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iAdvertiser Disclosure
Advertiser Disclosure
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 Fairmont Federal Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 17, 2026
Fairmont Federal Credit Union's Jumbo CDs 48 month rates are at 4.20%, Jumbo CDs 35 month rates are at 4.10%, Jumbo CDs 48 month rates are at 4.10%, Jumbo CDs 35 month rates are at 4.00%, Jumbo CDs 48 month rates are at 4.00%. Fairmont Federal Credit Union's savings rates are at 0.10%. Fairmont Federal Credit Union's Personal Loan Rates are at 14.37%. MonitorBankRates evaluates the financial stability of Fairmont Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.76%. Rates were last updated on 04/17/2026. Fairmont Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Fairmont Federal Credit Union? Share your experience about Fairmont Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Fairmont Federal Credit Union. Fairmont Federal Credit Union
Gateway Connector Office 2 The Credit Union Way
https://www.fairmontfcu.com Fairmont, WV 26554 1567 
Fairmont Federal Credit Union CD Rates
Fairmont Federal Credit Union Savings Rates
Fairmont Federal Credit Union Checking Rates
Fairmont Federal Credit Union Auto Loan Rates
Fairmont Federal Credit Union Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Fairmont Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Fairmont Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Fairmont Federal Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Fairmont Federal Credit Union
Website
https://www.fairmontfcu.com
Address
2 The Credit Union Way,
Fairmont, WV 26554 1567
Phone
304-363-5320
Fax
304-363-5470
President
Walter Osborne
CEO
Cindy Dickey
Full-Time Employees
112
Part-Time Employees
0
Branch Locations
9
ATM Locations
9
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
2.76%
Return on Assets (ROA)
0.6693%
Return on Equity (ROE)
6.8478%
Non-Performing Loans Ratio (NPL)
0.41%
Total Assets
562,474,071
Total Amount of Shares and Deposits
506,667,494
Total Shares and Deposits < 1 Year
472,350,918
Total Shares and Deposits 1 3 Years
29,394,490
Total Shares and Deposits > 3 Years
4,922,086
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
26,407,225
Total Uninsured Shares and Deposits > $250K (F+J)
26,407,225
Total Insured Shares and Deposits > $250K (item 17 less item K)
480,260,269
Total Interest Expense (Sum of items 6 8)
4,494,238
Share Certificates
4,008
Number of Accounts for Share Drafts
36,794
IRA KEOGH Accounts
598
Number of Accounts for Regular Shares
57,330
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
65,811,769
Total Liabilities
513,152,936
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Fairmont Federal Credit UnionIs Fairmont Federal Credit Union a safe place to deposit money?Yes, Fairmont Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 2.7568438490656%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Fairmont Federal Credit Union operate?Fairmont Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Fairmont Federal Credit Union?Yes, to access services at Fairmont Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Fairmont Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Fairmont Federal Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Fairmont Federal Credit Union offer online and mobile banking?Most modern institutions like Fairmont Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.fairmontfcu.com. Current Fairmont Federal Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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