Montana Federal Credit Union Rates and Review January 2026
Compare Montana Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Montana Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates. Rate Updates and AvailabilityMontana Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Montana Federal Credit Union? Share your experience about Montana Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Montana Federal Credit Union. Overall, Montana Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars. Current Interest RatesRate
APY/APR
vs Avg
"N/A" indicates the product is not offered or the rate is unavailable. Montana Federal Credit Union 14th Street Office 15 14th St S Great Falls, MT 59401 3800  CD & Savings Rate ComparisonShow More
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rate ComparisonLender
Product
Rate
APR
Points
View 50 More
Credit Card Rate ComparisonTravel Rewards+ Card Visa
19.740% - 29.740%
Earn 4x unlimited points on travel and more, plus receive a $250 bonus.
Visa Classic
11.900%
Visa Gold or Gold MasterCard
9.990%
Credit Line $7,000-$20,000
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed. Personal Loan Rate ComparisonPersonal Line of Credit
16.240%
$0
60
Personal Loans
13.490%
$0 - $5,000
48 - 48
Personal Loan
12.000% - 12.110%
$1,500 - $15,000
48 - 48
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed. Our apologies, we do not have Montana Federal Credit Union rate data right now. Credit Union Profile & OverviewCredit Union Name: Montana Federal Credit Union
Website: https://www.montanacu.com
Full Time Employees: 74Part Time Employees: 0 President: Paul Dockter CEO: John Hageman Branch Locations: 4 ATM Locations: 3 Corporate Office Address:
15 14th St S
Great Falls, MT 59401 3800 Phone Number: 406-727-2210 Fax Number: 406-727-8655 FinancialsTotal Assets:
344,073,050
Total Amount of Shares and Deposits:
301,890,997
Total Shares and Deposits < 1 Year:
299,116,893
Total Shares and Deposits 1 3 Years:
2,385,308
Total Shares and Deposits > 3 Years:
388,797
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
15,268,591
Total Uninsured Shares and Deposits > $250K (F+J):
15,268,591
Total Insured Shares and Deposits > $250K (item 17 less item K):
286,622,406
Total Interest Expense (Sum of items 6 8):
1,607,767
Share Certificates:
1,097
Number of Accounts for Share Drafts:
15,943
IRA KEOGH Accounts:
564
Number of Accounts for Regular Shares:
33,461
All other shares:
222
Money Market Shares:
938
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
35,649,567
Total Liabilities:
303,415,403
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Source: NCUA Last Updated 09/30/2025
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Frequently Asked Questions About Montana Federal Credit UnionIs a member application needed to join Montana Federal Credit Union?Yes, to access services at Montana Federal Credit Union, a member application is required. Is there a first-time homebuyer program?Currently, Montana Federal Credit Union provides a range of mortgage and home equity products. Is Montana Federal Credit Union a safe place to deposit money?Yes, Montana Federal Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor. Does Montana Federal Credit Union offer online and mobile banking?Most modern institutions like Montana Federal Credit Union provide digital access including online balance checks and transfers. Compare to other Credit Unions |
12-month CD rates can be found at 4.35%, 6-month CD rates at 3.50% and 3-month CD rates at 3.85%. Savings rates are at 0.10% and money market rates are at 0.25%. Mortgage rates on 30-year fixed loans are around 6.07%. Credit Card rates are at 12.24%. Personal Loan rates are at 14.20%. All these rates, and more, can be found in our database of rates which you can compare to 
