MonitorBankRates
☰
  1. Home›
  2. Credit Unions›
  3. POSTAL EMPLOYEES REGIONAL
iAdvertiser Disclosure
Advertiser Disclosure Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.

POSTAL EMPLOYEES REGIONAL Rates & Review March 2026

Content reviewed by
Brian McKay Brian McKay
Brian McKay

Brian McKay

Founder & Data Architect
Expertise
  • Automated Online Rate Data Aggregation
  • Location-Based Rate Tables
  • Bank & Credit Union Health Safety Ratings
  • Bank & Credit Union Star Ratings
  • Finance Calculators
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
| iEditorial Disclosure
Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
| ✓Fact Checked | Rates Last Updated: March 28, 2026

You can compare POSTAL EMPLOYEES REGIONAL rates to other rates in our database, including 12-month share certificate rates currently at 2.88%, 6-month share certificate rates at 3.79% and 3-month share certificate rates at 3.60%. Savings rates are at 0.25% and money market rates are at 0.55%. Mortgage rates on 30-year fixed loans are around 6.03%. All these rates can be compared to POSTAL EMPLOYEES REGIONAL rates. MonitorBankRates evaluates the financial stability of POSTAL EMPLOYEES REGIONAL with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.95%. Rates were last updated on 03/28/2026.

POSTAL EMPLOYEES REGIONAL money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at POSTAL EMPLOYEES REGIONAL? Share your experience about POSTAL EMPLOYEES REGIONAL by leaving a review below, or read customer reviews before you decide to use POSTAL EMPLOYEES REGIONAL.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 99/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
1.95%
Excellent Lower than avg
American Nation Bank Ardmore, OK
Postal Employees Reg FCU
40 Montgomery St
Pawtucket, RI 02860
Member NCUA

Current Rate Availability

We do not have POSTAL EMPLOYEES REGIONAL rates right now, but we are constantly updating our database so check back often for updated rates.

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for POSTAL EMPLOYEES REGIONAL is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather POSTAL EMPLOYEES REGIONAL rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with POSTAL EMPLOYEES REGIONAL's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name POSTAL EMPLOYEES REGIONAL
Website
Address 40 Montgomery St, Pawtucket, RI 02860
Phone 401-726-3895
Fax 401-727-2809
President John Soares
CEO Charlene LaPlante
Full-Time Employees 0
Part-Time Employees 2
Branch Locations 1
ATM Locations 0
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
1.95%
Return on Assets (ROA)
0.2779%
Return on Equity (ROE)
0.6189%
Non-Performing Loans Ratio (NPL)
2.47%
Total Assets
6,015,089
Total Amount of Shares and Deposits
3,310,085
Total Shares and Deposits < 1 Year
3,310,085
Total Insured Shares and Deposits > $250K (item 17 less item K)
3,310,085
Total Interest Expense (Sum of items 6 8)
1,331
Share Certificates
11
Number of Accounts for Share Drafts
133
Number of Accounts for Regular Shares
615
Money Market Shares
52
Net Income (unless the amount is already included in Undivided Earnings)
16,713
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
346,345
Total Liabilities
3,314,764
Source: NCUA — Last Updated 03/31/2024

Customer Reviews

There are no reviews for POSTAL EMPLOYEES REGIONAL yet. Feel free to create one below.
Average Rating
☆☆☆☆☆
Total Reviews
0
Add Your Rating and Review for POSTAL EMPLOYEES REGIONAL
Your Name:
Your Rating:

Frequently Asked Questions About POSTAL EMPLOYEES REGIONAL

Is POSTAL EMPLOYEES REGIONAL a safe place to deposit money?

Yes, POSTAL EMPLOYEES REGIONAL is considered a safe financial institution. With a Texas Ratio of 1.9460249310375%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does POSTAL EMPLOYEES REGIONAL operate?

POSTAL EMPLOYEES REGIONAL currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join POSTAL EMPLOYEES REGIONAL?

Yes, to access services at POSTAL EMPLOYEES REGIONAL, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, POSTAL EMPLOYEES REGIONAL does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, POSTAL EMPLOYEES REGIONAL provides members with tools to manage their accounts and build a solid financial history.

Does POSTAL EMPLOYEES REGIONAL offer online and mobile banking?

Most modern institutions like POSTAL EMPLOYEES REGIONAL provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online.

Compare to Other Credit Unions

Shipbuilders Credit Union Polam Federal Credit Union OPC Federal Credit Union Telcoe Federal Credit Union Asbury Federal Credit Union LCE Federal Credit Union ElecTel Cooperative Federal Credit Union First Federal Credit Union URE Federal Credit Union Winnebago Community Credit Union Arbuckle Federal Credit Union Rocket City Federal Credit Union South Charleston Employees Federal Credit Union Cooperative Center Federal Credit Union Prince Georges Community Federal Credit Union Member Preferred Federal Credit Union AHE Plant 3 Federal Credit Union Jersey City Police Federal Credit Union Crossroads Financial Federal Credit Union Freedom Credit Union Springfield, MA TULARE COUNTY