Michigan Educational Credit Union CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Michigan Educational Credit Union12-month CD rates can be found at 1.51%, 6-month CD rates at 3.00% and 3-month CD rates at 2.75%. Savings rates are at 0.05% and money market rates are at 0.90%. Mortgage rates on 30-year fixed loans are around 6.69%. Credit Card rates are at 15.99%. Personal Loan rates are at 10.89%. All these rates, and more, can be found in our database of rates which you can compare to Michigan Educational Credit Union rates.

Compare Michigan Educational Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Michigan Educational Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Michigan Educational Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Michigan Educational Credit Union? Share your experience about Michigan Educational Credit Union by leaving a review below, or read customer reviews before you decide to use Michigan Educational Credit Union.

Overall, Michigan Educational Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Michigan Educational Credit Union
Michigan Educational Credit Union
9200 N Haggerty Rd
Plymouth, MI 48170 4633
Member NCUA
MonitorBankRates' Rating
5/5
★★★★★

Compare Michigan Educational Credit Union Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Kennett Trust Bank
Kennett Trust Bank
12-Month CD
4.23%
$500
Mountain America Federal Credit Union
Mountain America Federal Credit Union
12-Month CD
4.20%
$500
Regional Missouri Bank
Regional Missouri Bank
12-Month CD
4.06%
$1,000
Acadia Federal Credit Union
Acadia Federal Credit Union
24-Month CD
3.80%
$1,000
Five Star Credit Union
Five Star Credit Union
48-Month CD
3.75%
$500
Community Bank of Cameron
Community Bank of Cameron
12-Month CD
3.75%
$1,000
Global Bank
Global Bank
12-Month CD
3.75%
$1,000
Acme Continental Credit Union
Acme Continental Credit Union
60-Month CD
3.30%
$1,000
FNB of Wyoming
FNB of Wyoming
18-Month CD
3.29%
$100
Kennett Trust Bank
Kennett Trust Bank
Kasasa Checking
3.25%
$50
Friendship State Bank
60-Month CD
3.15%
$500
Sandy Spring Bank
Sandy Spring Bank
30-Month CD
3.12%
$1,000
CSB Norwood Young America
CSB Norwood Young America
18-Month CD
2.63%
$500
Kaw Valley Bank
Kaw Valley Bank
24-Month CD
2.53%
$500
Citizens Bank & Trust Company NE
Citizens Bank & Trust Company NE
36-Month CD
2.52%
$500
Senath State Bank
Senath State Bank
36-Month CD
2.52%
$500
Bank of Brenham
Bank of Brenham
60-Month CD
2.25%
$1,000
Prevail Bank
Prevail Bank
48-Month CD
2.22%
$1,000
Montgomery Bank
Montgomery Bank
eBlue Savings
2.01%
$0
First State Bank Tahlequah, OK
First State Bank Tahlequah, OK
60-Month CD
2.00%
$1,000
West Union Bank
West Union Bank
24-Month CD
2.00%
$500
Collinsville Building and Loan Association
Collinsville Building and Loan Association
Loyalty Checking
2.00%
$0
Texas National Bank of Jacksonville
Texas National Bank of Jacksonville
60-Month CD
1.75%
$500
FSB Mcpherson, KS
FSB Mcpherson, KS
12-Month CD
1.61%
$1,000
Connex Credit Union
Connex Credit Union
36-Month CD
1.60%
$500
Farmers Trust and Savings Bank Spencer, IA
Business Interest Checking
1.31%
$100,000
Wyoming Community Bank
Wyoming Community Bank
Money Market
1.20%
$25,000
Essex Savings Bank
Essex Savings Bank
36-Month CD
1.12%
$500
Bank of Washington
Bank of Washington
Prosper Savings
1.00%
$1,000
Walden Savings Bank
Walden Savings Bank
6-Month CD
0.70%
$1,000
The Corner Stone Bank
The Corner Stone Bank
Regular Savings
0.60%
$50
Conway National Bank (CNB)
Conway National Bank (CNB)
Investors Money market
0.55%
$500
Century Bank and Trust GA
Century Bank and Trust GA
30-Month CD
0.55%
$500
PSB Indianola, IA
PSB Indianola, IA
Kasasa Savings
0.50%
$50
The Peoples Community Bank
The Peoples Community Bank
6-Month CD
0.50%
$500
Chester National Bank
Chester National Bank
12-Month CD
0.45%
$500
Bank of Buffalo
Bank of Buffalo
12-Month CD
0.40%
$500
FNB of Wyoming
FNB of Wyoming
Checking
0.40%
$500
Citizens Federal S&L Assoc
Citizens Federal S&L Assoc
Demand Money Market
0.25%
$2,500
First National Bank of Eastern Arkansas
First National Bank of Eastern Arkansas
Regular Saving
0.25%
$100
Hendricks County Bank and Trust
Hendricks County Bank and Trust
Savings
0.25%
$50
Comerica
Comerica
60-Month CD
0.20%
$1
First National Bank in Amboy
First National Bank in Amboy
Money Market
0.15%
$2,500
Farmers State Bank of Alto Pass, Ill.
Farmers State Bank of Alto Pass, Ill.
3-Month CD
0.10%
$1,000
Lake Elmo Bank
Lake Elmo Bank
Interest Checking
0.10%
$500
Watertown Savings Bank Watertown, MA
Watertown Savings Bank Watertown, MA
18-Month CD
0.10%
$1,000
Bank of Franklin County
Bank of Franklin County
Premier Checking
0.05%
$0
Citizens State Bank Sheldon, IA
Citizens State Bank Sheldon, IA
NOW Checking
0.05%
$0
Columbia Bank
Columbia Bank
Yield Plus Checking
0.05%
$1
F&M Bank and Trust Company
F&M Bank and Trust Company
Money Market
0.02%
$2,500
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Michigan Educational Credit Union Mortgage Rates with Lenders Rates for Fixed and Adjustable Mortgages

Lender
Product
Rate
APR
Points
American Eagle Financial Credit Union
American Eagle Financial Credit Union
15-Year Fixed
5.375%
5.544%
0.000
Addition Financial Credit Union
Addition Financial Credit Union
10-Year Fixed
5.375%
5.632%
0.000
StonehamBank
StonehamBank
15-Year Fixed
5.625%
5.733%
0.000
Centreville Bank
Centreville Bank
15-Year Fixed Jumbo
5.750%
5.788%
0.000
Port Washington State Bank
Port Washington State Bank
15-Year Fixed
5.750%
5.822%
0.000
M&T Bank
M&T Bank
15-Year Fixed
5.750%
5.824%
0.000
First National Bank of Orwell
First National Bank of Orwell
15-Year Fixed
5.750%
5.848%
0.000
Navy Federal Credit Union
Navy Federal Credit Union
5/5 ARM
5.500%
5.856%
0.250
Citizens Bank & Trust Company KY
Citizens Bank & Trust Company KY
15-Year Fixed
5.750%
5.871%
0.000
Teachers Federal Credit Union
Teachers Federal Credit Union
15-Year Fixed (Jumbo)
5.875%
5.890%
0.000
Altoona First Savings Bank
Altoona First Savings Bank
20-Year Fixed
5.850%
5.891%
0.000
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
20-Year Fixed
5.750%
5.918%
0.250
Y-12 Federal Credit Union
Y-12 Federal Credit Union
15-Year Fixed
5.750%
5.945%
1.000
NESC Federal Credit Union
NESC Federal Credit Union
15 Year Fixed
6.000%
6.008%
0.000
Holyoke Credit Union
Holyoke Credit Union
20 Year Fixed
5.875%
6.036%
0.000
Kalsee Credit Union
Kalsee Credit Union
10 Year Fixed
5.875%
6.047%
0.000
Finger Lakes Federal Credit Union
Finger Lakes Federal Credit Union
20 Year Fixed
6.000%
6.079%
0.000
StonehamBank
StonehamBank
20-Year Fixed
6.000%
6.089%
0.000
FNB of River Falls
FNB of River Falls
20-Year Fixed
6.000%
6.094%
0.000
OlyFed Olympia Federal S&L
OlyFed Olympia Federal S&L
15-Year Fixed
5.875%
6.133%
1.000
Georgias Own Credit Union
Georgias Own Credit Union
7/1 ARM
5.500%
6.141%
0.000
Wrentham Co-operative Bank
Wrentham Co-operative Bank
30-Year Fixed
6.125%
6.183%
0.000
Greenfield Banking Company Greenfield, IN
Greenfield Banking Company Greenfield, IN
15-Year Fixed
5.875%
6.205%
0.000
Truliant Federal Credit Union
Truliant Federal Credit Union
15-Year Fixed Jumbo
6.125%
6.214%
0.000
Missouri Credit Union
Missouri Credit Union
10 Year Fixed
6.000%
6.223%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare Michigan Educational Credit Union Credit Cards with Other Competitive Bank and Credit Union Credit Cards

Institution
Product
APR
Notes
Acme Continental Credit Union
Acme Continental Credit Union
Acme Visa Credit Card
9.990% - 18.000%
680 and above rate = 9.90% with Score Card points or 8.80% with No points. 640-679 rate = 10.80%. 600-639 rate = 12.84%. 599 and below rate = 18.00%.
ACFCU
ACFCU
Travel Rewards+ Card Visa
19.740% - 29.740%
Earn 4x unlimited points on travel and more, plus receive a $250 bonus.
Abbey Credit Union
Abbey Credit Union
VISA® Classic
12.960%
Academic Federal Credit Union
Academic Federal Credit Union
Academic VISA® Gold
15.400%
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Visa Platinum Preferred Student
17.990%
AAEC Credit Union
AAEC Credit Union
VISA Credit Card
11.900%
No annual fee
Abbey Credit Union
Abbey Credit Union
VISA® Gold
11.960%
Canyon View Credit Union
Canyon View Credit Union
Visa Student Rewards Card
17.990%
America First Federal Credit Union
America First Federal Credit Union
SIGNATURE 1% CASH BACK VISA
14.740%
Unlimited 1% Cash Back Signature Card
1st MidAmerica Credit Union
1st MidAmerica Credit Union
Platinum
8.900%
Canyon View Credit Union
Canyon View Credit Union
Visa Crimson Rewards Card
13.740%
Abilene Teachers Federal Credit Union
Abilene Teachers Federal Credit Union
Visa or MasterCard
9.990%
Credit Line $500-$7,000
The Golden 1 Credit Union
The Golden 1 Credit Union
Member Rate Advantage VISA
13.040% - 19.040%
No balance transfer fees or annual fees.
Canyon View Credit Union
Canyon View Credit Union
Visa Secure Card
13.740%
Teachers Federal Credit Union
Teachers Federal Credit Union
Visa Secured
18.000%
Achieve Financial Credit Union
Achieve Financial Credit Union
Visa Platinum with Rewards
9.900%
Hughes Federal Credit Union
Hughes Federal Credit Union
Visa Platinum Credit Card
9.500% - 12.500%
Achieva Credit Union
Achieva Credit Union
Achieva Mastercard Credit Card
12.490% - 25.490%
12.49% to 25.49% when you open your account, based on your creditworthiness.
America First Federal Credit Union
America First Federal Credit Union
CLASSIC FLAT 1% CASH BACK VISA
18.000%
1% Cash Back Classic Card
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Visa Platinum Clarity
15.990%
ABCO Federal Credit Union
ABCO Federal Credit Union
VISA® Credit Cards
7.990%
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Visa Platinum Preferred Starter
17.990%
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
Rewards Mastercard
15.000% - 17.900%
Maximum Loan Amount Up to $35,000.00
Vystar Credit Union
Vystar Credit Union
Visa Signature® Cash Back
17.750%
Security Service Federal Credit Union
Security Service Federal Credit Union
Security Service Power Rewards MasterCard
18.000%
Show More

The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Compare Michigan Educational Credit Union Personal Loans with Other Competitive Bank and Credit Union Personal Loans

Institution
Product
APR
Loan Amt
Loan Term Months
Security Service Federal Credit Union
Security Service Federal Credit Union
Personal Loan
11.240% - 17.950%
$0
25 - 36
1st Valley Credit Union
1st Valley Credit Union
AMP Loan
10.500%
$0
Academic Federal Credit Union
Academic Federal Credit Union
Signature Loan
7.000%
$500 - $15,000
60
Access Federal Credit Union
Access Federal Credit Union
Consolidation Loans
13.060%
$0
1 - 36
Security Service Federal Credit Union
Security Service Federal Credit Union
Debt Consolidation Loan
11.240% - 17.950%
$0
25 - 36
A+ Federal Credit Union
A+ Federal Credit Union
A+ Personal Loan
8.990%
$0
84
1st United Credit Union
1st United Credit Union
Personal Line of Credit Variable
13.150%
$0
InFirst Bank
InFirst Bank
Personal Loan
13.000% - 13.140%
$1,500 - $15,000
36 - 36
Academic Federal Credit Union
Academic Federal Credit Union
Personal Line of Credit
9.000%
$0
60
Hughes Federal Credit Union
Hughes Federal Credit Union
Summer/Holiday Loans
9.500%
$0
Canyon View Credit Union
Canyon View Credit Union
Personal Loans
13.740%
$5,000
60 - 60
1st Street Credit Union
1st Street Credit Union
50% Share Secured Loan
6.460% - 14.990%
$0
Vystar Credit Union
Vystar Credit Union
Personal Line of Credit
16.240%
$0
60
ABCO Federal Credit Union
ABCO Federal Credit Union
Personal Loans
10.490%
$0
AAC Credit Union
AAC Credit Union
Signature Loans
12.990%
$0
48
ACFCU
ACFCU
Gold Star Loan
14.200%
$0
48
AAEC Credit Union
AAEC Credit Union
Bill Consolidation Loan
8.990%
$0
60
AAC Credit Union
AAC Credit Union
Personal Loans Share Secured
5.990%
$0
48
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
Payroll Savings Loan
17.900%
$0 - $500
1st Northern California Credit Union
1st Northern California Credit Union
Title Loans
5.500%
$0
Vystar Credit Union
Vystar Credit Union
Personal Loans
13.250%
$0
6184
Avenir Financial Federal Credit Union
Avenir Financial Federal Credit Union
Open End Line-of-Credit
11.990%
$0
Acipco Federal Credit Union
Acipco Federal Credit Union
Signature Loan
10.000%
$0
1 - 36
Avenir Financial Federal Credit Union
Avenir Financial Federal Credit Union
Personal Loan
11.990%
$0
ACMG Federal Credit Union
ACMG Federal Credit Union
Personal Loans
8.990%
$0
36
Show More

The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have Michigan Educational Credit Union rate data right now, check back for updates, we are adding rates all the time.

Michigan Educational Credit Union Information

Credit Union Name: Michigan Educational Credit Union
Full Time Employees: 86
Part Time Employees: 2
President: Alonzo Glaze
CEO: Robert Sandercock
Branch Locations: 6
ATM Locations: 6
Corporate Office Address:
9200 N Haggerty Rd
Plymouth, MI 48170 4633
Phone Number: 734-455-9200
Fax Number: 734-416-5256

Michigan Educational Credit Union Financials

Total Assets:
1,011,269,344
Total Amount of Shares and Deposits:
919,121,642
Total Shares and Deposits < 1 Year:
881,742,211
Total Shares and Deposits 1 3 Years:
19,251,191
Total Shares and Deposits > 3 Years:
18,128,240
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
33,224,656
Total Uninsured Shares and Deposits > $250K (F+J):
33,224,656
Total Insured Shares and Deposits > $250K (item 17 less item K):
885,896,986
Total Interest Expense (Sum of items 6 8):
1,767,137
Share Certificates:
5,900
Number of Accounts for Share Drafts:
23,808
IRA KEOGH Accounts:
3,002
Number of Accounts for Regular Shares:
59,772
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
72,176,948
Total Liabilities:
926,893,718
Show More

Michigan Educational Credit Union Questions and Answers

No Cost Share Drafts:
Yes
Share Certificates with Low Minimum Balance Requirements:
Yes
Is Financial Counseling Offered?:
No
Financial Education offered for Members?:
No
Are financial literacy Workshops offered?:
No
Is there a first time homebuyer program?:
Yes
Credit management and repair offered?:
No
Online Financial Literacy?:
No
No Cost Bill Payer:
Yes
Mortgage Processing:
No
Approved Mortgage Seller?:
No
payment:
No
Are low cost wire transfers available?:
Yes
Member Application:
Yes
Are New Loans Available:
Yes
New Share Account:
Yes
Are online loan payments available:
Yes
Online Bill Payment Allowed?:
Yes
Can I download my account history?:
No
Account Aggregation:
1
Electronic Signature Authentication Certification:
Yes
Can I get my bank statements online?:
Yes
External Account Transfers Allowed:
Yes
Remote Deposit Allowed:
Yes
Are Mobile Payments Avilable?:
Yes
Show More
Source: NCUA Last Updated 03/31/2024

Explore Other Rate Deals

Average savings rates increased to 0.49 percent, up from the previous week's average rate of 0.47 percent. A few banks increased their rates this past week which is why the average rate is up  0.02 percent. The best savings account rates this week are at 0.95 percent, maintaining last week's highest rate.
bank-of-internet-advantage-savings-accountBank of Internet of San Diego, California is offering one of the best online savings account rates available these days.

Still waiting for your tax rebate or can't find any information on when you will receive your rebate?

Bank or Credit Union Offers and Deals

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American Bank Money Market Account Rates now at 0.10%
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AmTrust Direct Bank CD Rates

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