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iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
MASS INSTITUTE OF TECH Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 19, 2026
MASS INSTITUTE OF TECH's savings rates are at 0.05%. MASS INSTITUTE OF TECH's money market rates are at 0.05%. MASS INSTITUTE OF TECH's Personal Loan Rates are at 8.50%. MonitorBankRates evaluates the financial stability of MASS INSTITUTE OF TECH with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 7.51%. Rates were last updated on 04/19/2026. MASS INSTITUTE OF TECH money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at MASS INSTITUTE OF TECH? Share your experience about MASS INSTITUTE OF TECH by leaving a review below, or read customer reviews before you decide to use MASS INSTITUTE OF TECH. 
MASS INSTITUTE OF TECH Savings Rates
MASS INSTITUTE OF TECH Money Market Rates
MASS INSTITUTE OF TECH Checking Rates
MASS INSTITUTE OF TECH Home Equity & HELOC
MASS INSTITUTE OF TECH Auto Loan Rates
MASS INSTITUTE OF TECH Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for MASS INSTITUTE OF TECH is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather MASS INSTITUTE OF TECH rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with MASS INSTITUTE OF TECH's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
MASS INSTITUTE OF TECH
Website
http://www.mitfcu.org
Address
70 Westview St,
Lexington, MA 02421 3142
Phone
781-423-2022
Fax
617-258-5709
President
Steven Winig
CEO
Rui Domingos
Full-Time Employees
91
Part-Time Employees
0
Branch Locations
4
ATM Locations
5
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (96/100)
Texas Ratio
7.51%
Return on Assets (ROA)
0.3493%
Return on Equity (ROE)
3.5820%
Non-Performing Loans Ratio (NPL)
1.00%
Total Assets
728,989,323
Total Amount of Shares and Deposits
651,948,959
Total Shares and Deposits < 1 Year
644,616,731
Total Shares and Deposits 1 3 Years
5,472,850
Total Shares and Deposits > 3 Years
1,859,376
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
83,338,131
Total Uninsured Shares and Deposits > $250K (F+J)
83,338,131
Total Insured Shares and Deposits > $250K (item 17 less item K)
568,610,828
Total Interest Expense (Sum of items 6 8)
6,059,302
Share Certificates
2,713
Number of Accounts for Share Drafts
24,549
IRA KEOGH Accounts
352
Number of Accounts for Regular Shares
36,895
All other shares
2,567
Money Market Shares
5,862
Net Income (unless the amount is already included in Undivided Earnings)
2,546,295
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
113,453,992
Total Liabilities
660,991,789
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About MASS INSTITUTE OF TECHIs MASS INSTITUTE OF TECH a safe place to deposit money?Yes, MASS INSTITUTE OF TECH is considered a safe financial institution. With a Texas Ratio of 7.5085732185841%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does MASS INSTITUTE OF TECH operate?MASS INSTITUTE OF TECH currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join MASS INSTITUTE OF TECH?Yes, to access services at MASS INSTITUTE OF TECH, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, MASS INSTITUTE OF TECH does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, MASS INSTITUTE OF TECH provides members with tools to manage their accounts and build a solid financial history. Does MASS INSTITUTE OF TECH offer online and mobile banking?Most modern institutions like MASS INSTITUTE OF TECH provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: http://www.mitfcu.org. Current MASS INSTITUTE OF TECH Rates
Retrieved from our database of financial products. Rates subject to change.
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