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MyCom Federal Credit Union Rates and Review January 2026

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MyCom Federal Credit Union12-month CD rates can be found at 1.77%, 6-month CD rates at 3.76% and 3-month CD rates at 3.01%. Savings rates are at 0.10% and money market rates are at 0.02%. Mortgage rates on 30-year fixed loans are around 6.11%. Credit Card rates are at 16.50%. Personal Loan rates are at 8.99%. All these rates, and more, can be found in our database of rates which you can compare to MyCom Federal Credit Union rates.

Compare MyCom Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of MyCom Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Rate Updates and Availability

MyCom Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at MyCom Federal Credit Union? Share your experience about MyCom Federal Credit Union by leaving a review below, or read customer reviews before you decide to use MyCom Federal Credit Union.

Overall, MyCom Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Current Interest Rates

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A

"N/A" indicates the product is not offered or the rate is unavailable.

MyCom Federal Credit Union
MyCom Federal Credit Union
101 Fenn St
Pittsfield, MA 01201
Member NCUA
MonitorBankRates' Rating
5/5
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CD & Savings Rate Comparison

Bank
Product
APY
Min Dep
Your Choice Rewards Checking
5.00%
$100
Make Waves Checking
4.00%
$5,000
6-Month CD
3.77%
$1,000
60-Month CD
3.65%
$1,000
48-Month CD
3.50%
$500
24-Month CD
3.41%
$1,000
48-Month CD
3.40%
$500
24-Month CD
3.30%
$500
48-Month CD
3.30%
$1,000
12-Month CD
3.28%
$1,000
18-Month CD
3.04%
$500
60-Month CD
3.04%
$1,000
Loyalty Checking
3.00%
$1
6-Month CD
3.00%
$1,000
18-Month CD
3.00%
$500
18-Month CD
2.88%
$500
36-Month CD
2.79%
$2,500
24-Month CD
2.55%
$1,000
60-Month CD
2.53%
$1,000
60-Month CD
2.51%
$500
60-Month CD
2.25%
$500
48-Month CD
2.07%
$1,000
24-Month CD
2.00%
$1,000
Diamond Savings
1.80%
$25,000
48-Month CD
1.76%
$1,000
12-Month CD
1.55%
$500
24-Month CD
1.50%
$500
60-Month CD
1.50%
$500
12-Month CD
1.35%
$5,000
24-Month CD
1.21%
$1,500
Blue Chip Money Market
1.10%
$25,000
6-Month CD
1.00%
$500
12-Month CD
0.85%
$500
12-Month CD
0.80%
$1,000
48-Month CD
0.65%
$1,000
Money Market
0.60%
$0
Money Market
0.50%
$1,500
Premier Money Market
0.30%
$2,000
NOW Checking
0.25%
$2,500
Simply Savings
0.25%
$25
36-Month CD
0.25%
$500
Common Cents Savings
0.15%
$0
Investment Savings
0.15%
$0
Money Market
0.10%
$50
Golden Secure Checking
0.05%
$0
Simply Savings
0.05%
$25
Personal Savings
0.05%
$100
Membership Savings
0.05%
$5
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rate Comparison

Lender
Product
Rate
APR
Points
30-Year Fixed
5.875%
5.935%
0.000
5.375%
5.721%
0.000
5.750%
6.078%
0.000
15-Year Fixed
5.375%
5.539%
0.000
5.625%
6.117%
0.000
5.875%
6.055%
0.000
6.000%
6.226%
0.000
5.875%
6.029%
0.000
30-Year Fixed
5.875%
5.950%
0.000
5.500%
5.612%
0.750
10-Year Fixed
6.100%
6.433%
0.000
5.750%
5.758%
0.000
30-Year Fixed
5.500%
5.606%
0.750
20 Year Fixed
5.500%
5.659%
0.000
15-Year Fixed Jumbo
5.500%
5.537%
0.000
5.375%
5.460%
0.500
30-Year Fixed Jumbo
6.000%
6.127%
0.000
20-Year Fixed
5.750%
5.975%
0.000
5.500%
5.581%
0.000
4.500%
4.685%
0.750
30-Year Fixed VA
5.375%
5.599%
1.000
5.875%
5.931%
0.000
15-Year Fixed
6.625%
6.627%
0.000
30-Year Fixed
6.250%
6.306%
0.000
15-Year Fixed
5.250%
5.513%
0.500
6.000%
6.303%
0.000
5.500%
5.574%
0.000
4.675%
4.867%
0.000
5/1 ARM
6.750%
6.859%
0.000
30-Year Fixed
6.000%
6.000%
0.000
5.875%
6.118%
0.000
5.650%
5.986%
0.000
5.625%
5.850%
0.000
5.875%
6.010%
0.000
6.500%
6.582%
0.000
15-Year Fixed
5.500%
5.601%
0.000
5.500%
5.565%
0.000
5.875%
6.023%
0.000
5.500%
5.646%
0.000
6.500%
6.748%
0.000
5.875%
5.958%
0.000
5.500%
5.809%
0.000
5.750%
5.880%
0.000
3/5 Conforming ARM
4.875%
5.661%
0.250
5.250%
5.493%
0.000
6.000%
6.090%
0.000
15-Year Fixed
5.375%
5.584%
0.000
5.625%
5.691%
0.000
20-Year Fixed
5.875%
5.961%
0.125
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Credit Card Rate Comparison

Institution
Product
APR
Notes
14.000%
Visa Platinum Credit Card
8.500%
As low as 8.50%
Student Select Rewards Visa
17.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
14.740%
18.000%
Visa Platinum Preferred Starter
17.990%
Visa Platinum
7.990%
Line of credit up to $20,000. $250,000 travel life insurance
VISA® Gold
11.960%
SILICON SLOPES SIGNATURE VISA
18.000%
Unlimited 1% Cash Back .5% Donation Signature Card
Security Service Power Travel Rewards World MasterCard
16.250% - 17.250%
World Cash Back Credit Card Mastercard
18.000%
Acadia Visa Credit Card
10.900%
No annual fee
Rewards Classic Starter VISA
16.500%
Credit Limit - $300 - $500
Visa Student Rewards Card
17.990%
Reserve Rewards+ Card Visa
19.740% - 29.740%
Enjoy premium rewards and benefits, plus receive a $500 bonus.
17.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
Share-Secured Mastercard
13.900%
Maximum Loan Amount Up to $5,000.00
VISA Credit Card
11.900%
No annual fee
Rewards Share Secured
18.000%
Credit Limit - $300 - $5,000
SIGNATURE 1.5% CASH BACK VISA
18.000%
Unlimited 1.5% Cash Back Signature Card
Visa Platinum Credit Card
8.900%
No annual fee. No balance transfer fee. No cash advance fee.
Acadian CU Visa Classic
9.200%
9.20% APR for purchases, balance transfers and cash advances.
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Personal Loan Rate Comparison

Institution
Product
APR
Loan Amt
Loan Term Months
Unsecured (Signature) Loan
11.000%
$0 - $500
Debt Consolidation
13.990%
$0
1 - 72
8.950%
$0
1 - 60
8.990%
$0
36
Personal Loan
8.950%
$0
Personal Line of Credit
9.500%
$0
Unsecured/Personal Loans
8.990%
$0
Signature Personal Loan
12.150% - 18.000%
$0
49 - 60P
14.990%
$0
25 - 36
8.500%
$0 - $6,000
42
10.000%
$0
60
Gold Star Loan
14.200%
$0
48
Personal Line of Credit
9.000%
$0
60
11.240%
$0 - $10,000
60 - 60
A+ Personal Loan
8.990%
$0
84
10.490%
$0
Student Loan Consolidation
5.490%
$0
12.990%
$0
12
Unsecured Signature Loan
9.250%
$0
1 - 24
Personal/Signature Loans
11.150%
$0
60 - 60
Term Line of Credit 84 months
8.000%
$0
Personal Loans
13.450%
$0
60
Signature Personal Loan
12.650%
$0 - $15,000
1 - 36
Personal Lines of Credit
11.900% - 19.400%
$0
7.750% - 16.750%
$0
1 - 36
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have MyCom Federal Credit Union rate data right now.

Credit Union Profile & Overview

Credit Union Name: MyCom Federal Credit Union
Full Time Employees: 5
Part Time Employees: 0
President: James Heath
CEO: Lisa Laughnane
Branch Locations: 1
ATM Locations: 1
Corporate Office Address:
101 Fenn St
Pittsfield, MA 01201
Phone Number: 413-442-6501
Fax Number: 413-442-9557

Financials

Total Assets:
26,096,278
Total Amount of Shares and Deposits:
22,668,692
Total Shares and Deposits < 1 Year:
21,667,787
Total Shares and Deposits 1 3 Years:
842,174
Total Shares and Deposits > 3 Years:
158,731
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
359,294
Total Uninsured Shares and Deposits > $250K (F+J):
359,294
Total Insured Shares and Deposits > $250K (item 17 less item K):
22,309,398
Total Interest Expense (Sum of items 6 8):
200,985
Share Certificates:
167
Number of Accounts for Share Drafts:
1,231
Number of Accounts for Regular Shares:
3,025
Money Market Shares:
94
Net Income (unless the amount is already included in Undivided Earnings):
59,099
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
841,152
Total Liabilities:
22,703,722
Show More
Source: NCUA Last Updated 09/30/2025

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Frequently Asked Questions About MyCom Federal Credit Union

Is a member application needed to join MyCom Federal Credit Union?

Yes, to access services at MyCom Federal Credit Union, a member application is required.

Is there a first-time homebuyer program?

Currently, MyCom Federal Credit Union provides a range of mortgage and home equity products.

Is MyCom Federal Credit Union a safe place to deposit money?

Yes, MyCom Federal Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor.

Does MyCom Federal Credit Union offer online and mobile banking?

Most modern institutions like MyCom Federal Credit Union provide digital access including online balance checks and transfers.

Current MyCom Federal Credit Union Rates

ProductAPY

Rates subject to change.

Compare to other Credit Unions