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iAdvertiser Disclosure
Advertiser Disclosure
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 My Credit Union Bloomington, MN Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 6, 2026
My Credit Union Bloomington, MN's Share & IRA CDs 60 month rates are at 3.82%, Share & IRA CDs 60 month rates are at 3.78%, Share & IRA CDs 60 month rates are at 3.76%, Share & IRA CDs 24 month rates are at 3.71%, Share & IRA CDs 24 month rates are at 3.68%. My Credit Union Bloomington, MN's money market rates are at 0.30%. My Credit Union Bloomington, MN's Personal Loan Rates are at 12.99%. MonitorBankRates evaluates the financial stability of My Credit Union Bloomington, MN with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 7.81%. Rates were last updated on 04/06/2026. My Credit Union Bloomington, MN money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at My Credit Union Bloomington, MN? Share your experience about My Credit Union Bloomington, MN by leaving a review below, or read customer reviews before you decide to use My Credit Union Bloomington, MN. My Credit Union Bloomington, MN
Lyndale 9550 Lyndale Ave S
https://www.mymncu.org Bloomington, MN 55420 
My Credit Union Bloomington, MN CD Rates
My Credit Union Bloomington, MN Money Market Rates
My Credit Union Bloomington, MN Checking Rates
My Credit Union Bloomington, MN Auto Loan Rates
My Credit Union Bloomington, MN Credit Card Rates
My Credit Union Bloomington, MN Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for My Credit Union Bloomington, MN is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather My Credit Union Bloomington, MN rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with My Credit Union Bloomington, MN's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
My Credit Union Bloomington, MN
Website
https://www.mymncu.org
Address
9550 Lyndale Ave S,
Bloomington, MN 55420
Phone
612-798-7100
Fax
President
James Habeck
CEO
Gregory Worthen
Full-Time Employees
75
Part-Time Employees
3
Branch Locations
4
ATM Locations
4
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (96/100)
Texas Ratio
7.81%
Return on Assets (ROA)
-0.0905%
Return on Equity (ROE)
-0.9520%
Non-Performing Loans Ratio (NPL)
0.87%
Total Assets
371,138,769
Total Amount of Shares and Deposits
328,278,477
Total Shares and Deposits < 1 Year
316,376,260
Total Shares and Deposits 1 3 Years
9,894,559
Total Shares and Deposits > 3 Years
2,007,657
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
20,180,302
Total Uninsured Shares and Deposits > $250K (F+J)
20,180,302
Total Insured Shares and Deposits > $250K (item 17 less item K)
308,098,175
Total Interest Expense (Sum of items 6 8)
2,282,592
Share Certificates
2,000
Number of Accounts for Share Drafts
16,941
IRA KEOGH Accounts
643
Number of Accounts for Regular Shares
37,543
Money Market Shares
1,281
Net Income (unless the amount is already included in Undivided Earnings)
-335,704
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
9,817,254
Total Liabilities
336,210,506
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About My Credit Union Bloomington, MNIs My Credit Union Bloomington, MN a safe place to deposit money?Yes, My Credit Union Bloomington, MN is considered a safe financial institution. With a Texas Ratio of 7.807029548975%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does My Credit Union Bloomington, MN operate?My Credit Union Bloomington, MN currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join My Credit Union Bloomington, MN?Yes, to access services at My Credit Union Bloomington, MN, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, My Credit Union Bloomington, MN does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, My Credit Union Bloomington, MN provides members with tools to manage their accounts and build a solid financial history. Does My Credit Union Bloomington, MN offer online and mobile banking?Most modern institutions like My Credit Union Bloomington, MN provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.mymncu.org. Current My Credit Union Bloomington, MN Rates
Retrieved from our database of financial products. Rates subject to change.
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