One Community Federal Credit Union Rates and Review January 2026
Compare One Community Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of One Community Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates. Rate Updates and AvailabilityOne Community Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at One Community Federal Credit Union? Share your experience about One Community Federal Credit Union by leaving a review below, or read customer reviews before you decide to use One Community Federal Credit Union. Overall, One Community Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars. Current Interest RatesRate
APY/APR
vs Avg
"N/A" indicates the product is not offered or the rate is unavailable. One Community Federal Credit Union Main Office 531 5th St Parkersburg, WV 26101  CD & Savings Rate ComparisonShow More
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rate ComparisonLender
Product
Rate
APR
Points
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Credit Card Rate ComparisonVISA Preferred
12.240% - 18.000%
No annual fees or cash advance fees. Rates may vary depending on credit worthiness.
Academic FCU VISA® Secured Card
10.900% - 15.400%
No annual fee, no cash advance fee, rewards program.
Rewards Credit Card
14.240%
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed. Personal Loan Rate ComparisonPersonal Loans
14.200%
$5,000 - $8,000
48 - 48
Personal/Signature Loans
11.150%
$0
60 - 60
Personal/Signature
10.990%
$0
24 - 36
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed. Our apologies, we do not have One Community Federal Credit Union rate data right now. Credit Union Profile & OverviewCredit Union Name: One Community Federal Credit Union
Website: https://www.onecommunityfcu.org/
Full Time Employees: 23Part Time Employees: 8 President: Timothy Bibbee CEO: Steven Napier Branch Locations: 2 ATM Locations: 2 Corporate Office Address:
531 5th St
Parkersburg, WV 26101 Phone Number: 304-865-0439 Fax Number: 304-485-1591 FinancialsTotal Assets:
107,064,310
Total Amount of Shares and Deposits:
95,627,720
Total Shares and Deposits < 1 Year:
91,563,702
Total Shares and Deposits 1 3 Years:
3,418,698
Total Shares and Deposits > 3 Years:
645,320
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
2,846,520
Total Uninsured Shares and Deposits > $250K (F+J):
2,846,520
Total Insured Shares and Deposits > $250K (item 17 less item K):
92,781,200
Total Interest Expense (Sum of items 6 8):
1,069,312
Share Certificates:
636
Number of Accounts for Share Drafts:
3,666
IRA KEOGH Accounts:
184
Number of Accounts for Regular Shares:
8,496
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
10,405,903
Total Liabilities:
96,197,025
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Source: NCUA Last Updated 09/30/2025
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Frequently Asked Questions About One Community Federal Credit UnionIs a member application needed to join One Community Federal Credit Union?Yes, to access services at One Community Federal Credit Union, a member application is required. Is there a first-time homebuyer program?Currently, One Community Federal Credit Union provides a range of mortgage and home equity products. Is One Community Federal Credit Union a safe place to deposit money?Yes, One Community Federal Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor. Does One Community Federal Credit Union offer online and mobile banking?Most modern institutions like One Community Federal Credit Union provide digital access including online balance checks and transfers. Compare to other Credit Unions |
12-month CD rates can be found at 4.00%, 6-month CD rates at 4.00% and 3-month CD rates at 3.25%. Savings rates are at 0.25% and money market rates are at 1.75%. Mortgage rates on 30-year fixed loans are around 5.57%. Credit Card rates are at 11.90%. Personal Loan rates are at 9.00%. All these rates, and more, can be found in our database of rates which you can compare to 
