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McDonald Community Federal Credit Union Rates and Review January 2026

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McDonald Community Federal Credit Union12-month CD rates can be found at 0.30%, 6-month CD rates at 1.05% and 3-month CD rates at 0.80%. Savings rates are at 0.15% and money market rates are at 0.25%. Mortgage rates on 30-year fixed loans are around 6.51%. Credit Card rates are at 15.40%. Personal Loan rates are at 8.99%. All these rates, and more, can be found in our database of rates which you can compare to McDonald Community Federal Credit Union rates.

Compare McDonald Community Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of McDonald Community Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Rate Updates and Availability

McDonald Community Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at McDonald Community Federal Credit Union? Share your experience about McDonald Community Federal Credit Union by leaving a review below, or read customer reviews before you decide to use McDonald Community Federal Credit Union.

Overall, McDonald Community Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Current Interest Rates

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A

"N/A" indicates the product is not offered or the rate is unavailable.

McDonald Community Federal Credit Union
McDonald Community FCU
408 Ohio Ave
Mc Donald, OH 44437
Member NCUA
MonitorBankRates' Rating
5/5
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CD & Savings Rate Comparison

Bank
Product
APY
Min Dep
Kasasa Checking
6.00%
$0
24-Month CD
4.00%
$500
6-Month CD
3.95%
$1,000
12-Month CD
3.90%
$500
12-Month CD
3.80%
$1,000
12-Month CD (IntraFi®)
3.52%
$10,000
60-Month CD
3.50%
$500
36-Month CD
3.44%
$500
24-Month CD
3.35%
$500
12-Month CD
3.30%
$1,000
60-Month CD
3.14%
$100
60-Month CD (Step Up)
3.00%
$1,000
60-Month CD
3.00%
$250
36-Month CD
3.00%
$1,000
Money Market
2.78%
$1,000,000
6-Month CD
2.68%
$500
24-Month CD
2.53%
$1,000
36-Month CD
2.53%
$1,000
12-Month CD
2.32%
$500
48-Month CD
2.02%
$500
60-Month CD
2.02%
$2,500
3-Month CD
2.00%
$500
Money Market
2.00%
$200,000
Money Market
1.75%
$1,000
30-Month CD
1.55%
$500
18-Month CD
1.50%
$500
36-Month CD
1.41%
$500
6-Month CD
1.35%
$500
36-Month CD
1.26%
$500
Insured Money Market
1.25%
$100,000
24-Month CD
1.20%
$1,000
Money Market
0.80%
$1,000
Money Market
0.75%
$2,500
60-Month CD
0.60%
$1,000
Blue Chip Savings
0.50%
$100
48-Month CD
0.50%
$500
60-Month CD
0.45%
$500
36-Month CD
0.40%
$500
24-Month CD
0.35%
$1,000
48-Month CD
0.30%
$500
Premier Money Market
0.25%
$2,500
18-Month CD (Nest Egg)
0.25%
$1,000
36-Month CD
0.15%
$500
Feel Good Savings
0.15%
$0
Regular Share Savings
0.15%
$5
Savings
0.05%
$100
Regular Checking
0.05%
$500
Business Primary Money Market
0.01%
$2,500
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rate Comparison

Lender
Product
Rate
APR
Points
6.125%
6.199%
0.000
15-Year Fixed
5.500%
5.562%
0.000
30-Year Fixed
6.000%
6.120%
0.000
30-Year Fixed
5.875%
6.075%
0.000
5.875%
6.359%
0.000
5.250%
6.055%
0.000
6.000%
6.257%
0.000
5.500%
5.612%
0.750
15-Year Fixed
5.500%
5.610%
0.000
30-Year Fixed FHA
5.875%
7.902%
0.000
30-Year (Jumbo)
6.000%
6.011%
0.000
5.125%
5.637%
0.250
5.375%
5.446%
0.000
30-Year Fixed (Jumbo)
6.000%
6.010%
0.000
4.750%
5.730%
0.000
5.000%
6.154%
0.325
15-Year Fixed
5.375%
5.584%
0.000
6.500%
6.582%
0.000
5.875%
5.963%
0.000
6.375%
6.556%
0.000
30 Year Fixed
6.000%
6.130%
0.000
30-Year Fixed
6.000%
6.138%
0.000
30-Year Fixed
5.875%
5.965%
0.000
5.000%
5.055%
0.000
30-Year Fixed
7.125%
7.126%
0.000
10/1 ARM (Jumbo)
5.750%
6.059%
0.000
4.875%
5.010%
0.000
15-Year Fixed Jumbo
5.750%
5.803%
0.000
5.500%
5.588%
0.000
5.500%
5.736%
0.000
30 Year Fixed
6.500%
6.597%
0.000
5.000%
5.242%
0.000
10 Year Fixed
6.000%
6.223%
0.000
10-Year Fixed
6.250%
6.250%
0.000
4.875%
5.172%
1.125
5.875%
5.992%
1.000
5.875%
6.023%
0.000
5.490%
5.539%
0.000
30-Year Fixed
6.000%
6.112%
0.000
5.375%
5.568%
0.000
4.875%
5.778%
0.000
5.000%
5.080%
0.000
15-Year Fixed (Jumbo)
5.500%
5.591%
0.000
5.875%
5.927%
0.500
30-Year Fixed
6.000%
6.067%
0.000
6.750%
6.697%
0.000
5.375%
5.804%
0.000
5.750%
6.309%
0.000
6.000%
6.250%
0.000
20-Year Fixed (Power Rate)
5.875%
6.088%
0.000
View 50 More

Credit Card Rate Comparison

Institution
Product
APR
Notes
Secure Card Visa
29.240%
A card that\'s perfect for anyone who wants to improve or establish their credit.
Platinum Visa
12.400% - 21.400%
The right choice if you carry a monthly balance & want to pay the lowest rate.
Everyday Rewards+ Card Visa
19.490% - 29.740%
Earn up to 4x unlimited points AND receive a $150 bonus.
16.200%
13.750% - 17.900%
Maximum Loan Amount Up to $35,000.00
Max Rewards Visa Credit Card
15.250%
12.240% - 18.000%
No annual fees or cash advance fees. Rates may vary depending on credit worthiness.
16.100%
Achieva Mastercard Credit Card
12.490% - 25.490%
12.49% to 25.49% when you open your account, based on your creditworthiness.
GM Business™ Mastercard®
19.240% - 29.240%
0% Intro purchase APR for first 12 months
SIGNATURE 1.5% CASH BACK VISA
18.000%
Unlimited 1.5% Cash Back Signature Card
Acadia Visa Credit Card
10.900%
No annual fee
VISA Traditional
14.240% - 18.000%
ABNB VISA Signature
14.740% - 17.740%
No annual fees or cash advance fees. Rates may vary depending on credit worthiness.
Rewards Classic Starter VISA
16.500%
Credit Limit - $300 - $500
14.000%
8.990% - 17.990%
Maximum limit of $30,000
Visa Business Rewards Card
15.240%
VISA Credit Card
11.900%
No annual fee
17.740%
Automatically get 1.5% cash back on all purchases with no fuss
10.150%
Reserve Rewards+ Card Visa
19.740% - 29.740%
Enjoy premium rewards and benefits, plus receive a $500 bonus.
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Personal Loan Rate Comparison

Institution
Product
APR
Loan Amt
Loan Term Months
Personal Loan Rates
5.740%
$0
1 - 36
Personal Line of Credit
11.500%
$0
Line of Credit Variable
16.740%
$0
11.990%
$0
10.000%
$0
12 - 12
12.740%
$0
36
12.250% - 17.000%
$0 - $20,000
14.990%
$0
25 - 36
Open-End Unsecured Signature Loan-Line of Credit
10.200%
$0
Personal/Signature
10.990%
$0
24 - 36
Unsecured Personal Loan
10.990%
$0 - $50,000
12 - 60
A+ Preferred Line Of Credit
10.990%
$0
10.250% - 17.950%
$0
1 - 36
11.240% - 17.950%
$0
25 - 36
12.990%
$0
12
Personal Loan
11.760%
$0
9.990%
$0
1 - 60
Unsecured (Signature) Loan
11.000%
$0 - $500
Personal/Signature Loans
11.150%
$0
60 - 60
17.900%
$0 - $500
Personal Loans
10.000%
$0
1 - 36
9.200% - 17.950%
$0 - $2,500
36 - 36
Consolidation Loans
13.060%
$0
1 - 36
13.990%
$0
Personal Loans
11.000%
$0
37 - 60
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have McDonald Community Federal Credit Union rate data right now.

Credit Union Profile & Overview

Credit Union Name: McDonald Community Federal Credit Union
Website:
Full Time Employees: 2
Part Time Employees: 1
President: Lester Walker
CEO: Lisa Postlethwait
Branch Locations: 1
ATM Locations: 0
Corporate Office Address:
408 Ohio Ave
Mc Donald, OH 44437
Phone Number: 330-530-5091
Fax Number: 330-530-2091

Financials

Total Assets:
4,954,634
Total Amount of Shares and Deposits:
4,412,360
Total Shares and Deposits < 1 Year:
4,412,360
Total Insured Shares and Deposits > $250K (item 17 less item K):
4,412,360
Total Interest Expense (Sum of items 6 8):
1,558
Number of Accounts for Share Drafts:
143
Number of Accounts for Regular Shares:
685
Net Income (unless the amount is already included in Undivided Earnings):
3,212
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
906,611
Total Liabilities:
4,412,761
Show More
Source: NCUA Last Updated 09/30/2025

Customer Reviews

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Frequently Asked Questions About McDonald Community Federal Credit Union

Is a member application needed to join McDonald Community Federal Credit Union?

Yes, to access services at McDonald Community Federal Credit Union, a member application is required.

Is there a first-time homebuyer program?

Currently, McDonald Community Federal Credit Union provides a range of mortgage and home equity products.

Is McDonald Community Federal Credit Union a safe place to deposit money?

Yes, McDonald Community Federal Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor.

Does McDonald Community Federal Credit Union offer online and mobile banking?

Most modern institutions like McDonald Community Federal Credit Union provide digital access including online balance checks and transfers.

Current McDonald Community Federal Credit Union Rates

ProductAPY

Rates subject to change.

Compare to other Credit Unions