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iAdvertiser Disclosure
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 WVU Employees Federal Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 11, 2026
WVU Employees Federal Credit Union's 36 Month CD rates are at 1.30%, 24 Month CD rates are at 1.20%, 12 Month CD rates are at 1.10%, 6 Month CD rates are at 0.80%, 3 Month CD rates are at 0.75%. WVU Employees Federal Credit Union's savings rates are at 0.00%. MonitorBankRates evaluates the financial stability of WVU Employees Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.19%. Rates were last updated on 04/11/2026. WVU Employees Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at WVU Employees Federal Credit Union? Share your experience about WVU Employees Federal Credit Union by leaving a review below, or read customer reviews before you decide to use WVU Employees Federal Credit Union. WVU Employees Federal Credit Union
WVU Employees Federal Credit Union 448 Harding Ave
https://wvucu.com Morgantown, WV 26505 
WVU Employees Federal Credit Union CD Rates
WVU Employees Federal Credit Union Savings Rates
WVU Employees Federal Credit Union Checking Rates
WVU Employees Federal Credit Union Credit Card Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for WVU Employees Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather WVU Employees Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with WVU Employees Federal Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
WVU Employees Federal Credit Union
Website
https://wvucu.com
Address
448 Harding Ave,
Morgantown, WV 26505
Phone
304-293-5737
Fax
304-293-7018
President
Gloria Rowan
CEO
Craig Street
Full-Time Employees
8
Part-Time Employees
0
Branch Locations
1
ATM Locations
1
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
1.19%
Return on Assets (ROA)
2.3155%
Return on Equity (ROE)
10.1142%
Non-Performing Loans Ratio (NPL)
0.49%
Total Assets
62,352,984
Total Amount of Shares and Deposits
47,452,868
Total Shares and Deposits < 1 Year
46,728,785
Total Shares and Deposits 1 3 Years
724,084
Total Insured Shares and Deposits > $250K (item 17 less item K)
47,452,868
Total Interest Expense (Sum of items 6 8)
373,372
Share Certificates
305
Number of Accounts for Share Drafts
3,555
Number of Accounts for Regular Shares
6,894
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
3,362,122
Total Liabilities
48,112,379
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About WVU Employees Federal Credit UnionIs WVU Employees Federal Credit Union a safe place to deposit money?Yes, WVU Employees Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 1.1892106220877%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does WVU Employees Federal Credit Union operate?WVU Employees Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join WVU Employees Federal Credit Union?Yes, to access services at WVU Employees Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, WVU Employees Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, WVU Employees Federal Credit Union provides members with tools to manage their accounts and build a solid financial history. Does WVU Employees Federal Credit Union offer online and mobile banking?Most modern institutions like WVU Employees Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://wvucu.com. Current WVU Employees Federal Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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