|
iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Hancock School Employees Federal Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 5, 2026
Hancock School Employees Federal Credit Union's 36 Month CDs rates are at 4.00%, 36 Month CDs rates are at 3.00%, 30 Month CDs rates are at 2.75%, 24 Month CDs rates are at 2.50%, 18 Month CDs rates are at 2.25%. MonitorBankRates evaluates the financial stability of Hancock School Employees Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.52%. Rates were last updated on 04/05/2026. Hancock School Employees Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Hancock School Employees Federal Credit Union? Share your experience about Hancock School Employees Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Hancock School Employees Federal Credit Union. Hancock School Employees Federal Credit Union
Hancock School Employee FCU 384 Penco Rd
https://www.hsefcu.com Weirton, WV 26062 
Hancock School Employees Federal Credit Union CD Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Hancock School Employees Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Hancock School Employees Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Hancock School Employees Federal Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Hancock School Employees Federal Credit Union
Website
https://www.hsefcu.com
Address
384 Penco Rd,
Weirton, WV 26062
Phone
304-723-5605
Fax
304-723-9655
President
Gordon Anderson
CEO
David Karas
Full-Time Employees
4
Part-Time Employees
4
Branch Locations
1
ATM Locations
0
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
1.52%
Return on Assets (ROA)
0.3063%
Return on Equity (ROE)
2.6490%
Non-Performing Loans Ratio (NPL)
0.68%
Total Assets
23,853,724
Total Amount of Shares and Deposits
21,231,510
Total Shares and Deposits < 1 Year
19,846,212
Total Shares and Deposits 1 3 Years
1,385,298
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
2,171,338
Total Uninsured Shares and Deposits > $250K (F+J)
2,171,338
Total Insured Shares and Deposits > $250K (item 17 less item K)
19,060,172
Total Interest Expense (Sum of items 6 8)
141,456
Share Certificates
101
Number of Accounts for Share Drafts
597
Number of Accounts for Regular Shares
1,848
Net Income (unless the amount is already included in Undivided Earnings)
73,067
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
61,875
Total Liabilities
21,247,349
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Hancock School Employees Federal Credit UnionIs Hancock School Employees Federal Credit Union a safe place to deposit money?Yes, Hancock School Employees Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 1.5166868545951%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Hancock School Employees Federal Credit Union operate?Hancock School Employees Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Hancock School Employees Federal Credit Union?Yes, to access services at Hancock School Employees Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Hancock School Employees Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Hancock School Employees Federal Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Hancock School Employees Federal Credit Union offer online and mobile banking?Most modern institutions like Hancock School Employees Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.hsefcu.com. Current Hancock School Employees Federal Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
Compare to Other Credit Unions
Kalsee Credit Union
UPS Employees Credit Union
Everman Parkway Credit Union
Members First Credit Union of NH
RTP Federal Credit Union
Saint Augustine Credit Union
Cascade Federal Credit Union
BROWARD HEALTHCARE
Nebo Credit Union
Aeroquip Credit Union
C&R Credit Union
Walker County Federal Credit Union
VASCO
Total Community Action Federal Credit Union
Salem School System Credit Union
Autotruck Financial Credit Union
Atlanta Postal Credit Union
Asbestos Workers Local 14 Federal Credit Union
HTM Credit Union
La Joya Area Federal Credit Union
Watsonville Hospital Federal Credit Union
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
