My Credit Union Rates and Review January 2026
Compare My Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of My Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates. Rate Updates and AvailabilityMy Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at My Credit Union? Share your experience about My Credit Union by leaving a review below, or read customer reviews before you decide to use My Credit Union. Overall, My Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars. Current Interest RatesRate
APY/APR
vs Avg
"N/A" indicates the product is not offered or the rate is unavailable. CD & Savings Rate ComparisonShow More
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rate ComparisonLender
Product
Rate
APR
Points
View 50 More
Credit Card Rate ComparisonSelect Visa
13.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
Platinum Visa
15.350%
Everyday Rewards+ Card Visa
19.490% - 29.740%
Earn up to 4x unlimited points AND receive a $150 bonus.
Show More
The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed. Personal Loan Rate ComparisonTitle Loans
5.500%
$0
Personal Line of Credit
9.500%
$0
Personal/Signature
10.990%
$0
24 - 36
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed. Our apologies, we do not have My Credit Union rate data right now. Credit Union Profile & OverviewCredit Union Name: My Credit Union
Website: https://www.mycutx.com
Full Time Employees: 22Part Time Employees: 0 President: Sharon Bailey CEO: Mark Massey Branch Locations: 5 ATM Locations: 4 Corporate Office Address:
13016 Highway 287
Haslet, TX 76052 2618 Phone Number: 682-207-3886 Fax Number: FinancialsTotal Assets:
56,056,045
Total Amount of Shares and Deposits:
49,099,253
Total Shares and Deposits < 1 Year:
42,162,137
Total Shares and Deposits 1 3 Years:
6,937,116
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
313,688
Total Uninsured Shares and Deposits > $250K (F+J):
313,688
Total Insured Shares and Deposits > $250K (item 17 less item K):
48,785,565
Total Interest Expense (Sum of items 6 8):
239,221
Share Certificates:
200
Number of Accounts for Share Drafts:
3,378
IRA KEOGH Accounts:
44
Number of Accounts for Regular Shares:
5,715
All other shares:
369
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
1,612,326
Total Liabilities:
49,549,661
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Source: NCUA Last Updated 09/30/2025
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Frequently Asked Questions About My Credit UnionIs a member application needed to join My Credit Union?Yes, to access services at My Credit Union, a member application is required. Is there a first-time homebuyer program?Currently, My Credit Union provides a range of mortgage and home equity products. Is My Credit Union a safe place to deposit money?Yes, My Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor. Does My Credit Union offer online and mobile banking?Most modern institutions like My Credit Union provide digital access including online balance checks and transfers. Compare to other Credit Unions |
12-month CD rates can be found at 3.44%, 6-month CD rates at 2.78% and 3-month CD rates at 0.24%. Savings rates are at 0.10% and money market rates are at 0.10%. Mortgage rates on 30-year fixed loans are around 5.94%. Credit Card rates are at 18.00%. Personal Loan rates are at 13.45%. All these rates, and more, can be found in our database of rates which you can compare to 
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