Okaloosa County Teachers Federal Credit Union Rates and Review January 2026
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Compare Okaloosa County Teachers Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Okaloosa County Teachers Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates. Rate Updates and AvailabilityOkaloosa County Teachers Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Okaloosa County Teachers Federal Credit Union? Share your experience about Okaloosa County Teachers Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Okaloosa County Teachers Federal Credit Union. Overall, Okaloosa County Teachers Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars. Current Interest RatesRate
APY/APR
vs Avg
"N/A" indicates the product is not offered or the rate is unavailable. Okaloosa County Teachers Federal Credit Union Okaloosa County Teachers FCU 1126 N Ferdon Blvd Crestview, FL 32536 1710  CD & Savings Rate ComparisonShow More
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rate ComparisonLender
Product
Rate
APR
Points
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Credit Card Rate ComparisonVisa Platinum Credit Card
8.500%
As low as 8.50%
Max Rewards Visa Credit Card
15.250%
Visa Credit Card
9.990%
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed. Personal Loan Rate ComparisonPersonal Loans
10.250% - 10.650%
$3,000 - $25,000
Personal Loans
11.740% - 17.990%
$0
Personal Loan
13.240%
$0
48
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed. Our apologies, we do not have Okaloosa County Teachers Federal Credit Union rate data right now. Credit Union Profile & OverviewCredit Union Name: Okaloosa County Teachers Federal Credit Union
Website: https://okaloosafcu.org
Full Time Employees: 30Part Time Employees: 9 President: Gail Kaltz CEO: Jerry Maughon Branch Locations: 5 ATM Locations: 5 Corporate Office Address:
1126 N Ferdon Blvd
Crestview, FL 32536 1710 Phone Number: 850-682-2225 Fax Number: 850-682-7722 FinancialsTotal Assets:
130,629,066
Total Amount of Shares and Deposits:
116,905,726
Total Shares and Deposits < 1 Year:
114,415,381
Total Shares and Deposits 1 3 Years:
2,490,344
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
899,332
Total Uninsured Shares and Deposits > $250K (F+J):
899,332
Total Insured Shares and Deposits > $250K (item 17 less item K):
116,006,394
Total Interest Expense (Sum of items 6 8):
1,210,635
Share Certificates:
851
Number of Accounts for Share Drafts:
5,807
IRA KEOGH Accounts:
292
Number of Accounts for Regular Shares:
9,338
Money Market Shares:
173
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
8,731,532
Total Liabilities:
118,148,767
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Source: NCUA Last Updated 09/30/2025
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Frequently Asked Questions About Okaloosa County Teachers Federal Credit UnionIs a member application needed to join Okaloosa County Teachers Federal Credit Union?Yes, to access services at Okaloosa County Teachers Federal Credit Union, a member application is required. Is there a first-time homebuyer program?Currently, Okaloosa County Teachers Federal Credit Union provides a range of mortgage and home equity products. Is Okaloosa County Teachers Federal Credit Union a safe place to deposit money?Yes, Okaloosa County Teachers Federal Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor. Does Okaloosa County Teachers Federal Credit Union offer online and mobile banking?Most modern institutions like Okaloosa County Teachers Federal Credit Union provide digital access including online balance checks and transfers. Compare to other Credit Unions |
12-month CD rates can be found at 0.20%, 6-month CD rates at 3.30% and 3-month CD rates at 2.65%. Savings rates are at 0.45% and money market rates are at 0.25%. Mortgage rates on 30-year fixed loans are around 6.09%. Credit Card rates are at 9.99%. Personal Loan rates are at 13.24%. All these rates, and more, can be found in our database of rates which you can compare to 
