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Northwest Community Credit Union Rates and Review January 2026

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Northwest Community Credit Union12-month CD rates can be found at 3.61%, 6-month CD rates at 3.80% and 3-month CD rates at 3.01%. Savings rates are at 0.20% and money market rates are at 0.50%. Mortgage rates on 30-year fixed loans are around 6.45%. Credit Card rates are at 14.24%. Personal Loan rates are at 11.24%. All these rates, and more, can be found in our database of rates which you can compare to Northwest Community Credit Union rates.

Compare Northwest Community Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Northwest Community Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Rate Updates and Availability

Northwest Community Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Northwest Community Credit Union? Share your experience about Northwest Community Credit Union by leaving a review below, or read customer reviews before you decide to use Northwest Community Credit Union.

Overall, Northwest Community Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Current Interest Rates

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A

"N/A" indicates the product is not offered or the rate is unavailable.

Northwest Community Credit Union
Northwest Community Credit Union
8930 Waukegan Rd
Morton Grove, IL 60053
Member NCUA
MonitorBankRates' Rating
5/5
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CD & Savings Rate Comparison

Bank
Product
APY
Min Dep
12-Month CD
3.98%
$1,000
36-Month CD
3.75%
$500
18-Month CD
3.60%
$1,000
60-Month CD
3.55%
$500
60-Month CD
3.50%
$500
60-Month CD
3.50%
$1,000
3-Month CD
3.45%
$1,000
18-Month CD
3.35%
$500
24-Month CD
3.25%
$5,000
60-Month CD
3.24%
$250
6-Month CD
3.20%
$500
24-Month CD
3.15%
$1,000
18-Month CD
3.05%
$1,000
18-Month CD
3.02%
$1,000
48-Month CD
2.90%
$1,000
48-Month CD
2.77%
$5,000
24-Month CD (Jumbo)
2.75%
$100,000
36-Month CD
2.55%
$1,000
18-Months CD
2.10%
$500
36-Month CD
2.02%
$100
12-Month CD
2.01%
$1,000
12-Month CD
1.76%
$1,000
48-Month CD
1.71%
$500
60-Month CD
1.31%
$1,000
36-Month CD
1.30%
$500
36-Month CD
1.30%
$2,500
18-Month CD
1.25%
$500
3-Month CD
1.15%
$1,000
12-Month CD
1.02%
$500
18-Month CD
1.01%
$500
12-Month CD
0.90%
$1,000
24-Month CD
0.85%
$1,000
Statement Savings
0.75%
$0
12-Month CD
0.75%
$1,000
36-Month CD
0.65%
$500
48-Month CD
0.55%
$1,000
30-Month CD
0.50%
$500
36-Month CD
0.50%
$1,000
36-Month CD
0.40%
$1,000
Money Market
0.40%
$25,000
Money Market
0.25%
$1,000
Savings
0.25%
$25,000
Savings
0.15%
$0
Savings
0.15%
$0
Interest-Bearing Checking
0.10%
$100
NOW Checking
0.10%
$1,000
Statement Savings
0.10%
$250
Money Market
0.05%
$2,500
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rate Comparison

Lender
Product
Rate
APR
Points
5.250%
5.287%
0.000
5.625%
5.647%
0.000
5.750%
6.078%
0.000
5.875%
6.070%
0.000
6.000%
6.303%
0.000
4.875%
5.010%
0.000
15-Year Fixed
5.680%
5.964%
0.000
30-Year Fixed
6.125%
6.226%
0.000
6.000%
6.076%
0.000
5.750%
5.767%
0.000
6.500%
6.748%
0.000
15 Year Fixed
5.375%
5.717%
0.706
5.500%
5.567%
0.000
5.625%
5.787%
0.000
5.500%
5.620%
0.000
6.750%
6.697%
0.000
5.875%
6.091%
0.000
5.500%
5.739%
0.000
30-Year Fixed
6.125%
6.307%
0.000
5.500%
5.581%
0.000
5.625%
5.721%
0.000
20-Year Fixed
5.625%
5.836%
0.500
20-Year Fixed
5.750%
5.870%
0.000
6.125%
6.282%
1.000
5.625%
5.850%
0.000
5.875%
6.010%
0.000
15-Year Fixed
5.500%
5.610%
0.000
20-Year Fixed
5.875%
5.968%
0.000
565.625%
5.781%
0.875
30-Year Fixed
6.000%
6.133%
0.000
30-Year Fixed
6.125%
6.192%
0.125
15-Year Fixed Jumbo
6.250%
6.481%
0.000
5.375%
5.721%
0.000
7/1 ARM (Jumbo)
6.125%
6.231%
0.000
20-Year Fixed
5.900%
6.129%
0.000
6.125%
6.320%
0.000
6.125%
6.526%
0.000
20 Year Fixed
5.500%
5.659%
0.000
5.375%
5.935%
0.000
30-Year Fixed
6.125%
6.249%
0.000
30-Year Fixed
5.875%
5.941%
0.000
5.750%
5.849%
0.000
30-Year Fixed (Jumbo)
5.625%
5.633%
0.000
5.125%
5.304%
0.000
5.375%
5.475%
0.000
5.375%
5.415%
0.000
30-Year Fixed
5.875%
6.000%
0.000
4.250%
4.514%
0.750
30 Year Fixed
6.375%
6.670%
0.000
6.125%
6.162%
0.000
View 50 More

Credit Card Rate Comparison

Institution
Product
APR
Notes
Rewards Platinum VISA
12.500%
Credit Limit - $500 - $50,000
Academic VISA® Gold
15.400%
SIGNATURE 1.5% CASH BACK VISA
18.000%
Unlimited 1.5% Cash Back Signature Card
8.990% - 17.990%
Maximum limit of $30,000
Platinum Card Visa
18.240% - 29.240%
Platinum: 0% introductory APR for the first 18 billing cycles. After that, 18.24% to 29.24% based on your creditworthiness when you open your account.
GM Extended Family™ Mastercard®
20.240% - 29.990%
0% Intro purchase APR for first 9 months
Platinum Visa
12.400% - 21.400%
The right choice if you carry a monthly balance & want to pay the lowest rate.
Access FCU Visa Gold
9.900%
SILICON SLOPES SIGNATURE VISA
18.000%
Unlimited 1% Cash Back .5% Donation Signature Card
16.240% - 27.240%
Max Cash Preferred Card Visa
19.490% - 29.740%
Get more value with up to 5% cash back in 2 categories you choose.
VISA Credit Card
11.900%
No annual fee
14.740%
15.000% - 17.900%
Maximum Loan Amount Up to $35,000.00
17.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
13.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
18.000%
Academic VISA® Classic
15.400%
18.000%
Security Service Power Rewards MasterCard
18.000%
Member Rate Advantage VISA
13.040% - 19.040%
No balance transfer fees or annual fees.
World Cash Back Credit Card Mastercard
18.000%
9.990%
Credit Line $500-$7,000
Rewards Student Classic
16.500%
Credit Limit - $500
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Personal Loan Rate Comparison

Institution
Product
APR
Loan Amt
Loan Term Months
10.650%
$0
Unsecured Signature Loan
10.250%
$0
37 - 60
11.240%
$0 - $10,000
60 - 60
14.990%
$0
25 - 36
Debt Consolidation Loan
9.000%
$0
108
10.000%
$0
1 - 36
13.450%
$0
Line of Credit Variable Rate
10.200% - 17.950%
$0 - $15,000
1 - 60
9.990% - 16.240%
$0
61 - 66
13.740%
$5,000
60 - 60
11.240% - 17.950%
$0
25 - 36
18.000%
$0 - $500
5
A+ Personal Loan
8.990%
$0
84
11.240% - 17.950%
$0
25 - 36
Personal/Signature
10.990%
$0
24 - 36
10.490%
$0
Signature LOC Revolving Credit Line
12.500%
$0 - $10,000
12.990%
$0 - $2,000
24 - 24
8.990%
$0
36
Preferred Personal Loan
10.000%
$0
60
Personal Line of Credit
11.500% - 18.000%
$0 - $5,000
9.490%
$0
48 - 48
Personal Loans
10.000%
$0
1 - 36
Personal Loans
8.990% - 19.990%
$500 - $30,000
60
New Signature Loans
8.990%
$0
Show More

The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have Northwest Community Credit Union rate data right now.

Credit Union Profile & Overview

Credit Union Name: Northwest Community Credit Union
Full Time Employees: 7
Part Time Employees: 1
President: Emir Abinion
CEO: Jose Garcia
Branch Locations: 2
ATM Locations: 0
Corporate Office Address:
8930 Waukegan Rd
Morton Grove, IL 60053
Phone Number: 847-647-1030
Fax Number: 847-647-1208

Financials

Total Assets:
64,759,631
Total Amount of Shares and Deposits:
59,092,812
Total Shares and Deposits < 1 Year:
36,880,328
Total Shares and Deposits 1 3 Years:
16,835,639
Total Shares and Deposits > 3 Years:
5,376,844
Total Interest Expense (Sum of items 6 8):
840,017
Share Certificates:
620
Number of Accounts for Share Drafts:
830
IRA KEOGH Accounts:
155
Number of Accounts for Regular Shares:
2,752
Money Market Shares:
104
Net Income (unless the amount is already included in Undivided Earnings):
59,536
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
2,463,595
Total Liabilities:
58,937,650
Show More
Source: NCUA Last Updated 09/30/2025

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Frequently Asked Questions About Northwest Community Credit Union

Is a member application needed to join Northwest Community Credit Union?

Yes, to access services at Northwest Community Credit Union, a member application is required.

Is there a first-time homebuyer program?

Currently, Northwest Community Credit Union provides a range of mortgage and home equity products.

Is Northwest Community Credit Union a safe place to deposit money?

Yes, Northwest Community Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor.

Does Northwest Community Credit Union offer online and mobile banking?

Most modern institutions like Northwest Community Credit Union provide digital access including online balance checks and transfers.

Current Northwest Community Credit Union Rates

ProductAPY

Rates subject to change.

Compare to other Credit Unions