|
iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Academic Employees Credit Union Rates & Review March 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: March 16, 2026
Academic Employees Credit Union's 3 Year CD rates are at 0.40%, 2 Year CD rates are at 0.30%, 1 Year CD rates are at 0.20%, 3 Month CD rates are at 0.10%, 6 Month CD rates are at 0.10%. Academic Employees Credit Union's savings rates are at 0.10%. Academic Employees Credit Union's Personal Loan Rates are at 10.00%. MonitorBankRates evaluates the financial stability of Academic Employees Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 4.17%. Rates were last updated on 03/16/2026. Academic Employees Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Academic Employees Credit Union? Share your experience about Academic Employees Credit Union by leaving a review below, or read customer reviews before you decide to use Academic Employees Credit Union. Academic Employees Credit Union
Academic Employees Credit Union 2804 W Ash St
https://www.academicecu.com Columbia, MO 65203 4601 
Academic Employees Credit Union CD Rates
Academic Employees Credit Union Savings Rates
Academic Employees Credit Union Credit Card Rates
Academic Employees Credit Union Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Academic Employees Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Academic Employees Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Academic Employees Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Academic Employees Credit Union
Website
https://www.academicecu.com
Address
2804 W Ash St,
Columbia, MO 65203 4601
Phone
573-445-1845
Fax
573-445-2068
President
Russ Sackreiter
CEO
Kelly Poindexter
Full-Time Employees
4
Part-Time Employees
0
Branch Locations
1
ATM Locations
1
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (98/100)
Texas Ratio
4.17%
Return on Assets (ROA)
1.1112%
Return on Equity (ROE)
15.0122%
Non-Performing Loans Ratio (NPL)
0.61%
Total Assets
16,170,463
Total Amount of Shares and Deposits
14,991,084
Total Shares and Deposits < 1 Year
14,991,084
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
42,254
Total Uninsured Shares and Deposits > $250K (F+J)
42,254
Total Insured Shares and Deposits > $250K (item 17 less item K)
14,948,830
Total Interest Expense (Sum of items 6 8)
5,679
Share Certificates
7
Number of Accounts for Share Drafts
896
Number of Accounts for Regular Shares
1,679
Net Income (unless the amount is already included in Undivided Earnings)
179,684
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
1,944,379
Total Liabilities
14,973,552
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Academic Employees Credit UnionIs Academic Employees Credit Union a safe place to deposit money?Yes, Academic Employees Credit Union is considered a safe financial institution. With a Texas Ratio of 4.173576815653%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Academic Employees Credit Union operate?Academic Employees Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Academic Employees Credit Union?Yes, to access services at Academic Employees Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Academic Employees Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Academic Employees Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Academic Employees Credit Union offer online and mobile banking?Most modern institutions like Academic Employees Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.academicecu.com. Current Academic Employees Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
Compare to Other Credit Unions
First Choice Credit Union West Palm Beach, FL
Electric Machinery Employees Credit Union
Topeka Police Credit Union
Purdue Federal Credit Union
St Tammany Federal Credit Union
Comanche County Federal Credit Union
Yolo Federal Credit Union
Libertyone Credit Union
ALLEGHENY HEALTH SERVICES EMPLOYEES
Kamehameha Federal Credit Union
Watertown Postal Federal Credit Union
Danfoss Employees Credit Union
Southcoast Federal Credit Union
North Shore Federal Credit Union
Altura Credit Union
Greylock Federal Credit Union
Expedition Credit Union
Communication Federal Credit Union
Southwest Heritage Credit Union
Firefighters Credit Union
United Nations Federal Credit Union
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
