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Nusenda Federal Credit Union Rates and Review January 2026

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Nusenda Federal Credit Union12-month CD rates can be found at 1.41%, 6-month CD rates at 1.00% and 3-month CD rates at 0.50%. Savings rates are at 0.50% and money market rates are at 0.05%. Mortgage rates on 30-year fixed loans are around 5.85%. Credit Card rates are at 10.90%. Personal Loan rates are at 18.00%. All these rates, and more, can be found in our database of rates which you can compare to Nusenda Federal Credit Union rates.

Compare Nusenda Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Nusenda Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Rate Updates and Availability

Nusenda Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Nusenda Federal Credit Union? Share your experience about Nusenda Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Nusenda Federal Credit Union.

Overall, Nusenda Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Current Interest Rates

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A

"N/A" indicates the product is not offered or the rate is unavailable.

Nusenda Federal Credit Union
Nusenda Administration
4100 Pan American FWY NE
Albuquerque, NM 87107
Member NCUA
MonitorBankRates' Rating
5/5
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CD & Savings Rate Comparison

Bank
Product
APY
Min Dep
Premium Checking
7.50%
$0
12-Month CD
4.00%
$1,000
12-Month CD
3.95%
$500
Indexed Money Market
3.75%
$50
18-Month CD
3.60%
$500
13-Month CD
3.50%
$25,000
18-Month CD
3.40%
$1,000
18-Month CD
3.40%
$1,000
48-Month CD
3.30%
$1,000
36-Month CD
3.30%
$1,000
12-Month CD
3.03%
$1,000
18-Month CD
3.03%
$500
Kasasa Checking
3.00%
$0
18-Month CD
3.00%
$1,000
18-Month CD Variable Rate IRA
3.00%
$250
60-Month CD
3.00%
$500
18-Month CD
3.00%
$250
18-Month CD
2.52%
$200
48-Month CD
2.27%
$500
24-Month CD
2.25%
$1,000
18-Month CD
2.17%
$1,000
18-Month CD
2.02%
$500
60-Month CD
2.00%
$1,000
48-Month CD
1.79%
$500
Money Market
1.77%
$2,500
24-Month CD
1.76%
$1,000
30-Month CD
1.41%
$500
48-Month CD
1.25%
$2,500
Money Market
1.25%
$100
18-Month CD
1.25%
$500
24-Month CD
1.25%
$500
Premier Money Market
1.05%
$2,000
12-Month CD
0.90%
$1,000
3-Month CD
0.81%
$500
24-Month CD
0.50%
$1,000
Regular Savings
0.50%
$25
Savings
0.40%
$500
18-Month CD
0.35%
$500
60-Month CD
0.25%
$500
Savings
0.25%
$5
Money Market
0.20%
$2,500
18-Month CD
0.20%
$500
Money Market
0.15%
$2,500
Classic Access Savings
0.15%
$1,000
Regular Savings
0.10%
$100
Safe Money Market
0.10%
$1,000
Premium Checking
0.05%
$100
Savings
0.03%
$0
Checking
0.01%
$25
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rate Comparison

Lender
Product
Rate
APR
Points
5/1 ARM
6.750%
6.859%
0.000
565.625%
5.781%
0.875
5.500%
5.597%
0.000
30-Year Fixed
5.750%
5.886%
0.000
10 Year Fixed
5.500%
5.938%
0.000
7.000%
7.168%
0.000
5.875%
6.359%
0.000
15-Year Fixed
5.250%
5.326%
0.000
5.000%
6.154%
0.325
6.000%
6.250%
0.000
5.500%
5.533%
0.000
4.740%
7.533%
0.000
5.875%
6.420%
0.000
20-Year Fixed
6.625%
6.626%
0.000
30-Year Fixed
5.875%
5.999%
0.000
5.875%
6.012%
0.000
4.875%
5.010%
0.000
15 Year Fixed
5.000%
5.131%
0.250
5.750%
5.923%
0.000
15-Year Fixed
5.375%
5.546%
0.000
30 Year Fixed
6.125%
6.360%
0.963
5.750%
6.093%
0.000
5.990%
6.035%
0.000
30-Year Fixed
6.125%
6.226%
0.000
5.115%
5.787%
1.071
15-Year Fixed
5.250%
5.312%
0.000
15-Year Fixed
5.500%
5.601%
0.000
5.625%
5.846%
0.000
5-Year ARM Jumbo
5.250%
4.635%
0.000
5/1 ARM (Jumbo)
6.500%
6.546%
0.000
5.500%
5.799%
0.000
10-Year Fixed
6.100%
6.433%
0.000
5.250%
5.382%
0.000
4.750%
5.730%
0.000
20-Year Fixed
5.625%
5.666%
0.000
5.500%
5.591%
0.000
15-Year Fixed Jumbo
5.375%
5.400%
0.000
6.125%
6.346%
0.000
5.375%
5.804%
0.000
5.125%
5.389%
0.000
5.500%
5.565%
0.000
6.000%
6.107%
0.000
6.000%
6.000%
0.000
15-Year Fixed
5.125%
5.389%
1.000
20-Year Fixed
5.000%
5.294%
2.000
15-Year Fixed
5.680%
5.964%
0.000
5.375%
5.375%
0.125
30-Year Fixed
6.000%
6.133%
0.000
5.625%
5.778%
0.000
View 50 More

Credit Card Rate Comparison

Institution
Product
APR
Notes
Visa Platinum with Rewards
9.900%
Rewards Student Classic
16.500%
Credit Limit - $500
Everyday Rewards+ Card Visa
19.490% - 29.740%
Earn up to 4x unlimited points AND receive a $150 bonus.
Classroom Supply Visa
8.500%
Academic VISA® Classic
15.400%
Visa Platinum Preferred Rewards
15.740% - 17.990%
17.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
17.740%
Automatically get 1.5% cash back on all purchases with no fuss
Rewards Classic Starter VISA
16.500%
Credit Limit - $300 - $500
14.000%
VISA Credit Card
7.900% - 15.900%
Maximum credit card amount offered is $10,000 with a 36-month term.
Visa Crimson Rewards Card
13.740%
13.900%
Security Service Power Cash Back World MasterCard
16.950% - 18.000%
World Cash Back Credit Card Mastercard
18.000%
Premier Rate Credit Card Mastercard
12.950% - 18.000%
Visa Balance Transfer
8.990%
The balance transfer rate is good only on balances transferred from non-Achieve credit cards.
Share-Secured Mastercard
13.900%
Maximum Loan Amount Up to $5,000.00
Platinum Card Visa
18.240% - 29.240%
Platinum: 0% introductory APR for the first 18 billing cycles. After that, 18.24% to 29.24% based on your creditworthiness when you open your account.
Visa Platinum Rewards
14.900%
Visa Business Rewards Card
15.240%
15.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
Visa Gold or Gold MasterCard
9.990%
Credit Line $7,000-$20,000
VISA Signature Rewards
16.740% - 18.000%
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Personal Loan Rate Comparison

Institution
Product
APR
Loan Amt
Loan Term Months
10.700%
$0 - $10,000
60 - 60
8.990%
$0
36
Preferred Personal Loan
10.000%
$0
60
10.000%
$0
1 - 36
Signature LOC Revolving Credit Line
12.500%
$0 - $10,000
Technology Loan
9.750%
$0
36
10.250% - 10.650%
$3,000 - $25,000
10.500%
$0
9.990% - 16.240%
$0
61 - 66
9.900%
$0
Personal Loan
11.000%
$0
1 - 12
Unsecured Personal Loan
12.740%
$0 - $50,000
61 - 72
Line of Credit Variable
16.740%
$0
Debt Consolidation
13.990%
$0
1 - 72
14.700%
$8,000
60 - 60
Credit Builder Loan
9.000%
$0
11.900%
$0 - $15,000
24 - 60
Personal Loan
11.760%
$0
13.450%
$0
Personal Loans
10.000%
$0
1 - 36
10.500%
$0 - $5,000
24 - 36
12.500%
$0
60 - 60
Signature Personal Loan
12.150% - 18.000%
$0
49 - 60P
8.490%
$0
36 - 36
Show More

The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have Nusenda Federal Credit Union rate data right now.

Credit Union Profile & Overview

Credit Union Name: Nusenda Federal Credit Union
Full Time Employees: 924
Part Time Employees: 29
President: Ralph Wallace
CEO: Michelle Dearholt
Branch Locations: 31
ATM Locations: 26
Corporate Office Address:
4100 Pan American FWY NE
Albuquerque, NM 87107
Phone Number: 505-889-7755
Fax Number:

Financials

Total Assets:
4,826,234,595
Total Amount of Shares and Deposits:
4,214,995,886
Total Shares and Deposits < 1 Year:
4,113,528,824
Total Shares and Deposits 1 3 Years:
88,773,510
Total Shares and Deposits > 3 Years:
12,693,553
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
484,103,398
Total Uninsured Shares and Deposits > $250K (F+J):
484,103,398
Total Insured Shares and Deposits > $250K (item 17 less item K):
3,730,892,488
Total Interest Expense (Sum of items 6 8):
74,771,288
Share Certificates:
31,226
Number of Accounts for Share Drafts:
201,710
IRA KEOGH Accounts:
7,582
Number of Accounts for Regular Shares:
376,221
Non Member Deposits:
215
Money Market Shares:
9,843
Net Income (unless the amount is already included in Undivided Earnings):
20,080,544
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
84,026,084
Total Liabilities:
4,399,283,070
Show More
Source: NCUA Last Updated 09/30/2025

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Frequently Asked Questions About Nusenda Federal Credit Union

Is a member application needed to join Nusenda Federal Credit Union?

Yes, to access services at Nusenda Federal Credit Union, a member application is required.

Is there a first-time homebuyer program?

Currently, Nusenda Federal Credit Union provides a range of mortgage and home equity products.

Is Nusenda Federal Credit Union a safe place to deposit money?

Yes, Nusenda Federal Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor.

Does Nusenda Federal Credit Union offer online and mobile banking?

Most modern institutions like Nusenda Federal Credit Union provide digital access including online balance checks and transfers.

Current Nusenda Federal Credit Union Rates

ProductAPY

Rates subject to change.

Compare to other Credit Unions