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iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Elite Community Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: March 25, 2026
Elite Community Credit Union's 6 Month CDs of Deposit rates are at 3.00%, 12 Month CDs of Deposit rates are at 2.75%, 24 Month CDs of Deposit rates are at 2.50%, 36 Month CDs of Deposit rates are at 2.25%. MonitorBankRates evaluates the financial stability of Elite Community Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 5.03%. Rates were last updated on 03/25/2026. Elite Community Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Elite Community Credit Union? Share your experience about Elite Community Credit Union by leaving a review below, or read customer reviews before you decide to use Elite Community Credit Union. Elite Community Credit Union
Main 515 S Main St 515 S Main St
https://www.eliteccu.com Bourbonnais, IL 60914 1920 
Elite Community Credit Union CD Rates
Elite Community Credit Union Savings Rates
Elite Community Credit Union Credit Card Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Elite Community Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Elite Community Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Elite Community Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Elite Community Credit Union
Website
https://www.eliteccu.com
Address
515 S Main St,
Bourbonnais, IL 60914 1920
Phone
815-933-7711
Fax
815-933-5802
President
Gregory Osenga
CEO
Suzie Bell
Full-Time Employees
5
Part-Time Employees
3
Branch Locations
2
ATM Locations
2
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (97/100)
Texas Ratio
5.03%
Return on Assets (ROA)
0.2901%
Return on Equity (ROE)
3.1707%
Non-Performing Loans Ratio (NPL)
0.71%
Total Assets
24,359,204
Total Amount of Shares and Deposits
22,063,971
Total Shares and Deposits < 1 Year
22,012,867
Total Shares and Deposits 1 3 Years
51,104
Total Insured Shares and Deposits > $250K (item 17 less item K)
22,063,971
Total Interest Expense (Sum of items 6 8)
276,723
Share Certificates
274
Number of Accounts for Share Drafts
1,000
IRA KEOGH Accounts
19
Number of Accounts for Regular Shares
2,769
Net Income (unless the amount is already included in Undivided Earnings)
70,673
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
2,976,068
Total Liabilities
22,130,244
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Elite Community Credit UnionIs Elite Community Credit Union a safe place to deposit money?Yes, Elite Community Credit Union is considered a safe financial institution. With a Texas Ratio of 5.029969133587%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Elite Community Credit Union operate?Elite Community Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Elite Community Credit Union?Yes, to access services at Elite Community Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Elite Community Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Elite Community Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Elite Community Credit Union offer online and mobile banking?Most modern institutions like Elite Community Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.eliteccu.com. Current Elite Community Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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