What are the current interest rates at Tangipahoa Parish Teachers Credit Union?

Current rates for Tangipahoa Parish Teachers Credit Union include: 12-Month CD: 3.80%, 18-Month CD: 2.78%, 24-Month CD: 3.55%

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Tangipahoa Parish Teachers Credit Union

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Tangipahoa Parish Teachers Credit Union Rates & Review October 2026

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Tangipahoa Parish Teachers Credit Union provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: October 9, 2026

Tangipahoa Parish Teachers Credit Union's top rates as of October 9, 2026 are 3.80% APY on its 1 Year CD, 6.00% on its First Mortgage, and personal loans from 9.95% APR, according to rates verified by MonitorBankRates. Other Tangipahoa Parish Teachers Credit Union CD rates include 2 Year CD at 3.55%, and Traditional & ROTH IRA 18 MONTH CD at 2.78%. Other Tangipahoa Parish Teachers Credit Union mortgage rates include First Mortgage at 6.25%, First Mortgage at 6.50%, and First Mortgage at 6.75%. MonitorBankRates evaluates the financial stability of Tangipahoa Parish Teachers Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.29%. Rates last updated and verified on 10/09/2026.

Tangipahoa Parish Teachers Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Tangipahoa Parish Teachers Credit Union? Share your experience about Tangipahoa Parish Teachers Credit Union by leaving a review below, or read customer reviews before you decide to use Tangipahoa Parish Teachers Credit Union.

Verified Healthy Q2 2026 Use This Badge on Your Credit Union Website

Overall Health & Safety Grade

A+

Exceptional Health Score: 99/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

2.29%

Excellent Lower than avg

Health Trend

Very strong 12 quarters

Full history ›

Tangipahoa Parish Teachers Credit Union
Tangipahoa Parish Teachers Credit Union

411 E Oak st
Amite, LA 70422-2821

https://www.tptcu.com/

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Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends.

Tangipahoa Parish Teachers Credit Union CD Rates

Product	Rate	APY	Term
1 Year Share Certificate	3.75%	3.80%	1 Year
Min Deposit $1,000 Details Dividends compounded quarterly. Dividends are credited quarterly. Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 3.80% APY · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.29%
2 Year Share Certificate	3.50%	3.55%	2 Year
Min Deposit $1,000 Details Dividends compounded quarterly. Dividends are credited quarterly. Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 3.55% APY · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.29%
Traditional & ROTH IRA 18 MONTH CERTIFICATE	2.75%	2.78%	18 MONTH
Details APY = Annual Percentage Yield. Dividends compounded quarterly. Dividends are credited quarterly. IRA contribution limit is $6500 ($7500 for age 50 or older) per IRS regulations. Matures with principal and interest renewing automatically. IRA accounts may be withdrawn from; however, any withdrawals may be subject to penalties imposed by the credit union and/or the internal revenue service. Contact a credit union employee for more information. The IRA Certificate Account is a term share account. The Annual Percentage Yield is fixed at the time you make the initial deposit to open or renew the account, and will not change during the term of the Certificate. Dividends earned are posted and compounded quarterly. Early withdrawal penalties apply. You should consult your tax professional to see which specific tax advantages apply to your situation. Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 2.78% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.29%

Tangipahoa Parish Teachers Credit Union Savings Rates

Product	Rate	APY	View More
Christmas Club Account	0.50%	0.50%
Min Deposit $25 Min Balance $25 Details APY = Annual Percentage Yield. Dividends are calculated based on an average daily balance for the quarter and are posted to your account quarterly. The dividend period is a calendar quarter. The entire balance of your Christmas Club will be disbursed during the first week in October. If you withdraw any of the account balance prior to October 1, we will close your account and you will receive the account balance minus a $5.00 early closing fee. You will then be ineligible to have a Christmas Club account the following year. Rates quoted are declared by the Board of Directors of the Credit Union and are subject to change without notice. Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 0.50% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.29%

Tangipahoa Parish Teachers Credit Union Mortgage Rates

Product	Rate	Points	APR	Term
First Mortgage	-	-	6.00%	5 years
Details Real Estate application fee of $25.00 and an Appraisal fee of $125.00. If you are refinancing only to reduce your interest rate, with no cash out, there will be a $200.00 application fee. We will finance up to 90% of the appraised value of the property. Maximum amount financed is $325,000.00. Must have an open Share Account to qualify. This loan is not applicable on Mobile Homes. Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 6.00% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.29%
First Mortgage	-	-	6.25%	10 years
Details Real Estate application fee of $25.00 and an Appraisal fee of $125.00. If you are refinancing only to reduce your interest rate, with no cash out, there will be a $200.00 application fee. We will finance up to 90% of the appraised value of the property. Maximum amount financed is $325,000.00. Must have an open Share Account to qualify. This loan is not applicable on Mobile Homes. Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 6.25% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.29%
First Mortgage	-	-	6.50%	15 years
Details Real Estate application fee of $25.00 and an Appraisal fee of $125.00. If you are refinancing only to reduce your interest rate, with no cash out, there will be a $200.00 application fee. We will finance up to 90% of the appraised value of the property. Maximum amount financed is $325,000.00. Must have an open Share Account to qualify. This loan is not applicable on Mobile Homes. Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 6.50% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.29%
First Mortgage	-	-	6.75%	20 years
Details Real Estate application fee of $25.00 and an Appraisal fee of $125.00. If you are refinancing only to reduce your interest rate, with no cash out, there will be a $200.00 application fee. We will finance up to 90% of the appraised value of the property. Maximum amount financed is $325,000.00. Must have an open Share Account to qualify. This loan is not applicable on Mobile Homes. Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 6.75% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.29%
First Mortgage	-	-	7.00%	25 years
Details Real Estate application fee of $25.00 and an Appraisal fee of $125.00. If you are refinancing only to reduce your interest rate, with no cash out, there will be a $200.00 application fee. We will finance up to 90% of the appraised value of the property. Maximum amount financed is $325,000.00. Must have an open Share Account to qualify. This loan is not applicable on Mobile Homes. Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 7.00% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.29%

Tangipahoa Parish Teachers Credit Union Auto Loan Rates

Product	Rate	Points	APR	Term
New Auto Loan	-	-	3.90%	60 months
Details As Low As; For a limited time only. Maximum loan amount is $70,000.00. Must have an open Share Account to qualify. Rates determined by past credit performance. Up to 15% down payment and tax, title, and license may be required. Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 3.90% APR · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.29%
New Auto Loan	-	-	3.90%	48 months
Details As Low As; For a limited time only. Maximum loan amount is $70,000.00. Must have an open Share Account to qualify. Rates determined by past credit performance. Up to 15% down payment and tax, title, and license may be required. Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 3.90% APR · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.29%
New Auto Loan	-	-	3.90%	36 months
Details As Low As; For a limited time only. Maximum loan amount is $70,000.00. Must have an open Share Account to qualify. Rates determined by past credit performance. Up to 15% down payment and tax, title, and license may be required. Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 3.90% APR · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.29%
New Auto Loan	-	-	3.90%	24 months
Details As Low As; For a limited time only. Maximum loan amount is $70,000.00. Must have an open Share Account to qualify. Rates determined by past credit performance. Up to 15% down payment and tax, title, and license may be required. Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 3.90% APR · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.29%
New Auto Loan	-	-	4.50%	72 months
Details As Low As; For a limited time only. Maximum loan amount is $70,000.00. Must have an open Share Account to qualify. Rates determined by past credit performance. Up to 15% down payment and tax, title, and license may be required. Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 4.50% APR · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.29%
Late Model Used Auto Loan	-	-	6.90%	60 months
Details As Low As; Rates determined by past credit performance. Up to 15% down payment and tax, title, and license may be required. Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 6.90% APR · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.29%
Used Auto Loan	-	-	7.90%	60 months
Details Rates determined by past credit performance. Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 7.90% APR · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.29%

Tangipahoa Parish Teachers Credit Union RV, Boat and Powersport Loan Rates

Product	Rate	APR	Term
New Boat Loan	-	6.90%	60 months
Details As Low As; 100% financing, tax, title, and license may be financed depending upon your past credit performance. Must have an open Share Account to qualify. Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 6.90% APR · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.29%
New Motorcycle Loan	-	6.90%	60 months
Details As Low As; Maximum term 60 months. 100% financing, tax, title, and license may be financed depending upon past credit performance. Maximum age of vehicle is 8 years. Must have an open Share Account to qualify. Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 6.90% APR · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.29%
Used Boat Loan	-	7.90%	60 months
Details As Low As; Rates determined by past credit performance. Up to 15% down payment, tax, title, and license may be required. Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 7.90% APR · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.29%
Used Motorcycle Loan	-	7.90%	60 months
Details As Low As; Maximum term 60 months. 100% financing, tax, title, and license may be financed depending upon past credit performance. Maximum age of vehicle is 8 years. Must have an open Share Account to qualify. Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 7.90% APR · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.29%

Tangipahoa Parish Teachers Credit Union Personal Loan Rates

Product	APR	Term	View More
Personal (Signature) Unsecured Loans	9.95%
Details As Low As; Loan amount and term are subject to credit approval. Must have an open Share Account to qualify. Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 9.95% APR · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.29%

Tangipahoa Parish Teachers Credit Union Other Rates

Product	Rate	Points	APY/APR	Term	View More
Summer Special Loans	-	-	9.00%	12 months
Details Additional APR listed for this product: 10.00%. Summer Special Loans run from April 1 through August 31 of each year. Must have an open Share Account to qualify. Limit of $3,000.00. APR = Annual Percentage Rates. Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 9.00% APR · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.29%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
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Financial Health History

Tangipahoa Parish Teachers Credit Union’s Texas Ratio rose from 1.48% in Q3 2023 to 2.29% in Q2 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

Swipe the chart sideways to see every quarter.

Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures

Quarter	Total assets	Texas Ratio	Star Rating	Health Grade
June 30, 2026	$33M	2.29%	5.0	A+
March 31, 2026	$32M	1.36%	5.0	A+
December 31, 2025	$31M	3.91%	5.0	A+
September 30, 2025	$32M	1.22%	5.0	A+
June 30, 2025	$31M	1.39%	5.0	A+
March 31, 2025	$31M	1.76%	5.0	A+
December 31, 2024	$30M	2.07%	5.0	A+
September 30, 2024	$30M	1.77%	5.0	A+
June 30, 2024	$30M	1.28%	5.0	A+
March 31, 2024	$30M	0.90%	5.0	A+
December 31, 2023	$30M	1.30%	5.0	A+
September 30, 2023	$31M	1.48%	5.0	A+

Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Tangipahoa Parish Teachers Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Tangipahoa Parish Teachers Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Tangipahoa Parish Teachers Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Tangipahoa Parish Teachers Credit Union

Website https://www.tptcu.com/

Address 411 E Oak st, Amite, LA 70422-2821

Phone 985-748-5132

Fax 985-748-3916

President Mark Kolwe

CEO Dixie Perez

Full-Time Employees 6

Part-Time Employees 1

Branch Locations 1

ATM Locations 0

NCUA Insured ✓ Yes, up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A+ (99/100)

Texas Ratio

2.29%

Return on Assets (ROA)

0.5950%

Return on Equity (ROE)

1.6637%

Non-Performing Loans Ratio (NPL)

1.71%

Total Assets

32,768,951

Total Amount of Shares and Deposits

21,023,486

Total Shares and Deposits < 1 Year

20,586,588

Total Shares and Deposits 1 3 Years

436,897

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

284,668

Total Uninsured Shares and Deposits > $250K (F+J)

284,668

Total Insured Shares and Deposits > $250K (item 17 less item K)

20,738,818

Total Interest Expense (Sum of items 6 8)

170,819

Share Certificates

260

IRA KEOGH Accounts

Number of Accounts for Regular Shares

2,741

All other shares

497

Non Member Deposits

Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)

Well Capitalized

Net Worth Classification if credit union is a new credit union

Well Capitalized

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

2,560,886

Total Liabilities

21,050,094

Source: NCUA — Last Updated 06/30/2026

Q2 2026 MBR Health & Safety Badge

Tangipahoa Parish Teachers Credit Union earned the Verified Healthy badge

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Customer Reviews

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Frequently Asked Questions About Tangipahoa Parish Teachers Credit Union

How many branches does Tangipahoa Parish Teachers Credit Union operate?

Tangipahoa Parish Teachers Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Tangipahoa Parish Teachers Credit Union?

Yes, to access services at Tangipahoa Parish Teachers Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Tangipahoa Parish Teachers Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Tangipahoa Parish Teachers Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Tangipahoa Parish Teachers Credit Union offer online and mobile banking?

Most modern institutions like Tangipahoa Parish Teachers Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.tptcu.com/.

Current Tangipahoa Parish Teachers Credit Union Rates

12-Month CD3.80%
18-Month CD2.78%
24-Month CD3.55%

Retrieved from our database of financial products. Rates subject to change.

Compare to Other Credit Unions

Tangipahoa Parish Teachers Credit Union Rates & Review October 2026

Brian McKay

Overall Health & Safety Grade

MonitorBankRates Star Rating

Tangipahoa Parish Teachers Credit Union Texas Ratio

Tangipahoa Parish Teachers Credit Union Health Trend

Tangipahoa Parish Teachers Credit Union CD Rates

Tangipahoa Parish Teachers Credit Union Savings Rates

Tangipahoa Parish Teachers Credit Union Mortgage Rates

Tangipahoa Parish Teachers Credit Union Auto Loan Rates

Tangipahoa Parish Teachers Credit Union RV, Boat and Powersport Loan Rates

Tangipahoa Parish Teachers Credit Union Personal Loan Rates

Tangipahoa Parish Teachers Credit Union Other Rates

Financial Health History

Methodology & Data Sources

Credit Union Profile & Overview

Financials

Tangipahoa Parish Teachers Credit Union earned the Verified Healthy badge

Customer Reviews

Frequently Asked Questions About Tangipahoa Parish Teachers Credit Union

How many branches does Tangipahoa Parish Teachers Credit Union operate?

Is a member application needed to join Tangipahoa Parish Teachers Credit Union?

Is there a first-time homebuyer program?

Are credit management and repair services offered?

Does Tangipahoa Parish Teachers Credit Union offer online and mobile banking?

Current Tangipahoa Parish Teachers Credit Union Rates

Compare to Other Credit Unions