MassMutual Federal Credit Union CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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MassMutual Federal Credit Union12-month CD rates can be found at 1.51%, 6-month CD rates at 3.66% and 3-month CD rates at 0.20%. Savings rates are at 0.25% and money market rates are at 0.25%. Mortgage rates on 30-year fixed loans are around 6.61%. Credit Card rates are at 13.04%. Personal Loan rates are at 12.25%. All these rates, and more, can be found in our database of rates which you can compare to MassMutual Federal Credit Union rates.

Compare MassMutual Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of MassMutual Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

MassMutual Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at MassMutual Federal Credit Union? Share your experience about MassMutual Federal Credit Union by leaving a review below, or read customer reviews before you decide to use MassMutual Federal Credit Union.

Overall, MassMutual Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
MassMutual Federal Credit Union
MassMutual FCU
1295 State St
Springfield, MA 01111
Member NCUA
MonitorBankRates' Rating
5/5
★★★★★

Compare MassMutual Federal Credit Union Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Institution for Savings
Institution for Savings
24-Month CD
4.00%
$500
Farmers State Bank Lake View, IA
Farmers State Bank Lake View, IA
12-Month CD
3.80%
$1,000
State Bank of India US
State Bank of India US
60-Month CD
3.75%
$1,000
Financial Federal Bank
Financial Federal Bank
Money Market
3.75%
$5,000
1st Security Bank of Washington
1st Security Bank of Washington
48-Month CD (relationship)
3.75%
$500
Seattle Bank
Seattle Bank
48-Month CD
3.60%
$1,000
PCSB Bank
PCSB Bank
24-Month CD
3.50%
$500
The MINT National Bank
The MINT National Bank
36-Month CD
3.50%
$10,000
Addition Financial Credit Union
Addition Financial Credit Union
12-Month CD
3.30%
$1,000
Farmers and Merchants Bank Milligan, NE
Farmers and Merchants Bank Milligan, NE
36-Month CD
3.29%
$500
Beal Bank USA
Beal Bank USA
Money Market
3.25%
$1,000
FNB at St. James
FNB at St. James
12-Month CD
3.03%
$500
Washita State Bank
Washita State Bank
60-Month CD
3.03%
$1,000
Fox Valley Savings Bank
Fox Valley Savings Bank
48-Month CD
3.00%
$500
Security Savings Bank
Security Savings Bank
12-Month CD
3.00%
$5,000
Henderson State Bank
Henderson State Bank
30-Month CD
2.93%
$500
Sound Community Bank
Sound Community Bank
24-Month CD (with checking)
2.78%
$1,000
Washita State Bank
Washita State Bank
36-Month CD
2.65%
$1,000
Nuvision Federal Credit Union
Nuvision Federal Credit Union
36-Month CD
2.55%
$1,000
Harleysville Bank
Harleysville Bank
18-Month CD
2.47%
$500
North Star Bank
North Star Bank
36-Month CD
2.37%
$500
First Southern Bank
First Southern Bank
12-Month CD
2.22%
$1,000
First National Bank in Ord
First National Bank in Ord
30-Month CD (Step-Up)
2.01%
$500
Southwest Missouri Bank
Southwest Missouri Bank
60-Month CD
2.00%
$500
UCB Milford, IA
UCB Milford, IA
6-Month CD
1.76%
$1,000
South Ottumwa SB
South Ottumwa SB
48-Month CD
1.75%
$500
Lee Bank
Lee Bank
18-Month CD
1.50%
$500
TTNB Turbotville Bank
TTNB Turbotville Bank
30-Month CD
1.36%
$5,000
Cayuga Lake National Bank
Cayuga Lake National Bank
48-Month CD
1.26%
$500
State Bank of Graymont
State Bank of Graymont
18-Month CD
0.95%
$1,000
C&SB of Millersburg, Ohio
C&SB of Millersburg, Ohio
18-Month CD
0.90%
$500
Citizens Bank of Kansas
Citizens Bank of Kansas
60-Month CD
0.75%
$500
Security Bank Minnesota
Security Bank Minnesota
Platinum Money Market
0.75%
$0
Centennial Bank TN
Centennial Bank TN
Gold Star Checking
0.70%
$1,000
United Bank Zebulon, GA
United Bank Zebulon, GA
3-Month CD
0.65%
$500
HTLF Bank
HTLF Bank
24-Month CD
0.60%
$1,000
Ion Bank
Ion Bank
24-Month CD
0.55%
$500
BankPlus
BankPlus
60-Month CD
0.55%
$1,000
Lincoln Bank of Hodgenville
Lincoln Bank of Hodgenville
24-Month CD
0.50%
$500
Parke Bank
Parke Bank
Passbook Savings
0.35%
$100
First National Bank in Pinckneyville
First National Bank in Pinckneyville
24-Month CD
0.25%
$500
Liberty Bank Liberty, IL
Liberty Bank Liberty, IL
Passbook Savings
0.25%
$10
Garden Plain State Bank
Garden Plain State Bank
NOW Checking
0.25%
$1,500
Triad Bank, N.A.
Triad Bank, N.A.
Savings
0.25%
$100
Marblehead Bank
Marblehead Bank
12-Month CD
0.15%
$500
Monson Savings Bank
Monson Savings Bank
12-Month CD
0.15%
$1,000
First Security Bank Byron, MN
First Security Bank Byron, MN
Advantage Checking
0.05%
$500
Iron Workers SB
Iron Workers SB
Money Market
0.05%
$10,000
Skowhegan Savings Bank
Skowhegan Savings Bank
Integrity Plus Money Market
0.03%
$2,500
Iron Workers SB
Iron Workers SB
NOW Checking
0.02%
$25
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare MassMutual Federal Credit Union Mortgage Rates with Lenders Rates for Fixed and Adjustable Mortgages

Lender
Product
Rate
APR
Points
Americas First Federal Credit Union
Americas First Federal Credit Union
15-Year Fixed
5.560%
5.250%
0.000
North Carolina Press Association Federal Credit Union
North Carolina Press Association Federal Credit Union
10 Year Fixed
5.300%
5.518%
0.000
DCU Digital Federal Credit Union
DCU Digital Federal Credit Union
10-Year Fixed
5.250%
5.545%
1.000
PNB of Kewanee
PNB of Kewanee
30-Year Fixed
5.560%
5.730%
0.000
Security Service Federal Credit Union
Security Service Federal Credit Union
15-Year Fixed (Power Rate)
5.625%
5.847%
0.000
Wells Fargo
Wells Fargo
15-Year Fixed
5.625%
5.872%
1.000
Rhinebeck Bank
Rhinebeck Bank
15-Year Fixed
5.875%
5.982%
0.000
Navy Federal Credit Union
Navy Federal Credit Union
3/5 Conforming ARM
5.500%
6.000%
0.250
Mid American Credit Union
Mid American Credit Union
15 Year Fixed
5.875%
6.015%
0.000
First Citizens Federal Credit Union
First Citizens Federal Credit Union
30 Year Fixed
6.000%
6.067%
0.000
1st United Credit Union
1st United Credit Union
15-Year Fixed
6.000%
6.075%
0.000
Empower Federal Credit Union
Empower Federal Credit Union
10/1 ARM
6.000%
6.098%
0.000
First National Bank of Orwell
First National Bank of Orwell
15-Year Fixed
6.000%
6.099%
0.000
First Citizens Federal Credit Union
First Citizens Federal Credit Union
15 Year Fixed
6.000%
6.113%
0.000
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
20-Year Fixed
6.000%
6.152%
0.125
Addition Financial Credit Union
Addition Financial Credit Union
10-Year Fixed
5.625%
6.156%
0.000
Sikorsky Credit Union
Sikorsky Credit Union
5/5 ARM
5.375%
6.167%
0.000
Citi
Citi
15-Year Fixed
5.875%
6.206%
0.875
Credit Human Federal Credit Union
Credit Human Federal Credit Union
15-Year Fixed
6.075%
6.211%
0.000
San Mateo Credit Union
San Mateo Credit Union
5/5 ARM
6.000%
6.244%
0.000
Geddes Federal S&L
Geddes Federal S&L
7/1 ARM
6.504%
6.250%
0.000
1st United Credit Union
1st United Credit Union
7/1 ARM Jumbo
6.250%
6.285%
0.000
Ulster Savings Bank
Ulster Savings Bank
7-Year ARM
6.000%
6.322%
0.000
San Mateo Credit Union
San Mateo Credit Union
15-Year Fixed
6.000%
6.323%
0.000
Catholic Vantage Financial Credit Union
Catholic Vantage Financial Credit Union
15 Year Fixed
6.125%
6.324%
0.000
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The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare MassMutual Federal Credit Union Credit Cards with Other Competitive Bank and Credit Union Credit Cards

Institution
Product
APR
Notes
Teachers Federal Credit Union
Teachers Federal Credit Union
Visa Cash Back
16.100%
ACFCU
ACFCU
Reserve Rewards+ Card Visa
19.740% - 29.740%
Enjoy premium rewards and benefits, plus receive a $500 bonus.
1st Valley Credit Union
1st Valley Credit Union
Platinum Visa
8.750%
AAEC Credit Union
AAEC Credit Union
VISA Credit Card
11.900%
No annual fee
LMCU Lake Michigan Credit Union
LMCU Lake Michigan Credit Union
Max Rewards Visa Credit Card
15.250%
Randolph Brooks FCU
Randolph Brooks FCU
Premier Rate Credit Card Mastercard
12.950% - 18.000%
ACMG Federal Credit Union
ACMG Federal Credit Union
VISA Platinum with Rewards
8.900%
ACFCU
ACFCU
Max Cash Secure Card Visa
29.990%
Make improving your credit score4 even more rewarding with up to 5% cash back in 2 categories you choose
Achieve Financial Credit Union
Achieve Financial Credit Union
Visa Platinum with Rewards
9.900%
Security Service Federal Credit Union
Security Service Federal Credit Union
Security Service Power MasterCard
12.740% - 18.000%
1st Northern California Credit Union
1st Northern California Credit Union
Visa Premier Plus
8.900%
Abri Credit Union
Abri Credit Union
Platinum Visa
12.400% - 21.400%
The right choice if you carry a monthly balance & want to pay the lowest rate.
ACFCU
ACFCU
Travel Rewards+ Card Visa
19.740% - 29.740%
Earn 4x unlimited points on travel and more, plus receive a $250 bonus.
Canyon View Credit Union
Canyon View Credit Union
Visa Crimson Card
13.240%
Security Service Federal Credit Union
Security Service Federal Credit Union
Security Service Power Cash Back World MasterCard
16.950% - 18.000%
Mountain America Federal Credit Union
Mountain America Federal Credit Union
Low Rate Credit Card
13.240%
Suncoast Credit Union
Suncoast Credit Union
Rewards Share Secured
18.000%
Credit Limit - $300 - $5,000
ABCO Federal Credit Union
ABCO Federal Credit Union
VISA® Credit Cards
7.990%
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Select Rewards Visa
15.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
1st United Credit Union
1st United Credit Union
Visa Platinum
13.900%
Hughes Federal Credit Union
Hughes Federal Credit Union
Visa Platinum Credit Card
9.500% - 12.500%
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
School Employee Mastercard
11.750% - 17.900%
Maximum Loan Amount Up to $35,000.00
Marcus Bank
Marcus Bank
GM Business™ Mastercard®
19.240% - 29.240%
0% Intro purchase APR for first 12 months
Vystar Credit Union
Vystar Credit Union
Visa Signature® Rewards
17.750%
Teachers Federal Credit Union
Teachers Federal Credit Union
Visa Secured
18.000%
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Compare MassMutual Federal Credit Union Personal Loans with Other Competitive Bank and Credit Union Personal Loans

Institution
Product
APR
Loan Amt
Loan Term Months
Vystar Credit Union
Vystar Credit Union
Personal Line of Credit
16.240%
$0
60
1st Valley Credit Union
1st Valley Credit Union
Next Step Loan
10.500%
$0
1st Northern California Credit Union
1st Northern California Credit Union
Title Loans
5.500%
$0
BECU Boeing Employees Credit Union
BECU Boeing Employees Credit Union
Personal Loan
8.990% - 18.000%
$0 - $30,000
72
Y-12 Federal Credit Union
Y-12 Federal Credit Union
Signature Loan
12.490%
$0
AAC Credit Union
AAC Credit Union
Signature Loans
12.990%
$0
48
1st Street Credit Union
1st Street Credit Union
Note Loan
8.990% - 17.990%
$0
BECU Boeing Employees Credit Union
BECU Boeing Employees Credit Union
Personal Lines of Credit
11.900% - 19.400%
$0
Achieve Financial Credit Union
Achieve Financial Credit Union
Unsecured/Personal Loans
8.990%
$0
Act 1st Federal Credit Union
Act 1st Federal Credit Union
Signature Loan
10.000%
$0
12 - 12
Accentra Credit Union
Accentra Credit Union
Personal Loan
11.760%
$0
Mountain America Federal Credit Union
Mountain America Federal Credit Union
Personal Loan
13.240%
$0
48
Circuit Federal Credit Union
Circuit Federal Credit Union
Personal Loans
10.250% - 10.650%
$3,000 - $25,000
Suncoast Credit Union
Suncoast Credit Union
Personal Signature Loan
11.000%
$0
96
Avenir Financial Federal Credit Union
Avenir Financial Federal Credit Union
Personal Loan
11.990%
$0
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Personal Loan Rates
5.740%
$0
1 - 36
Access Community Credit Union
Access Community Credit Union
Personal Loans
12.990%
$0
13 - 60
Achieve Financial Credit Union
Achieve Financial Credit Union
Student Loan Consolidation
5.490%
$0
Alec Federal Credit Union
Alec Federal Credit Union
Refinanced Signature Loans
18.000%
$0
Advantage Credit Union Newtown, IA
Advantage Credit Union Newtown, IA
Personal Loans
13.700%
$2,500 - $5,000
36 - 36
Randolph Brooks FCU
Randolph Brooks FCU
Signature Personal Loan
12.150% - 18.000%
$0
49 - 60P
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
Overdraft Protection Loan
11.500% - 17.900%
$0 - $5,000
Academic Employees Credit Union
Academic Employees Credit Union
Personal Loan
10.500%
$0 - $5,000
24 - 36
Academic Employees Credit Union
Academic Employees Credit Union
Personal Line of Credit
9.500%
$0
America First Federal Credit Union
America First Federal Credit Union
Line of Credit Variable
16.740%
$0
Show More

The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have MassMutual Federal Credit Union rate data right now, check back for updates, we are adding rates all the time.

MassMutual Federal Credit Union Information

Credit Union Name: MassMutual Federal Credit Union
Full Time Employees: 26
Part Time Employees: 1
President: Bethany Cowles
CEO: Lisa Asadourian
Branch Locations: 2
ATM Locations: 1
Corporate Office Address:
1295 State St
Springfield, MA 01111
Phone Number: 413-744-3431
Fax Number: 413-226-4359

MassMutual Federal Credit Union Financials

Total Assets:
341,518,867
Total Amount of Shares and Deposits:
302,097,862
Total Shares and Deposits < 1 Year:
277,944,025
Total Shares and Deposits 1 3 Years:
13,719,636
Total Shares and Deposits > 3 Years:
10,434,201
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
50,336,875
Total Uninsured Shares and Deposits > $250K (F+J):
50,336,875
Total Insured Shares and Deposits > $250K (item 17 less item K):
251,760,987
Total Interest Expense (Sum of items 6 8):
1,850,410
Share Certificates:
2,269
Number of Accounts for Share Drafts:
8,842
IRA KEOGH Accounts:
352
Number of Accounts for Regular Shares:
16,554
All other shares:
212
Money Market Shares:
1,810
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
25,620,772
Total Liabilities:
303,442,157
Show More

MassMutual Federal Credit Union Questions and Answers

No Cost Share Drafts:
Yes
Share Certificates with Low Minimum Balance Requirements:
Yes
Is Financial Counseling Offered?:
No
Financial Education offered for Members?:
Yes
Are financial literacy Workshops offered?:
Yes
Is there a first time homebuyer program?:
No
Credit management and repair offered?:
No
Online Financial Literacy?:
No
No Cost Bill Payer:
Yes
Student Scholarships:
1
Mortgage Processing:
Yes
Approved Mortgage Seller?:
Yes
Deposits and Shares Meeting 70310(a):
1
Brokered Certificates of Deposits:
1
payment:
Yes
Are low cost wire transfers available?:
Yes
Member Application:
Yes
Are New Loans Available:
Yes
New Share Account:
Yes
Are online loan payments available:
Yes
Online Bill Payment Allowed?:
Yes
Can I download my account history?:
No
Account Aggregation:
1
Electronic Signature Authentication Certification:
Yes
Can I get my bank statements online?:
Yes
External Account Transfers Allowed:
Yes
Remote Deposit Allowed:
Yes
Are Mobile Payments Avilable?:
Yes
Show More
Source: NCUA Last Updated 03/31/2024

Explore Other Rate Deals

The best online savings rates will move even higher in the coming weeks. Right now, the top online savings rates are around 2.25 percent but we could see the top rates move towards 2.50 percent by early October. We expect savings rates to move higher because the Federal Reserve is predicted to increase the fed funds rate.
Current actions by The Bank of Japan (BOJ) will help force mortgage rates in the United States lower. The BOJ has started down an unprecedented path of stimulus by announcing their plan to purchase more than ¥100 trillion of Japanese government debt over the next two years. As a result of the BOJ's actions, investors are retreating from the Japanese bond market and looking for higher yields elsewhere in Europe and the United States.
Current mortgage rates today are mixed, no real big change in average mortgage rates. Right now 30 year mortgage rates are averaging 4.17%, up from Thursday's average 30 year mortgage rate of 4.12%. 15 year mortgage rates today are averaging 3.41%, down from yesterday's average 15 year mortgage rate of 3.45%. The rates displayed are average rates. There are lenders offering mortgage rates lower than the averages. 30 year jumbo mortgage rates today are averaging 4.54%, unchanged from yesterday's average 30 year jumbo mortgage rate. Today's mortgage rates on 15 year jumbo mortgage rates are averaging 3.77%, up slightly from yesterday’s average 15 year jumbo mortgage rate of 3.76%.

Bank or Credit Union Offers and Deals

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Mortgage Rates Mixed August 2, 2010: 30 Year Mortgage Rates at 4.71%, 15 Year Mortgage Rates at 4.04%
Mortgage Rates Headed Higher This Year
BB&T Mortgage Rates
Average 1 Year CD Rates Increase to 0.90 Percent, Best 1 Year Rates Increase to 1.07 Percent

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MassMutual Federal Credit Union Reviews

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