Mountain River Credit Union CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Mountain River Credit Union12-month CD rates can be found at 3.25%, 6-month CD rates at 4.40% and 3-month CD rates at 1.65%. Savings rates are at 0.35% and money market rates are at 0.25%. Mortgage rates on 30-year fixed loans are around 6.68%. Credit Card rates are at 18.24%. Personal Loan rates are at 11.50%. All these rates, and more, can be found in our database of rates which you can compare to Mountain River Credit Union rates.

Compare Mountain River Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Mountain River Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Mountain River Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Mountain River Credit Union? Share your experience about Mountain River Credit Union by leaving a review below, or read customer reviews before you decide to use Mountain River Credit Union.

Overall, Mountain River Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Mountain River Credit Union
Corporate Office
205 E 3rd St
Salida, CO 81201
Member NCUA
MonitorBankRates' Rating
5/5
★★★★★

Compare Mountain River Credit Union Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Bread Financial
Bread Financial
High Yield Savings
4.40%
$100
Exchange Bank of Alabama
Exchange Bank of Alabama
3-Month CD
4.27%
$1,000
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
18-Month CD
4.15%
$500
Fidelity Co-operative Bank
Fidelity Co-operative Bank
7-Month CD
4.10%
$500
Atkins Savings B&T
Atkins Savings B&T
18-Month CD (Adjust-A-Rate)
4.04%
$1,000
Seattle Bank
Seattle Bank
18-Month CD
4.00%
$1,000
All America Bank
All America Bank
12-Month CD
3.90%
$500
Bayer Heritage Federal Credit Union
Bayer Heritage Federal Credit Union
60-Month CD
3.82%
$100
Central State Bank State Center, IA
Central State Bank State Center, IA
18-Month CD
3.63%
$1,500
Access Credit Union Bristol Pa Credit Union
Access Credit Union Bristol Pa Credit Union
60-Month CD
3.56%
$1,000
First Savings Bank of Hegewisch
First Savings Bank of Hegewisch
12-Month CD
3.50%
$1,000
Northwest Bank
Northwest Bank
24-Month CD
3.49%
$100
Peoples Savings Bank Urbana OH
Peoples Savings Bank Urbana OH
24-Month CD
3.25%
$500
Franklin SB Franklin, NH
Franklin SB Franklin, NH
24-Month CD
3.00%
$2,000
Seamens Bank
Seamens Bank
24-Month CD
3.00%
$1,000
Citizens Bank & Trust (AL)
Citizens Bank & Trust (AL)
Checking
3.00%
$25
Texas Heritage National Bank
Texas Heritage National Bank
60-Month CD (bump)
2.53%
$10,000
First National Bank of Ava
First National Bank of Ava
60-Month CD
2.52%
$500
First State Bank Nebraska
First State Bank Nebraska
48-Month CD
2.50%
$5,000
Ladysmith Federal S&L
12-Month CD
2.32%
$1,000
Johnson State Bank
Johnson State Bank
12-Month CD
2.27%
$1,000
New Market Bank
New Market Bank
60-Month CD
2.05%
$500
International Bank of Chicago
International Bank of Chicago
24-Month CD
1.75%
$1,000
Wolf River Community Bank
Wolf River Community Bank
60-Month CD
1.50%
$1,000
BECU Boeing Employees Credit Union
BECU Boeing Employees Credit Union
Money Market (Member Advantage)
1.26%
$0
American Bank and Trust Company, N.A.
American Bank and Trust Company, N.A.
48-Month CD
1.23%
$500
WVS West View SB
WVS West View SB
60-Month CD
1.00%
$500
Fairfield County Bank
Fairfield County Bank
36-Month CD
1.00%
$2,500
Grand Valley Bank
Grand Valley Bank
Savings
0.90%
$0
Peoples Savings Bank Urbana OH
Peoples Savings Bank Urbana OH
Money Market
0.85%
$100,000
The Honesdale National Bank
The Honesdale National Bank
36-Month CD
0.70%
$1,000
Kearny Bank
Kearny Bank
48-Month CD
0.70%
$500
Mutual Federal Bank
Mutual Federal Bank
36-Month CD
0.65%
$500
Bank of Buffalo
Bank of Buffalo
36-Month CD
0.55%
$500
Institution for Savings
Institution for Savings
18-Month CD
0.50%
$500
Texas Heritage National Bank
Texas Heritage National Bank
Freedom Savings
0.50%
$0
Harbor Bank of Maryland
Harbor Bank of Maryland
36-Month CD
0.50%
$100
First Secure Bank and Trust Co.
First Secure Bank and Trust Co.
30-Month CD
0.45%
$1,000
Chemung Canal Trust Company
Chemung Canal Trust Company
36-Month CD
0.45%
$1,000
Community Bank Delaware
Community Bank Delaware
36-Month CD
0.40%
$500
Savings Bank of Danbury
Savings Bank of Danbury
18-Month CD
0.40%
$500
Bath State Bank
Bath State Bank
24-Month CD
0.30%
$500
Greene County Commercial Bank
Greene County Commercial Bank
12-Month CD
0.25%
$1,000
Savings Bank of Danbury
Savings Bank of Danbury
12-Month CD
0.25%
$500
Citizens State Bank Moundridge, KS
Savings
0.25%
$100
Union Bank, Inc.
Union Bank, Inc.
36-Month CD
0.25%
$1,000
Collinsville Building and Loan Association
Collinsville Building and Loan Association
12-Month CD
0.15%
$1,000
Community Bank of Raymore
Community Bank of Raymore
48-Month CD
0.10%
$500
Embassy Bank for the Lehigh Valley
Embassy Bank for the Lehigh Valley
3-Month CD
0.10%
$500
Osgood Bank
Osgood Bank
Personal Savings
0.03%
$10
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Mountain River Credit Union Mortgage Rates with Lenders Rates for Fixed and Adjustable Mortgages

Lender
Product
Rate
APR
Points
American Bank, N.A. Le Mars, IA
American Bank, N.A. Le Mars, IA
10-Year Fixed
5.500%
5.677%
0.500
Abound Federal Credit Union
Abound Federal Credit Union
7-Year ARM
5.625%
5.707%
0.000
DCU Digital Federal Credit Union
DCU Digital Federal Credit Union
20-Year Fixed
5.750%
5.948%
1.250
Consumers Credit Union
Consumers Credit Union
15-Year Fixed
5.875%
5.972%
0.000
Sheboygan Area Credit Union
Sheboygan Area Credit Union
15-Year Fixed
5.950%
6.012%
0.000
Kirtland Federal Credit Union
Kirtland Federal Credit Union
10 Year Fixed
5.625%
6.051%
0.000
Collinsville Bank
Collinsville Bank
15-Year Fixed
5.875%
6.054%
0.000
American Bank, N.A. Le Mars, IA
American Bank, N.A. Le Mars, IA
20-Year Fixed
6.000%
6.069%
0.500
Vystar Credit Union
Vystar Credit Union
15-Year Fixed
6.000%
6.083%
0.000
M&T Bank
M&T Bank
30-Year Fixed Jumbo
5.875%
6.110%
0.000
Kirtland Federal Credit Union
Kirtland Federal Credit Union
20 Year Fixed
5.875%
6.115%
0.000
Geddes Federal S&L
Geddes Federal S&L
15-Year Fixed Bi-weekly
6.000%
6.119%
0.000
Collinsville Bank
Collinsville Bank
10-Year Fixed
5.875%
6.129%
0.000
Sacramento Credit Union
Sacramento Credit Union
20-Year Fixed
5.875%
6.151%
1.000
Seaboard Federal Credit Union
Seaboard Federal Credit Union
5/5 ARM
5.875%
6.194%
0.000
Bank of America
Bank of America
15 Year Fixed
5.750%
6.202%
0.787
Good Neighbors Federal Credit Union
Good Neighbors Federal Credit Union
15 Year Fixed
6.125%
6.229%
0.000
Americas First Federal Credit Union
Americas First Federal Credit Union
30-Year Fixed
6.450%
6.250%
0.000
OlyFed Olympia Federal S&L
OlyFed Olympia Federal S&L
15-Year Fixed
6.000%
6.260%
1.000
Collinsville Bank
Collinsville Bank
20-Year Fixed
6.125%
6.270%
0.000
1st United Credit Union
1st United Credit Union
15-Year Fixed Jumbo
6.250%
6.306%
0.000
Truliant Federal Credit Union
Truliant Federal Credit Union
15-Year Fixed Jumbo
6.250%
6.339%
0.000
Midwest Liberty Federal Credit Union
Midwest Liberty Federal Credit Union
20 Year Fixed
6.125%
6.370%
0.000
McCoy Federal Credit Union
McCoy Federal Credit Union
30 Year Fixed
6.250%
6.389%
0.000
NCB North Cambridge Coopertive Bank
NCB North Cambridge Coopertive Bank
15-Year Fixed
6.375%
6.392%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare Mountain River Credit Union Credit Cards with Other Competitive Bank and Credit Union Credit Cards

Institution
Product
APR
Notes
ACFCU
ACFCU
Reserve Rewards+ Card Visa
19.740% - 29.740%
Enjoy premium rewards and benefits, plus receive a $500 bonus.
1st Northern California Credit Union
1st Northern California Credit Union
Visa Classic
11.900%
Academic Federal Credit Union
Academic Federal Credit Union
Academic FCU VISA® Secured Card
10.900% - 15.400%
No annual fee, no cash advance fee, rewards program.
Security Service Federal Credit Union
Security Service Federal Credit Union
Security Service Power MasterCard
12.740% - 18.000%
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Student Select Visa
17.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
Share-Secured Mastercard
13.900%
Maximum Loan Amount Up to $5,000.00
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Select Rewards Visa
15.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
1st Valley Credit Union
1st Valley Credit Union
Platinum Visa
8.750%
America First Federal Credit Union
America First Federal Credit Union
PLATINUM REWARDS VISA
14.740%
America First Federal Credit Union
America First Federal Credit Union
SILICON SLOPES SIGNATURE VISA
18.000%
Unlimited 1% Cash Back .5% Donation Signature Card
A & S Federal Credit Union
A & S Federal Credit Union
Visa Classic Card
12.900%
No annual fee
Teachers Federal Credit Union
Teachers Federal Credit Union
Visa Student
14.000%
Abilene Teachers Federal Credit Union
Abilene Teachers Federal Credit Union
Visa or MasterCard
9.990%
Credit Line $500-$7,000
Abbey Credit Union
Abbey Credit Union
VISA® Gold
11.960%
Abri Credit Union
Abri Credit Union
Platinum Rewards Visa
15.400% - 24.400%
Earn 1 point for every purchase dollar spent. 12 Month Balance Transfer Rate 0%
America First Federal Credit Union
America First Federal Credit Union
SIGNATURE 1% CASH BACK VISA
14.740%
Unlimited 1% Cash Back Signature Card
Achieve Credit Union
Achieve Credit Union
Visa Platinum Credit Card
8.900%
No annual fee. No balance transfer fee. No cash advance fee.
America First Federal Credit Union
America First Federal Credit Union
CLASSIC REWARDS VISA
18.000%
Acme Continental Credit Union
Acme Continental Credit Union
Acme Visa Credit Card
9.990% - 18.000%
680 and above rate = 9.90% with Score Card points or 8.80% with No points. 640-679 rate = 10.80%. 600-639 rate = 12.84%. 599 and below rate = 18.00%.
Acadian Federal Credit Union
Acadian Federal Credit Union
Acadian CU Visa Classic
9.200%
9.20% APR for purchases, balance transfers and cash advances.
ACFCU
ACFCU
Platinum Card Visa
18.240% - 29.240%
Platinum: 0% introductory APR for the first 18 billing cycles. After that, 18.24% to 29.24% based on your creditworthiness when you open your account.
Suncoast Credit Union
Suncoast Credit Union
Rewards Platinum VISA
12.500%
Credit Limit - $500 - $50,000
Mountain America Federal Credit Union
Mountain America Federal Credit Union
Cash Back Credit Card
17.740%
Automatically get 1.5% cash back on all purchases with no fuss
America First Federal Credit Union
America First Federal Credit Union
SIGNATURE 1.5% CASH BACK VISA
18.000%
Unlimited 1.5% Cash Back Signature Card
1st Northern California Credit Union
1st Northern California Credit Union
Visa Premier Plus
8.900%
Show More

The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Compare Mountain River Credit Union Personal Loans with Other Competitive Bank and Credit Union Personal Loans

Institution
Product
APR
Loan Amt
Loan Term Months
America First Federal Credit Union
America First Federal Credit Union
Personal Loan
12.990%
$0
12
Mountain America Federal Credit Union
Mountain America Federal Credit Union
Personal Loan
12.740%
$0
36
Abbey Credit Union
Abbey Credit Union
Signature (Unsecured) Loan
11.040%
$0
1 - 24
InFirst Bank
InFirst Bank
Personal Loan
13.000% - 13.200%
$1,500 - $15,000
24 - 24
Randolph Brooks FCU
Randolph Brooks FCU
Personal Line of Credit
12.950% - 18.000%
$0
University First Federal Credit Union
University First Federal Credit Union
Personal Loans
12.990%
$0 - $2,000
24 - 24
705 Federal Credit Union
705 Federal Credit Union
Personal Loan
12.250% - 17.000%
$0 - $20,000
BECU Boeing Employees Credit Union
BECU Boeing Employees Credit Union
Personal Loan
8.990% - 18.000%
$0 - $30,000
72
Hughes Federal Credit Union
Hughes Federal Credit Union
Line of Credit
13.450%
$0
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Personal Loan
10.490%
$0
60 - 60
1st Street Credit Union
1st Street Credit Union
Note Loan
8.990% - 17.990%
$0
Advantage Credit Union Newtown, IA
Advantage Credit Union Newtown, IA
Personal Loans
14.700%
$8,000
60 - 60
705 Federal Credit Union
705 Federal Credit Union
Personal Line of Credit
11.500% - 18.000%
$0 - $5,000
Security Service Federal Credit Union
Security Service Federal Credit Union
Personal Loan
11.240% - 17.950%
$0
25 - 36
1st Northern California Credit Union
1st Northern California Credit Union
Title Loans
5.500%
$0
Academic Federal Credit Union
Academic Federal Credit Union
Personal Line of Credit
9.000%
$0
60
Abilene Teachers Federal Credit Union
Abilene Teachers Federal Credit Union
Personal Line of Credit
7.750% - 16.750%
$0
1 - 36
1st Cooperative Federal Credit Union
1st Cooperative Federal Credit Union
Personal Loan
10.990%
$0 - $10,000
60 - 60
1st Liberty Federal Credit Union
1st Liberty Federal Credit Union
Signature Loans
11.240%
$0 - $10,000
60 - 60
Suncoast Credit Union
Suncoast Credit Union
Technology Loan
9.750%
$0
36
Vystar Credit Union
Vystar Credit Union
Personal Loans
13.250%
$0
6184
360 Federal Credit Union
360 Federal Credit Union
Term Line of Credit 84 months
8.000%
$0
ACFCU
ACFCU
Gold Star Loan
14.200%
$0
48
Abilene Teachers Federal Credit Union
Abilene Teachers Federal Credit Union
Personal Signature Loan
10.250% - 17.950%
$0
1 - 36
Acadia Federal Credit Union
Acadia Federal Credit Union
Personal Loans
11.900%
$0 - $15,000
24 - 60
Show More

The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have Mountain River Credit Union rate data right now, check back for updates, we are adding rates all the time.

Mountain River Credit Union Information

Credit Union Name: Mountain River Credit Union
Full Time Employees: 9
Part Time Employees: 1
President: Alan Hoch
CEO: Steve Jones
Branch Locations: 3
ATM Locations: 0
Corporate Office Address:
205 E 3rd St
Salida, CO 81201
Phone Number: 719-539-2968
Fax Number: 719-539-0868

Mountain River Credit Union Financials

Total Assets:
32,477,849
Total Amount of Shares and Deposits:
30,139,778
Total Shares and Deposits < 1 Year:
29,709,833
Total Shares and Deposits 1 3 Years:
342,417
Total Shares and Deposits > 3 Years:
87,528
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
732,950
Total Uninsured Shares and Deposits > $250K (F+J):
732,950
Total Insured Shares and Deposits > $250K (item 17 less item K):
29,406,828
Total Interest Expense (Sum of items 6 8):
66,253
Share Certificates:
184
Number of Accounts for Share Drafts:
1,863
IRA KEOGH Accounts:
22
Number of Accounts for Regular Shares:
3,871
Non Member Deposits:
1
Money Market Shares:
57
Net Income (unless the amount is already included in Undivided Earnings):
19,409
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
3,200,175
Total Liabilities:
30,096,143
Show More

Mountain River Credit Union Questions and Answers

No Cost Share Drafts:
Yes
Share Certificates with Low Minimum Balance Requirements:
Yes
Is Financial Counseling Offered?:
Yes
Financial Education offered for Members?:
Yes
Are financial literacy Workshops offered?:
No
Is there a first time homebuyer program?:
No
Credit management and repair offered?:
No
Online Financial Literacy?:
No
Bilingual Services:
1
No Cost Bill Payer:
Yes
Mortgage Processing:
No
Approved Mortgage Seller?:
No
Brokered Certificates of Deposits:
1
payment:
Yes
Are low cost wire transfers available?:
Yes
Member Application:
No
Are New Loans Available:
No
New Share Account:
No
Are online loan payments available:
Yes
Online Bill Payment Allowed?:
Yes
Can I download my account history?:
No
Account Aggregation:
1
Electronic Signature Authentication Certification:
No
Can I get my bank statements online?:
Yes
External Account Transfers Allowed:
No
Remote Deposit Allowed:
No
Are Mobile Payments Avilable?:
No
Show More
Source: NCUA Last Updated 03/31/2024

Explore Other Rate Deals

todays-mortgage-rates-30-year-mortgage-rates-at-499-15-year-mortgage-rates-at-434Mortgage rates are higher in this week’s mortgage survey released this morning. 30 year mortgage rates averaged 4.99 percent for the week ending March 15, 2010 in the current Primary Mortgage Market Survey released by Freddie Mac. Average mortgage discount points decreased to 0.6 points, down from the prior week's average of 0.7 points.
Average savings rates increased to 0.49 percent, up from the previous week's average rate of 0.47 percent. A few banks increased their rates this past week which is why the average rate is up  0.02 percent. The best savings account rates this week are at 0.95 percent, maintaining last week's highest rate.
paying-your-mortgage-off-earlyMost people do not have the financial resources to pay their mortgage off early but for those who can payoff their mortage does it make financial sense?

Bank or Credit Union Offers and Deals

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Alternative Bank and Credit Union Offers to Explore

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Charge offs and delinquencies improve nearly across the board

Mountain River Credit Union Reviews

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