North Bay Credit Union Rates and Review January 2026
Compare North Bay Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of North Bay Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates. Rate Updates and AvailabilityNorth Bay Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at North Bay Credit Union? Share your experience about North Bay Credit Union by leaving a review below, or read customer reviews before you decide to use North Bay Credit Union. Overall, North Bay Credit Union is an acceptable credit union worth considering, with an overall rating of 2 stars out of 5 stars. Current Interest RatesRate
APY/APR
vs Avg
"N/A" indicates the product is not offered or the rate is unavailable. CD & Savings Rate ComparisonShow More
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rate ComparisonLender
Product
Rate
APR
Points
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Credit Card Rate ComparisonAccess FCU Visa Gold
9.900%
Business Select Credit Card Mastercard
18.000%
Visa Platinum Credit Card
8.500%
As low as 8.50%
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed. Personal Loan Rate ComparisonPersonal Loan
10.890%
$0
60
Debt Consolidation
13.990%
$0
1 - 72
Personal Loan
10.650%
$0
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed. Our apologies, we do not have North Bay Credit Union rate data right now. Credit Union Profile & OverviewCredit Union Name: North Bay Credit Union
Website: https://www.northbaycu.com
Full Time Employees: 50Part Time Employees: 0 President: Dominic Tramontin CEO: Darlene Brown Branch Locations: 4 ATM Locations: 3 Corporate Office Address:
397 Aviation Blvd
Santa Rosa, CA 95403 Phone Number: 707-584-0384 Fax Number: 707-584-3811 FinancialsTotal Assets:
115,036,866
Total Amount of Shares and Deposits:
98,291,944
Total Shares and Deposits < 1 Year:
94,362,921
Total Shares and Deposits 1 3 Years:
3,913,139
Total Shares and Deposits > 3 Years:
15,885
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
49,191,198
Total Uninsured Shares and Deposits > $250K (F+J):
49,191,198
Total Insured Shares and Deposits > $250K (item 17 less item K):
49,100,746
Total Interest Expense (Sum of items 6 8):
1,344,937
Share Certificates:
477
Number of Accounts for Share Drafts:
1,698
Number of Accounts for Regular Shares:
2,937
Non Member Deposits:
10
Money Market Shares:
37
Net Income (unless the amount is already included in Undivided Earnings):
-1,725,572
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
871,404
Total Liabilities:
109,184,364
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Source: NCUA Last Updated 09/30/2025
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Frequently Asked Questions About North Bay Credit UnionIs a member application needed to join North Bay Credit Union?Yes, to access services at North Bay Credit Union, a member application is required. Is there a first-time homebuyer program?Currently, North Bay Credit Union provides a range of mortgage and home equity products. Is North Bay Credit Union a safe place to deposit money?Yes, North Bay Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor. Does North Bay Credit Union offer online and mobile banking?Most modern institutions like North Bay Credit Union provide digital access including online balance checks and transfers. Compare to other Credit Unions |
12-month CD rates can be found at 3.45%, 6-month CD rates at 3.28% and 3-month CD rates at 1.76%. Savings rates are at 0.05% and money market rates are at 0.60%. Mortgage rates on 30-year fixed loans are around 6.00%. Credit Card rates are at 15.00%. Personal Loan rates are at 10.49%. All these rates, and more, can be found in our database of rates which you can compare to 
