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Northwest Community Credit Union Rates and Review February 2026

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Northwest Community Credit Union's 22 month CD of Deposit rates are at 3.75%, 60 month CD of Deposit rates are at 3.56%, 15 month CD of Deposit rates are at 3.45%, 8 month CD of Deposit rates are at 3.35%, 3 month CD of Deposit rates are at 3.25%. Northwest Community Credit Union's savings rates are at 0.05%. Northwest Community Credit Union's money market rates are at 0.05%. Northwest Community Credit Union's Personal Loan Rates are at 8.74%.

Northwest Community Credit Union

Northwest Community Credit Union money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available.Have you opened an account or have any experiences at Northwest Community Credit Union? Share your experience about by leaving a review below, or read customer reviews before you decide to use .

Northwest Community Credit Union Texas Ratio

Northwest Community Credit Union's Texas Ratio is at 4.74%, which is considered excellent. The Texas Ratio for Northwest Community Credit Union is lower than the national average of all banks, currently at 6.13%. The Texas Ratio is a key indicator of financial health. This indicates that Northwest Community Credit Union has a very low volume of non-performing assets compared to its available capital, signifying a strong balance sheet.

MonitorBankRates Rating

5.0
Excellent
Out of 5.0 Stars

Northwest Community Credit Union has earned a Smart Rating of 5.0 out of 5 stars. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Overall, Northwest Community Credit Union is an excellent credit union worth considering, with an overall rating of 5.0 stars out of 5 stars.

Current Interest Rates

Product
APY/APR
vs.Avg
12-Month CD
0.20%
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
3.56%
Savings
0.05%
MMA
0.05%
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
8.74%

"N/A" indicates the product is not offered or the rate is unavailable.

Northwest Community Credit Union
Northwest Community Credit Union
8930 Waukegan Rd
Morton Grove, IL 60053
Member NCUA
MonitorBankRates
Official Financial Rating
5.0
★★★★★
EXCELLENT
🏆

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Northwest Community Credit Union CD Rates

Product Rate APY Term View More
22 month Share Certificate of Deposit 3.69% 3.75% 22 months
Min Balance$1,000
DetailsMinimum Balance
Last Updated 02/06/2026
60 month Share Certificate of Deposit 3.50% 3.56% 60 months
Min Balance$1,000
DetailsMinimum Balance
Last Updated 02/06/2026
15 month Share Certificate of Deposit 3.40% 3.45% 15 months
Min Balance$1,000
DetailsMinimum Balance
Last Updated 02/06/2026
8 month Share Certificate of Deposit 3.30% 3.35% 8 months
Min Balance$1,000
DetailsMinimum Balance
Last Updated 02/06/2026
3 month Share Certificate of Deposit 3.20% 3.25% 3 months
Min Balance$1,000
DetailsMinimum Balance
Last Updated 02/06/2026
30 month Share Certificate of Deposit 0.50% 0.50% 30 months
Min Balance$1,000
DetailsMinimum Balance
Last Updated 02/06/2026
12 month Share Certificate of Deposit 0.20% 0.20% 12 months
Min Balance$1,000
DetailsMinimum Balance
Last Updated 02/06/2026

Northwest Community Credit Union Savings Rates

Product Rate APY View More
Money Market Savings 0.85% 0.85%
Min Balance$100,000
DetailsMinimum Balance
Last Updated 02/06/2026
Money Market Savings 0.50% 0.50%
Min Balance$25,000
DetailsMinimum Balance
Last Updated 02/06/2026
Money Market Savings 0.25% 0.25%
Min Balance$10,000
DetailsMinimum Balance
Last Updated 02/06/2026
Money Market Savings 0.05% 0.05%
Min Balance$2,500
DetailsMinimum Balance
Last Updated 02/06/2026

Northwest Community Credit Union Money Market Rates

Product Rate APY View More
Money Market Savings 0.85% 0.85%
Min Balance$100,000
DetailsMinimum Balance
Last Updated 02/06/2026
Money Market Savings 0.50% 0.50%
Min Balance$25,000
DetailsMinimum Balance
Last Updated 02/06/2026
Money Market Savings 0.25% 0.25%
Min Balance$10,000
DetailsMinimum Balance
Last Updated 02/06/2026
Money Market Savings 0.05% 0.05%
Min Balance$2,500
DetailsMinimum Balance
Last Updated 02/06/2026

Northwest Community Credit Union Checking Rates

Product Rate APY View More
Money Market Checking 0.85% 0.85%
Min Balance$100,000
DetailsMinimum Balance
Last Updated 02/06/2026
Money Market Checking 0.75% 0.75%
Min Balance$50,000
DetailsMinimum Balance
Last Updated 02/06/2026
Money Market Checking 0.50% 0.50%
Min Balance$25,000
DetailsMinimum Balance
Last Updated 02/06/2026
Money Market Checking 0.25% 0.25%
Min Balance$10,000
DetailsMinimum Balance
Last Updated 02/06/2026
Money Market Checking 0.05% 0.05%
Min Balance$2,500
DetailsMinimum Balance
Last Updated 02/06/2026
Other Checking Free Checking - 0.00%
No additional details.
Last Updated 02/06/2026
Other Checking Smart Checking - 0.00%
No additional details.
Last Updated 02/06/2026

Northwest Community Credit Union Auto Loan Rates

Product Rate Points APR Term View More
Auto Loan 2026-2025 - - 4.50% 36 months
No additional details.
Last Updated 02/06/2026
Auto Loan 2026-2025 - - 4.75% 37 - 60 months
No additional details.
Last Updated 02/06/2026
Auto Loan 2024-2021 - - 5.50% 1 - 60 months
No additional details.
Last Updated 02/06/2026
Auto Loan 2020-2017 - - 5.75% 1 - 60 months
No additional details.
Last Updated 02/06/2026

Northwest Community Credit Union Personal Loan Rates

Product Rate Points APR Term View More
Personal Loans - - 8.74% up to 60 months
No additional details.
Last Updated 02/06/2026

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Northwest Community Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Northwest Community Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Northwest Community Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name: Northwest Community Credit Union
Full Time Employees: 7
Part Time Employees: 1
President: Emir Abinion
CEO: Jose Garcia
Branch Locations: 2
ATM Locations: 0
Corporate Office Address:
8930 Waukegan Rd
Morton Grove, IL 60053
Phone Number: 847-647-1030
Fax Number: 847-647-1208

Financials

Total Assets:
64,759,631
Total Amount of Shares and Deposits:
59,092,812
Total Shares and Deposits < 1 Year:
36,880,328
Total Shares and Deposits 1 3 Years:
16,835,639
Total Shares and Deposits > 3 Years:
5,376,844
Total Interest Expense (Sum of items 6 8):
840,017
Share Certificates:
620
Number of Accounts for Share Drafts:
830
IRA KEOGH Accounts:
155
Number of Accounts for Regular Shares:
2,752
Money Market Shares:
104
Net Income (unless the amount is already included in Undivided Earnings):
59,536
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
2,463,595
Total Liabilities:
58,937,650
Show More
Source: NCUA Last Updated 09/30/2025

Customer Reviews

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Total Reviews
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Frequently Asked Questions About Northwest Community Credit Union

Is a member application needed to join Northwest Community Credit Union?

Yes, to access services at Northwest Community Credit Union, a member application is required.

Is there a first-time homebuyer program?

Currently, Northwest Community Credit Union provides a range of mortgage and home equity products.

Is Northwest Community Credit Union a safe place to deposit money?

Yes, Northwest Community Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor.

Does Northwest Community Credit Union offer online and mobile banking?

Most modern institutions like Northwest Community Credit Union provide digital access including online balance checks and transfers.

Current Northwest Community Credit Union Rates

ProductAPY
12-Month CD0.20%
60-Month CD3.56%
Savings0.05%
MMA0.05%
Personal Loan8.74%

Rates subject to change.