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iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
Peninsula Community Federal Credit Union Rates & Review April 2026Peninsula Community Federal Credit Union's 7 Month CD Special rates are at 3.50%, 12 Month CD rates are at 3.25%, 12 Month Save To Win CD rates are at 3.25%, 6 Month CD rates are at 3.10%, 18 Month CD rates are at 2.90%. Peninsula Community Federal Credit Union's savings rates are at 0.20%. Peninsula Community Federal Credit Union's money market rates are at 0.30%. Peninsula Community Federal Credit Union's Personal Loan Rates are at 1.00%. MonitorBankRates evaluates the financial stability of Peninsula Community Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 4.70%. Rates were last updated on 04/17/2026. Peninsula Community Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Peninsula Community Federal Credit Union? Share your experience about Peninsula Community Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Peninsula Community Federal Credit Union. Peninsula Community Federal Credit Union
Shelton Administrative Office and Branch Location 521 W Railroad Ave
https://www.pcfcu.org Shelton, WA 98584 3520
Peninsula Community Federal Credit Union CD Rates
Peninsula Community Federal Credit Union Savings Rates
Peninsula Community Federal Credit Union Money Market Rates
Peninsula Community Federal Credit Union Checking Rates
Peninsula Community Federal Credit Union Home Equity & HELOC
Peninsula Community Federal Credit Union Credit Card Rates
Peninsula Community Federal Credit Union Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Peninsula Community Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Peninsula Community Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Peninsula Community Federal Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Peninsula Community Federal Credit Union
Website
https://www.pcfcu.org
Address
521 W Railroad Ave,
Shelton, WA 98584 3520
Phone
360-426-1601
Fax
360-427-3169
President
John Bolender
CEO
James Morrell
Full-Time Employees
72
Part-Time Employees
4
Branch Locations
5
ATM Locations
5
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (98/100)
Texas Ratio
4.70%
Return on Assets (ROA)
0.4566%
Return on Equity (ROE)
4.0819%
Non-Performing Loans Ratio (NPL)
0.76%
Total Assets
303,264,216
Total Amount of Shares and Deposits
268,434,807
Total Shares and Deposits < 1 Year
266,870,943
Total Shares and Deposits 1 3 Years
1,134,718
Total Shares and Deposits > 3 Years
429,146
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
5,833,938
Total Uninsured Shares and Deposits > $250K (F+J)
5,833,938
Total Insured Shares and Deposits > $250K (item 17 less item K)
262,600,869
Total Interest Expense (Sum of items 6 8)
1,935,669
Share Certificates
2,030
Number of Accounts for Share Drafts
12,519
IRA KEOGH Accounts
350
Number of Accounts for Regular Shares
22,757
Money Market Shares
455
Net Income (unless the amount is already included in Undivided Earnings)
1,384,598
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
25,757,166
Total Liabilities
275,490,953
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Peninsula Community Federal Credit UnionIs Peninsula Community Federal Credit Union a safe place to deposit money?Yes, Peninsula Community Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 4.7025176320089%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Peninsula Community Federal Credit Union operate?Peninsula Community Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Peninsula Community Federal Credit Union?Yes, to access services at Peninsula Community Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Peninsula Community Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Peninsula Community Federal Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Peninsula Community Federal Credit Union offer online and mobile banking?Most modern institutions like Peninsula Community Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.pcfcu.org. Current Peninsula Community Federal Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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