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Mobile Government Emp Credit Union Rates and Review January 2026

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Mobile Government Emp Credit Union12-month CD rates can be found at 3.70%, 6-month CD rates at 0.10% and 3-month CD rates at 2.75%. Savings rates are at 0.20% and money market rates are at 0.25%. Mortgage rates on 30-year fixed loans are around 6.50%. Credit Card rates are at 12.95%. Personal Loan rates are at 12.99%. All these rates, and more, can be found in our database of rates which you can compare to Mobile Government Emp Credit Union rates.

Compare Mobile Government Emp Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Mobile Government Emp Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Rate Updates and Availability

Mobile Government Emp Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Mobile Government Emp Credit Union? Share your experience about Mobile Government Emp Credit Union by leaving a review below, or read customer reviews before you decide to use Mobile Government Emp Credit Union.

Overall, Mobile Government Emp Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Current Interest Rates

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A

"N/A" indicates the product is not offered or the rate is unavailable.

Mobile Government Emp Credit Union
MOBILE GOVERNMENT EMPLOYEES CU
100 Canal St
Mobile, AL 36602 1901
Member NCUA
MonitorBankRates' Rating
5/5
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CD & Savings Rate Comparison

Bank
Product
APY
Min Dep
Primary Savings
5.00%
$5
Kasasa Checking
5.00%
$0
12-Month CD
4.04%
$500
24-Month CD
3.70%
$500
12-Month CD
3.50%
$500
24-Month CD
3.50%
$500
24-Month CD
3.45%
$5,000
24-Month CD
3.30%
$1,000
36-Month CD
3.30%
$1,000
18-Month CD
3.29%
$250
60-Month CD
3.28%
$1,000
Business Sapphire Money Market
3.25%
$2,000,000
24-Month CD
3.25%
$500
High Yield Rewards Savings (Premium Rate)
3.20%
$5
48-Month CD
3.19%
$1,000
6-Month CD
2.78%
$500
High Yield Savings
2.65%
$5,000
48-Month CD
2.50%
$1,000
12-Month CD
2.22%
$500
36-Month CD
1.86%
$1,000
48-Month CD
1.79%
$500
24-Month CD
1.31%
$500
36-Month CD
1.26%
$500
Money Market
1.26%
$1,500
6-Month CD
1.00%
$1,000
6-Month CD
1.00%
$1,000
18-Month CD
1.00%
$500
High Yield Money Market
1.00%
$5,000
6-Month CD
0.75%
$2,500
Savings
0.55%
$0
Flex-Check Checking
0.50%
$600
60-Month CD
0.50%
$500
Money Market
0.50%
$1,000
6-Month CD
0.50%
$500
Savings
0.40%
$5
Premium Money Market
0.40%
$10,000
36-Month CD
0.35%
$1,000
Money Market
0.30%
$25,000
12-Month CD
0.30%
$1,000
12-Month CD
0.25%
$1,000
6-Month CD
0.10%
$500
12-Month CD
0.10%
$1,000
Money Market
0.10%
$2,500
Go Savings
0.05%
$1,000
Prestige Savings
0.05%
$50
Premier Checking
0.05%
$500
V.I.P. Money Market
0.05%
$2,000
1st Select Savings
0.05%
$100
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rate Comparison

Lender
Product
Rate
APR
Points
15-Year Fixed Jumbo
5.250%
5.443%
0.250
30-Year Fixed
6.000%
6.043%
0.000
5.875%
6.420%
0.000
5.200%
5.453%
0.000
10-Year Fixed
5.375%
5.638%
0.000
5.375%
5.415%
0.000
5.250%
5.867%
0.000
30-Year Fixed
5.500%
5.727%
2.000
5.750%
5.970%
0.250
20-Year Fixed
5.625%
5.675%
0.000
30 Year Fixed
6.000%
6.130%
0.000
6.250%
6.281%
0.000
30 Year Fixed (Jumbo)
6.125%
6.176%
0.000
5.625%
6.117%
0.000
15-Year Fixed
5.750%
5.943%
0.000
5.500%
5.705%
0.000
5.990%
5.199%
0.000
6.000%
6.310%
0.000
5.250%
6.055%
0.000
6.000%
6.141%
0.000
5.500%
5.688%
0.125
15-Year Fixed
5.680%
5.964%
0.000
30-Year Fixed
6.250%
6.263%
0.000
20-Year Fixed
5.750%
5.900%
0.000
30-Year Fixed
6.000%
6.000%
0.000
5.625%
5.673%
0.000
6.375%
6.544%
0.000
5.625%
5.850%
0.000
5.000%
5.055%
0.000
5.625%
5.853%
0.000
3-Year ARM
5.125%
5.911%
0.000
5.875%
5.963%
0.000
5.875%
6.359%
0.000
4.625%
4.690%
0.000
15-Year Fixed
5.390%
5.666%
0.000
5.875%
5.931%
0.000
5.250%
6.580%
0.000
15-Year Fixed Jumbo
6.250%
6.481%
0.000
20-Year Fixed
5.500%
5.627%
0.000
5.500%
5.732%
0.000
5.625%
5.787%
0.000
5.500%
5.739%
0.000
5.500%
5.635%
0.000
15-Year Fixed
5.125%
5.193%
0.000
5.625%
5.667%
0.000
30-Year Fixed VA
5.375%
5.599%
1.000
30-Year Fixed
6.000%
6.162%
1.000
5.250%
5.493%
0.000
15-Year Fixed
5.250%
5.326%
0.000
5.875%
6.029%
0.000
View 50 More

Credit Card Rate Comparison

Institution
Product
APR
Notes
Visa Crimson Card
13.240%
Classroom Supply Visa
8.500%
VISA® Credit Cards
7.990%
VISA® Gold
11.960%
Visa Platinum Preferred
14.240% - 17.990%
13.900%
Visa Platinum
7.990%
Line of credit up to $20,000. $250,000 travel life insurance
Visa Platinum Preferred Rewards
15.740% - 17.990%
Visa Platinum Credit Card
8.500%
As low as 8.50%
Security Service Power MasterCard
12.740% - 18.000%
8.900%
Max Cash Preferred Card Visa
19.490% - 29.740%
Get more value with up to 5% cash back in 2 categories you choose.
Visa Gold or Gold MasterCard
9.990%
Credit Line $7,000-$20,000
Visa Signature® Cash Back
17.750%
Secure Card Visa
29.240%
A card that\'s perfect for anyone who wants to improve or establish their credit.
Visa Signature® Rewards
17.750%
Platinum Rewards Visa
15.400% - 24.400%
Earn 1 point for every purchase dollar spent. 12 Month Balance Transfer Rate 0%
Platinum Visa
15.350%
8.990% - 17.990%
Maximum limit of $30,000
16.200%
Member Rate Advantage VISA
13.040% - 19.040%
No balance transfer fees or annual fees.
16.100%
GM Extended Family™ Mastercard®
20.240% - 29.990%
0% Intro purchase APR for first 9 months
School Employee Mastercard
11.750% - 17.900%
Maximum Loan Amount Up to $35,000.00
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Personal Loan Rate Comparison

Institution
Product
APR
Loan Amt
Loan Term Months
Personal Signature Loan
11.000%
$0
96
Student Loan Consolidation
5.490%
$0
7.000%
$500 - $15,000
60
12.740%
$0
36
Line of Credit Variable
16.740%
$0
15.000%
$500 - $1,500
6 - 12
Debt Consolidated
9.490%
$500
36
Personal Loans Share Secured
5.990%
$0
48
10.650%
$0
10.890%
$0
60
9.990% - 16.240%
$0
61 - 66
7.750% - 16.750%
$0
1 - 36
New Signature Loans
8.990%
$0
Open-End Unsecured Signature Loan-Line of Credit
10.200%
$0
Personal Loan
13.000% - 13.200%
$1,500 - $15,000
24 - 24
Personal Line of Credit
11.500% - 18.000%
$0 - $5,000
13.450%
$0
Personal Signature Loans
14.000%
$0
60
Personal Loan
12.000% - 12.110%
$1,500 - $15,000
48 - 48
10.490%
$0
10.490%
$0
60 - 60
Signature Loan
10.500%
$0
Unsecured/Personal Loans
8.990%
$0
Summer/Holiday Loans
9.500%
$0
Personal Loans
10.000%
$0
1 - 36
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have Mobile Government Emp Credit Union rate data right now.

Credit Union Profile & Overview

Credit Union Name: Mobile Government Emp Credit Union
Full Time Employees: 3
Part Time Employees: 1
President: Janet DRISKELL
CEO: WINIFRED MAIBEN
Branch Locations: 2
ATM Locations: 0
Corporate Office Address:
100 Canal St
Mobile, AL 36602 1901
Phone Number: 251-694-4100
Fax Number: 251-694-4316

Financials

Total Assets:
15,524,006
Total Amount of Shares and Deposits:
12,063,022
Total Shares and Deposits < 1 Year:
12,063,022
Total Insured Shares and Deposits > $250K (item 17 less item K):
12,063,022
Total Interest Expense (Sum of items 6 8):
94,859
IRA KEOGH Accounts:
12
Number of Accounts for Regular Shares:
663
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
259,020
Total Liabilities:
12,218,111
Show More
Source: NCUA Last Updated 09/30/2025

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Frequently Asked Questions About Mobile Government Emp Credit Union

Is a member application needed to join Mobile Government Emp Credit Union?

Yes, to access services at Mobile Government Emp Credit Union, a member application is required.

Is there a first-time homebuyer program?

Currently, Mobile Government Emp Credit Union provides a range of mortgage and home equity products.

Is Mobile Government Emp Credit Union a safe place to deposit money?

Yes, Mobile Government Emp Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor.

Does Mobile Government Emp Credit Union offer online and mobile banking?

Most modern institutions like Mobile Government Emp Credit Union provide digital access including online balance checks and transfers.

Current Mobile Government Emp Credit Union Rates

ProductAPY

Rates subject to change.

Compare to other Credit Unions