PeoplesChoice Credit Union CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

PeoplesChoice Credit Union 12-month CD rates can be found at 3.75%, 6-month CD rates at 4.20% and 3-month CD rates at 0.80%. Savings rates are at 0.03% and money market rates are at 0.10%. Mortgage rates on 30-year fixed loans are around 6.28%. Credit Card rates are at 8.99%. Personal Loan rates are at 12.15%. All these rates, and more, can be found in our database of rates which you can compare to PeoplesChoice Credit Union rates.

Compare PeoplesChoice Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of PeoplesChoice Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

PeoplesChoice Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at PeoplesChoice Credit Union? Share your experience about PeoplesChoice Credit Union by leaving a review below, or read customer reviews before you decide to use PeoplesChoice Credit Union.

Overall, PeoplesChoice Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Rate

APY/APR

vs Avg

12-Month CD

N/A

2.52%

18-Month CD

N/A

2.27%

24-Month CD

N/A

2.25%

36-Month CD

N/A

2.18%

48-Month CD

N/A

2.14%

60-Month CD

N/A

2.26%

Savings

N/A

0.62%

MMA

N/A

0.80%

30-Year Fixed

N/A

6.51%

Credit Card

N/A

14.10%

Personal Loan

N/A

11.27%

PeoplesChoice Credit Union
Saco Office

23 Industrial Park Rd
Saco, ME 04072 1804

https://www.peopleschoicecreditunion.com/

MonitorBankRates' Rating

5/5

★★★★★

Review PeoplesChoice Credit Union

Compare PeoplesChoice Credit Union Rates with Other Competitive Bank and Credit Union Rates

The Peoples S&L Co.

12-Month CD

4.32%

$1,000

Farmers Insurance Federal Credit Union

9-Month CD (No Penalty)

4.25%

$1,000

Mountain America Federal Credit Union

18-Month CD

4.25%

$500

SchoolsFirst Federal Credit Union

12-Month CD

4.15%

$500

ABCO Federal Credit Union

IRA Money Market

4.00%

$25,000

PCSB Bank

12-Month CD

3.87%

$500

Coastal Heritage Bank

12-Month CD

3.70%

$1,000

Legacy Bank Colwich, KS

60-Month CD

3.65%

$1,000

First B&T Co. Perry, OK

60-Month CD

3.55%

$1,500

FNB of Bangor

24-Month CD

3.55%

$1,000

Acadia Federal Credit Union

48-Month CD

3.51%

$1,000

CorTrust Bank

3-Month CD

3.50%

$2,500

Bank of Clovis

36-Month CD

3.45%

$5,000

Perryton National Bank

36-Month CD

3.38%

$500

Aberdeen Proving Ground FCU

30-Month CD

3.30%

$100

Abound Federal Credit Union

48-month CD

3.25%

$500

Cornerstone State Bank

60-Month CD (Jumbo)

3.02%

$200,000

Thomaston Savings Bank

60-Month CD

3.00%

$1,000

Citizens State Bank Somerville, TX

24-Month CD

2.93%

$1,000

Ambler Savings Bank

36-Month CD

2.75%

$1,000

Farmers National Bank

18-Month CD

2.70%

$500

Magyar Bank

18-Month CD

2.50%

$2,500

First State Bank Nebraska

60-Month CD

2.50%

$5,000

Lowell Five SB

48-Month CD

2.30%

$500

Fairview State Banking Company

18-Month CD

2.02%

$2,500

New Millennium Bank

48-Month CD

2.00%

$500

Capon Valley Bank

24-Month CD

1.76%

$500

Hingham Institution for Savings

24-Month CD

1.75%

$1,000

Forcht Bank

Forcht Reserve Money Market

1.51%

$250,000

Jones Bank

18-Month CD

1.30%

$500

American Bank and Trust Company, N.A.

60-Month CD

1.22%

$500

United Minnesota Bank

24-Month CD

1.10%

$500

Kennebec Savings Bank

36-Month CD

0.90%

$500

FNB of Peterstown

6-Month CD

0.60%

$2,500

Community Bank of Pleasant Hill

Kasasa Checking

0.51%

$25

Colonial Savings, F.A.

Statement Savings

0.50%

$50

Home State Bank Royal, IA

Regular Savings

0.50%

$50

Iowa Falls State Bank

Premium Checking

0.50%

$1,000

Security Bank Tulsa, OK

Money Market

0.50%

$1,500

Minnwest Bank

Investment Savings

0.50%

$10,000

1st Bank Yuma

18-Month CD

0.45%

$1,000

Peoples Bank of Kentucky

12-Month CD

0.30%

$1,000

USLA Union S&L

18-Month CD

0.30%

$1,000

First Southern State Bank

Savings

0.25%

Security Bank of Southwest Missouri

Savings

0.25%

$100

Hatboro Federal Savings

Statement Savings

0.15%

$100

First National Bank Alamogordo, NM

Money Market

0.10%

$2,500

Chester National Bank

Savings

0.05%

$100

First State Bank (MI)

18-Month CD

0.05%

$1,000

Abington Bank

Get Real Savings

0.05%

$10

Disclaimer

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare PeoplesChoice Credit Union Mortgage Rates with Lenders Rates for Fixed and Adjustable Mortgages

Sikorsky Credit Union

15-Year Fixed

5.375%

5.431%

0.000

1st Northern California Credit Union

15-Year Fixed (Jumbo)

5.375%

5.525%

0.750

Hoosier Hills Credit Union

15 Year Fixed

5.375%

5.578%

0.000

Apple Federal Credit Union

15-Year Fixed

5.500%

5.738%

1.000

Mid-Atlantic Federal Credit Union

7/6 ARM

5.750%

5.768%

0.000

A+ Federal Credit Union

10-Year Fixed

5.625%

5.772%

0.000

Pittsford Federal Credit Union

10-Year Fixed

5.625%

5.809%

0.000

Crest Savings Bank

10-Year Fixed

5.750%

5.881%

0.000

Midwest Liberty Federal Credit Union

10 Year Fixed

5.500%

5.930%

0.000

Y-12 Federal Credit Union

15-Year Fixed

5.750%

5.945%

1.000

Honda Federal Credit Union

10 Year Fixed

5.750%

5.964%

0.000

Randolph Brooks FCU

5/5 ARM

5.875%

5.967%

0.000

Phoenixville Federal B&T

15-Year Fixed

5.875%

5.984%

0.125

Manasquan Bank

7/6 ARM

6.000%

6.074%

0.000

Partners Federal Credit Union

30-Year Fixed

5.990%

6.094%

0.000

Georgias Own Credit Union

5/5 ARM

5.500%

6.122%

0.000

Citizens Bank

15-Year Fixed

6.000%

6.123%

0.375

Seaboard Federal Credit Union

5/5 ARM

5.875%

6.147%

0.000

Farmers State Bank Waterloo, IA

30-Year Fixed

6.125%

6.159%

0.000

Ideal Credit Union

5/1 ARM

5.375%

6.198%

0.000

Methuen Co-operative Bank

15-Year Fixed

6.125%

6.219%

0.000

Abri Credit Union

15-Year Fixed

6.000%

6.250%

0.000

NESC Federal Credit Union

20 Year Fixed

6.250%

6.256%

0.000

Unity Bank

30-Year Fixed

6.250%

6.278%

0.000

LMCU Lake Michigan Credit Union

7-Year ARM

5.740%

6.336%

0.977

Disclaimer

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare PeoplesChoice Credit Union Credit Cards with Other Competitive Bank and Credit Union Credit Cards

ACFCU

College Real Rewards Card Visa

19.740% - 29.740%

Earn 1.5 points for every $1 you spend on eligible purchases (equal to 1.5% cash back)6 and work towards building a strong financial future.

America First Federal Credit Union

SIGNATURE 1% CASH BACK VISA

14.740%

Unlimited 1% Cash Back Signature Card

Randolph Brooks FCU

World Cash Back Credit Card Mastercard

18.000%

The Golden 1 Credit Union

Member First VISA

15.040%

No balance transfer fees or annual fees.

Academic Federal Credit Union

Academic VISA® Platinum

10.900%

AAC Credit Union

Visa Platinum

7.990%

Line of credit up to $20,000. $250,000 travel life insurance

Canyon View Credit Union

Visa Business Rewards Card

15.240%

Abilene Teachers Federal Credit Union

Visa or MasterCard

9.990%

Credit Line $500-$7,000

1st Northern California Credit Union

Visa Shared Secured

7.900%

Acadia Federal Credit Union

Acadia Visa Credit Card

10.900%

No annual fee

Achieve Credit Union

Visa Platinum Credit Card

8.900%

No annual fee. No balance transfer fee. No cash advance fee.

Security Service Federal Credit Union

Security Service Power MasterCard

12.740% - 18.000%

705 Federal Credit Union

VISA Credit Card

7.900% - 15.900%

Maximum credit card amount offered is $10,000 with a 36-month term.

Abbott Laboratories Credit Union

Select Rewards Visa

15.200%

Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.

SchoolsFirst Federal Credit Union

Inspire Mastercard

13.750% - 17.900%

Maximum Loan Amount Up to $35,000.00

Aberdeen Proving Ground FCU

Visa Platinum Preferred Rewards

15.740% - 17.990%

Mountain America Federal Credit Union

Rewards Credit Card

14.240%

Vystar Credit Union

Visa Signature® Cash Back

17.750%

ACFCU

Reserve Rewards+ Card Visa

19.740% - 29.740%

Enjoy premium rewards and benefits, plus receive a $500 bonus.

360 Federal Credit Union

Visa Classic

3.990%

Introductory Rate of 3.99% APR for 12 months on transactions in the first 90 days.

Suncoast Credit Union

Rewards Share Secured

18.000%

Credit Limit - $300 - $5,000

BECU Boeing Employees Credit Union

BECU Visa

13.240% - 25.240%

0.00% Introductory APR for twelve (12) months from date of transfer when transfers are completed within 90 days of account opening.

America First Federal Credit Union

Platinum Low Rate VISA

12.240%

Low Rate Platinum Card

Aberdeen Proving Ground FCU

Visa Platinum Preferred Starter

17.990%

ABNB Federal Credit Union

ABNB VISA Signature

14.740% - 17.740%

No annual fees or cash advance fees. Rates may vary depending on credit worthiness.

Disclaimer

The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Compare PeoplesChoice Credit Union Personal Loans with Other Competitive Bank and Credit Union Personal Loans

705 Federal Credit Union

Personal Loan

12.250% - 17.000%

$0 - $20,000

Achieve Financial Credit Union

Student Loan Consolidation

5.490%

Advantage Credit Union Newtown, IA

Personal Loans

14.200%

$5,000 - $8,000

48 - 48

Y-12 Federal Credit Union

Signature Loan

12.490%

InFirst Bank

Personal Loan

12.000% - 12.090%

$1,500 - $15,000

60 - 60

Access Of Louisiana Federal Credit Union

Personal Loan

9.200% - 17.950%

$0 - $100

12 - 24

Alec Federal Credit Union

New Signature Loans

8.990%

Access Of Louisiana Federal Credit Union

Line of Credit Variable Rate

10.200% - 17.950%

$0 - $15,000

1 - 60

1st University Credit Union

Unsecured Signature Loan

10.250%

37 - 60

Aberdeen Proving Ground FCU

Personal Loan Rates

5.740%

1 - 36

Vystar Credit Union

Personal Loans

13.250%

6184

1st Northern California Credit Union

1st Line of Credit

9.900%

America First Federal Credit Union

Line of Credit Variable

16.740%

Avenir Financial Federal Credit Union

Personal Loan

11.990%

Access Federal Credit Union

Consolidation Loans

14.850%

37 - 60

Avenir Financial Federal Credit Union

Open End Line-of-Credit

11.990%

Abbott Laboratories Credit Union

Personal Loan

10.490%

60 - 60

Academic Employees Credit Union

Personal Loan

10.500%

$0 - $5,000

24 - 36

A+ Federal Credit Union

A+ Personal Loan

8.990%

The Golden 1 Credit Union

Personal Loan

8.890%

1st Street Credit Union

Note Loan

8.990% - 17.990%

Teachers Federal Credit Union

Unsecured Personal Loan

10.990%

$0 - $50,000

12 - 60

Mountain America Federal Credit Union

Personal Loan

13.240%

AHE Plant 3 Federal Credit Union

Unsecured (Signature) Loan

11.000%

$0 - $500

Access Federal Credit Union

Unsecured Loans

9.990%

1 - 60

Disclaimer

The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have PeoplesChoice Credit Union rate data right now, check back for updates, we are adding rates all the time.

PeoplesChoice Credit Union Information

Credit Union Name: PeoplesChoice Credit Union

Website: https://www.peopleschoicecreditunion.com/

Full Time Employees: 63
Part Time Employees: 0
President: Lisa Parker
CEO: Luke Labbe
Branch Locations: 4
ATM Locations: 4

Corporate Office Address:

23 Industrial Park Rd
Saco, ME 04072 1804
Phone Number: 207-282-4156
Fax Number: 207-284-2447

PeoplesChoice Credit Union Financials

Total Assets:

356,867,167

Total Amount of Shares and Deposits:

325,333,732

Total Shares and Deposits < 1 Year:

302,606,265

Total Shares and Deposits 1 3 Years:

10,429,778

Total Shares and Deposits > 3 Years:

12,297,690

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):

31,219,538

Total Uninsured Shares and Deposits > $250K (F+J):

31,219,538

Total Insured Shares and Deposits > $250K (item 17 less item K):

294,114,194

Total Interest Expense (Sum of items 6 8):

1,721,088

Share Certificates:

3,428

Number of Accounts for Share Drafts:

14,280

IRA KEOGH Accounts:

1,170

Number of Accounts for Regular Shares:

26,841

All other shares:

1,383

Money Market Shares:

1,057

Total Cash on Deposit (Amounts Deposited in Financial Institutions):

5,109,675

Total Liabilities:

339,119,292

PeoplesChoice Credit Union Questions and Answers

No Cost Share Drafts:

Yes

Share Certificates with Low Minimum Balance Requirements:

Yes

Is Financial Counseling Offered?:

Yes

Financial Education offered for Members?:

Yes

Are financial literacy Workshops offered?:

Yes

Is there a first time homebuyer program?:

Yes

Credit management and repair offered?:

Yes

Online Financial Literacy?:

No Cost Bill Payer:

Yes

Student Scholarships:

Credit Builder:

Mortgage Processing:

Yes

Approved Mortgage Seller?:

Yes

Brokered Certificates of Deposits:

payment:

Yes

Are low cost wire transfers available?:

Yes

Member Application:

Yes

Are New Loans Available:

Yes

New Share Account:

Yes

Are online loan payments available:

Yes

Online Bill Payment Allowed?:

Yes

Can I download my account history?:

Account Aggregation:

Electronic Signature Authentication Certification:

Yes

Can I get my bank statements online?:

Yes

External Account Transfers Allowed:

Yes

Remote Deposit Allowed:

Yes

Are Mobile Payments Avilable?:

Yes

Source: NCUA Last Updated 03/31/2024

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