Opp-Micolas Credit Union CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews
Compare Opp-Micolas Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Opp-Micolas Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates. Opp-Micolas Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Opp-Micolas Credit Union? Share your experience about Opp-Micolas Credit Union by leaving a review below, or read customer reviews before you decide to use Opp-Micolas Credit Union. Overall, Opp-Micolas Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars. Rate
APY/APR
vs Avg
Compare Opp-Micolas Credit Union Rates with Other Competitive Bank and Credit Union Rates
First Bank Clewiston, FL
Kasasa Checking
5.12%
$100
Mountain America Federal Credit Union
18-Month CD
4.25%
$500
The Wilmington Savings Bank
6-Month CD
4.15%
$500
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Compare Opp-Micolas Credit Union Mortgage Rates with Lenders Rates for Fixed and Adjustable Mortgages
Piedmont Advantage Credit Union
15-Year Fixed
5.000%
5.255%
0.000
Chartway Credit Union
5/1 ARM
5.500%
5.600%
0.000
Peoples Trust Co. of St. Albans
15-Year Fixed
5.625%
5.663%
0.000
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The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed. Compare Opp-Micolas Credit Union Credit Cards with Other Competitive Bank and Credit Union Credit Cards
Y-12 Federal Credit Union
VISA Secured
18.000%
Abbott Laboratories Credit Union
Select Rewards Visa
15.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
AAEC Credit Union
VISA Credit Card
11.900%
No annual fee
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed. Compare Opp-Micolas Credit Union Personal Loans with Other Competitive Bank and Credit Union Personal Loans
Academic Federal Credit Union
Personal Line of Credit
9.000%
$0
60
1st Street Credit Union
50% Share Secured Loan
6.460% - 14.990%
$0
Vystar Credit Union
Personal Loans
13.250%
$0
6184
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed. Our apologies, we do not have Opp-Micolas Credit Union rate data right now, check back for updates, we are adding rates all the time. Opp-Micolas Credit Union InformationCredit Union Name: Opp-Micolas Credit Union
Full Time Employees: 4Part Time Employees: 0 President: DANNY FAULK CEO: KYLER FRAZIER Branch Locations: 1 ATM Locations: 0 Corporate Office Address:
901 DOUGLAS AVE
OPP, AL 36467 2765 Phone Number: 334-493-6434 Fax Number: 334-493-2357 Opp-Micolas Credit Union FinancialsTotal Assets:
11,570,986
Total Amount of Shares and Deposits:
8,830,690
Total Shares and Deposits < 1 Year:
8,830,690
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
46,434
Total Uninsured Shares and Deposits > $250K (F+J):
46,434
Total Insured Shares and Deposits > $250K (item 17 less item K):
8,784,256
Total Interest Expense (Sum of items 6 8):
21,944
Share Certificates:
29
IRA KEOGH Accounts:
77
Number of Accounts for Regular Shares:
1,638
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
812,876
Total Liabilities:
8,858,003
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Opp-Micolas Credit Union Questions and AnswersNo Cost Share Drafts:
No
Share Certificates with Low Minimum Balance Requirements:
Yes
Is Financial Counseling Offered?:
No
Financial Education offered for Members?:
No
Are financial literacy Workshops offered?:
No
Is there a first time homebuyer program?:
No
Credit management and repair offered?:
No
Online Financial Literacy?:
No
No Cost Bill Payer:
No
Mortgage Processing:
No
Approved Mortgage Seller?:
No
Brokered Certificates of Deposits:
1
payment:
No
Are low cost wire transfers available?:
No
Member Application:
No
Are New Loans Available:
No
New Share Account:
No
Are online loan payments available:
No
Online Bill Payment Allowed?:
No
Can I download my account history?:
No
Electronic Signature Authentication Certification:
No
Can I get my bank statements online?:
No
External Account Transfers Allowed:
No
Remote Deposit Allowed:
No
Are Mobile Payments Avilable?:
No
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Source: NCUA Last Updated 03/31/2024
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The stage has been set for higher deposit rates in September. The Federal Open Market Committee (FOMC) is scheduled to meet on discuss monetary policy, including setting the federal funds rate, on September 16 and 17. Most Fed watchers believe Fed officials will vote for a 25 basis point increase during the September meeting.
Asheville Savings Bank is advertising some of the best CD rates available these days. The bank is offering certificates of deposit with terms ranging from 91 days to 5 years. The CD interest rates and yields are tiered but the current rates and yields are the same for all account balances.
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See how Opp-Micolas Credit Union Compares to other credit unions |
12-month CD rates can be found at 3.00%, 6-month CD rates at 3.12% and 3-month CD rates at 1.26%. Savings rates are at 0.25% and money market rates are at 3.61%. Mortgage rates on 30-year fixed loans are around 6.03%. Credit Card rates are at 13.24%. Personal Loan rates are at 16.25%. All these rates, and more, can be found in our database of rates which you can compare to 
