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Memorial Employees Financial Credit Union Rates & Review April 2026

Memorial Employees Financial Credit Union's 12 month term CD rates are at 3.75%, 6 month term CD rates are at 3.75%, 6 CDs rates are at 3.75%, 18 month term CD rates are at 3.15%, 18 CDs rates are at 3.15%. Memorial Employees Financial Credit Union's savings rates are at 0.08%. Memorial Employees Financial Credit Union's money market rates are at 0.42%. Memorial Employees Financial Credit Union's Personal Loan Rates are at 8.50%. MonitorBankRates evaluates the financial stability of Memorial Employees Financial Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.83%. Rates were last updated on 04/19/2026.

Memorial Employees Financial Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Memorial Employees Financial Credit Union? Share your experience about Memorial Employees Financial Credit Union by leaving a review below, or read customer reviews before you decide to use Memorial Employees Financial Credit Union.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 99/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
1.83%
Excellent Lower than avg
Memorial Employees Financial Credit Union
Memorial Regional Hospital
3501 Johnson St
Hollywood, FL 33021 5421
https://www.mefcu.org
Member NCUA

Memorial Employees Financial Credit Union CD Rates

Product Rate APY Term View More
12 month term Share Certificate - 3.75% 12
Min Deposit $1,000
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.83%
6 month term Share Certificate - 3.75% 6
Min Deposit $1,000
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.83%
6 Share Certificates - 3.75% 6
Min Balance $25,000
Details 6 month term
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.83%
18 month term Share Certificate - 3.15% 18
Min Deposit $1,000
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.83%
18 Share Certificates - 3.15% 18
Min Balance $25,000
Details 18 month term
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.83%
48 month term Share Certificate - 2.50% 48
Min Deposit $1,000
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.83%
48 Share Certificates - 2.50% 48
Min Balance $25,000
Details 48 month term
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.83%
24 month term Share Certificate - 2.30% 24
Min Deposit $1,000
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.83%
24 Share Certificates - 2.30% 24
Min Balance $25,000
Details 24 month term
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.83%
36 month term Share Certificate - 2.25% 36
Min Deposit $1,000
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.83%
36 Share Certificates - 2.25% 36
Min Balance $25,000
Details 36 month term
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.83%

Memorial Employees Financial Credit Union Savings Rates

Product Rate APY View More
Holiday Club - 0.08%
No additional details.
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.83%
Share Savings - 0.08%
No additional details.
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.83%
Vacation Club - 0.08%
No additional details.
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.83%

Memorial Employees Financial Credit Union Money Market Rates

Product Rate APY View More
Elite Money Market - 0.70%
Min Balance $50,000
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.83%
Advantage Plus Money Market - 0.55%
Min Balance $25,000
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.83%
Advantage Money Market - 0.47%
Min Balance $10,000
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.83%
Money Market - 0.42%
Min Balance $2,500
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.83%

Memorial Employees Financial Credit Union Checking Rates

Product Rate APY View More
Checking - 0.02%
Min Balance $1,000
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.83%

Memorial Employees Financial Credit Union Auto Loan Rates

Product Rate Points APR Term View More
Auto Loans (with 10% Down Payment) 2018-2025 - - 3.24% 24
Details As Low As
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.83%
Auto Loans (with 10% Down Payment) 2018 & older - - 3.74% 36
Details As Low As
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.83%
Auto Loans (with 10% Down Payment) 2019-2025 - - 3.74% 36
Details As Low As
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.83%
Auto Loans (with 10% Down Payment) 2020-2025 - - 4.75% 48
Details As Low As
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.83%
Auto Loans (with 10% Down Payment) 2021-2025 - - 5.50% 60
Details As Low As
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.83%
Auto Loans (with 10% Down Payment) 2022-2025 - - 5.50% 72
Details As Low As
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.83%

Memorial Employees Financial Credit Union Personal Loan Rates

Product Rate APR View More
New Motorcycle/Personal Watercraft - 8.50%
Details As Low As
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.83%
Used Motorcycle/Personal Watercraft - 9.00%
Details As Low As
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.83%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Memorial Employees Financial Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Memorial Employees Financial Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Memorial Employees Financial Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Memorial Employees Financial Credit Union
Address 3501 Johnson St, Hollywood, FL 33021 5421
Phone 954-265-5862
Fax 954-265-5857
President Dionne Blackwood
CEO George Glasser
Full-Time Employees 18
Part-Time Employees 0
Branch Locations 7
ATM Locations 0
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
1.83%
Return on Assets (ROA)
0.1529%
Return on Equity (ROE)
1.4032%
Non-Performing Loans Ratio (NPL)
0.40%
Total Assets
91,705,237
Total Amount of Shares and Deposits
83,139,093
Total Shares and Deposits < 1 Year
83,118,103
Total Shares and Deposits 1 3 Years
20,989
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
4,049,566
Total Uninsured Shares and Deposits > $250K (F+J)
4,049,566
Total Insured Shares and Deposits > $250K (item 17 less item K)
79,089,527
Total Interest Expense (Sum of items 6 8)
619,471
Share Certificates
605
Number of Accounts for Share Drafts
2,998
Number of Accounts for Regular Shares
11,670
Money Market Shares
153
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
7,092,496
Total Liabilities
84,858,010
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Total Reviews
0
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Frequently Asked Questions About Memorial Employees Financial Credit Union

Is Memorial Employees Financial Credit Union a safe place to deposit money?

Yes, Memorial Employees Financial Credit Union is considered a safe financial institution. With a Texas Ratio of 1.8291305313586%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does Memorial Employees Financial Credit Union operate?

Memorial Employees Financial Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Memorial Employees Financial Credit Union?

Yes, to access services at Memorial Employees Financial Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Memorial Employees Financial Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Memorial Employees Financial Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Memorial Employees Financial Credit Union offer online and mobile banking?

Most modern institutions like Memorial Employees Financial Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.mefcu.org.

Current Memorial Employees Financial Credit Union Rates

  • 12-Month CD3.75%
  • 18-Month CD3.15%
  • 24-Month CD2.30%
  • Savings0.08%
  • MMA0.42%
Retrieved from our database of financial products. Rates subject to change.