North Central Area Credit Union CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews
Compare North Central Area Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of North Central Area Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates. North Central Area Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at North Central Area Credit Union? Share your experience about North Central Area Credit Union by leaving a review below, or read customer reviews before you decide to use North Central Area Credit Union. Overall, North Central Area Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars. Rate
APY/APR
vs Avg
North Central Area Credit Union
Administration Building 2665 Reserve Rd
Houghton Lake, MI 48629  Compare North Central Area Credit Union Rates with Other Competitive Bank and Credit Union Rates
Balboa Thrift and Loan Association
12-Month CD
4.40%
$2,000
Frontier State Bank
6-Month CD
4.35%
$1,000
First Bank of the Lake
60-Month CD (Online)
4.10%
$5,000
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Compare North Central Area Credit Union Mortgage Rates with Lenders Rates for Fixed and Adjustable Mortgages
First FSB of Champaign Urbana
15-Year Fixed
5.500%
5.549%
0.000
Mountain America Federal Credit Union
15-Year Fixed
5.500%
5.712%
0.000
Hatboro Federal Savings
15-Year Fixed
5.375%
5.757%
2.000
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The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed. Compare North Central Area Credit Union Credit Cards with Other Competitive Bank and Credit Union Credit Cards
Achieve Financial Credit Union
Visa Balance Transfer
8.990%
The balance transfer rate is good only on balances transferred from non-Achieve credit cards.
ACFCU
Max Cash Secure Card Visa
29.990%
Make improving your credit score4 even more rewarding with up to 5% cash back in 2 categories you choose
360 Federal Credit Union
Visa Classic
3.990%
Introductory Rate of 3.99% APR for 12 months on transactions in the first 90 days.
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed. Compare North Central Area Credit Union Personal Loans with Other Competitive Bank and Credit Union Personal Loans
Canyon View Credit Union
Personal Loans
12.990%
$0 - $2,000
24 - 24
1st Valley Credit Union
AMP Loan
10.500%
$0
ACFCU
Personal Loans
13.450%
$0
60
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed. Our apologies, we do not have North Central Area Credit Union rate data right now, check back for updates, we are adding rates all the time. North Central Area Credit Union InformationCredit Union Name: North Central Area Credit Union
Website: https://www.ncacu.org
Full Time Employees: 50Part Time Employees: 11 President: Stephen Witt CEO: Mark Richter Branch Locations: 6 ATM Locations: 4 Corporate Office Address:
2665 Reserve Rd
Houghton Lake, MI 48629 Phone Number: 989-910-5135 Fax Number: 989-919-5128 North Central Area Credit Union FinancialsTotal Assets:
228,437,296
Total Amount of Shares and Deposits:
205,527,221
Total Shares and Deposits < 1 Year:
193,509,678
Total Shares and Deposits 1 3 Years:
7,913,384
Total Shares and Deposits > 3 Years:
4,104,159
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
3,695,346
Total Uninsured Shares and Deposits > $250K (F+J):
3,695,346
Total Insured Shares and Deposits > $250K (item 17 less item K):
201,831,875
Total Interest Expense (Sum of items 6 8):
738,422
Share Certificates:
1,829
Number of Accounts for Share Drafts:
11,750
IRA KEOGH Accounts:
571
Number of Accounts for Regular Shares:
25,714
All other shares:
656
Non Member Deposits:
2
Money Market Shares:
1,359
Net Income (unless the amount is already included in Undivided Earnings):
699,906
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
14,499,574
Total Liabilities:
210,574,926
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North Central Area Credit Union Questions and AnswersNo Cost Share Drafts:
Yes
Share Certificates with Low Minimum Balance Requirements:
Yes
Is Financial Counseling Offered?:
Yes
Financial Education offered for Members?:
Yes
Are financial literacy Workshops offered?:
Yes
Is there a first time homebuyer program?:
Yes
Credit management and repair offered?:
No
Online Financial Literacy?:
No
No Cost Bill Payer:
Yes
Student Scholarships:
1
Mortgage Processing:
Yes
Approved Mortgage Seller?:
Yes
Brokered Certificates of Deposits:
1
Brokered Deposits (All deposits acquired through a third party):
1
payment:
Yes
Are low cost wire transfers available?:
Yes
Member Application:
Yes
Are New Loans Available:
Yes
New Share Account:
No
Are online loan payments available:
Yes
Online Bill Payment Allowed?:
Yes
Can I download my account history?:
No
Electronic Signature Authentication Certification:
Yes
Can I get my bank statements online?:
Yes
External Account Transfers Allowed:
Yes
Remote Deposit Allowed:
Yes
Are Mobile Payments Avilable?:
Yes
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Source: NCUA Last Updated 03/31/2024
Explore Other Rate Deals $8,000 First-Time Home Buyer Tax Credit for Down Payments on FHA Loans? The Department of Housing and Urban Development (HUD) account last week that first time home buyers would be able to use the $8,000 "first-time home buyer tax credit" for down payments on FHA loans through the use of bridge loans.
An interesting trend has occurred over the past several years when the typical homeowner refinances their mortgage loan. During the housing boom, the home was seen as a piggy bank to take money out of when refinancing. Millions of homeowners refinanced more than once has as their home appreciated in value.
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12-month CD rates can be found at 2.00%, 6-month CD rates at 0.25% and 3-month CD rates at 0.05%. Savings rates are at 0.25% and money market rates are at 0.44%. Mortgage rates on 30-year fixed loans are around 6.53%. Credit Card rates are at 10.90%. Personal Loan rates are at 8.99%. All these rates, and more, can be found in our database of rates which you can compare to 
