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Pioneer Community Federal Credit Union Rates & Review April 2026

You can compare Pioneer Community Federal Credit Union rates to other rates in our database, including 12-month share certificate rates currently at 3.56%, 6-month share certificate rates at 0.45% and 3-month share certificate rates at 0.20%. Savings rates are at 0.10% and money market rates are at 0.50%. Mortgage rates on 30-year fixed loans are around 6.33%. All these rates can be compared to Pioneer Community Federal Credit Union rates. MonitorBankRates evaluates the financial stability of Pioneer Community Federal Credit Union with a 5.0 Star Rating and an A+ Overall Health Grade. Rates were last updated on 04/17/2026.

Pioneer Community Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Pioneer Community Federal Credit Union? Share your experience about Pioneer Community Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Pioneer Community Federal Credit Union.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 100/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
--
No Data No data
Pioneer Community Federal Credit Union
Pioneer Community FCU
102 S Main St
Palisade, NE 69040
http://pioneercreditunion.net
Member NCUA

Current Rate Availability

We do not have Pioneer Community Federal Credit Union rates right now, but we are constantly updating our database so check back often for updated rates.

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Pioneer Community Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Pioneer Community Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Pioneer Community Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Pioneer Community Federal Credit Union
Address 102 S Main St, Palisade, NE 69040
Phone 308-285-3679
Fax 308-285-3702
President BILLY SMITH
CEO Tonya Placzek
Full-Time Employees 2
Part-Time Employees 0
Branch Locations 1
ATM Locations 0
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (100/100)
Return on Assets (ROA)
1.4093%
Return on Equity (ROE)
9.0954%
Non-Performing Loans Ratio (NPL)
0.00%
Total Assets
4,952,793
Total Amount of Shares and Deposits
4,179,265
Total Shares and Deposits < 1 Year
3,031,282
Total Shares and Deposits 1 3 Years
1,022,200
Total Shares and Deposits > 3 Years
125,783
Total Insured Shares and Deposits > $250K (item 17 less item K)
4,179,265
Total Interest Expense (Sum of items 6 8)
20,412
Share Certificates
136
Number of Accounts for Share Drafts
269
Number of Accounts for Regular Shares
652
All other shares
15
Net Income (unless the amount is already included in Undivided Earnings)
33,926
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
300,666
Total Liabilities
4,185,348
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Frequently Asked Questions About Pioneer Community Federal Credit Union

Is Pioneer Community Federal Credit Union a safe place to deposit money?

Yes, Pioneer Community Federal Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does Pioneer Community Federal Credit Union operate?

Pioneer Community Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Pioneer Community Federal Credit Union?

Yes, to access services at Pioneer Community Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Pioneer Community Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Pioneer Community Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Pioneer Community Federal Credit Union offer online and mobile banking?

Most modern institutions like Pioneer Community Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: http://pioneercreditunion.net.