OUR Credit Union CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews
Compare OUR Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of OUR Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates. OUR Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at OUR Credit Union? Share your experience about OUR Credit Union by leaving a review below, or read customer reviews before you decide to use OUR Credit Union. Overall, OUR Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars. Rate
APY/APR
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Compare OUR Credit Union Rates with Other Competitive Bank and Credit Union Rates
Old Exchange Bank of Okawville
6-Month CD
4.30%
$2,500
Crossroads Bank Effingham, IL
30-Month CD
3.85%
$2,000
Great Plains State Bank
18-Month CD
3.80%
$500
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Compare OUR Credit Union Mortgage Rates with Lenders Rates for Fixed and Adjustable Mortgages
1st Northern California Credit Union
7-Year Fixed
3.990%
4.357%
0.750
First FSB of Champaign Urbana
10-Year Fixed
5.250%
5.319%
0.000
First FSB of Champaign Urbana
15-Year Fixed
5.500%
5.549%
0.000
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The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed. Compare OUR Credit Union Credit Cards with Other Competitive Bank and Credit Union Credit Cards
Teachers Federal Credit Union
Visa Cash Back
16.100%
1st United Credit Union
Visa Platinum
13.900%
AAC Credit Union
Visa Platinum
7.990%
Line of credit up to $20,000. $250,000 travel life insurance
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed. Compare OUR Credit Union Personal Loans with Other Competitive Bank and Credit Union Personal Loans
1st Street Credit Union
Note Loan
8.990% - 17.990%
$0
ACMG Federal Credit Union
Personal Loans
8.990%
$0
36
The Golden 1 Credit Union
Credit Starter Loan
16.250%
$0
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed. Our apologies, we do not have OUR Credit Union rate data right now, check back for updates, we are adding rates all the time. OUR Credit Union InformationCredit Union Name: OUR Credit Union
Website: https://www.ourcuonline.org
Full Time Employees: 74Part Time Employees: 12 President: Tom Cardelli CEO: Darren Cameron Branch Locations: 5 ATM Locations: 5 Corporate Office Address:
3070 Normandy Rd
Royal Oak, MI 48073 Phone Number: 248-549-3838 Fax Number: 248-549-0203 OUR Credit Union FinancialsTotal Assets:
365,206,778
Total Amount of Shares and Deposits:
346,418,866
Total Shares and Deposits < 1 Year:
336,786,606
Total Shares and Deposits 1 3 Years:
5,756,339
Total Shares and Deposits > 3 Years:
3,875,921
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
10,845,624
Total Uninsured Shares and Deposits > $250K (F+J):
10,845,624
Total Insured Shares and Deposits > $250K (item 17 less item K):
335,573,242
Total Interest Expense (Sum of items 6 8):
756,721
Share Certificates:
1,992
Number of Accounts for Share Drafts:
14,930
IRA KEOGH Accounts:
878
Number of Accounts for Regular Shares:
28,743
All other shares:
183
Non Member Deposits:
35
Money Market Shares:
848
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
48,153,932
Total Liabilities:
349,196,647
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OUR Credit Union Questions and AnswersNo Cost Share Drafts:
Yes
Share Certificates with Low Minimum Balance Requirements:
Yes
Is Financial Counseling Offered?:
Yes
Financial Education offered for Members?:
Yes
Are financial literacy Workshops offered?:
No
Is there a first time homebuyer program?:
No
Credit management and repair offered?:
No
Online Financial Literacy?:
No
No Cost Bill Payer:
Yes
Student Scholarships:
1
Mortgage Processing:
No
Approved Mortgage Seller?:
No
Brokered Certificates of Deposits:
1
payment:
No
Are low cost wire transfers available?:
Yes
Member Application:
Yes
Are New Loans Available:
Yes
New Share Account:
Yes
Are online loan payments available:
Yes
Online Bill Payment Allowed?:
Yes
Can I download my account history?:
No
Account Aggregation:
1
Electronic Signature Authentication Certification:
No
Can I get my bank statements online?:
Yes
External Account Transfers Allowed:
No
Remote Deposit Allowed:
Yes
Are Mobile Payments Avilable?:
Yes
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Source: NCUA Last Updated 03/31/2024
Explore Other Rate Deals If you have a vehicle, automobile insurance is a must as well as legally registering it in the state of residency. Auto insurance provides insurance protection that will pay for losses due to damage to your vehicle.
 Mortgage rates are lower today as lenders ease rates. Mortgage interest rates today on 30 year mortgages are averaging 3.97%, down from yesterday’s average 30 year mortgage rate of 3.98%. Mortgage interest rates on 15 year home loans are averaging 3.30%, down from yesterday’s average 15 year mortgage rate of 3.31%.
Mortgage rates and applications for refinancing mortgage loans declined in this week's mortgage survey released by the Mortgage Bankers Association. Average mortgage refinance rates have increased since early August but have reversed course and headed down again this past week. Late last week the Fed Charmin, Ben Bernanke, hinted that the Fed is ready to act to drive interest rates lower to help the economy. As a result 10 year bond yields which hit a recent high of 1.85 percent are now back down to 1.56 percent. Mortgage rates have also come down and will probably make new all-time lows this coming week.
Bank or Credit Union Offers and DealsMutual Security Credit Union Current 2 Year Mortgage Rate of 2.99%Highest Variable Deposit Rate Report August 14 Mortgage Interest Rate: Current Mortgage Rates July 13, 2009 Best Savings Rate Now at 1.25% APY GM is offering 0% Financing for 60 Months giantbank.com Money Market Account Rates now at 0.45% U.S. Bank CD Rates: 7-Month 4.80%, 15-Month 4.85%, and 11-Month 4.95% E-Loan 1 Year CD Rates now at 1.25% Interest Rates in an Economic Recovery Will You Work Past Your Retirement Age? Alternative Bank and Credit Union Offers to Explore5 Star Bank Money Market Account Rates now at 0.10%WTDirect Promo High Yield Savings Account State Farm Bank Money Market Account Rates now at 0.30% Dime Savings Bank of Williamsburgh MMA Rate at 1.10% APY Fixed Mortgage Rates Increase but Remain Near Record Lows giantbank.com 6 Month Jumbo CD Rates now at 0.80% Mortgage Rates: Fixed Mortgage Rates Up Slightly, 30 Year Mortgage Rates at 4.60%, 15 Year Mortgage Rates at 3.99% Mortgage Rates - 30-year Fixed Mortgage Rates at 5.14% Mortgage Rates Continue to Decline: 30 Year Fixed Mortgage Rates at 4.87% Mortgage Rates Up to 5.39%: Current Mortgage Rates Mostly Up OUR Credit Union ReviewsThere are no reviews for OUR Credit Union yet. Feel free to create one below.
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See how OUR Credit Union Compares to other credit unions |
12-month CD rates can be found at 1.00%, 6-month CD rates at 3.50% and 3-month CD rates at 2.28%. Savings rates are at 0.40% and money market rates are at 0.50%. Mortgage rates on 30-year fixed loans are around 6.53%. Credit Card rates are at 14.74%. Personal Loan rates are at 10.50%. All these rates, and more, can be found in our database of rates which you can compare to 
