Members1st Community Credit Union Rates and Review January 2026
Compare Members1st Community Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Members1st Community Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates. Rate Updates and AvailabilityMembers1st Community Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Members1st Community Credit Union? Share your experience about Members1st Community Credit Union by leaving a review below, or read customer reviews before you decide to use Members1st Community Credit Union. Overall, Members1st Community Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars. Current Interest RatesRate
APY/APR
vs Avg
"N/A" indicates the product is not offered or the rate is unavailable. Members1st Community Credit Union Marshalltown Main Office 104 W Anson St Marshalltown, IA 50158  CD & Savings Rate ComparisonShow More
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rate ComparisonLender
Product
Rate
APR
Points
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Credit Card Rate ComparisonPlatinum Secured Visa
8.750%
Credit Card
10.150%
GM Extended Family™ Mastercard®
20.240% - 29.990%
0% Intro purchase APR for first 9 months
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed. Personal Loan Rate ComparisonPersonal Loans
11.990%
$0
1 - 12
Personal Loans
11.900%
$0 - $15,000
24 - 60
Personal Loans
8.990%
$0
36
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed. Our apologies, we do not have Members1st Community Credit Union rate data right now. Credit Union Profile & OverviewCredit Union Name: Members1st Community Credit Union
Website: https://www.members1st.com
Full Time Employees: 67Part Time Employees: 4 President: Kelley Molitor CEO: Nicholas Tonelli Branch Locations: 7 ATM Locations: 6 Corporate Office Address:
104 W Anson St
Marshalltown, IA 50158 Phone Number: 641-752-1582 Fax Number: 641-752-1514 FinancialsTotal Assets:
292,493,805
Total Amount of Shares and Deposits:
262,371,071
Total Shares and Deposits < 1 Year:
250,464,714
Total Shares and Deposits 1 3 Years:
11,404,461
Total Shares and Deposits > 3 Years:
501,896
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
9,631,882
Total Uninsured Shares and Deposits > $250K (F+J):
9,631,882
Total Insured Shares and Deposits > $250K (item 17 less item K):
252,739,189
Total Interest Expense (Sum of items 6 8):
3,248,785
Share Certificates:
3,063
Number of Accounts for Share Drafts:
12,826
IRA KEOGH Accounts:
429
Number of Accounts for Regular Shares:
24,931
All other shares:
271
Money Market Shares:
956
Net Income (unless the amount is already included in Undivided Earnings):
1,543,499
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
22,284,485
Total Liabilities:
264,754,767
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Source: NCUA Last Updated 09/30/2025
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Frequently Asked Questions About Members1st Community Credit UnionIs a member application needed to join Members1st Community Credit Union?Yes, to access services at Members1st Community Credit Union, a member application is required. Is there a first-time homebuyer program?Currently, Members1st Community Credit Union provides a range of mortgage and home equity products. Is Members1st Community Credit Union a safe place to deposit money?Yes, Members1st Community Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor. Does Members1st Community Credit Union offer online and mobile banking?Most modern institutions like Members1st Community Credit Union provide digital access including online balance checks and transfers. Compare to other Credit Unions |
12-month CD rates can be found at 3.50%, 6-month CD rates at 3.95% and 3-month CD rates at 0.30%. Savings rates are at 0.20% and money market rates are at 0.25%. Mortgage rates on 30-year fixed loans are around 6.20%. Credit Card rates are at 16.95%. Personal Loan rates are at 10.20%. All these rates, and more, can be found in our database of rates which you can compare to 
