Ohio Educational Credit Union Rates and Review January 2026
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Brian McKay
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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Compare Ohio Educational Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Ohio Educational Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates. Rate Updates and AvailabilityOhio Educational Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Ohio Educational Credit Union? Share your experience about Ohio Educational Credit Union by leaving a review below, or read customer reviews before you decide to use Ohio Educational Credit Union. Overall, Ohio Educational Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars. Current Interest RatesRate
APY/APR
vs Avg
"N/A" indicates the product is not offered or the rate is unavailable. Ohio Educational Credit Union Administrative Office 4141 Rockside Rd Ste 400 Seven Hills, OH 44131  CD & Savings Rate ComparisonShow More
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rate ComparisonLender
Product
Rate
APR
Points
View 50 More
Credit Card Rate ComparisonPlatinum Visa
12.400% - 21.400%
The right choice if you carry a monthly balance & want to pay the lowest rate.
Acadian CU Visa Classic
9.200%
9.20% APR for purchases, balance transfers and cash advances.
VISA Secured
18.000%
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed. Personal Loan Rate ComparisonPersonal Loan
12.000% - 12.110%
$1,500 - $15,000
48 - 48
Unsecured/Personal Loans
8.990%
$0
Personal Loan
12.000% - 12.090%
$1,500 - $15,000
60 - 60
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed. Our apologies, we do not have Ohio Educational Credit Union rate data right now. Credit Union Profile & OverviewCredit Union Name: Ohio Educational Credit Union
Website: https://ohecu.com
Full Time Employees: 41Part Time Employees: 0 President: Tony Smith CEO: Jerome Valco Branch Locations: 4 ATM Locations: 4 Corporate Office Address:
4141 Rockside Rd Ste 400
Seven Hills, OH 44131 Phone Number: 216-621-6296 Fax Number: 216-621-7150 FinancialsTotal Assets:
153,866,208
Total Amount of Shares and Deposits:
138,960,314
Total Shares and Deposits < 1 Year:
136,348,657
Total Shares and Deposits 1 3 Years:
2,314,534
Total Shares and Deposits > 3 Years:
297,121
Total Interest Expense (Sum of items 6 8):
552,844
Share Certificates:
849
Number of Accounts for Share Drafts:
5,453
IRA KEOGH Accounts:
358
Number of Accounts for Regular Shares:
17,311
Money Market Shares:
512
Net Income (unless the amount is already included in Undivided Earnings):
514,337
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
5,844,945
Total Liabilities:
143,079,016
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Source: NCUA Last Updated 09/30/2025
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Frequently Asked Questions About Ohio Educational Credit UnionIs a member application needed to join Ohio Educational Credit Union?Yes, to access services at Ohio Educational Credit Union, a member application is required. Is there a first-time homebuyer program?Currently, Ohio Educational Credit Union provides a range of mortgage and home equity products. Is Ohio Educational Credit Union a safe place to deposit money?Yes, Ohio Educational Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor. Does Ohio Educational Credit Union offer online and mobile banking?Most modern institutions like Ohio Educational Credit Union provide digital access including online balance checks and transfers. Compare to other Credit Unions |
12-month CD rates can be found at 1.20%, 6-month CD rates at 3.53% and 3-month CD rates at 3.54%. Savings rates are at 0.20% and money market rates are at 1.00%. Mortgage rates on 30-year fixed loans are around 6.45%. Credit Card rates are at 14.24%. Personal Loan rates are at 10.00%. All these rates, and more, can be found in our database of rates which you can compare to 
