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Interfaith Federal Credit Union

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Interfaith Federal Credit Union Rates & Review July 2026

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Interfaith Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated: July 15, 2026

You can compare Interfaith Federal Credit Union rates to other rates in our database, including 12-month share certificate rates currently at 0.30%, 6-month share certificate rates at 3.60% and 3-month share certificate rates at 0.05%. Savings rates are at 1.00% and money market rates are at 0.20%. Mortgage rates on 30-year fixed loans are around 5.66%. All these rates can be compared to Interfaith Federal Credit Union rates. MonitorBankRates evaluates the financial stability of Interfaith Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.57%. Rates were last updated on 07/15/2026.

Interfaith Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Interfaith Federal Credit Union? Share your experience about Interfaith Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Interfaith Federal Credit Union.

Verified Strong Use This Badge on Your Credit Union Website

Overall Health & Safety Grade

A+

Exceptional Health Score: 99/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

1.57%

Excellent Lower than avg

Interfaith Federal Credit Union
Interfaith FCU

9040 Benson Ave
Montclair, CA 91763

https://www.interfaithfcu.org

Current Rate Availability

We do not have Interfaith Federal Credit Union rates right now, but we are constantly updating our database so check back often for updated rates.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Interfaith Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Interfaith Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Interfaith Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Interfaith Federal Credit Union

Website https://www.interfaithfcu.org

Address 9040 Benson Ave, Montclair, CA 91763

Phone 909-946-4096

Fax 909-981-7055

President Anthony Boger

CEO Rick Menjivar

Full-Time Employees 24

Part-Time Employees 5

Branch Locations 5

ATM Locations 0

NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A+ (99/100)

Texas Ratio

1.57%

Return on Assets (ROA)

0.6231%

Return on Equity (ROE)

5.4071%

Non-Performing Loans Ratio (NPL)

0.34%

Total Assets

132,798,312

Total Amount of Shares and Deposits

117,031,494

Total Shares and Deposits < 1 Year

112,274,651

Total Shares and Deposits 1 3 Years

3,169,035

Total Shares and Deposits > 3 Years

1,587,808

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

8,663,797

Total Uninsured Shares and Deposits > $250K (F+J)

8,663,797

Total Insured Shares and Deposits > $250K (item 17 less item K)

108,367,697

Total Interest Expense (Sum of items 6 8)

911,838

Share Certificates

818

Number of Accounts for Share Drafts

2,950

IRA KEOGH Accounts

265

Number of Accounts for Regular Shares

5,570

All other shares

Money Market Shares

264

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

16,591,553

Total Liabilities

117,495,187

Source: NCUA — Last Updated 09/30/2025

2026 MBR Health & Safety Badge

Interfaith Federal Credit Union earned the Verified Strong badge

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Customer Reviews

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Frequently Asked Questions About Interfaith Federal Credit Union

How many branches does Interfaith Federal Credit Union operate?

Interfaith Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Interfaith Federal Credit Union?

Yes, to access services at Interfaith Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Interfaith Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Interfaith Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Interfaith Federal Credit Union offer online and mobile banking?

Most modern institutions like Interfaith Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.interfaithfcu.org.