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My Credit Union Bloomington, MN Rates & Review March 2026

My Credit Union Bloomington, MN's 60 month Share & IRA CDs rates are at 3.76%, Share & IRA CDs 60 month rates are at 3.76%, 60 month Share & IRA CDs rates are at 3.73%, Share & IRA CDs 60 month rates are at 3.73%, 60 month Share & IRA CDs rates are at 3.71%. My Credit Union Bloomington, MN's money market rates are at 0.30%. My Credit Union Bloomington, MN's Personal Loan Rates are at 12.99%. MonitorBankRates evaluates the financial stability of My Credit Union Bloomington, MN with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 7.81%. Rates were last updated on 03/28/2026.

My Credit Union Bloomington, MN money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at My Credit Union Bloomington, MN? Share your experience about My Credit Union Bloomington, MN by leaving a review below, or read customer reviews before you decide to use My Credit Union Bloomington, MN.

Overall Health & Safety Grade ?
A
Excellent Health Score: 96/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
7.81%
Excellent Higher than avg
My Credit Union Bloomington, MN
Lyndale
9550 Lyndale Ave S
Bloomington, MN 55420
https://www.mymncu.org
Member NCUA

My Credit Union Bloomington, MN CD Rates

Product Rate APY Term View More
60 month Share & IRA Certificates 3.70% 3.76% 60 Months
Min Balance $25,000
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.81%
Share & IRA Certificates 60 month 3.70% 3.76% 60
Min Balance $25,000
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.81%
60 month Share & IRA Certificates 3.67% 3.73% 60 Months
Min Balance $10,000
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.81%
Share & IRA Certificates 60 month 3.67% 3.73% 60
Min Balance $10,000
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.81%
60 month Share & IRA Certificates 3.65% 3.71% 60 Months
Min Balance $500
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.81%
Share & IRA Certificates 60 month 3.65% 3.71% 60
Min Balance $500
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.81%
24 month Share & IRA Certificates 3.50% 3.56% 24 Months
Min Balance $25,000
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.81%
Share & IRA Certificates 24 month 3.50% 3.56% 24
Min Balance $25,000
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.81%
24 month Share & IRA Certificates 3.47% 3.53% 24 Months
Min Balance $10,000
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.81%
Share & IRA Certificates 24 month 3.47% 3.53% 24
Min Balance $10,000
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.81%
24 month Share & IRA Certificates 3.45% 3.50% 24 Months
Min Balance $500
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.81%
Share & IRA Certificates 24 month 3.45% 3.50% 24
Min Balance $500
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.81%
15 month Share & IRA Certificates 3.42% 3.47% 15 Months
Min Balance $500
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.81%
Share & IRA Certificates 15 month 3.42% 3.47% 15
Min Balance $500
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.81%
48 month Share & IRA Certificates 3.00% 3.04% 48 Months
Min Balance $25,000
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.81%
Share & IRA Certificates 48 month 3.00% 3.04% 48
Min Balance $25,000
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.81%
48 month Share & IRA Certificates 2.97% 3.01% 48 Months
Min Balance $10,000
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.81%
Share & IRA Certificates 48 month 2.97% 3.01% 48
Min Balance $10,000
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.81%
48 month Share & IRA Certificates 2.95% 2.99% 48 Months
Min Balance $500
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.81%
Share & IRA Certificates 48 month 2.95% 2.99% 48
Min Balance $500
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.81%
36 month Share & IRA Certificates 2.70% 2.73% 36 Months
Min Balance $25,000
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.81%
Share & IRA Certificates 36 month 2.70% 2.73% 36
Min Balance $25,000
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.81%
36 month Share & IRA Certificates 2.97% 2.70% 36 Months
Min Balance $10,000
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.81%
Share & IRA Certificates 36 month 2.97% 2.70% 36
Min Balance $10,000
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.81%
36 month Share & IRA Certificates 2.65% 2.68% 36 Months
Min Balance $500
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.81%
Share & IRA Certificates 36 month 2.65% 2.68% 36
Min Balance $500
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.81%
12 month Share & IRA Certificates 1.30% 1.31% 12 Months
Min Balance $25,000
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.81%
Share & IRA Certificates 12 month 1.30% 1.31% 12
Min Balance $25,000
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.81%
12 month Share & IRA Certificates 1.27% 1.28% 12 Months
Min Balance $10,000
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.81%
Share & IRA Certificates 12 month 1.27% 1.28% 12
Min Balance $10,000
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.81%
12 month Share & IRA Certificates 1.25% 1.26% 12 Months
Min Balance $500
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.81%
Share & IRA Certificates 12 month 1.25% 1.26% 12
Min Balance $500
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.81%
6 month Share & IRA Certificates 1.00% 1.00% 6 Months
Min Balance $25,000
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.81%
Share & IRA Certificates 6 month 1.00% 1.00% 6
Min Balance $25,000
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.81%
6 month Share & IRA Certificates 0.97% 0.97% 6 Months
Min Balance $10,000
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.81%
Share & IRA Certificates 6 month 0.97% 0.97% 6
Min Balance $10,000
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.81%
6 month Share & IRA Certificates 0.95% 0.95% 6 Months
Min Balance $500
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.81%
Share & IRA Certificates 6 month 0.95% 0.95% 6
Min Balance $500
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.81%

My Credit Union Bloomington, MN Money Market Rates

Product Rate APY View More
Premium Money Market 1.45% 1.45%
Min Deposit $250,000
Min Balance $250,000
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.81%
Premium Money Market 1.20% 1.20%
Min Deposit $100,000
Min Balance $100,000
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.81%
Money Market 0.90% 0.90%
Min Deposit $5,000
Min Balance $5,000
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.81%
Premium Money Market 0.90% 0.90%
Min Deposit $25,000
Min Balance $25,000
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.81%
Money Market 0.60% 0.60%
Min Deposit $5,000
Min Balance $5,000
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.81%
Premium Money Market 0.60% 0.60%
Min Deposit $25,000
Min Balance $25,000
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.81%
Money Market 0.30% 0.30%
Min Deposit $5,000
Min Balance $5,000
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.81%

My Credit Union Bloomington, MN Checking Rates

Product Rate APY View More
Business Checking 0.05% 0.05%
Min Deposit $100
Min Balance $2,500
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.81%
Personal Checking 0.05% 0.05%
Min Deposit $25
Min Balance $500
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.81%

My Credit Union Bloomington, MN Auto Loan Rates

Product Rate Points APR Term View More
Auto Loans - - 4.24%
Details As Low As
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.81%

My Credit Union Bloomington, MN Credit Card Rates

Product Rate APR View More
Visa Business Card - 1.99%
Details Intro rate expires: 6 months; Regular APR: 12.99%
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.81%
Visa Classic Card - 1.99%
Details Intro rate expires: 6 months; Regular APR: 12.99%
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.81%
Visa Platinum Card - 1.99%
Details Intro rate expires: 6 months; Regular APR: 9.90%
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.81%
Visa Signature Card - 1.99%
Details Intro rate expires: 6 months; Regular APR: 10.99%
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.81%
Platinum Rewards Visa Credit Card - 9.90%
Details As Low As
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.81%
Signature Rewards Visa Credit Card - 10.99%
Details As Low As
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.81%
Classic Rewards Visa Credit Card - 12.99%
Details As Low As
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.81%

My Credit Union Bloomington, MN Personal Loan Rates

Product Rate APR View More
Personal Loans - 12.99%
Details As Low As
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.81%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for My Credit Union Bloomington, MN is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather My Credit Union Bloomington, MN rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with My Credit Union Bloomington, MN's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name My Credit Union Bloomington, MN
Address 9550 Lyndale Ave S, Bloomington, MN 55420
Phone 612-798-7100
Fax
President James Habeck
CEO Gregory Worthen
Full-Time Employees 75
Part-Time Employees 3
Branch Locations 4
ATM Locations 4
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (96/100)
Texas Ratio
7.81%
Return on Assets (ROA)
-0.0905%
Return on Equity (ROE)
-0.9520%
Non-Performing Loans Ratio (NPL)
0.87%
Total Assets
371,138,769
Total Amount of Shares and Deposits
328,278,477
Total Shares and Deposits < 1 Year
316,376,260
Total Shares and Deposits 1 3 Years
9,894,559
Total Shares and Deposits > 3 Years
2,007,657
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
20,180,302
Total Uninsured Shares and Deposits > $250K (F+J)
20,180,302
Total Insured Shares and Deposits > $250K (item 17 less item K)
308,098,175
Total Interest Expense (Sum of items 6 8)
2,282,592
Share Certificates
2,000
Number of Accounts for Share Drafts
16,941
IRA KEOGH Accounts
643
Number of Accounts for Regular Shares
37,543
Money Market Shares
1,281
Net Income (unless the amount is already included in Undivided Earnings)
-335,704
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
9,817,254
Total Liabilities
336,210,506
Source: NCUA — Last Updated 09/30/2025

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Frequently Asked Questions About My Credit Union Bloomington, MN

Is My Credit Union Bloomington, MN a safe place to deposit money?

Yes, My Credit Union Bloomington, MN is considered a safe financial institution. With a Texas Ratio of 7.807029548975%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does My Credit Union Bloomington, MN operate?

My Credit Union Bloomington, MN currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join My Credit Union Bloomington, MN?

Yes, to access services at My Credit Union Bloomington, MN, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, My Credit Union Bloomington, MN does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, My Credit Union Bloomington, MN provides members with tools to manage their accounts and build a solid financial history.

Does My Credit Union Bloomington, MN offer online and mobile banking?

Most modern institutions like My Credit Union Bloomington, MN provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.mymncu.org.

Current My Credit Union Bloomington, MN Rates

  • 12-Month CD1.26%
  • 24-Month CD3.50%
  • 60-Month CD3.71%
  • MMA0.30%
Retrieved from our database of financial products. Rates subject to change.