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Northwest Community Credit Union Rates & Review April 2026

Northwest Community Credit Union's CDs 22 month rates are at 3.50%, CDs 15 month rates are at 3.35%, CDs 60 month rates are at 3.35%, CDs 8 month rates are at 3.35%. MonitorBankRates evaluates the financial stability of Northwest Community Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 4.74%. Rates were last updated on 04/19/2026.

Northwest Community Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Northwest Community Credit Union? Share your experience about Northwest Community Credit Union by leaving a review below, or read customer reviews before you decide to use Northwest Community Credit Union.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 98/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
4.74%
Excellent Lower than avg
Northwest Community Credit Union
Northwest Community Credit Union
8930 Waukegan Rd
Morton Grove, IL 60053
https://www.nwccu.com
Member NCUA

Northwest Community Credit Union CD Rates

Product Rate APY Term View More
Share Certificates 22 month - 3.50% 22
Details *APY - Annual Percentage Yield. Rates Subject To Change Without Notice.
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.74%
Share Certificates 15 month - 3.35% 15
Details *APY - Annual Percentage Yield. Rates Subject To Change Without Notice.
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.74%
Share Certificates 60 month - 3.35% 60
Details *APY - Annual Percentage Yield. Rates Subject To Change Without Notice.
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.74%
Share Certificates 8 month - 3.35% 8
Details *APY - Annual Percentage Yield. Rates Subject To Change Without Notice.
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.74%

Northwest Community Credit Union Home Equity & HELOC

Product Rate Points APR Term View More
Home Equity Line of Credit - - 4.59%
Details As Low As; *APR - Annual Percentage Rate. Rates Subject To Change Without Notice.
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.74%

Northwest Community Credit Union Credit Card Rates

Product Rate APR View More
Visa Credit Card - 8.95%
Details As Low As; *APR - Annual Percentage Rate. Rates Subject To Change Without Notice.
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.74%
Student VISA - 12.00%
No additional details.
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.74%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Northwest Community Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Northwest Community Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Northwest Community Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Northwest Community Credit Union
Address 8930 Waukegan Rd, Morton Grove, IL 60053
Phone 847-647-1030
Fax 847-647-1208
President Emir Abinion
CEO Jose Garcia
Full-Time Employees 7
Part-Time Employees 1
Branch Locations 2
ATM Locations 0
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (98/100)
Texas Ratio
4.74%
Return on Assets (ROA)
0.0919%
Return on Equity (ROE)
0.9273%
Non-Performing Loans Ratio (NPL)
0.63%
Total Assets
64,759,631
Total Amount of Shares and Deposits
59,092,812
Total Shares and Deposits < 1 Year
36,880,328
Total Shares and Deposits 1 3 Years
16,835,639
Total Shares and Deposits > 3 Years
5,376,844
Total Interest Expense (Sum of items 6 8)
840,017
Share Certificates
620
Number of Accounts for Share Drafts
830
IRA KEOGH Accounts
155
Number of Accounts for Regular Shares
2,752
Money Market Shares
104
Net Income (unless the amount is already included in Undivided Earnings)
59,536
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
2,463,595
Total Liabilities
58,937,650
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Total Reviews
0
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Frequently Asked Questions About Northwest Community Credit Union

Is Northwest Community Credit Union a safe place to deposit money?

Yes, Northwest Community Credit Union is considered a safe financial institution. With a Texas Ratio of 4.7366016042223%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does Northwest Community Credit Union operate?

Northwest Community Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Northwest Community Credit Union?

Yes, to access services at Northwest Community Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Northwest Community Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Northwest Community Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Northwest Community Credit Union offer online and mobile banking?

Most modern institutions like Northwest Community Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.nwccu.com.

Current Northwest Community Credit Union Rates

  • 60-Month CD3.35%
Retrieved from our database of financial products. Rates subject to change.