MASS INSTITUTE OF TECH CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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MASS INSTITUTE OF TECH12-month CD rates can be found at 3.50%, 6-month CD rates at 2.52% and 3-month CD rates at 0.60%. Savings rates are at 0.35% and money market rates are at 0.05%. Mortgage rates on 30-year fixed loans are around 6.70%. Credit Card rates are at 19.49%. Personal Loan rates are at 10.49%. All these rates, and more, can be found in our database of rates which you can compare to MASS INSTITUTE OF TECH rates.

Compare MASS INSTITUTE OF TECH CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of MASS INSTITUTE OF TECH savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

MASS INSTITUTE OF TECH money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at MASS INSTITUTE OF TECH? Share your experience about MASS INSTITUTE OF TECH by leaving a review below, or read customer reviews before you decide to use MASS INSTITUTE OF TECH.

Overall, MASS INSTITUTE OF TECH is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
FNB of Raymond
Main Office
70 Westview St
Lexington, MA 02421 3142
Member NCUA
MonitorBankRates' Rating
5/5
★★★★★

Compare MASS INSTITUTE OF TECH Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
GCSB Swayzee, IN
GCSB Swayzee, IN
60-Month CD
4.32%
$1,000
National Bank of Malvern
National Bank of Malvern
6-Month CD
4.10%
$1,000
City National B&T Co. of Lawton, OK
12-Month CD
4.00%
$500
Kennett Trust Bank
Kennett Trust Bank
18-Month CD
3.83%
$500
The Harrison B&L Assoc.
The Harrison B&L Assoc.
6-Month CD
3.79%
$2,500
First Nebraska Bank
First Nebraska Bank
12-Month CD
3.65%
$500
Regent Bank (OK)
Regent Bank (OK)
36-Month CD
3.50%
$1,000
Haven Savings Bank
Haven Savings Bank
18-Month CD
3.50%
$100
Monroe Federal S&L
Monroe Federal S&L
12-Month CD
3.50%
$1,000
ACFCU
ACFCU
60-Month CD
3.30%
$1,000
First County Bank
First County Bank
24-Month CD
3.25%
$1,000
Thomaston Savings Bank
Thomaston Savings Bank
12-Month CD
3.25%
$1,000
First National Bank in Marlow
First National Bank in Marlow
60-Month CD
3.15%
$500
The Bank of Elk River
The Bank of Elk River
24-Month CD
3.14%
$200
Nuvision Federal Credit Union
Nuvision Federal Credit Union
60-Month CD
3.10%
$1,000
Headwaters State Bank
Headwaters State Bank
36-Month CD
3.02%
$1,000
Coffee County Bank
Coffee County Bank
18-Month CD
3.00%
$1,000
Florence Bank
Florence Bank
48-Month CD
3.00%
$500
Meridian Bank
Meridian Bank
60-Month CD
3.00%
$500
Farmers State Bank of Calhan
Farmers State Bank of Calhan
12-Month CD
2.93%
$500
Charter Bank TX
Charter Bank TX
48-Month CD
2.75%
$1,000
Webster Five Cents Savings Bank
Webster Five Cents Savings Bank
48-Month CD
2.57%
$1,000
Leighton State Bank
Leighton State Bank
60-Month CD
2.50%
$500
North Star Bank
North Star Bank
48-Month CD
2.36%
$500
Maries County Bank
Maries County Bank
24-Month CD
2.27%
$1,000
La Salle State Bank
La Salle State Bank
36-Month CD
2.05%
$1,000
FNB of Raymond
FNB of Raymond
48-Month CD
2.02%
$1,000
FSB of Forrest
FSB of Forrest
Kasasa Savings
2.00%
$0
Northrim Bank
Northrim Bank
60-Month CD
2.00%
$500
Prairie Bank of Kansas
Prairie Bank of Kansas
Savings
1.91%
$5,000
South Central State Bank
South Central State Bank
12-Month CD
1.56%
$1,000
Farmers State Bank Elmwood, IL
Farmers State Bank Elmwood, IL
12-Month CD
0.80%
$1,000
Centennial Bank TN
Centennial Bank TN
Gold Star Checking
0.70%
$1,000
Community National Bank (VT)
Community National Bank (VT)
36-Month CD
0.69%
$2,500
CIBM Bank
CIBM Bank
24-Month CD
0.65%
$500
The Huntington National Bank
The Huntington National Bank
18-Month CD
0.50%
$1,000
Acipco Federal Credit Union
Acipco Federal Credit Union
Savings
0.50%
$25
CNB Bank Berkeley Springs, WV
CNB Bank Berkeley Springs, WV
Kasasa Savings
0.50%
$0
Liberty Bank Liberty, IL
Liberty Bank Liberty, IL
Insured Money Market
0.45%
$2,500
First Exchange Bank
First Exchange Bank
48-Month CD
0.40%
$500
Peoples Bank of Moniteau County
Peoples Bank of Moniteau County
Passbook Savings
0.40%
$0
Bank of Greene County
Bank of Greene County
30-Month CD
0.35%
$1,000
Salem Five Direct
Salem Five Direct
36-Month CD
0.35%
$500
Greenville National Bank
Greenville National Bank
36-Month CD
0.30%
$1,000
Spencer Savings Bank
Spencer Savings Bank
18-Month CD
0.25%
$1,000
Gateway Bank Mendota Heights, MN
Gateway Bank Mendota Heights, MN
Treasury Savings
0.20%
$10,000
First Commonwealth Bank
First Commonwealth Bank
Hometown Savings
0.10%
$0
Bank of Pontiac
Bank of Pontiac
Savings
0.05%
$100
First Federal S&L Bath
First Federal S&L Bath
NOW Checking
0.05%
$100
Century Bank Santa Fe, NM
Century Bank Santa Fe, NM
High Performance Savings
0.03%
$25
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare MASS INSTITUTE OF TECH Mortgage Rates with Lenders Rates for Fixed and Adjustable Mortgages

Lender
Product
Rate
APR
Points
American Eagle Financial Credit Union
American Eagle Financial Credit Union
15-Year Fixed
5.375%
5.544%
0.000
Wrentham Co-operative Bank
Wrentham Co-operative Bank
15-Year Fixed
5.500%
5.591%
0.000
FNB of River Falls
FNB of River Falls
10-Year Fixed
5.500%
5.666%
0.000
One Nevada Credit Union
One Nevada Credit Union
15 Year Fixed
5.625%
5.682%
0.000
StonehamBank
StonehamBank
15-Year Fixed
5.625%
5.733%
0.000
Mid-Atlantic Federal Credit Union
Mid-Atlantic Federal Credit Union
7/6 ARM
5.750%
5.768%
0.000
1st United Credit Union
1st United Credit Union
7/1 ARM Jumbo
5.750%
5.784%
0.000
Navy Federal Credit Union
Navy Federal Credit Union
5/5 ARM
5.500%
5.856%
0.250
Denver Community Credit Union DBA Zing Credit Union
Denver Community Credit Union DBA Zing Credit Union
15 Year Fixed
5.625%
5.870%
0.000
Honda Federal Credit Union
Honda Federal Credit Union
10 Year Fixed
5.750%
5.964%
0.000
Wells Fargo
Wells Fargo
30-Year Fixed VA
5.750%
5.979%
1.000
Teachers Federal Credit Union
Teachers Federal Credit Union
15-Year Fixed
5.875%
5.990%
0.000
Sacramento Credit Union
Sacramento Credit Union
15-Year Fixed
5.750%
6.017%
0.500
Finger Lakes Federal Credit Union
Finger Lakes Federal Credit Union
20 Year Fixed
6.000%
6.079%
0.000
USB Union Savings Bank
USB Union Savings Bank
15-Year Fixed
5.875%
6.087%
0.000
First Hope Bank
First Hope Bank
15-Year Fixed
5.875%
6.090%
0.000
First Citizens Federal Credit Union
First Citizens Federal Credit Union
20 Year Fixed
6.000%
6.090%
0.000
First National Bank of Hutchinson
First National Bank of Hutchinson
15-Year Fixed
5.875%
6.095%
0.000
Chartway Credit Union
Chartway Credit Union
7/1 ARM
6.000%
6.100%
0.000
Georgias Own Credit Union
Georgias Own Credit Union
5/5 ARM
5.500%
6.122%
0.000
Collinsville Bank
Collinsville Bank
10-Year Fixed
5.875%
6.129%
0.000
Service Federal Credit Union
Service Federal Credit Union
5/1 ARM
5.375%
6.137%
0.000
Seaboard Federal Credit Union
Seaboard Federal Credit Union
5/5 ARM
5.875%
6.147%
0.000
Sikorsky Credit Union
Sikorsky Credit Union
5/5 ARM
5.375%
6.167%
0.000
Collinsville Bank
Collinsville Bank
20-Year Fixed
6.125%
6.270%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare MASS INSTITUTE OF TECH Credit Cards with Other Competitive Bank and Credit Union Credit Cards

Institution
Product
APR
Notes
Acadian Federal Credit Union
Acadian Federal Credit Union
Acadian CU Visa Classic
9.200%
9.20% APR for purchases, balance transfers and cash advances.
Abbey Credit Union
Abbey Credit Union
VISA® Gold
11.960%
Teachers Federal Credit Union
Teachers Federal Credit Union
Visa Secured
18.000%
Marcus Bank
Marcus Bank
GM Extended Family™ Mastercard®
20.240% - 29.990%
0% Intro purchase APR for first 9 months
LMCU Lake Michigan Credit Union
LMCU Lake Michigan Credit Union
Max Rewards Visa Credit Card
15.250%
Achieve Financial Credit Union
Achieve Financial Credit Union
Visa Platinum with Rewards
9.900%
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Student Select Rewards Visa
17.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
1st Northern California Credit Union
1st Northern California Credit Union
Visa Premier Plus
8.900%
Suncoast Credit Union
Suncoast Credit Union
Rewards Share Secured
18.000%
Credit Limit - $300 - $5,000
Marcus Bank
Marcus Bank
GM Business™ Mastercard®
19.240% - 29.240%
0% Intro purchase APR for first 12 months
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Student Select Visa
17.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
ACFCU
ACFCU
Max Cash Secure Card Visa
29.990%
Make improving your credit score4 even more rewarding with up to 5% cash back in 2 categories you choose
Randolph Brooks FCU
Randolph Brooks FCU
World Cash Back Credit Card Mastercard
18.000%
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Visa Platinum Clarity
15.990%
ACFCU
ACFCU
Everyday Rewards+ Card Visa
19.490% - 29.740%
Earn up to 4x unlimited points AND receive a $150 bonus.
Academic Federal Credit Union
Academic Federal Credit Union
Academic VISA® Platinum
10.900%
America First Federal Credit Union
America First Federal Credit Union
CLASSIC REWARDS VISA
18.000%
America First Federal Credit Union
America First Federal Credit Union
Platinum Low Rate VISA
12.240%
Low Rate Platinum Card
ACFCU
ACFCU
Platinum Card Visa
18.240% - 29.240%
Platinum: 0% introductory APR for the first 18 billing cycles. After that, 18.24% to 29.24% based on your creditworthiness when you open your account.
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Visa Platinum Preferred Starter
17.990%
Y-12 Federal Credit Union
Y-12 Federal Credit Union
VISA Signature Rewards
16.740% - 18.000%
ACFCU
ACFCU
Secure Card Visa
29.240%
A card that\'s perfect for anyone who wants to improve or establish their credit.
Randolph Brooks FCU
Randolph Brooks FCU
Premier Rate Credit Card Mastercard
12.950% - 18.000%
705 Federal Credit Union
705 Federal Credit Union
VISA Credit Card
7.900% - 15.900%
Maximum credit card amount offered is $10,000 with a 36-month term.
Canyon View Credit Union
Canyon View Credit Union
Visa Student Rewards Card
17.990%
Show More

The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Compare MASS INSTITUTE OF TECH Personal Loans with Other Competitive Bank and Credit Union Personal Loans

Institution
Product
APR
Loan Amt
Loan Term Months
Access Federal Credit Union
Access Federal Credit Union
Consolidation Loans
13.060%
$0
1 - 36
Act 1st Federal Credit Union
Act 1st Federal Credit Union
Signature Loan
11.500%
$0
48 - 48
Hughes Federal Credit Union
Hughes Federal Credit Union
Summer/Holiday Loans
9.500%
$0
1st Liberty Federal Credit Union
1st Liberty Federal Credit Union
Signature Loans
11.240%
$0 - $10,000
60 - 60
Y-12 Federal Credit Union
Y-12 Federal Credit Union
Access Line Of Credit
16.240%
$0
Academic Employees Credit Union
Academic Employees Credit Union
Personal Loan
10.500%
$0 - $5,000
24 - 36
InFirst Bank
InFirst Bank
Personal Loan
13.000% - 13.200%
$1,500 - $15,000
24 - 24
1st United Credit Union
1st United Credit Union
Personal Loan
10.890%
$0
60
Achieve Financial Credit Union
Achieve Financial Credit Union
Unsecured/Personal Loans
8.990%
$0
Acipco Federal Credit Union
Acipco Federal Credit Union
Signature Loan
10.000%
$0
1 - 36
The Golden 1 Credit Union
The Golden 1 Credit Union
Personal Line of Credit
13.040%
$0
802 Credit Union
802 Credit Union
Personal/Signature
10.990%
$0
24 - 36
Hughes Federal Credit Union
Hughes Federal Credit Union
Line of Credit
13.450%
$0
Acadia Federal Credit Union
Acadia Federal Credit Union
Personal Loans
11.900%
$0 - $15,000
24 - 60
Security Service Federal Credit Union
Security Service Federal Credit Union
Personal Loan
11.240% - 17.950%
$0
25 - 36
AHE Plant 3 Federal Credit Union
AHE Plant 3 Federal Credit Union
Loan Specials
8.500%
$0 - $6,000
42
Mountain America Federal Credit Union
Mountain America Federal Credit Union
Personal Loan
13.240%
$0
48
Access Federal Credit Union
Access Federal Credit Union
Unsecured Loans
9.990%
$0
1 - 60
Suncoast Credit Union
Suncoast Credit Union
Personal Signature Loan
11.000%
$0
96
Access Of Louisiana Federal Credit Union
Access Of Louisiana Federal Credit Union
Personal Loan
9.200% - 17.950%
$0 - $100
12 - 24
1st Valley Credit Union
1st Valley Credit Union
Next Step Loan
10.500%
$0
Abilene Teachers Federal Credit Union
Abilene Teachers Federal Credit Union
Personal Line of Credit
7.750% - 16.750%
$0
1 - 36
Academic Federal Credit Union
Academic Federal Credit Union
Signature Loan
7.000%
$500 - $15,000
60
Act 1st Federal Credit Union
Act 1st Federal Credit Union
Signature Loan
10.000%
$0
12 - 12
Achieve Financial Credit Union
Achieve Financial Credit Union
Credit Builder Loan
9.000%
$0
Show More

The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have MASS INSTITUTE OF TECH rate data right now, check back for updates, we are adding rates all the time.

MASS INSTITUTE OF TECH Information

Credit Union Name: MASS INSTITUTE OF TECH
Full Time Employees: 87
Part Time Employees: 0
President: Clinton Blackburn
CEO: Rui Domingos
Branch Locations: 4
ATM Locations: 5
Corporate Office Address:
70 Westview St
Lexington, MA 02421 3142
Phone Number: 781-423-2022
Fax Number: 617-258-5709

MASS INSTITUTE OF TECH Financials

Total Assets:
732,038,847
Total Amount of Shares and Deposits:
645,311,254
Total Shares and Deposits < 1 Year:
628,216,791
Total Shares and Deposits 1 3 Years:
15,555,080
Total Shares and Deposits > 3 Years:
1,539,382
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
60,134,996
Total Uninsured Shares and Deposits > $250K (F+J):
60,134,996
Total Insured Shares and Deposits > $250K (item 17 less item K):
585,176,258
Total Interest Expense (Sum of items 6 8):
1,878,974
Share Certificates:
3,055
Number of Accounts for Share Drafts:
24,580
IRA KEOGH Accounts:
351
Number of Accounts for Regular Shares:
37,454
All other shares:
2,053
Money Market Shares:
2,951
Net Income (unless the amount is already included in Undivided Earnings):
2,365,903
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
64,124,420
Total Liabilities:
672,244,652
Show More

MASS INSTITUTE OF TECH Questions and Answers

No Cost Share Drafts:
Yes
Share Certificates with Low Minimum Balance Requirements:
Yes
Is Financial Counseling Offered?:
Yes
Financial Education offered for Members?:
Yes
Are financial literacy Workshops offered?:
Yes
Is there a first time homebuyer program?:
Yes
Credit management and repair offered?:
No
Online Financial Literacy?:
No
Bilingual Services:
1
No Cost Bill Payer:
Yes
Student Scholarships:
1
Credit Builder:
1
PALs II (FCU Only):
1
Mortgage Processing:
Yes
Approved Mortgage Seller?:
Yes
Brokered Certificates of Deposits:
1
Brokered Deposits (All deposits acquired through a third party):
1
payment:
Yes
Are low cost wire transfers available?:
Yes
Member Application:
Yes
Are New Loans Available:
Yes
New Share Account:
Yes
Are online loan payments available:
Yes
Online Bill Payment Allowed?:
Yes
Can I download my account history?:
No
Account Aggregation:
1
Electronic Signature Authentication Certification:
Yes
Can I get my bank statements online?:
Yes
External Account Transfers Allowed:
Yes
Remote Deposit Allowed:
Yes
Are Mobile Payments Avilable?:
Yes
Show More
Source: NCUA Last Updated 03/31/2024

Explore Other Rate Deals

There is a new top rate in our 1 year CD rate database. Connexus Credit Union is now offering 1 year certificate rates at 1.32 percent with an APY of 1.33 percent. As with any credit union, you are required to join Connexus CU to open a certificate account and you must meet eligibility requirements or to make a one-time $5 donation to Connexus Association, which will in turn make you a member of the credit union.

The trend of higher CD rates continues as 3 more banks increase CD interest rates. This round of increases are from BankDirect, 5 Star Bank, and Mount McKinley Bank. The most notable of the increases is BankDirect's 1 year certificate of deposit.

Bank or Credit Union Offers and Deals

Current Mortgage Rates Headed Down Towards 5.00% - Zillow Mortgage Rates at 4.98%
Best Online Savings Rates May-June 2018
Mortgage Applications Increase and the FMOC Maintains a Rate Target of 0% to 1/4%
Bank of America Car Loan Rates
30 Year Conforming Mortgage Rates Today Averaging 3.85 Percent
Current Mortgage Rates Slightly Higher This Week: 30 Year Mortgage Rates at 4.78%
Mortgage Rates Higher This Week: 30 Year Mortgage Rates at 4.46%, 15 Year Mortgage Rates at 3.71%
iGObanking.com 18 Month CD Rates now at 0.15%
Will You Work Past Your Retirement Age?
CD Rates - March 19, 2010

Alternative Bank and Credit Union Offers to Explore

Mortgage Rates: Current 30 Mortgage Rates Make New Low for 2011
Bank CD Rates - Average CD Rates Down
Low Introductory Rate Credit Cards Averaging 0.698%
Fixed Mortgage Rates and Adjustable Mortgage Rates Higher: 30 Year Mortgage Rates Averaging 4.81%
Thomaston Savings Bank Current CD Rates
Highest 1 Year Bank Certificate of Deposit Rate Increased to 1.20% APY
Municipal CU Savings Interest Accounts & Money Market Account
Acacia Federal Savings Account
Citizens Bank Offers $425 Cash Back for Business Customers
Current 15 Year Mortgage Rates Averaging 2.81%: Best Rates Available at 2.25%

MASS INSTITUTE OF TECH Reviews

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