Piedmont Advantage Credit Union CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

Piedmont Advantage Credit Union

Compare Piedmont Advantage Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Piedmont Advantage Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Piedmont Advantage Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Piedmont Advantage Credit Union? Share your experience about Piedmont Advantage Credit Union by leaving a review below, or read customer reviews before you decide to use Piedmont Advantage Credit Union.

Overall, Piedmont Advantage Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Rate

APY/APR

vs Avg

12-Month CD

N/A

2.52%

18-Month CD

N/A

2.28%

24-Month CD

N/A

2.27%

36-Month CD

N/A

2.19%

48-Month CD

N/A

2.15%

60-Month CD

N/A

2.26%

Savings

N/A

0.62%

MMA

N/A

0.80%

30-Year Fixed

6.54%

6.84%

Credit Card

N/A

14.10%

Personal Loan

N/A

11.27%

Piedmont Advantage Credit Union
Advantage Way

3530 Advantage Way
Winston Salem, NC 27103

https://www.pacu.com

MonitorBankRates' Rating

5/5

★★★★★

Review Piedmont Advantage Credit Union

Compare Piedmont Advantage Credit Union Rates with Other Competitive Bank and Credit Union Rates

Union State Bank of Everest

3-Month CD

4.40%

$1,000

Primis Bank

Savings

4.35%

Leighton State Bank

12-Month CD

4.19%

$500

Golden Belt Bank, FSA

9-Month CD

4.00%

$1,000

F&M State Bank Winterset, IA

12-Month CD (Jumbo)

3.85%

$100,000

Apple Federal Credit Union

36-Month CD

3.75%

$500

Peru Federal Savings Bank

60-Month CD

3.65%

$1,000

Dearborn Federal Savings Bank

36-Month CD

3.60%

$500

Alliance Community Bank

30-Month CD

3.56%

$1,000

Colorado Federal Savings Bank

3-Month CD

3.50%

$5,000

The Antwerp Exchange Bank Company

24-Month CD

3.30%

$500

Massena Savings and Loan

60-Month CD

3.23%

$1,000

Wintrust Bank

26-Month CD

3.20%

$1,000

Lyons Federal Bank

48-Month CD

3.14%

$500

Pentagon Federal Credit Union

48-Month CD

3.10%

$1,000

1st Bergen Federal Credit Union

24-Month CD

3.03%

$250

M.Y. Safra Bank

60-Month CD

3.00%

$500

Collinsville Bank

24-Month CD

3.00%

$500

First Liberty Bank

60-Month CD

3.00%

$2,500

Touchmark Bank

60-Month CD

2.95%

$1,000

Acadian Federal Credit Union

12-Month CD

2.89%

$1,000

Citizens State Bank Moundridge, KS

24-Month CD

2.50%

$1,000

FNB of Bellville

24-Month CD

2.50%

$1,000

Security Bank Minnesota

36-Month CD

2.40%

$1,000

OlyFed Olympia Federal S&L

24-Month CD

2.38%

$100

First Bank Ketchikan, AK

24-Month CD

2.10%

FSB Holton, KS

24-Month CD

2.01%

$500

Fidelity Federal S&L of Delaware

Money Market

2.00%

$200,000

Hingham Institution for Savings

18-Month CD

1.75%

$1,000

First National Bank of Clarksdale

60-Month CD

1.50%

$500

Vast Bank

3-Month CD

1.50%

$1,000

Oakdale State Bank

36-Month CD

1.10%

$1,000

First National Bank in Amboy

24-Month CD

1.05%

$1,000

Nashville Savings Bank

18-Month CD

0.90%

$1,000

The Victory Bank

60-Month CD

0.85%

$500

The Honesdale National Bank

Select Money Market

0.85%

$25,000

Greenstate Credit Union

48-Month CD

0.60%

$500

Abington Bank

60-Month CD

0.50%

$1,000

Midland Community Bank

Money Market

0.40%

$2,500

Cincinnatus S&L Co.

36-Month CD

0.40%

$500

BankChampaign

24-Month CD

0.30%

$500

First Federal S&L of Van Wert

18-Month CD

0.30%

$2,500

Itasca Bank & Trust Co.

Itasca Savings

0.30%

$250

Central State Bank State Center, IA

Regular Savings

0.15%

$50

Mascoma Bank

Statement Savings

0.10%

$100

Lewis & Clark Bank

Money Market

0.05%

$100

Milford Federal Bank

Money Market

0.05%

$50

1st Bank Yuma

1st Rate Rewards Checking

0.05%

Applied Bank

Money Market

0.02%

$500

Milford Bank

Regular Savings

0.01%

Disclaimer

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Piedmont Advantage Credit Union Mortgage Rates with Lenders Rates for Fixed and Adjustable Mortgages

Piedmont Advantage Credit Union

15-Year Fixed

5.500%

5.759%

0.000

Navy Federal Credit Union

15-Year Fixed

5.625%

5.820%

0.250

Wrentham Co-operative Bank

15-Year Fixed (Jumbo)

5.750%

5.844%

0.000

Kalsee Credit Union

10 Year Fixed

5.490%

5.928%

0.000

Lakewood Credit Union

10 Year Fixed

5.800%

5.930%

0.000

American Bank, N.A. Le Mars, IA

15-Year Fixed

5.875%

5.962%

0.500

McCoy Federal Credit Union

15 Year Fixed

5.750%

5.977%

0.000

A+ Federal Credit Union

15-Year Fixed

5.875%

6.002%

0.000

Consumers Credit Union

15-Year Fixed

5.875%

6.070%

0.625

Investment Savings Bank

20 Year Fixed

6.000%

6.083%

0.000

NESC Federal Credit Union

5/5 ARM

6.000%

6.109%

0.000

Teachers Federal Credit Union

15-Year Fixed (Jumbo)

6.125%

6.140%

0.000

Kirtland Federal Credit Union

15 Year Fixed

5.875%

6.177%

0.000

Farmers State Bank (Marion, IA)

15-Year Fixed

6.000%

6.179%

0.000

Collinsville Bank

15-Year Fixed

6.000%

6.181%

0.000

Vystar Credit Union

15-Year Fixed

6.125%

6.208%

0.000

River Falls State Bank

15-Year Fixed

6.000%

6.209%

0.000

Piedmont Advantage Credit Union

20-Year Fixed

6.000%

6.209%

0.000

Spire Credit Union

15 Year Fixed

6.125%

6.339%

0.000

Citizens Bank & Trust Company KY

15-Year Fixed

6.250%

6.373%

0.000

Ridgewood Savings Bank

15-Year Fixed

6.250%

6.410%

0.000

Unity Bank

15-Year Fixed

6.375%

6.422%

0.000

DCU Digital Federal Credit Union

30-Year Fixed

6.250%

6.439%

1.625

Liberty Bank Middletown, CT

10/6 ARM

6.000%

6.445%

0.000

Ideal Credit Union

5/1 ARM

5.875%

6.471%

0.000

Disclaimer

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare Piedmont Advantage Credit Union Credit Cards with Other Competitive Bank and Credit Union Credit Cards

Abilene Teachers Federal Credit Union

Visa or MasterCard

9.990%

Credit Line $500-$7,000

LMCU Lake Michigan Credit Union

Prime Platinum Visa Credit Card

11.500%

America First Federal Credit Union

CLASSIC REWARDS VISA

18.000%

Security Service Federal Credit Union

Security Service Power Rewards MasterCard

18.000%

360 Federal Credit Union

Visa Classic

3.990%

Introductory Rate of 3.99% APR for 12 months on transactions in the first 90 days.

The Golden 1 Credit Union

Member Rate Advantage VISA

13.040% - 19.040%

No balance transfer fees or annual fees.

1st Northern California Credit Union

Visa Classic

11.900%

Y-12 Federal Credit Union

VISA Traditional

14.240% - 18.000%

ACFCU

Platinum Card Visa

18.240% - 29.240%

Platinum: 0% introductory APR for the first 18 billing cycles. After that, 18.24% to 29.24% based on your creditworthiness when you open your account.

1st Northern California Credit Union

Visa Premier

9.900%

Acadian Federal Credit Union

Acadian CU Visa Classic

9.200%

9.20% APR for purchases, balance transfers and cash advances.

1st MidAmerica Credit Union

Platinum

8.900%

ACFCU

Everyday Rewards+ Card Visa

19.490% - 29.740%

Earn up to 4x unlimited points AND receive a $150 bonus.

1st United Credit Union

Visa Platinum

13.900%

Abri Credit Union

Platinum Rewards Visa

15.400% - 24.400%

Earn 1 point for every purchase dollar spent. 12 Month Balance Transfer Rate 0%

Abbott Laboratories Credit Union

Select Visa

13.200%

Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.

The Golden 1 Credit Union

Member Cash Rewards+ VISA

17.040% - 23.040%

Maximize rewards with increased cash back on everyday purchases – with up to 4% cash back on gas purchases. Plus, 3% on groceries, restaurants, and food delivery with 1% on everything else.

Teachers Federal Credit Union

Visa Student

14.000%

America First Federal Credit Union

PLATINUM REWARDS VISA

14.740%

Canyon View Credit Union

Visa Student Rewards Card

17.990%

Achieva Credit Union

Achieva Mastercard Credit Card

12.490% - 25.490%

12.49% to 25.49% when you open your account, based on your creditworthiness.

SchoolsFirst Federal Credit Union

Rewards Mastercard

15.000% - 17.900%

Maximum Loan Amount Up to $35,000.00

Achieve Financial Credit Union

Visa Platinum with Rewards

9.900%

Mountain America Federal Credit Union

Rewards Credit Card

14.240%

AAEC Credit Union

VISA Credit Card

11.900%

No annual fee

Disclaimer

The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Compare Piedmont Advantage Credit Union Personal Loans with Other Competitive Bank and Credit Union Personal Loans

ABNB Federal Credit Union

Personal Loans

11.740% - 17.990%

2 Rivers Area Credit Union

Signature Loan

10.000%

America First Federal Credit Union

Line of Credit Variable

16.740%

SchoolsFirst Federal Credit Union

Payroll Savings Loan

17.900%

$0 - $500

Aberdeen Proving Ground FCU

Personal Loan Rates

5.740%

1 - 36

Advantage Plus Federal Credit Union

Signature Loan

12.990%

1 - 24

InFirst Bank

Personal Loan

13.000% - 13.140%

$1,500 - $15,000

36 - 36

Abri Credit Union

Readi Cash Line-of-Credit Revolving

13.900%

$500 - $15,000

Access Of Louisiana Federal Credit Union

Personal Loan

9.200% - 17.950%

$0 - $100

12 - 24

The Golden 1 Credit Union

Personal Loan

8.890%

Advantage Credit Union Newtown, IA

Personal Loans

13.700%

$2,500 - $5,000

36 - 36

Security Service Federal Credit Union

Personal Loan

11.240% - 17.950%

25 - 36

Mountain America Federal Credit Union

Personal Loan

13.740%

Abbott Laboratories Credit Union

Personal Loan

10.490%

60 - 60

SchoolsFirst Federal Credit Union

Personal Loan

9.990% - 18.000%

$0 - $50,000

Mountain America Federal Credit Union

Personal Loan

13.240%

AHE Plant 3 Federal Credit Union

Loan Specials

8.500%

$0 - $6,000

Abilene Teachers Federal Credit Union

Personal Signature Loan

10.250% - 17.950%

1 - 36

360 Federal Credit Union

Signature LOC Revolving Credit Line

12.500%

$0 - $10,000

1st MidAmerica Credit Union

Signature Loan

10.700%

$0 - $10,000

60 - 60

Act 1st Federal Credit Union

Signature Loan

10.000%

12 - 12

Access Federal Credit Union

Consolidation Loans

13.060%

1 - 36

Academic Employees Credit Union

Personal Loan

10.500%

$0 - $5,000

24 - 36

Abbey Credit Union

Signature (Unsecured) Loan

11.040%

1 - 24

A+ Federal Credit Union

A+ Personal Loan

8.990%

Disclaimer

The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Piedmont Advantage Credit Union Information

Credit Union Name: Piedmont Advantage Credit Union

Website: https://www.pacu.com

Full Time Employees: 91
Part Time Employees: 3
President: Tom Mekis
CEO: Dion Williams
Branch Locations: 6
ATM Locations: 11

Corporate Office Address:

3530 Advantage Way
Winston Salem, NC 27103
Phone Number: 336-776-1700
Fax Number: 336-776-1111

Piedmont Advantage Credit Union Financials

Total Assets:

390,410,230

Total Amount of Shares and Deposits:

361,171,454

Total Shares and Deposits < 1 Year:

356,110,302

Total Shares and Deposits 1 3 Years:

4,787,221

Total Shares and Deposits > 3 Years:

273,931

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):

8,704,944

Total Uninsured Shares and Deposits > $250K (F+J):

8,704,944

Total Insured Shares and Deposits > $250K (item 17 less item K):

352,466,510

Total Interest Expense (Sum of items 6 8):

1,018,146

Share Certificates:

2,308

Number of Accounts for Share Drafts:

17,615

IRA KEOGH Accounts:

823

Number of Accounts for Regular Shares:

31,015

All other shares:

4,161

Money Market Shares:

1,663

Total Cash on Deposit (Amounts Deposited in Financial Institutions):

23,063,276

Total Liabilities:

370,440,457

Piedmont Advantage Credit Union Questions and Answers

No Cost Share Drafts:

Yes

Share Certificates with Low Minimum Balance Requirements:

Yes

Is Financial Counseling Offered?:

Yes

Financial Education offered for Members?:

Yes

Are financial literacy Workshops offered?:

Yes

Is there a first time homebuyer program?:

Yes

Credit management and repair offered?:

Yes

Online Financial Literacy?:

Yes

No Cost Bill Payer:

Yes

Student Scholarships:

Credit Builder:

Mortgage Processing:

Yes

Approved Mortgage Seller?:

Yes

Brokered Deposits (All deposits acquired through a third party):

payment:

Yes

Are low cost wire transfers available?:

Yes

Member Application:

Yes

Are New Loans Available:

Yes

New Share Account:

Yes

Are online loan payments available:

Yes

Online Bill Payment Allowed?:

Yes

Can I download my account history?:

Account Aggregation:

Electronic Signature Authentication Certification:

Yes

Can I get my bank statements online?:

Yes

External Account Transfers Allowed:

Yes

Remote Deposit Allowed:

Yes

Are Mobile Payments Avilable?:

Yes

Source: NCUA Last Updated 03/31/2024

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