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Advertiser Disclosure
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 My Credit Union Bloomington, MN Rates & Review November 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated and Verified: October 29, 2026
My Credit Union Bloomington, MN's Share & IRA CD - 27 month rates are at 4.70%, Share & IRA CD - 60 month rates are at 4.49%, Share & IRA CD - 48 month rates are at 4.33%, Share & IRA CD - 15 month rates are at 4.18%, Share & IRA CD - 36 month rates are at 3.98%. My Credit Union Bloomington, MN's money market rates are at 1.66%. My Credit Union Bloomington, MN's checking rates are as high as 0.05%. My Credit Union Bloomington, MN's Personal Loan Rates are as low as 10.99%. My Credit Union Bloomington, MN's Credit Card Rates are at 9.90%. My Credit Union Bloomington, MN's CD rates are 12% higher than the MonitorBankRates national average, and it has an A health rating. MonitorBankRates evaluates the financial stability of My Credit Union Bloomington, MN with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 10.33%. Rates last updated and verified on 10/29/2026. My Credit Union Bloomington, MN money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at My Credit Union Bloomington, MN? Share your experience about My Credit Union Bloomington, MN by leaving a review below, or read customer reviews before you decide to use My Credit Union Bloomington, MN. My Credit Union Bloomington, MN
Lyndale 9550 Lyndale Ave S
https://www.mymncu.org Bloomington, MN 55420  Customer Reviews
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Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends. My Credit Union Bloomington, MN CD Rates
My Credit Union Bloomington, MN Savings Rates
My Credit Union Bloomington, MN Money Market Rates
My Credit Union Bloomington, MN Checking Rates
My Credit Union Bloomington, MN Business Checking Rates
My Credit Union Bloomington, MN Auto Loan Rates
My Credit Union Bloomington, MN RV, Boat and Powersport Loan Rates
My Credit Union Bloomington, MN Credit Card Rates
My Credit Union Bloomington, MN Personal Loan Rates
Financial Health HistoryMy Credit Union Bloomington, MN’s Texas Ratio rose from 1.14% in Q3 2023 to 10.33% in Q2 2026, so its financial health has held steady at a healthy level over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0 and its Health Grade from A+ to A. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a credit union must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures. Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)
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How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops. Show the quarterly figures
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for My Credit Union Bloomington, MN is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather My Credit Union Bloomington, MN rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with My Credit Union Bloomington, MN's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
My Credit Union Bloomington, MN
Website
https://www.mymncu.org
Address
9550 Lyndale Ave S,
Bloomington, MN 55420
Phone
612-798-7100
Fax
President
James Habeck
CEO
Gregory Worthen
Full-Time Employees
77
Part-Time Employees
1
Branch Locations
5
ATM Locations
5
NCUA Insured
✓ Yes, up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (95/100)
Texas Ratio
10.33%
Return on Assets (ROA)
0.0686%
Return on Equity (ROE)
0.7269%
Non-Performing Loans Ratio (NPL)
1.23%
Total Assets
366,430,510
Total Amount of Shares and Deposits
328,741,830
Total Shares and Deposits < 1 Year
311,781,208
Total Shares and Deposits 1 3 Years
14,636,277
Total Shares and Deposits > 3 Years
2,324,345
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
28,241,880
Total Uninsured Shares and Deposits > $250K (F+J)
28,241,880
Total Insured Shares and Deposits > $250K (item 17 less item K)
300,499,950
Total Interest Expense (Sum of items 6 8)
1,406,822
Share Certificates
1,716
Number of Accounts for Share Drafts
15,202
IRA KEOGH Accounts
762
Number of Accounts for Regular Shares
36,901
Money Market Shares
1,256
Net Income (unless the amount is already included in Undivided Earnings)
251,494
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
15,496,981
Total Liabilities
332,009,672
Source: NCUA — Last Updated 06/30/2026
Customer Reviews
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Frequently Asked Questions About My Credit Union Bloomington, MNDoes My Credit Union Bloomington, MN offer CDs?Yes. My Credit Union Bloomington, MN current CD rates include its Share & IRA CD - 27 month at 4.70% APY, its Share & IRA CD - 60 month at 4.49% APY and its Share & IRA CD - 48 month at 4.33% APY, verified by MonitorBankRates as of October 29, 2026. Are CDs from My Credit Union Bloomington, MN NCUA insured?Yes. My Credit Union Bloomington, MN is insured by the National Credit Union Administration (NCUA), so CDs opened there are insured up to $250,000 per depositor, per ownership category. What is the highest CD rate at My Credit Union Bloomington, MN?The highest My Credit Union Bloomington, MN CD rate is its Share & IRA CD - 27 month at 4.70% APY, verified by MonitorBankRates as of October 29, 2026. What CD terms does My Credit Union Bloomington, MN offer?My Credit Union Bloomington, MN CD rates are 1.41% APY for a 12 month CD, 4.18% APY for a 15 month CD, 3.82% APY for a 2 year CD, 4.70% APY for a 27 month CD, 3.98% APY for a 3 year CD, 4.33% APY for a 4 year CD and 4.39% APY for a 5 year CD, verified by MonitorBankRates as of October 29, 2026. The institution may offer other terms or specials that are not listed here, so check with My Credit Union Bloomington, MN for its full lineup. What is the highest money market rate at My Credit Union Bloomington, MN?The highest My Credit Union Bloomington, MN money market rate is its Premium Money Market at 1.66% APY, verified by MonitorBankRates as of October 29, 2026. What is the highest checking rate at My Credit Union Bloomington, MN?The highest My Credit Union Bloomington, MN checking rate is its Business Checking at 0.05% APY, verified by MonitorBankRates as of October 29, 2026. What is the lowest auto loan rate at My Credit Union Bloomington, MN?The lowest My Credit Union Bloomington, MN auto loan rate is its Auto Loans at 4.74% APR, verified by MonitorBankRates as of October 29, 2026. What is the lowest personal loan rate at My Credit Union Bloomington, MN?The lowest My Credit Union Bloomington, MN personal loan rate is its Signature Rewards Visa Credit Card at 10.99% APR, verified by MonitorBankRates as of October 29, 2026. What is the lowest credit card APR at My Credit Union Bloomington, MN?The lowest My Credit Union Bloomington, MN credit card APR is its Platinum Rewards Visa Credit Card at 9.90% APR, verified by MonitorBankRates as of October 29, 2026. How many branches does My Credit Union Bloomington, MN operate?My Credit Union Bloomington, MN currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join My Credit Union Bloomington, MN?Yes, to access services at My Credit Union Bloomington, MN, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, My Credit Union Bloomington, MN does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, My Credit Union Bloomington, MN provides members with tools to manage their accounts and build a solid financial history. Does My Credit Union Bloomington, MN offer online and mobile banking?Most modern institutions like My Credit Union Bloomington, MN provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.mymncu.org. Are all CD rates listed on MonitorBankRates federally insured?Most are. Banks are insured by the FDIC and most credit unions by the NCUA, up to $250,000 per depositor, per ownership category. A small number of credit unions are privately insured instead, and we label them on their pages. MonitorBankRates is not a bank or credit union; deposit insurance comes from the institution where you open the account. I want to open a CD with an institution listed on MonitorBankRates. How do I open the account?You open the account directly with the bank or credit union. Use the View button next to a rate to go to the institution's website, then apply online, by phone or at a branch. Credit unions require membership, so you may need to join first. Confirm the current rate and terms with the institution before you deposit. If I open a CD I found on MonitorBankRates, is my account with MonitorBankRates or the institution?Your account is with the financial institution. MonitorBankRates is a rate comparison site; we do not open accounts, hold deposits or handle your money. Why are some CD offers not available for me to open?Some offers are limited to certain states or local areas, require membership in the credit union, need a minimum deposit, or were promotions that have since ended. Rates can also change after we verify them. The institution's website has the current eligibility rules. How do My Credit Union Bloomington, MN rates compare?My Credit Union Bloomington, MN's CD rates are 12% higher than the MonitorBankRates national average, and it has an A health rating. My Credit Union Bloomington, MN's top rates are its Share & IRA CD - 27 month at 4.70% APY, its Premium Money Market at 1.66% APY, its Business Checking at 0.05% APY, its Signature Rewards Visa Credit Card at 10.99% APR and its Platinum Rewards Visa Credit Card at 9.90% APR, verified by MonitorBankRates on October 29, 2026. Current My Credit Union Bloomington, MN Rates
Retrieved from our database of financial products. Rates subject to change.
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