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Noble Federal Credit Union Rates and Review January 2026

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Noble Federal Credit Union12-month CD rates can be found at 4.00%, 6-month CD rates at 2.75% and 3-month CD rates at 2.28%. Savings rates are at 0.05% and money market rates are at 0.75%. Mortgage rates on 30-year fixed loans are around 6.18%. Credit Card rates are at 14.00%. Personal Loan rates are at 11.15%. All these rates, and more, can be found in our database of rates which you can compare to Noble Federal Credit Union rates.

Compare Noble Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Noble Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Rate Updates and Availability

Noble Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Noble Federal Credit Union? Share your experience about Noble Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Noble Federal Credit Union.

Overall, Noble Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Current Interest Rates

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A

"N/A" indicates the product is not offered or the rate is unavailable.

Noble Federal Credit Union
Noble Administration
2550 W Shaw Ave
Fresno, CA 93711 3319
Member NCUA
MonitorBankRates' Rating
5/5
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CD & Savings Rate Comparison

Bank
Product
APY
Min Dep
6-Month CD
3.87%
$1,000
12-Month CD
3.85%
$1,000
24-Month CD
3.80%
$1,000
3-Month CD
3.75%
$1,000
12-Month CD
3.75%
$1,000
18-Month CD
3.65%
$0
12-Month CD
3.65%
$500
12-Month CD (Jumbo)
3.60%
$100,000
24-Month CD
3.50%
$1,000
24-Month CD
3.41%
$1,000
24-Month CD
3.28%
$1,000
12-Month CD
3.25%
$1,000
30-Month CD
3.15%
$500
24-Month CD
3.00%
$500
36-Month CD
2.82%
$500
24-Month CD
2.50%
$1,000
9-Month CD
2.38%
$10,000
12-Month CD
2.38%
$1,000
Advantage Plus Savings
2.25%
$100
18-Month CD
2.25%
$1,000
48-Month CD
2.07%
$500
60-Month CD
2.00%
$1,000
36-Month CD
1.81%
$500
24-Month CD
1.40%
$500
36-Month CD
1.38%
$1,000
36-Month CD
1.26%
$500
24-Month CD
1.25%
$1,000
36-Month CD
1.06%
$0
Portfolio Money Market
1.00%
$100,000
Personal Money Market
0.91%
$0
36-Month CD
0.80%
$1,000
36-Month CD
0.75%
$1,000
Platinum Money Market
0.75%
$1,000
Smart Start Savings
0.50%
$100
Advantage Plus Savings (Business)
0.45%
$2,500
18-Month CD
0.45%
$5,000
6-Month CD
0.40%
$500
48-Month CD
0.35%
$1,000
24-Month CD
0.25%
$500
Super NOW Checking
0.25%
$0
Platinum Personal Savings
0.20%
$25,000
Statement Savings
0.10%
$200
Better Savings
0.10%
$0
Money Market
0.10%
$2,500
6-Month CD
0.10%
$1,000
Packard Advantage Checking
0.07%
$0
Money Market
0.02%
$0
12-Month CD
0.01%
$5
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rate Comparison

Lender
Product
Rate
APR
Points
5.500%
6.005%
0.000
15-Year Fixed (Jumbo)
6.000%
6.000%
0.000
5.625%
5.647%
0.000
6.250%
6.330%
0.000
15-Year Fixed
6.500%
6.500%
0.000
5.875%
6.118%
0.000
5.700%
5.780%
0.000
4.750%
4.940%
0.250
5.750%
5.856%
0.000
5.625%
5.643%
0.000
6.000%
6.061%
0.000
5.625%
5.760%
1.125
6.525%
6.595%
0.000
5.750%
5.970%
0.250
30-Year Fixed
5.875%
5.965%
0.000
5.625%
5.843%
0.000
6.250%
6.389%
0.000
30-Year Fixed
5.875%
5.941%
0.000
15-Year Fixed
4.625%
4.990%
2.000
10 Year Fixed
5.500%
5.938%
0.000
5.875%
5.992%
1.000
30 Year Fixed
5.625%
5.704%
0.250
5.125%
5.331%
1.000
5.750%
6.130%
0.000
6.000%
6.303%
0.000
20-Year Fixed
5.875%
6.140%
0.000
30-Year Fixed
6.000%
6.115%
0.000
30-Year Fixed
6.000%
6.097%
0.500
5.000%
5.080%
0.000
20-Year Fixed
5.875%
5.971%
0.000
6.000%
6.403%
0.000
5.375%
5.804%
0.000
15-Year (Jumbo)
5.000%
5.019%
0.000
5.375%
6.220%
0.000
30-Year Fixed
6.250%
6.263%
0.000
6.999%
7.235%
0.000
15-Year Fixed
5.500%
5.546%
0.000
6.000%
6.070%
0.000
15-Year Fixed
5.000%
5.177%
0.750
15 Year Fixed
6.125%
6.209%
0.000
4.740%
7.533%
0.000
30-Year Fixed
6.125%
6.167%
0.000
5.500%
5.565%
0.000
6.500%
6.582%
0.000
20-Year Fixed
5.625%
5.675%
0.000
20-Year Fixed
5.750%
5.915%
0.000
15-Year Fixed
5.625%
5.695%
0.000
15-Year Fixed
5.375%
5.584%
0.000
30-Year Fixed Jumbo
6.500%
6.553%
0.000
30-Year Fixed Jumbo
5.750%
5.861%
1.000
View 50 More

Credit Card Rate Comparison

Institution
Product
APR
Notes
School Employee Mastercard
11.750% - 17.900%
Maximum Loan Amount Up to $35,000.00
13.750% - 17.900%
Maximum Loan Amount Up to $35,000.00
13.240% - 25.240%
0.00% Introductory APR for twelve (12) months from date of transfer when transfers are completed within 90 days of account opening.
15.000% - 17.900%
Maximum Loan Amount Up to $35,000.00
Premier Rate Credit Card Mastercard
12.950% - 18.000%
SIGNATURE 1% CASH BACK VISA
14.740%
Unlimited 1% Cash Back Signature Card
Share-Secured Mastercard
13.900%
Maximum Loan Amount Up to $5,000.00
11.900%
Reserve Rewards+ Card Visa
19.740% - 29.740%
Enjoy premium rewards and benefits, plus receive a $500 bonus.
Student Select Rewards Visa
17.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
VISA® Classic
12.960%
Rewards Classic Starter VISA
16.500%
Credit Limit - $300 - $500
Visa Platinum Credit Card
8.900%
No annual fee. No balance transfer fee. No cash advance fee.
VISA Credit Card
7.900% - 15.900%
Maximum credit card amount offered is $10,000 with a 36-month term.
Member Cash Rewards+ VISA
17.040% - 23.040%
Maximize rewards with increased cash back on everyday purchases – with up to 4% cash back on gas purchases. Plus, 3% on groceries, restaurants, and food delivery with 1% on everything else.
Max Cash Secure Card Visa
29.990%
Make improving your credit score4 even more rewarding with up to 5% cash back in 2 categories you choose
Visa Platinum Preferred
14.240% - 17.990%
VISA Credit Card
11.900%
No annual fee
Visa Signature Rewards
17.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
Academic FCU VISA® Secured Card
10.900% - 15.400%
No annual fee, no cash advance fee, rewards program.
Savings Secured Visa®
18.000%
Visa Platinum Preferred Starter
17.990%
GM Business™ Mastercard®
19.240% - 29.240%
0% Intro purchase APR for first 12 months
18.000%
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Personal Loan Rate Comparison

Institution
Product
APR
Loan Amt
Loan Term Months
Personal Loan Rates
5.740%
$0
1 - 36
10.490%
$0
Open-End Unsecured Signature Loan-Line of Credit
10.200%
$0
Personal Loans Share Secured
5.990%
$0
48
Student Loan Consolidation
5.490%
$0
12.990%
$0 - $2,000
24 - 24
13.700%
$2,500 - $5,000
36 - 36
Personal Loan
11.000%
$0
1 - 12
50% Share Secured Loan
6.460% - 14.990%
$0
13.450%
$0
13.990%
$0
14.200%
$5,000 - $8,000
48 - 48
Personal Loans
10.000%
$0
1 - 36
Unsecured Personal Loan
10.990%
$0 - $50,000
12 - 60
Unsecured (Signature) Loan
11.000%
$0 - $500
8.950%
$0
1 - 60
8.990% - 18.000%
$0 - $30,000
72
Consolidation Loans
14.850%
$0
37 - 60
Personal Loans
13.250%
$0
6184
Personal Line of Credit
16.240%
$0
60
Personal Line of Credit
12.950% - 18.000%
$0
10.990%
$0 - $10,000
60 - 60
12.490%
$0
15.000%
$500 - $1,500
6 - 12
10.650%
$0
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have Noble Federal Credit Union rate data right now.

Credit Union Profile & Overview

Credit Union Name: Noble Federal Credit Union
Full Time Employees: 202
Part Time Employees: 18
President: Karen Bosch Cobb
CEO: Gino Cayanan
Branch Locations: 8
ATM Locations: 8
Corporate Office Address:
2550 W Shaw Ave
Fresno, CA 93711 3319
Phone Number: 559-252-5000
Fax Number: 559-437-2157

Financials

Total Assets:
1,349,042,526
Total Amount of Shares and Deposits:
1,099,142,500
Total Shares and Deposits < 1 Year:
1,080,687,629
Total Shares and Deposits 1 3 Years:
18,454,871
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
2,344,113
Total Uninsured Shares and Deposits > $250K (F+J):
48,247,368
Total Insured Shares and Deposits > $250K (item 17 less item K):
1,050,895,132
Total Interest Expense (Sum of items 6 8):
14,280,469
Share Certificates:
4,451
Number of Accounts for Share Drafts:
73,606
IRA KEOGH Accounts:
1,582
Number of Accounts for Regular Shares:
124,643
All other shares:
313
Non Member Deposits:
4
Money Market Shares:
10,095
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
50,999,528
Total Liabilities:
1,217,381,600
Show More
Source: NCUA Last Updated 09/30/2025

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Frequently Asked Questions About Noble Federal Credit Union

Is a member application needed to join Noble Federal Credit Union?

Yes, to access services at Noble Federal Credit Union, a member application is required.

Is there a first-time homebuyer program?

Currently, Noble Federal Credit Union provides a range of mortgage and home equity products.

Is Noble Federal Credit Union a safe place to deposit money?

Yes, Noble Federal Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor.

Does Noble Federal Credit Union offer online and mobile banking?

Most modern institutions like Noble Federal Credit Union provide digital access including online balance checks and transfers.

Current Noble Federal Credit Union Rates

ProductAPY

Rates subject to change.

Compare to other Credit Unions