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Meijer Credit Union Rates and Review February 2026

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Meijer Credit Union's CD 6 month rates are at 4.25%, CD 12 month rates are at 4.15%, CD 18 month rates are at 4.00%, CD 24 month rates are at 3.75%, CD 30 month rates are at 3.50%. Meijer Credit Union's savings rates are at 0.05%. Meijer Credit Union's Personal Loan Rates are at 4.24%.

Meijer Credit Union

Meijer Credit Union money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available.Have you opened an account or have any experiences at Meijer Credit Union? Share your experience about by leaving a review below, or read customer reviews before you decide to use .

Meijer Credit Union Texas Ratio

Meijer Credit Union's Texas Ratio is at 5.75%, which is considered excellent. The Texas Ratio for Meijer Credit Union is lower than the national average of all banks, currently at 6.13%. The Texas Ratio is a key indicator of financial health. This indicates that Meijer Credit Union has a very low volume of non-performing assets compared to its available capital, signifying a strong balance sheet.

MonitorBankRates Rating

5.0
Excellent
Out of 5.0 Stars

Meijer Credit Union has earned a Smart Rating of 5.0 out of 5 stars. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Overall, Meijer Credit Union is an excellent credit union worth considering, with an overall rating of 5.0 stars out of 5 stars.

Current Interest Rates

Product
APY/APR
vs.Avg
12-Month CD
4.15%
18-Month CD
4.00%
24-Month CD
3.75%
36-Month CD
3.50%
48-Month CD
3.50%
60-Month CD
3.50%
Savings
0.05%
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
4.24%

"N/A" indicates the product is not offered or the rate is unavailable.

Meijer Credit Union
Meijer Credit Union
2410 Gaynor Ave NW
Grand Rapids, MI 49544 1830
Member NCUA
MonitorBankRates
Official Financial Rating
5.0
★★★★★
EXCELLENT
🏆

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Meijer Credit Union CD Rates

Product Rate APY Term View More
Certificate 24 month 3.70% 3.75% 24 Months
No additional details.
Last Updated 02/10/2026
Certificate 30 month 3.45% 3.50% 30 Months
No additional details.
Last Updated 02/10/2026
Certificate 36 month 3.45% 3.50% 36 Months
No additional details.
Last Updated 02/10/2026
Certificate 48 month 3.45% 3.50% 48 Months
No additional details.
Last Updated 02/10/2026
Certificate 60 month 3.45% 3.50% 60 Months
No additional details.
Last Updated 02/10/2026

Meijer Credit Union Savings Rates

Product Rate APY View More
Health Savings Account 3.55% 3.60%
Min Deposit$0
Last Updated 02/10/2026
Savings Account 3.55% 3.60%
Min Deposit$0
DetailsMinimum Balance Required to Earn Dividends: $0.01 - $999.99
Last Updated 02/10/2026
Savings Account 1.00% 1.01%
Min Deposit$50,000
DetailsBalance: $50,000 - $99,999.99
Last Updated 02/10/2026
Savings Account 0.75% 0.75%
Min Deposit$1,000
DetailsBalance: $1,000 - $2,499.99
Last Updated 02/10/2026
My Savings 0.25% 0.25%
Min Balance$0
Last Updated 02/10/2026
My Savings 0.05% 0.05%
Min Balance$10,000
Last Updated 02/10/2026
Regular Share Savings 0.05% 0.05%
Min Deposit$100
Last Updated 02/10/2026

Meijer Credit Union Auto Loan Rates

Product Rate Points APR Term View More
Auto Loans - - 4.24%
DetailsAPR = Annual Percentage Rate. Annual Percentage Rates current as of date above and are subject to change. Rates may vary based on credit history, term, and collateral.
Last Updated 02/10/2026

Meijer Credit Union Credit Card Rates

Product Rate Points APR Term View More
Visa Balance Transfer - - 4.99% 12 Months
DetailsAPR = Annual Percentage Rate. Annual Percentage Rates current as of date listed above and are subject to change. Rates may vary based on credit history, term, and collateral.
Last Updated 02/10/2026
Visa Platinum - - 7.99%
DetailsAPR = Annual Percentage Rate. Annual Percentage Rates current as of date listed above and are subject to change. Rates may vary based on credit history, term, and collateral.
Last Updated 02/10/2026

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Meijer Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Meijer Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Meijer Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name: Meijer Credit Union
Full Time Employees: 31
Part Time Employees: 1
President: Tom Riddle
CEO: Matthew Yanoschik
Branch Locations: 3
ATM Locations: 3
Corporate Office Address:
2410 Gaynor Ave NW
Grand Rapids, MI 49544 1830
Phone Number: 616-784-4822
Fax Number: 616-784-3442

Financials

Total Assets:
112,100,932
Total Amount of Shares and Deposits:
99,222,321
Total Shares and Deposits < 1 Year:
96,953,813
Total Shares and Deposits 1 3 Years:
2,225,320
Total Shares and Deposits > 3 Years:
43,188
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
3,320,893
Total Uninsured Shares and Deposits > $250K (F+J):
3,320,893
Total Insured Shares and Deposits > $250K (item 17 less item K):
95,901,428
Total Interest Expense (Sum of items 6 8):
1,397,870
Share Certificates:
761
Number of Accounts for Share Drafts:
7,865
IRA KEOGH Accounts:
181
Number of Accounts for Regular Shares:
20,893
All other shares:
323
Money Market Shares:
225
Net Income (unless the amount is already included in Undivided Earnings):
976,010
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
5,947,152
Total Liabilities:
101,255,487
Show More
Source: NCUA Last Updated 09/30/2025

Customer Reviews

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Total Reviews
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Frequently Asked Questions About Meijer Credit Union

Is a member application needed to join Meijer Credit Union?

Yes, to access services at Meijer Credit Union, a member application is required.

Is there a first-time homebuyer program?

Currently, Meijer Credit Union provides a range of mortgage and home equity products.

Is Meijer Credit Union a safe place to deposit money?

Yes, Meijer Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor.

Does Meijer Credit Union offer online and mobile banking?

Most modern institutions like Meijer Credit Union provide digital access including online balance checks and transfers.

Current Meijer Credit Union Rates

ProductAPY
12-Month CD4.15%
18-Month CD4.00%
24-Month CD3.75%
36-Month CD3.50%
48-Month CD3.50%
60-Month CD3.50%
Savings0.05%
Personal Loan4.24%

Rates subject to change.