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iAdvertiser Disclosure
Advertiser Disclosure
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 Scott and White Employees Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 8, 2026
Scott and White Employees Credit Union's 12 Month CD rates are at 3.50%, 24 Month CD rates are at 3.00%, 6 Month CD rates are at 2.50%, 90 Day CD rates are at 1.00%. MonitorBankRates evaluates the financial stability of Scott and White Employees Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.83%. Rates were last updated on 04/08/2026. Scott and White Employees Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Scott and White Employees Credit Union? Share your experience about Scott and White Employees Credit Union by leaving a review below, or read customer reviews before you decide to use Scott and White Employees Credit Union. Scott and White Employees Credit Union
Scott and White Empolyees Credit Union 2401 S 31st St
https://www.swecu.org Temple, TX 76508 0001 
Scott and White Employees Credit Union CD Rates
Scott and White Employees Credit Union Credit Card Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Scott and White Employees Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Scott and White Employees Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Scott and White Employees Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Scott and White Employees Credit Union
Website
https://www.swecu.org
Address
2401 S 31st St,
Temple, TX 76508 0001
Phone
254-778-3199
Fax
254-778-0285
President
Roy Wohleb
CEO
Celeste Kaylor
Full-Time Employees
10
Part-Time Employees
1
Branch Locations
1
ATM Locations
0
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
2.83%
Return on Assets (ROA)
1.8262%
Return on Equity (ROE)
10.8391%
Non-Performing Loans Ratio (NPL)
0.92%
Total Assets
70,765,825
Total Amount of Shares and Deposits
58,073,671
Total Shares and Deposits < 1 Year
57,720,239
Total Shares and Deposits 1 3 Years
353,431
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
623,954
Total Uninsured Shares and Deposits > $250K (F+J)
623,954
Total Insured Shares and Deposits > $250K (item 17 less item K)
57,449,717
Total Interest Expense (Sum of items 6 8)
303,061
Share Certificates
168
Number of Accounts for Share Drafts
2,618
IRA KEOGH Accounts
56
Number of Accounts for Regular Shares
4,663
All other shares
262
Money Market Shares
114
Net Income (unless the amount is already included in Undivided Earnings)
426,889
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
4,974,633
Total Liabilities
59,372,894
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Scott and White Employees Credit UnionIs Scott and White Employees Credit Union a safe place to deposit money?Yes, Scott and White Employees Credit Union is considered a safe financial institution. With a Texas Ratio of 2.8329927463999%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Scott and White Employees Credit Union operate?Scott and White Employees Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Scott and White Employees Credit Union?Yes, to access services at Scott and White Employees Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Scott and White Employees Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Scott and White Employees Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Scott and White Employees Credit Union offer online and mobile banking?Most modern institutions like Scott and White Employees Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.swecu.org. Current Scott and White Employees Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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