What are the current interest rates at Methodist Healthcare Federal Credit Union?

Current rates for Methodist Healthcare Federal Credit Union include: 12-Month CD: 2.80%, 18-Month CD: 2.35%, 24-Month CD: 2.40%

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Methodist Healthcare Federal Credit Union

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Methodist Healthcare Federal Credit Union Rates & Review October 2026

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Methodist Healthcare Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: October 9, 2026

Methodist Healthcare Federal Credit Union's top rates as of October 9, 2026 are 3.20% APY on its IRA Ctf 12 month CD, and auto loans from 4.75% APR, according to rates verified by MonitorBankRates. Other Methodist Healthcare Federal Credit Union CD rates include IRA Ctf 12 month at 3.05%, CD 12 month at 3.05%, and CD 6 month at 2.95%. MonitorBankRates evaluates the financial stability of Methodist Healthcare Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.90%. Rates last updated and verified on 10/09/2026.

Methodist Healthcare Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Methodist Healthcare Federal Credit Union? Share your experience about Methodist Healthcare Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Methodist Healthcare Federal Credit Union.

Verified Healthy Q2 2026 Use This Badge on Your Credit Union Website

Overall Health & Safety Grade

A+

Exceptional Health Score: 100/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

0.90%

Excellent Lower than avg

Health Trend

Improving 12 quarters

Full history ›

Methodist Healthcare Federal Credit Union
Operations

7130 Goodlett Farms Pkwy
Cordova, TN 38016

https://www.methodistcu.org

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Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends.

Methodist Healthcare Federal Credit Union CD Rates

Product	Rate	APY	Term
IRA Ctf 12 month	3.20%	3.20%	12 month
Min Balance $50,000 Details Balance Range: $50,000.00+ Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 3.20% APY · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.90%
IRA Ctf 12 month	3.05%	3.05%	12 month
Min Balance $10,000 Details Balance Range: $10,000.00 - $49,999.99 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 3.05% APY · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.90%
Share Certificate 12 month	3.05%	3.05%	12 month
Min Balance $10,000 Details Balance Range: $10,000 - $49,999 Last Updated 10/09/2026 Rate History 1 change since Sep 17, 2026 · 3.20% → 3.05% ▼ 0.15 pts · high 3.20% / low 3.05% Oct 9, 20263.05%▼ from 3.20% Sep 17, 20263.20%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.90%
Share Certificate 6 month	2.95%	2.95%	6 month
Min Balance $50,000 Details Balance Range: $50,000.00+ Last Updated 10/09/2026 Rate History No change since Sep 17, 2026 · 2.95% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.90%
IRA Ctf 12 month	2.80%	2.80%	12 month
Min Balance $2,000 Details Balance Range: $2,000.00 - $9,999.99 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 2.80% APY · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.90%
Share Certificate 12 month	2.80%	2.80%	12 month
Min Balance $1,000 Details Balance Range: $1,000.00 - $9,999.99 Last Updated 10/09/2026 Rate History 1 change since Sep 17, 2026 · 3.05% → 2.80% ▼ 0.25 pts · high 3.05% / low 2.80% Oct 5, 20262.80%▼ from 3.05% Sep 17, 20263.05%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.90%
Share Certificate 24 month	2.80%	2.80%	24 month
Min Balance $50,000 Details Balance Range: $50,000.00+ Last Updated 10/09/2026 Rate History No change since Oct 5, 2026 · 2.80% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.90%
Share Certificate 6 month	2.80%	2.80%	6 month
Min Balance $10,000 Details Balance Range: $10,000 - $49,999 Last Updated 10/09/2026 Rate History No change since Sep 17, 2026 · 2.80% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.90%
IRA Ctf 18 month	2.75%	2.75%	18 month
Min Balance $50,000 Details Balance Range: $50,000.00+ Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 2.75% APY · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.90%
Share Certificate 24 month	2.60%	2.60%	24 month
Min Balance $10,000 Details Balance Range: $10,000 - $49,999 Last Updated 10/09/2026 Rate History 1 change since Sep 17, 2026 · 2.80% → 2.60% ▼ 0.20 pts · high 2.80% / low 2.60% Oct 5, 20262.60%▼ from 2.80% Sep 17, 20262.80%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.90%
IRA Ctf 18 month	2.55%	2.55%	18 month
Min Balance $10,000 Details Balance Range: $10,000.00 - $49,999.99 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 2.55% APY · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.90%
Share Certificate 18 month	2.55%	2.55%	18 month
Min Balance $10,000 Details Balance Range: $10,000 - $49,999 Last Updated 10/09/2026 Rate History 1 change since Sep 17, 2026 · 2.75% → 2.55% ▼ 0.20 pts · high 2.75% / low 2.55% Oct 9, 20262.55%▼ from 2.75% Sep 17, 20262.75%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.90%
Share Certificate 6 month	2.55%	2.55%	6 month
Min Balance $1,000 Details Balance Range: $1,000.00 - $9,999.99 Last Updated 10/09/2026 Rate History No change since Sep 17, 2026 · 2.55% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.90%
Share Certificate 24 month	2.40%	2.40%	24 month
Min Balance $1,000 Details Balance Range: $1,000.00 - $9,999.99 Last Updated 10/09/2026 Rate History 1 change since Sep 17, 2026 · 2.60% → 2.40% ▼ 0.20 pts · high 2.60% / low 2.40% Oct 5, 20262.40%▼ from 2.60% Sep 17, 20262.60%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.90%
IRA Ctf 18 month	2.35%	2.35%	18 month
Min Balance $2,000 Details Balance Range: $2,000.00 - $9,999.99 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 2.35% APY · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.90%
Share Certificate 18 month	2.35%	2.35%	18 month
Min Balance $1,000 Details Balance Range: $1,000.00 - $9,999.99 Last Updated 10/09/2026 Rate History 1 change since Sep 17, 2026 · 2.55% → 2.35% ▼ 0.20 pts · high 2.55% / low 2.35% Oct 5, 20262.35%▼ from 2.55% Sep 17, 20262.55%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.90%

Methodist Healthcare Federal Credit Union Home Equity & HELOC

Product	Rate	Points	APR
Home Equity Line of Credit	-	-	8.00%
Details Credit Score: 850-800; LTV: 0 - 80% Last Updated 10/09/2026 Rate History No change since Oct 5, 2026 · 8.00% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.90%
Home Equity Line of Credit	-	-	8.50%
Details Credit Score: 799-740; LTV: 0 - 80% Last Updated 10/09/2026 Rate History No change since Oct 5, 2026 · 8.50% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.90%
Home Equity Line of Credit	-	-	9.00%
Details Credit Score: 850-800; LTV: 80 - 100% Last Updated 10/09/2026 Rate History No change since Oct 5, 2026 · 9.00% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.90%
Home Equity Line of Credit	-	-	9.50%
Details Credit Score: 799-740; LTV: 80 - 100% Last Updated 10/09/2026 Rate History No change since Oct 5, 2026 · 9.50% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.90%
Home Equity Line of Credit	-	-	10.50%
Details Credit Score: 739-670; LTV: 0 - 80% Last Updated 10/09/2026 Rate History No change since Oct 5, 2026 · 10.50% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.90%

Methodist Healthcare Federal Credit Union Auto Loan Rates

Product	Rate	Points	APR	Term
New Vehicle Loans	-	-	4.75%	0-24 Months
Details Credit Grade: 850-800 Last Updated 10/09/2026 Rate History No change since Sep 17, 2026 · 4.75% APR · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.90%
New Vehicle Loans	-	-	4.99%	0-24 Months
Details Credit Grade: 799-740 Last Updated 10/09/2026 Rate History No change since Sep 17, 2026 · 4.99% APR · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.90%
New Vehicle Loans	-	-	4.99%	25-36 Months
Details Credit Grade: 850-800 Last Updated 10/09/2026 Rate History No change since Sep 17, 2026 · 4.99% APR · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.90%
New Vehicle Loans	-	-	5.49%	25-36 Months
Details Credit Grade: 799-740 Last Updated 10/09/2026 Rate History No change since Sep 17, 2026 · 5.49% APR · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.90%
New Vehicle Loans	-	-	5.49%	37-48 Months
Details Credit Grade: 850-800 Last Updated 10/09/2026 Rate History No change since Sep 17, 2026 · 5.49% APR · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.90%
Used Vehicle Loans	-	-	5.49%	0-24 Months
Details Credit Grade: 850-800 Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 5.49% APR · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.90%
Used Vehicle Loans	-	-	5.75%	25-36 Months
Details Credit Grade: 850-800 Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 5.75% APR · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.90%
New Vehicle Loans	-	-	5.99%	37-48 Months
Details Credit Grade: 799-740 Last Updated 10/09/2026 Rate History No change since Sep 17, 2026 · 5.99% APR · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.90%
New Vehicle Loans	-	-	5.99%	49-60 Months
Details Credit Grade: 850-800 Last Updated 10/09/2026 Rate History No change since Sep 17, 2026 · 5.99% APR · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.90%
Used Vehicle Loans	-	-	5.99%	0-24 Months
Details Credit Grade: 799-740 Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 5.99% APR · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.90%
Used Vehicle Loans	-	-	6.25%	37-48 Months
Details Credit Grade: 850-800 Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 6.25% APR · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.90%
New Vehicle Loans	-	-	6.49%	0-24 Months
Details Credit Grade: 739-670 Last Updated 10/09/2026 Rate History No change since Sep 17, 2026 · 6.49% APR · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.90%
New Vehicle Loans	-	-	6.49%	49-60 Months
Details Credit Grade: 799-740 Last Updated 10/09/2026 Rate History No change since Sep 17, 2026 · 6.49% APR · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.90%
New Vehicle Loans	-	-	6.49%	61-72 Months
Details Credit Grade: 850-800 Last Updated 10/09/2026 Rate History No change since Sep 17, 2026 · 6.49% APR · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.90%
Used Vehicle Loans	-	-	6.49%	25-36 Months
Details Credit Grade: 799-740 Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 6.49% APR · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.90%
New Vehicle Loans	-	-	6.99%	25-36 Months
Details Credit Grade: 739-670 Last Updated 10/09/2026 Rate History No change since Sep 17, 2026 · 6.99% APR · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.90%
New Vehicle Loans	-	-	6.99%	61-72 Months
Details Credit Grade: 799-740 Last Updated 10/09/2026 Rate History No change since Sep 17, 2026 · 6.99% APR · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.90%
New Vehicle Loans	-	-	6.99%	73-84 Months
Details Credit Grade: 850-800 Last Updated 10/09/2026 Rate History No change since Sep 17, 2026 · 6.99% APR · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.90%
Used Vehicle Loans	-	-	6.99%	37-48 Months
Details Credit Grade: 799-740 Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 6.99% APR · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.90%
Used Vehicle Loans	-	-	6.99%	49-60 Months
Details Credit Grade: 850-800 Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 6.99% APR · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.90%
New Vehicle Loans	-	-	7.49%	73-84 Months
Details Credit Grade: 799-740 Last Updated 10/09/2026 Rate History No change since Sep 17, 2026 · 7.49% APR · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.90%
Used Vehicle Loans	-	-	7.49%	0-24 Months
Details Credit Grade: 739-670 Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 7.49% APR · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.90%
Used Vehicle Loans	-	-	7.49%	49-60 Months
Details Credit Grade: 799-740 Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 7.49% APR · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.90%
Used Vehicle Loans	-	-	7.49%	61-72 Months
Details Credit Grade: 850-800 Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 7.49% APR · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.90%
Used Vehicle Loans	-	-	7.99%	25-36 Months
Details Credit Grade: 739-670 Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 7.99% APR · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.90%
Used Vehicle Loans	-	-	7.99%	61-72 Months
Details Credit Grade: 799-740 Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 7.99% APR · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.90%
Used Vehicle Loans	-	-	7.99%	73-84 Months
Details Credit Grade: 850-800 Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 7.99% APR · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.90%
New Vehicle Loans	-	-	8.49%	37-48 Months
Details Credit Grade: 739-670 Last Updated 10/09/2026 Rate History No change since Sep 17, 2026 · 8.49% APR · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.90%
Used Vehicle Loans	-	-	8.49%	73-84 Months
Details Credit Grade: 799-740 Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 8.49% APR · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.90%
New Vehicle Loans	-	-	8.99%	49-60 Months
Details Credit Grade: 739-670 Last Updated 10/09/2026 Rate History No change since Sep 17, 2026 · 8.99% APR · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.90%
Used Vehicle Loans	-	-	8.99%
Details Credit Score: 850-800 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 8.99% APR · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.90%
Used Vehicle Loans	-	-	9.49%	37-48 Months
Details Credit Grade: 739-670 Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 9.49% APR · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.90%
New Vehicle Loans	-	-	9.99%	61-72 Months
Details Credit Grade: 739-670 Last Updated 10/09/2026 Rate History No change since Sep 17, 2026 · 9.99% APR · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.90%
Used Vehicle Loans	-	-	9.99%	49-60 Months
Details Credit Grade: 739-670 Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 9.99% APR · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.90%
New Vehicle Loans	-	-	10.49%	0-24 Months
Details Credit Grade: 669-580 Last Updated 10/09/2026 Rate History No change since Sep 17, 2026 · 10.49% APR · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.90%
New Vehicle Loans	-	-	10.99%	73-84 Months
Details Credit Grade: 739-670 Last Updated 10/09/2026 Rate History No change since Sep 17, 2026 · 10.99% APR · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.90%
Used Vehicle Loans	-	-	10.99%	61-72 Months
Details Credit Grade: 739-670 Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 10.99% APR · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.90%
New Vehicle Loans	-	-	11.49%	25-36 Months
Details Credit Grade: 669-580 Last Updated 10/09/2026 Rate History No change since Sep 17, 2026 · 11.49% APR · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.90%
Used Vehicle Loans	-	-	11.49%	0-24 Months
Details Credit Grade: 669-580 Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 11.49% APR · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.90%
Used Vehicle Loans	-	-	11.99%	73-84 Months
Details Credit Grade: 739-670 Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 11.99% APR · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.90%
New Vehicle Loans	-	-	12.49%	37-48 Months
Details Credit Grade: 669-580 Last Updated 10/09/2026 Rate History No change since Sep 17, 2026 · 12.49% APR · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.90%
Used Vehicle Loans	-	-	12.49%	25-36 Months
Details Credit Grade: 669-580 Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 12.49% APR · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.90%
New Vehicle Loans	-	-	12.99%	49-60 Months
Details Credit Grade: 669-580 Last Updated 10/09/2026 Rate History No change since Sep 17, 2026 · 12.99% APR · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.90%
New Vehicle Loans	-	-	13.49%	61-72 Months
Details Credit Grade: 669-580 Last Updated 10/09/2026 Rate History No change since Sep 17, 2026 · 13.49% APR · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.90%
Used Vehicle Loans	-	-	13.49%	37-48 Months
Details Credit Grade: 669-580 Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 13.49% APR · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.90%
Used Vehicle Loans	-	-	13.99%	49-60 Months
Details Credit Grade: 669-580 Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 13.99% APR · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.90%
Used Vehicle Loans	-	-	14.49%	61-72 Months
Details Credit Grade: 669-580 Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 14.49% APR · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.90%
New Vehicle Loans	-	-	14.99%	0-24 Months
Details Credit Grade: 579-300 Last Updated 10/09/2026 Rate History No change since Sep 17, 2026 · 14.99% APR · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.90%
Used Vehicle Loans	-	-	14.99%
Details Credit Score: 669-580 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 14.99% APR · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.90%
New Vehicle Loans	-	-	15.49%	25-36 Months
Details Credit Grade: 579-300 Last Updated 10/09/2026 Rate History No change since Sep 17, 2026 · 15.49% APR · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.90%
New Vehicle Loans	-	-	15.99%	37-48 Months
Details Credit Grade: 579-300 Last Updated 10/09/2026 Rate History No change since Sep 17, 2026 · 15.99% APR · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.90%
Used Vehicle Loans	-	-	15.99%	0-24 Months
Details Credit Grade: 579-300 Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 15.99% APR · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.90%
New Vehicle Loans	-	-	16.49%	49-60 Months
Details Credit Grade: 579-300 Last Updated 10/09/2026 Rate History No change since Sep 17, 2026 · 16.49% APR · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.90%
Used Vehicle Loans	-	-	16.49%	25-36 Months
Details Credit Grade: 579-300 Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 16.49% APR · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.90%
Used Vehicle Loans	-	-	16.99%	37-48 Months
Details Credit Grade: 579-300 Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 16.99% APR · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.90%
Used Vehicle Loans	-	-	17.49%	49-60 Months
Details Credit Grade: 579-300 Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 17.49% APR · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.90%
Used Vehicle Loans	-	-	17.99%
Details Credit Score: 579-300 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 17.99% APR · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.90%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
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Financial Health History

Methodist Healthcare Federal Credit Union’s Texas Ratio fell from 3.62% in Q3 2023 to 0.90% in Q2 2026, so its financial health has improved and is now very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a credit union must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

Swipe the chart sideways to see every quarter.

Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures

Quarter	Total assets	Texas Ratio	Star Rating	Health Grade
June 30, 2026	$46M	0.90%	5.0	A+
March 31, 2026	$47M	1.89%	5.0	A+
December 31, 2025	$45M	2.52%	5.0	A+
September 30, 2025	$46M	2.07%	5.0	A+
June 30, 2025	$47M	2.25%	5.0	A+
March 31, 2025	$47M	2.67%	5.0	A+
December 31, 2024	$45M	4.54%	5.0	A+
September 30, 2024	$47M	5.54%	5.0	A+
June 30, 2024	$48M	4.48%	5.0	A+
March 31, 2024	$50M	3.87%	5.0	A+
December 31, 2023	$48M	12.74%	5.0	A
September 30, 2023	$50M	3.62%	5.0	A+

Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Methodist Healthcare Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Methodist Healthcare Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Methodist Healthcare Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Methodist Healthcare Federal Credit Union

Website https://www.methodistcu.org

Address 7130 Goodlett Farms Pkwy, Cordova, TN 38016

Phone 901-453-3500

Fax 901-334-9844

President Cynthia Bardwell

CEO Kristi Vick

Full-Time Employees 9

Part-Time Employees 0

Branch Locations 4

ATM Locations 4

NCUA Insured ✓ Yes, up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A+ (100/100)

Texas Ratio

0.90%

Return on Assets (ROA)

0.3991%

Return on Equity (ROE)

2.2653%

Non-Performing Loans Ratio (NPL)

1.03%

Total Assets

46,241,393

Total Amount of Shares and Deposits

37,483,967

Total Shares and Deposits < 1 Year

36,937,213

Total Shares and Deposits 1 3 Years

546,754

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

1,598,166

Total Uninsured Shares and Deposits > $250K (F+J)

1,598,166

Total Insured Shares and Deposits > $250K (item 17 less item K)

35,885,801

Total Interest Expense (Sum of items 6 8)

49,443

Share Certificates

Number of Accounts for Share Drafts

3,155

IRA KEOGH Accounts

Number of Accounts for Regular Shares

6,368

All other shares

Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)

Well Capitalized

Net Worth Classification if credit union is a new credit union

Well Capitalized

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

6,024,027

Total Liabilities

38,183,061

Source: NCUA — Last Updated 06/30/2026

Q2 2026 MBR Health & Safety Badge

Methodist Healthcare Federal Credit Union earned the Verified Healthy badge

Display this badge on your website to show visitors your Q2 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

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Frequently Asked Questions About Methodist Healthcare Federal Credit Union

How many branches does Methodist Healthcare Federal Credit Union operate?

Methodist Healthcare Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Methodist Healthcare Federal Credit Union?

Yes, to access services at Methodist Healthcare Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Methodist Healthcare Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Methodist Healthcare Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Methodist Healthcare Federal Credit Union offer online and mobile banking?

Most modern institutions like Methodist Healthcare Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.methodistcu.org.