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Missouri Credit Union Rates and Review January 2026

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Missouri Credit Union

Compare Missouri Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Missouri Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Rate Updates and Availability

Missouri Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Missouri Credit Union? Share your experience about Missouri Credit Union by leaving a review below, or read customer reviews before you decide to use Missouri Credit Union.

Overall, Missouri Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Current Interest Rates

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A

"N/A" indicates the product is not offered or the rate is unavailable.

Missouri Credit Union
Downtown
111 E Broadway
Columbia, MO 65203
Member NCUA
MonitorBankRates' Rating
5/5
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Mortgage Rate Comparison

Lender
Product
Rate
APR
Points
20 Year Fixed
6.500%
6.628%
0.000
30 Year Fixed
6.500%
6.597%
0.000
10 Year Fixed
6.000%
6.223%
0.000
15 Year Fixed
6.125%
6.209%
0.000

CD & Savings Rate Comparison

Bank
Product
APY
Min Dep
12-Month CD
3.90%
$0
24-Month CD
3.75%
$500
60-Month CD
3.65%
$500
48-Month CD
3.54%
$500
12-Month CD
3.50%
$500
24-Month CD
3.50%
$1,000
12-Month CD
3.50%
$1,000
36-Month CD
3.49%
$500
12-Month CD
3.38%
$1,000
36-Month CD
3.17%
$1,000
12-Month CD
3.00%
$250
30-Month CD
3.00%
$2,000
24-Month CD
2.87%
$2,500
60-Month CD
2.85%
$1,000
60-Month CD
2.80%
$500
60-Month CD
2.78%
$500
18-Month CD
2.78%
$500
12-Month CD
2.38%
$500
60-Month CD
2.25%
$500
24-Month CD
1.96%
$500
6-Month CD
1.77%
$1,000
12-Month CD
1.76%
$1,000
60-Month CD
1.74%
$1,000
18-Month CD
1.69%
$2,500
48-Month CD
1.66%
$1,000
48-Month CD
1.36%
$1,000
30-Month CD
1.35%
$500
Money Market
0.75%
$5,000
Interest Checking Now
0.75%
$500
60-Month CD
0.60%
$500
24-Month CD
0.50%
$500
18-Month CD
0.50%
$1,000
Money Market
0.50%
$1,000
24-Month CD
0.48%
$1,000
12-Month CD
0.45%
$500
18-Month CD
0.40%
$500
48-Month CD
0.35%
$1,000
12-Month CD
0.30%
$1,000
18-Month CD
0.30%
$5,000
Money Market
0.15%
$2,500
Money Market
0.15%
$0
Money Market
0.15%
$2,500
Statement Savings
0.10%
$50
Money Market
0.10%
$0
Savings
0.05%
$10
Prestige Savings
0.05%
$50
Money Market
0.05%
$0
Premier Checking
0.01%
$5
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rate Comparison

Lender
Product
Rate
APR
Points
5.000%
5.242%
0.000
5.750%
5.924%
0.000
10-Year Fixed
5.125%
5.511%
0.000
30-Year Fixed
7.125%
7.126%
0.000
5.500%
5.820%
0.000
6.000%
6.250%
0.000
5.250%
5.562%
0.000
5.625%
5.796%
0.000
5.875%
5.992%
1.000
6.000%
6.006%
0.000
30-Year Fixed
6.500%
6.559%
0.000
7-Year ARM
5.250%
5.752%
0.000
5.625%
5.647%
0.000
5.875%
5.933%
0.000
15-Year Fixed
5.250%
5.347%
0.000
5.875%
5.927%
0.500
6.500%
6.582%
0.000
6.375%
6.556%
0.000
5.625%
5.673%
0.000
5.500%
5.565%
0.000
30-Year (Jumbo)
6.000%
6.011%
0.000
5.375%
5.565%
1.000
5.200%
5.453%
0.000
4.875%
5.778%
0.000
5.625%
5.778%
0.000
5.625%
6.000%
0.000
5.625%
5.787%
0.000
6.250%
6.350%
0.000
5.375%
5.375%
0.125
6.125%
6.199%
0.000
10-Year Fixed
5.375%
5.638%
0.000
5.375%
5.804%
0.000
5.125%
5.291%
0.000
15-Year Fixed Bi-weekly
5.375%
5.508%
0.000
5.375%
5.375%
0.000
5.625%
5.775%
0.125
5.000%
5.886%
0.000
15-Year Fixed
5.750%
5.845%
0.000
20-Year Fixed
6.625%
6.626%
0.000
15-Year Fixed
5.375%
5.525%
0.000
15-Year Fixed
5.375%
5.584%
0.000
20-Year Fixed
5.875%
6.140%
0.000
5.500%
5.688%
0.125
5.650%
5.986%
0.000
5.625%
6.072%
0.000
6.375%
6.394%
0.000
5.875%
5.958%
0.000
4.875%
5.010%
0.000
30-Year Fixed Jumbo
6.625%
6.809%
0.000
7/1 ARM (Jumbo)
6.125%
6.231%
0.000
View 50 More

Credit Card Rate Comparison

Institution
Product
APR
Notes
Acadia Visa Credit Card
10.900%
No annual fee
8.900% - 13.900%
Based upon credit worthiness.
Acadian CU Visa Classic
9.200%
9.20% APR for purchases, balance transfers and cash advances.
13.750% - 17.900%
Maximum Loan Amount Up to $35,000.00
16.240% - 27.240%
18.000%
Rewards Classic Starter VISA
16.500%
Credit Limit - $300 - $500
18.000%
Rewards Student Classic
16.500%
Credit Limit - $500
Academic VISA® Classic
15.400%
Access FCU Visa Gold
9.900%
13.240%
14.740%
Rewards Share Secured
18.000%
Credit Limit - $300 - $5,000
Secure Card Visa
29.240%
A card that\'s perfect for anyone who wants to improve or establish their credit.
SIGNATURE 1.5% CASH BACK VISA
18.000%
Unlimited 1.5% Cash Back Signature Card
Member First VISA
15.040%
No balance transfer fees or annual fees.
VISA Credit Card
11.900%
No annual fee
Platinum Rewards Visa
15.400% - 24.400%
Earn 1 point for every purchase dollar spent. 12 Month Balance Transfer Rate 0%
14.000%
Visa Signature® Cash Back
17.750%
VISA® Credit Cards
7.990%
Visa Signature® Rewards
17.750%
VISA® Gold
11.960%
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Personal Loan Rate Comparison

Institution
Product
APR
Loan Amt
Loan Term Months
10.890%
$0
60
Personal/Signature
10.990%
$0
24 - 36
Open-End Unsecured Signature Loan-Line of Credit
10.200%
$0
11.240%
$0 - $10,000
60 - 60
11.900%
$0 - $15,000
24 - 60
Line of Credit
13.700%
$0
Personal Loan
11.760%
$0
Personal Loans
11.000%
$0
37 - 60
Personal Line of Credit
9.000%
$0
60
12.490%
$0
Unsecured Personal Loan
10.990%
$0 - $50,000
12 - 60
Access Line Of Credit
16.240%
$0
Personal Signature Loan
11.000%
$0
96
9.200% - 17.950%
$0 - $2,500
36 - 36
Signature Loans
12.990%
$0
48
7.990%
$0 - $30,000
Personal/Signature Loans
11.150%
$0
60 - 60
13.740%
$0
60
Personal Line of Credit Variable
13.150%
$0
Personal Loans
13.250%
$0
6184
Bill Consolidation Loan
8.990%
$0
60
Signature (Unsecured) Loan
11.040%
$0
1 - 24
14.990%
$0
25 - 36
Unsecured (Signature) Loan
11.000%
$0 - $500
11.240% - 17.950%
$0
25 - 36
Show More

The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Credit Union Profile & Overview

Credit Union Name: Missouri Credit Union
Full Time Employees: 86
Part Time Employees: 6
President: Kee Groshong
CEO: Harold James
Branch Locations: 7
ATM Locations: 7
Corporate Office Address:
111 E Broadway
Columbia, MO 65203
Phone Number: 573-874-1477
Fax Number: 573-874-1300

Financials

Total Assets:
555,609,347
Total Amount of Shares and Deposits:
493,277,686
Total Shares and Deposits < 1 Year:
483,102,962
Total Shares and Deposits 1 3 Years:
4,495,604
Total Shares and Deposits > 3 Years:
5,679,121
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
20,957,553
Total Uninsured Shares and Deposits > $250K (F+J):
23,698,915
Total Insured Shares and Deposits > $250K (item 17 less item K):
469,578,771
Total Interest Expense (Sum of items 6 8):
2,201,422
Share Certificates:
4,466
Number of Accounts for Share Drafts:
17,936
IRA KEOGH Accounts:
1,045
Number of Accounts for Regular Shares:
42,276
All other shares:
462
Non Member Deposits:
4
Money Market Shares:
1,565
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
125,590,562
Total Liabilities:
504,978,026
Show More
Source: NCUA Last Updated 03/31/2024

Customer Reviews

thSL
★★★★★
December 17, 2025
bqbm
Average Rating
★★★★★
Total Reviews
1
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Frequently Asked Questions About Missouri Credit Union

Is a member application needed to join Missouri Credit Union?

Yes, to access services at Missouri Credit Union, a member application is required.

Is there a first-time homebuyer program?

Currently, Missouri Credit Union provides a range of mortgage and home equity products.

Is Missouri Credit Union a safe place to deposit money?

Yes, Missouri Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor.

Does Missouri Credit Union offer online and mobile banking?

Most modern institutions like Missouri Credit Union provide digital access including online balance checks and transfers.

Current Missouri Credit Union Rates

ProductAPY

Rates subject to change.

Compare to other Credit Unions