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iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 District One Highway Credit Union Rates & Review March 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: March 29, 2026
You can compare District One Highway Credit Union rates to other rates in our database, including 12-month share certificate rates currently at 0.90%, 6-month share certificate rates at 0.10% and 3-month share certificate rates at 0.03%. Savings rates are at 0.05% and money market rates are at 0.05%. Mortgage rates on 30-year fixed loans are around 5.90%. All these rates can be compared to District One Highway Credit Union rates. MonitorBankRates evaluates the financial stability of District One Highway Credit Union with a 5.0 Star Rating and an A+ Overall Health Grade. Rates were last updated on 03/29/2026. District One Highway Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at District One Highway Credit Union? Share your experience about District One Highway Credit Union by leaving a review below, or read customer reviews before you decide to use District One Highway Credit Union. District One Highway Credit Union
District One Highway Credit Union 3011 N Belt Hwy Ste B
https://district1hwycu.org Saint Joseph, MO 64506 1548 
District One Highway Credit Union Home Equity & HELOC
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for District One Highway Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather District One Highway Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with District One Highway Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
District One Highway Credit Union
Website
https://district1hwycu.org
Address
3011 N Belt Hwy Ste B,
Saint Joseph, MO 64506 1548
Phone
816-387-2423
Fax
816-387-2509
President
Shawn Skoglund
CEO
Robin Gray
Full-Time Employees
3
Part-Time Employees
0
Branch Locations
1
ATM Locations
0
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (100/100)
Return on Assets (ROA)
0.8097%
Return on Equity (ROE)
4.5187%
Non-Performing Loans Ratio (NPL)
0.00%
Total Assets
30,388,276
Total Amount of Shares and Deposits
24,812,659
Total Shares and Deposits < 1 Year
24,656,732
Total Shares and Deposits 1 3 Years
155,927
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
618,796
Total Uninsured Shares and Deposits > $250K (F+J)
618,796
Total Insured Shares and Deposits > $250K (item 17 less item K)
24,193,863
Total Interest Expense (Sum of items 6 8)
222,280
Share Certificates
133
IRA KEOGH Accounts
76
Number of Accounts for Regular Shares
2,367
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
1,169,940
Total Liabilities
24,944,231
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About District One Highway Credit UnionIs District One Highway Credit Union a safe place to deposit money?Yes, District One Highway Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does District One Highway Credit Union operate?District One Highway Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join District One Highway Credit Union?Yes, to access services at District One Highway Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, District One Highway Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, District One Highway Credit Union provides members with tools to manage their accounts and build a solid financial history. Does District One Highway Credit Union offer online and mobile banking?Most modern institutions like District One Highway Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://district1hwycu.org. Compare to Other Credit Unions
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