MonitorBankRates
  1. Home
  2. Credit Unions
  3. Skyward Credit Union
iAdvertiser Disclosure
Advertiser Disclosure Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.

Skyward Credit Union Rates & Review March 2026

Skyward Credit Union's CD 8 month Special rates are at 3.50%, CD 20-Month Special rates are at 3.40%, CD 36 month rates are at 3.00%, CD 48 month rates are at 3.00%, CD 60 month rates are at 3.00%. MonitorBankRates evaluates the financial stability of Skyward Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 4.73%. Rates were last updated on 03/28/2026.

Skyward Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Skyward Credit Union? Share your experience about Skyward Credit Union by leaving a review below, or read customer reviews before you decide to use Skyward Credit Union.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 98/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
4.73%
Excellent Lower than avg
Skyward Credit Union
Mid Continent
4 Cessna Blvd
Wichita, KS 67215 1423
https://www.skywardcu.com
Member NCUA

Skyward Credit Union CD Rates

Product Rate APY Term View More
Share Certificate 8 month Special - 3.50% 8 Months
Min Deposit $1,000
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.73%
Share Certificate 20-Month Special - 3.40% 20-Month
Min Deposit $1,000
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.73%
Share Certificate 36 month - 3.00% 36 Months
Min Deposit $1,000
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.73%
Share Certificate 48 month - 3.00% 48 Months
Min Deposit $1,000
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.73%
Share Certificate 60 month - 3.00% 60 Months
Min Deposit $1,000
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.73%
Share Certificate 24 month - 2.75% 24 Months
Min Deposit $1,000
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.73%
Share Certificate 12 month - 2.30% 12 Months
Min Deposit $1,000
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.73%
Share Certificate 12 month Skyward Saver (Add-on) - 2.30% 12 Months
Min Deposit $25
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.73%
Share Certificate 6 month - 2.30% 6 Months
Min Deposit $1,000
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.73%

Skyward Credit Union Savings Rates

Product Rate APY View More
Christmas Club / Vacation Club Share - 0.50%
No additional details.
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.73%

Skyward Credit Union Checking Rates

Product Rate APY View More
Aim Higher Checking - 3.00%
Details Qualifying balance up to $10,000.00
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.73%
Silver Wings Checking - 0.15%
No additional details.
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.73%

Skyward Credit Union Home Equity & HELOC

Product Rate Points APR Term View More
Home Equity Line of Credit - - 6.75% 144 months
Details Prime + 0.00% margin
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.73%
Home Equity Line of Credit - - 7.50% 144 months
Details Prime + 0.75% margin
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.73%
Home Equity Line of Credit Investment - - 7.75% 144 months
Details Prime + 1.00% margin
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.73%

Skyward Credit Union Credit Card Rates

Product Rate APR View More
Skyward Mastercard® - 1.90%
Details Intro rate expires: 12 billing cycles; Regular APR: WSJ Prime Rate plus 5.00%-13.00%. The maximum annual percentage rate is 24.00% APR
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.73%
Skyward Mastercard® Credit Cards - 1.90%
Details Intro rate expires: 12 months; Regular APR: 11.75%-17.75%
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.73%
Skyward Rewards Mastercard® - 1.90%
Details Intro rate expires: 12 billing cycles; Regular APR: WSJ Prime Rate plus 5.00%-13.00%. The maximum annual percentage rate is 24.00% APR; Spend $500 in the first 90 days and get 5,000 bonus points
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.73%
Skyward Rewards Mastercard® Credit Cards - 1.90%
Details Intro rate expires: 12 months; Regular APR: 13.75%-19.75%
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.73%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Skyward Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Skyward Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Skyward Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Skyward Credit Union
Address 4 Cessna Blvd, Wichita, KS 67215 1423
Phone 316-440-9690
Fax 316-779-8966
President Holly Dixon
CEO Kevin Brittain
Full-Time Employees 69
Part-Time Employees 1
Branch Locations 7
ATM Locations 8
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (98/100)
Texas Ratio
4.73%
Return on Assets (ROA)
-0.1610%
Return on Equity (ROE)
-1.2901%
Non-Performing Loans Ratio (NPL)
1.01%
Total Assets
379,182,185
Total Amount of Shares and Deposits
326,391,793
Total Shares and Deposits < 1 Year
290,029,571
Total Shares and Deposits 1 3 Years
32,698,674
Total Shares and Deposits > 3 Years
3,663,547
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
19,300,961
Total Uninsured Shares and Deposits > $250K (F+J)
19,300,961
Total Insured Shares and Deposits > $250K (item 17 less item K)
307,090,832
Total Interest Expense (Sum of items 6 8)
5,709,739
Share Certificates
3,864
Number of Accounts for Share Drafts
13,972
IRA KEOGH Accounts
867
Number of Accounts for Regular Shares
25,360
All other shares
1,574
Net Income (unless the amount is already included in Undivided Earnings)
-610,321
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
3,001,823
Total Liabilities
354,751,297
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

There are no reviews for Skyward Credit Union yet. Feel free to create one below.
Average Rating
☆☆☆☆☆
Total Reviews
0
Add Your Rating and Review for Skyward Credit Union
Your Name:
Your Rating:

Frequently Asked Questions About Skyward Credit Union

Is Skyward Credit Union a safe place to deposit money?

Yes, Skyward Credit Union is considered a safe financial institution. With a Texas Ratio of 4.7333375285707%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does Skyward Credit Union operate?

Skyward Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Skyward Credit Union?

Yes, to access services at Skyward Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Skyward Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Skyward Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Skyward Credit Union offer online and mobile banking?

Most modern institutions like Skyward Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.skywardcu.com.

Current Skyward Credit Union Rates

  • 12-Month CD2.30%
  • 24-Month CD2.75%
  • 60-Month CD3.00%
Retrieved from our database of financial products. Rates subject to change.