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Advertiser Disclosure
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 Nusenda Federal Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 17, 2026
Nusenda Federal Credit Union's 3-Month IRA CDs rates are at 3.60%, 3-Month CDs rates are at 3.60%, 6-Month IRA CDs rates are at 3.50%, 6-Month CDs rates are at 3.50%, 12-Month IRA CDs rates are at 3.45%. Nusenda Federal Credit Union's Personal Loan Rates are at 4.49%. MonitorBankRates evaluates the financial stability of Nusenda Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 4.72%. Rates were last updated on 04/17/2026. Nusenda Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Nusenda Federal Credit Union? Share your experience about Nusenda Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Nusenda Federal Credit Union. Nusenda Federal Credit Union
Nusenda Administration 4100 Pan American FWY NE
https://www.nusenda.org Albuquerque, NM 87107 
Nusenda Federal Credit Union CD Rates
Nusenda Federal Credit Union Home Equity & HELOC
Nusenda Federal Credit Union Auto Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Nusenda Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Nusenda Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Nusenda Federal Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Nusenda Federal Credit Union
Website
https://www.nusenda.org
Address
4100 Pan American FWY NE,
Albuquerque, NM 87107
Phone
505-889-7755
Fax
President
Ralph Wallace
CEO
Michelle Dearholt
Full-Time Employees
924
Part-Time Employees
29
Branch Locations
31
ATM Locations
26
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (98/100)
Texas Ratio
4.72%
Return on Assets (ROA)
0.4161%
Return on Equity (ROE)
4.6058%
Non-Performing Loans Ratio (NPL)
0.61%
Total Assets
4,826,234,595
Total Amount of Shares and Deposits
4,214,995,886
Total Shares and Deposits < 1 Year
4,113,528,824
Total Shares and Deposits 1 3 Years
88,773,510
Total Shares and Deposits > 3 Years
12,693,553
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
484,103,398
Total Uninsured Shares and Deposits > $250K (F+J)
484,103,398
Total Insured Shares and Deposits > $250K (item 17 less item K)
3,730,892,488
Total Interest Expense (Sum of items 6 8)
74,771,288
Share Certificates
31,226
Number of Accounts for Share Drafts
201,710
IRA KEOGH Accounts
7,582
Number of Accounts for Regular Shares
376,221
Non Member Deposits
215
Money Market Shares
9,843
Net Income (unless the amount is already included in Undivided Earnings)
20,080,544
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
84,026,084
Total Liabilities
4,399,283,070
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Nusenda Federal Credit UnionIs Nusenda Federal Credit Union a safe place to deposit money?Yes, Nusenda Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 4.7158450250017%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Nusenda Federal Credit Union operate?Nusenda Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Nusenda Federal Credit Union?Yes, to access services at Nusenda Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Nusenda Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Nusenda Federal Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Nusenda Federal Credit Union offer online and mobile banking?Most modern institutions like Nusenda Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.nusenda.org. Current Nusenda Federal Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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