%
$500
36
Security Service Federal Credit Union
Security Service Federal Credit Union
Personal Loan
11.240% - 17.950%
$0
25 - 36
Hughes Federal Credit Union
Hughes Federal Credit Union
Signature Loan
13.450%
$0
Advantage Plus Federal Credit Union
Advantage Plus Federal Credit Union
Signature Loan
12.990%
$0
1 - 24
Acme Continental Credit Union
Acme Continental Credit Union
Signature Loan
8.950%
$0
1 - 60
Acipco Federal Credit Union
Acipco Federal Credit Union
Signature Loan
10.000%
$0
1 - 36
Alec Federal Credit Union
Alec Federal Credit Union
New Signature Loans
8.990%
$0
Academic Federal Credit Union
Academic Federal Credit Union
Debt Consolidation Loan
9.000%
$0
108
1st Valley Credit Union
1st Valley Credit Union
Next Step Loan
10.500%
$0
Canyon View Credit Union
Canyon View Credit Union
Personal Loans
13.740%
$5,000
60 - 60
Achieve Financial Credit Union
Achieve Financial Credit Union
Credit Builder Loan
9.000%
$0
Advantage Credit Union Newtown, IA
Advantage Credit Union Newtown, IA
Personal Loans
13.700%
$2,500 - $5,000
36 - 36
Show More

The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have Lynchburg Municipal Employees Federal Credit Union rate data right now, check back for updates, we are adding rates all the time.

Lynchburg Municipal Employees Federal Credit Union Information

Credit Union Name: Lynchburg Municipal Employees Federal Credit Union
Full Time Employees: 8
Part Time Employees: 0
President: Melva Walker
CEO: Steven Perrow
Branch Locations: 2
ATM Locations: 1
Corporate Office Address:
3176 Fort Ave
Lynchburg, VA 24501
Phone Number: 434-845-1013
Fax Number: 434-845-3209

Lynchburg Municipal Employees Federal Credit Union Financials

Total Assets:
28,848,748
Total Amount of Shares and Deposits:
25,491,207
Total Shares and Deposits < 1 Year:
25,302,413
Total Shares and Deposits 1 3 Years:
47,697
Total Shares and Deposits > 3 Years:
141,097
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
96,749
Total Uninsured Shares and Deposits > $250K (F+J):
96,749
Total Insured Shares and Deposits > $250K (item 17 less item K):
25,394,458
Total Interest Expense (Sum of items 6 8):
15,217
Share Certificates:
143
Number of Accounts for Share Drafts:
1,289
IRA KEOGH Accounts:
8
Number of Accounts for Regular Shares:
3,082
All other shares:
956
Non Member Deposits:
5
Money Market Shares:
49
Net Income (unless the amount is already included in Undivided Earnings):
-5,044
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
1,838,354
Total Liabilities:
25,689,241
Show More

Lynchburg Municipal Employees Federal Credit Union Questions and Answers

No Cost Share Drafts:
Yes
Share Certificates with Low Minimum Balance Requirements:
Yes
Is Financial Counseling Offered?:
No
Financial Education offered for Members?:
Yes
Are financial literacy Workshops offered?:
No
Is there a first time homebuyer program?:
No
Credit management and repair offered?:
No
Online Financial Literacy?:
No
No Cost Bill Payer:
Yes
PALs II (FCU Only):
1
Payday Alternative Loans (PAL loans) (FCU Only):
1
Mortgage Processing:
No
Approved Mortgage Seller?:
No
Deposits and Shares Meeting 70310(a):
1
payment:
No
Are low cost wire transfers available?:
Yes
Member Application:
Yes
Are New Loans Available:
Yes
New Share Account:
No
Are online loan payments available:
Yes
Online Bill Payment Allowed?:
Yes
Can I download my account history?:
No
Electronic Signature Authentication Certification:
No
Can I get my bank statements online?:
Yes
External Account Transfers Allowed:
No
Remote Deposit Allowed:
Yes
Are Mobile Payments Avilable?:
Yes
Show More
Source: NCUA Last Updated 03/31/2024

Explore Other Rate Deals

Municipal Credit Union of New York, New York, is offering auto loans for new vehicle purchases, used vehicle purchases and refinancing an existing auto loan.  The credit union is also offering up to 125 percent financing. The financing is only available for vehicles purchased from a car dealer -they will not finance a private sale transaction.
Mortgage rates are at record lows today as bond yields continue to decline on concerns the economy is once again slowing down. Mortgage rates and bond yields have been going lower the past few weeks and probably will stay low for the foreseeable future because inflation isn't a concern. The good news at this point is bond yields are showing there is almost no chance the economy will slip back into another recession.
There was an interesting article in the New York Times DealBook section on banks offering mortgage rates higher than where they should be. We have all seen the headlines of record low mortgage rates and refinance rates week after week. Conforming mortgage rates and jumbo mortgage rates are all just above record lows today.

Bank or Credit Union Offers and Deals

Bank of America CD Rates
Mortgage Rates Drop
Equity-Linked Certificates of Deposit are Not What They Seem
Could Rising Mortgage Rates Derail the Housing Recovery
Average 30 Year Mortgage Rates Today at 3.45%, Lowest 30 Year Refinance Rates at 3.00%
Direction of CD Rates This Year
Mortgage Rates End 2014 Low, Will Move Higher by the End of 2015
Mortgage Rates Make New Record Low Says Freddie: 30 Year Mortgage Rates at 4.36%, 15 Year Mortgage Rates at 3.86%
Affinity Federal Credit Union Savings Rates at 4.00% APY
Current Mortgage Rates Higher: 30 Year Mortgage Rates at 4.96%, 15 Year Mortgage Rates at 4.33%

Alternative Bank and Credit Union Offers to Explore

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Refinance Rates 10-8: Near Record Low 30 Year Refinance Rates at 4.06%
Mortgage Rates Hit Yet Another Record Low: 30 Year Mortgage Rates at 4.49%, 15 Year Mortgage Rates at 3.95%
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Lynchburg Municipal Employees Federal Credit Union Reviews

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