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Mount Vernon Ny Postal Employees Federal Credit Union Rates and Review January 2026

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Mount Vernon Ny Postal Employees Federal Credit Union12-month CD rates can be found at 3.85%, 6-month CD rates at 0.60% and 3-month CD rates at 3.14%. Savings rates are at 0.60% and money market rates are at 0.03%. Mortgage rates on 30-year fixed loans are around 5.99%. Credit Card rates are at 16.25%. Personal Loan rates are at 13.74%. All these rates, and more, can be found in our database of rates which you can compare to Mount Vernon Ny Postal Employees Federal Credit Union rates.

Compare Mount Vernon Ny Postal Employees Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Mount Vernon Ny Postal Employees Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Rate Updates and Availability

Mount Vernon Ny Postal Employees Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Mount Vernon Ny Postal Employees Federal Credit Union? Share your experience about Mount Vernon Ny Postal Employees Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Mount Vernon Ny Postal Employees Federal Credit Union.

Overall, Mount Vernon Ny Postal Employees Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Current Interest Rates

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A

"N/A" indicates the product is not offered or the rate is unavailable.

Mount Vernon Ny Postal Employees Federal Credit Union
Mount Vernon NY Postal Employees Federal Credit Union
15 S 1st Ave
Mount Vernon, NY 10550
Member NCUA
MonitorBankRates' Rating
5/5
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CD & Savings Rate Comparison

Bank
Product
APY
Min Dep
24-Month CD
3.95%
$500
36-Month CD
3.75%
$250
12-Month CD
3.65%
$500
6-Month CD
3.65%
$1
6-Month CD
3.58%
$500
60-Month CD
3.50%
$1,000
9-Month CD
3.45%
$500
12-Month CD
3.45%
$500
24-Month CD
3.44%
$1,000
24-Month CD
3.35%
$1,000
18-Month CD
3.35%
$500
18-Month CD (Jumbo)
3.20%
$100,000
36-Month CD
3.14%
$250
36-Month CD
3.04%
$1,000
12-Month CD
3.02%
$1,000
Smart Money Market
3.00%
$100
60-Month CD
3.00%
$500
60-Month CD
3.00%
$1,000
24-Month CD
2.75%
$1,000
Money Market
2.29%
$250
24-Month CD
2.25%
$1,000
24-Month CD
2.02%
$1,000
48-Month CD
2.00%
$2,500
24-Month CD
2.00%
$1,000
3-Month CD
2.00%
$1,000
12-Month CD
2.00%
$1,000
Money Market
1.76%
$2,500
48-Month CD
1.75%
$500
Max Savings
1.75%
$100
36-Month CD
1.65%
$1,000
12-Month CD
1.41%
$500
36-Month CD
1.25%
$50
Money Market
1.06%
$1,500
48-Month CD
0.97%
$500
Money Market
0.75%
$1,000
48-Month CD
0.75%
$500
12-Month CD
0.55%
$500
Rewards Checking
0.50%
$100
Christmas Savings
0.50%
$2
48-Month CD
0.30%
$1,000
Triumph Money Market
0.25%
$0
48-Month CD
0.25%
$1,000
Community Savings
0.10%
$0
Regular Savings
0.10%
$0
Money Market
0.05%
$2,500
Regular Savings
0.05%
$200
18-Month CD
0.05%
$1,000
Savings
0.03%
$100
Statement Savings
0.01%
$100
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rate Comparison

Lender
Product
Rate
APR
Points
15-Year Fixed Jumbo
6.000%
6.111%
0.000
30 Year Fixed
6.250%
6.441%
0.000
5.750%
5.853%
0.000
15-Year Fixed
5.250%
5.312%
0.000
30-Year Fixed
6.000%
6.058%
0.000
6.125%
6.320%
0.000
15-Year Fixed
5.500%
5.552%
0.000
4.875%
5.778%
0.000
5.625%
5.760%
0.375
5.875%
6.420%
0.000
5.625%
5.714%
0.000
5.875%
6.099%
0.000
30-Year Fixed
6.250%
6.450%
0.000
6.000%
6.239%
0.000
3-Year ARM
5.125%
5.911%
0.000
6.125%
6.266%
0.000
30-Year Fixed
6.125%
6.167%
0.000
15-Year Fixed
5.375%
5.525%
0.000
6.375%
6.375%
0.000
5.875%
5.958%
0.000
5-Year ARM Jumbo
5.250%
4.635%
0.000
5.375%
5.416%
0.000
30-Year Fixed
6.000%
6.048%
0.000
5.625%
5.850%
0.000
6.125%
6.199%
0.000
5.750%
5.876%
0.000
5.500%
5.724%
0.000
15-Year Fixed
5.250%
5.326%
0.000
5.875%
5.888%
0.000
5.875%
6.010%
0.000
565.625%
5.781%
0.875
5.750%
5.970%
0.250
5.875%
5.927%
0.500
5.250%
5.633%
0.000
10 Year Fixed
6.000%
6.223%
0.000
30-Year Fixed
5.875%
5.978%
0.000
30-Year Fixed
6.000%
6.046%
0.000
5.240%
6.315%
0.000
15 Year Fixed Jumbo
5.250%
5.290%
0.000
5.625%
5.787%
0.000
30-Year Fixed
5.625%
5.685%
0.000
5.500%
5.732%
0.000
7-Year ARM
5.250%
5.752%
0.000
4.500%
4.685%
0.750
5.375%
5.652%
0.000
5.875%
6.010%
0.000
5.875%
5.958%
0.000
20-Year Fixed
5.750%
5.900%
0.000
10-Year Fixed
5.750%
6.024%
0.000
5/6 ARM
5.875%
5.947%
0.000
View 50 More

Credit Card Rate Comparison

Institution
Product
APR
Notes
9.990%
Credit Line $500-$7,000
13.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
VISA® Gold
11.960%
13.750% - 17.900%
Maximum Loan Amount Up to $35,000.00
17.740%
Automatically get 1.5% cash back on all purchases with no fuss
Max Cash Preferred Card Visa
19.490% - 29.740%
Get more value with up to 5% cash back in 2 categories you choose.
Visa Platinum Preferred Student
17.990%
VISA® Credit Cards
7.990%
11.900%
Security Service Power MasterCard
12.740% - 18.000%
Rewards Student Classic
16.500%
Credit Limit - $500
Acadian CU Visa Classic
9.200%
9.20% APR for purchases, balance transfers and cash advances.
Visa Platinum Card
9.500%
No annual fee; Earn Rewards
Visa Signature® Cash Back
17.750%
GM Business™ Mastercard®
19.240% - 29.240%
0% Intro purchase APR for first 12 months
Visa Student Rewards Card
17.990%
Visa Platinum Clarity
15.990%
School Employee Mastercard
11.750% - 17.900%
Maximum Loan Amount Up to $35,000.00
12.240% - 18.000%
No annual fees or cash advance fees. Rates may vary depending on credit worthiness.
Visa Platinum Preferred Rewards
15.740% - 17.990%
Visa Platinum
7.990%
Line of credit up to $20,000. $250,000 travel life insurance
Security Service Power Travel Rewards World MasterCard
16.250% - 17.250%
14.740%
16.100%
Academic FCU VISA® Secured Card
10.900% - 15.400%
No annual fee, no cash advance fee, rewards program.
Show More

The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Personal Loan Rate Comparison

Institution
Product
APR
Loan Amt
Loan Term Months
8.890%
$0
Unsecured Signature Loan
9.250%
$0
1 - 24
17.900%
$0 - $500
Term Line of Credit 84 months
8.000%
$0
Unsecured (Signature) Loan
11.000%
$0 - $500
11.240%
$0 - $10,000
60 - 60
12.990%
$0 - $2,000
24 - 24
13.740%
$0
60
8.950%
$0
1 - 60
18.000%
$0 - $500
5
Signature Loans
12.990%
$0
48
10.000%
$0
12 - 12
Summer/Holiday Loans
9.500%
$0
12.990%
$0
1 - 24
8.990% - 17.990%
$0
Personal Loans
11.000%
$0
37 - 60
9.200% - 17.950%
$0 - $500
48 - 48
10.990%
$500
36
A+ Personal Loan
8.990%
$0
84
Debt Consolidation
13.990%
$0
1 - 72
12.250% - 17.000%
$0 - $20,000
Personal Line of Credit Variable
13.150%
$0
13.240%
$0
48
Next Step Loan
10.500%
$0
11.900%
$0 - $15,000
24 - 60
Show More

The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have Mount Vernon Ny Postal Employees Federal Credit Union rate data right now.

Credit Union Profile & Overview

Credit Union Name: Mount Vernon Ny Postal Employees Federal Credit Union
Website:
Full Time Employees: 0
Part Time Employees: 2
President: Joseph Muscat
CEO: PAULINE GRANDISON
Branch Locations: 1
ATM Locations: 0
Corporate Office Address:
15 S 1st Ave
Mount Vernon, NY 10550
Phone Number: 914-668-0638
Fax Number: 914-668-0464

Financials

Total Assets:
1,154,412
Total Amount of Shares and Deposits:
968,321
Total Shares and Deposits < 1 Year:
968,321
Total Insured Shares and Deposits > $250K (item 17 less item K):
968,321
Total Interest Expense (Sum of items 6 8):
303
Number of Accounts for Regular Shares:
156
All other shares:
57
Net Income (unless the amount is already included in Undivided Earnings):
-1,384
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
146,667
Total Liabilities:
971,646
Show More
Source: NCUA Last Updated 09/30/2025

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Frequently Asked Questions About Mount Vernon Ny Postal Employees Federal Credit Union

Is a member application needed to join Mount Vernon Ny Postal Employees Federal Credit Union?

Yes, to access services at Mount Vernon Ny Postal Employees Federal Credit Union, a member application is required.

Is there a first-time homebuyer program?

Currently, Mount Vernon Ny Postal Employees Federal Credit Union provides a range of mortgage and home equity products.

Is Mount Vernon Ny Postal Employees Federal Credit Union a safe place to deposit money?

Yes, Mount Vernon Ny Postal Employees Federal Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor.

Does Mount Vernon Ny Postal Employees Federal Credit Union offer online and mobile banking?

Most modern institutions like Mount Vernon Ny Postal Employees Federal Credit Union provide digital access including online balance checks and transfers.

Current Mount Vernon Ny Postal Employees Federal Credit Union Rates

ProductAPY

Rates subject to change.

Compare to other Credit Unions